Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

7,75,889

2381,80

2090,54

4,13,973

1402,41

1195,90

1.

Direct Finance

7,56,152

2108,32

1860,38

4,03,696

1253,12

1074,55

2.

Indirect Finance

19,737

273,48

230,17

10,277

149,29

121,36

II.

INDUSTRY

50,423

1682,68

1403,38

43,011

4560,32

3819,80

1.

Mining & Quarrying

147

43,97

35,57

198

187,32

177,44

2.

Food Manufacturing & Processing

3,415

271,37

228,48

3,368

285,65

257,42

(a) RiceMills, Flour & DalMills

1,233

33,48

27,58

811

54,40

42,94

(b) Sugar

28

102,45

92,62

19

86,35

82,70

(c) Edible Oils & Vanaspati

126

49,52

41,12

255

55,57

51,10

(d) Tea Processing

1

7

7

1

38

39

(e) Processing of Fruits & Vegetables

43

1,75

1,49

34

5,44

5,19

(f) Others

1,984

84,09

65,60

2,248

83,51

75,10

3.

Beverage & Tobacco

35

6,64

16,19

60

52,13

81,49

