NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

STATE BANK OF INDIA AND

NATIONALISED BANKS

FOREIGN BANKS

ITS ASSOCIATES

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

29,032

182,20

142,94

91,527

366,60

266,10

-

-

-

1. Direct Finance

28,418

131,00

94,66

90,709

341,17

246,36

-

-

-

2. Indirect Finance

614

51,20

48,29

818

25,43

19,74

-

-

-

II.

INDUSTRY

5,007

245,39

200,81

6,970

1837,50

1440,15

-

-

-

1. Mining & Quarrying

48

4,47

3,36

65

4,23

3,79

-

-

-

2. Food Manufacturing & Processing

307

27,49

23,13

664

22,73

19,62

-

-

-

(a) Rice Mills, Flour & Dal Mills

78

8,90

6,23

216

6,00

4,59

-

-

-

(b) Sugar

-

-

-

4

30

24

-

-

-

(c) Edible Oils & Vanaspati

12

1,39

1,31

36

5,34

5,57

-

-

-

(d) Tea Processing

4

13

4

2

9

5

-

-

-

(e) Processing of Fruits & Vegetables

11

2,36

2,21

11

3,75

3,35

-

-

-

(f) Others

202

14,70

13,33

395

7,25

5,82

-

-

-

3. Beverage & Tobacco

13

4,75

4,46

23

2,76

2,41

-

-

-

4. Textiles

286

38,70

29,63

353

70,28

48,35

-

-

-

(a) Cotton Textiles

25

28,12

19,86

44

57,53

37,59

-

-

-

(b) Jute & Other Natural Fibre Textiles

23

49

47

8

1,37

1,36

-

-

-

(c) Handloom Textiles & Khadi

173

2,82

2,29

108

1,30

1,07

-

-

-

(d) Other Textiles & Textile Products

65

7,28

7,01

193

10,09

8,33

-

-

-

5. Paper, Paper Products & Printing

90

11,04

7,77

131

16,45

15,27

-

-

-

6. Leather & Leather Products

28

1,03

58

30

35

30

-

-

-

7. Rubber & Plastic Products

133

17,57

15,36

198

30,04

23,03

-

-

-

8. Chemicals & Chemical Products

58

21,51

20,42

136

21,20

15,57

-

-

-

(a) Heavy Industrial Chemicals

3

3,82

3,82

23

3,83

2,62

-

-

-

(b) Fertilisers

-

-

-

3

62

39

-

-

-

(c) Drugs & Pharmaceuticals

16

10,83

10,13

15

1,22

1,12

-

-

-

(d) Non-Edible Oils

1

14

13

3

59

55

-

-

-

(e) Other Chemicals & Chemical Products

38

6,72

6,33

92

14,95

10,89

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

8

1,36

1,31

3

32

33

-

-

-

10. Manufacture of Cement & Cement Products

21

1,15

94

45

3,00

1,65

-

-

-

11. Basic Metals & Metal Products

123

8,22

6,52

360

80,58

75,82

-

-

-

(a) Iron & Steel

28

2,67

2,32

17

47,66

45,95

-

-

-

(b) Non-Ferrous Metals

2

7

4

5

78

45

-

-

-

(c) Metal Products

93

5,48

4,16

338

32,14

29,42

-

-

-

12. Engineering

127

30,47

21,07

455

52,29

44,48

-

-

-

(a) Heavy Engineering

13

3,50

2,14

35

4,89

2,26

-

-

-

(b) Light Engineering

48

5,37

4,74

257

6,22

4,60

-

-

-

(c) Electrical Machinery & Goods

33

7,44

5,84

100

35,82

32,74

-

-

-

(d) Electronic Machinery & Goods

33

14,15

8,36

63

5,37

4,87

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

43

2,17

1,71

108

25,60

15,72

-

-

-

14. Other Industries

3,387

33,48

25,91

3,936

55,35

50,55

-

-

-

15. Electricity, Gas & Water

12

29,72

28,75

19

729,91

694,06

-

-

-

(a) Electricity Generation & Transmission

7

29,45

28,52

15

729,56

693,77

-

-

-

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

5

28

23

4

35

29

-

-

-

16. Construction

323

12,27

9,89

444

722,40

429,17

-

-

-

III.

TRANSPORT OPERATORS

2,594

70,79

42,27

3,725

144,11

103,33

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

1,239

32,47

23,55

7,173

92,24

77,57

3

78,39

78,34

V.

PERSONAL LOANS

62,952

579,12

461,07

50,147

515,35

444,88

-

-

-

1. Loans for Purchase of Consumer Durables

2,909

12,96

9,24

2,403

10,60

7,95

-

-

-

2. Loans for Housing

12,408

263,71

221,85

9,489

223,02

214,83

-

-

-

3. Rest of the Personal Loans

47,635

302,45

229,98

38,255

281,72

222,10

-

-

-

VI.

TRADE

15,205

187,50

151,75

25,162

310,67

234,48

1

25

25

1. Wholesale Trade

724

33,65

28,17

380

22,97

19,03

-

-

-

2. Retail Trade

14,481

153,86

123,58

24,782

287,70

215,45

1

25

25

VII.

FINANCE

14

81

77

767

77,52

66,02

-

-

-

VIII.

ALL OTHERS

11,490

119,11

92,24

10,831

162,55

74,47

-

-

-

TOTAL BANK CREDIT

1,27,533

1417,38

1115,40

1,96,302

3506,54

2707,00

4

78,64

78,59

OF WHICH : 1. Artisans and Village & Tiny Industries

3,170

67,60

53,19

1,901

9,48

7,54

-

-

-

2. Other Small Scale Industries

889

24,24

20,04

3,436

167,62

140,54

-

-

-

NORTHERN REGION

STATE : HIMACHAL PRADESH

(Amount in Rupees Lakh)

OCCUPATION

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIALBANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

15,042

33,77

24,10

31

89

66

1,35,632

583,47

433,81

1. Direct Finance

14,235

31,87

22,94

29

46

26

1,33,391

504,50

364,22

2. Indirect Finance

807

1,91

1,16

2

43

40

2,241

78,97

69,59

II.

INDUSTRY

2,570

14,26

10,63

54

197,91

121,24

14,601

2295,06

1772,84

1. Mining & Quarrying

6

26

18

-

-

-

119

8,97

7,32

2. Food Manufacturing & Processing

19

45

30

2

95

35

992

51,62

43,40

(a) Rice Mills, Flour & Dal Mills

13

16

14

-

-

-

307

15,06

10,96

(b) Sugar

-

-

-

-

-

-

4

30

24

(c) Edible Oils & Vanaspati

-

-

-

2

95

35

50

7,68

7,23

(d) Tea Processing

-

-

-

-

-

-

6

22

9

(e) Processing of Fruits & Vegetables

3

13

8

-

-

-

25

6,24

5,65

(f) Others

3

16

8

-

-

-

600

22,12

19,23

3. Beverage & Tobacco

-

-

-

-

-

-

36

7,51

6,88

4. Textiles

57

1,71

1,17

11

24,67

12,58

707

135,36

91,74

(a) Cotton Textiles

1

4

2

3

5,44

4,23

73

91,12

61,70

(b) Jute & Other Natural Fibre Textiles

5

2

1

-

-

-

36

1,88

1,84

(c) Handloom Textiles & Khadi

38

1,24

75

1

1

1

320

5,36

4,12

(d) Other Textiles & Textile Products

13

42

39

7

19,21

8,34

278

37,00

24,07

5. Paper, Paper Products & Printing

5

8

7

-

-

-

226

27,57

23,11

6. Leather & Leather Products

-

-

-

2

8

3

60

1,46

92

7. Rubber & Plastic Products

-

-

-

-

-

-

331

47,61

38,40

8. Chemicals & Chemical Products

2

8

23,80

23,11

204

66,52

59,10

(a) Heavy Industrial Chemicals

-

-

-

3

4,82

4,82

29

12,47

11,26

(b) Fertilisers

-

-

-

-

-

-

3

62

39

(c) Drugs & Pharmaceuticals

-

-

-

4

15,98

15,29

35

28,03

26,54

(d) Non-Edible Oils

-

-

-

-

-

-

4

73

68

(e) Other Chemicals & Chemical Products

2

1

3,00

3,00

133

24,67

20,23

9. Petroleum, Coal Products & Nuclear Fuels

5

19

17

-

-

-

16

1,86

1,80

10. Manufacture of Cement & Cement Products

3

11

11

-

-

-

69

4,27

2,71

11. Basic Metals & Metal Products

22

55

30

2

3,20

3,57

507

92,55

86,21

(a) Iron & Steel

-

-

-

1

2,00

2,37

46

52,33

50,65

(b) Non-Ferrous Metals

-

-

-

-

-

-

7

85

49

(c) Metal Products

22

55

30

1

1,20

1,20

454

39,37

35,07

12. Engineering

-

-

-

13

112,82

52,35

595

195,58

117,90

(a) Heavy Engineering

-

-

-

3

42,34

40,00

51

50,72

44,40

(b) Light Engineering

-

-

-

-

-

-

305

11,59

9,34

(c) Electrical Machinery & Goods

-

-

-

-

-

-

133

43,26

38,58

(d) Electronic Machinery & Goods

-

-

-

10

70,48

12,35

106

90,01

25,58

13. Vehicles, Vehicle Parts & Transport Equipments

2

6

4

4

4,19

1,13

157

32,01

18,61

14. Other Industries

2,355

7,72

5,48

4

21

17

9,682

96,76

82,10

15. Electricity, Gas & Water

41

2,08

2,00

1

27,62

27,62

73

789,34

752,43

(a) Electricity Generation & Transmission

40

1,87

1,75

1

27,62

27,62

63

788,49

751,66

(b) Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

1

21

25

-

-

-

10

85

77

16. Construction

53

1,05

82

7

36

32

827

736,07

440,21

III.

TRANSPORT OPERATORS

1,603

30,16

20,11

28

98

69

7,950

246,04

166,40

IV.

PROFESSIONAL AND OTHER SERVICES

1,370

9,42

6,97

46

451,73

451,53

9,831

664,26

637,96

V.

PERSONAL LOANS

18,306

79,94

63,43

1,365

35,75

30,11

1,32,770

1210,15

999,49

1. Loans for Purchase of Consumer Durables

2,033

6,49

4,59

26

11

6

7,371

30,16

21,84

2. Loans for Housing

1,349

16,70

14,18

401

20,32

17,04

23,647

523,74

467,91

3. Rest of the Personal Loans

14,924

56,75

44,66

938

15,31

13,01

1,01,752

656,24

509,74

VI.

TRADE

7,995

42,11

33,35

213

5,09

4,19

48,576

545,62

424,01

1. Wholesale Trade

392

2,46

2,00

7

46

41

1,503

59,53

49,62

2. Retail Trade

7,603

39,65

31,35

206

4,63

3,77

47,073

486,09

374,39

VII.

FINANCE

115

68

46

1

3

2

897

79,03

67,28

VIII.

ALL OTHERS

4,966

18,89

14,08

17

1,56

1,36

27,304

302,10

182,14

TOTAL BANK CREDIT

51,967

229,24

173,13

1,755

693,94

609,79

3,77,561

5925,73

4683,92

OF WHICH : 1. Artisans and Village & Tiny Industries

2,249

7,47

5,16

1

-

-

7,321

84,55

65,89

2. Other Small Scale Industries

110

1,56

1,06

-

-

-

4,435

193,42

161,64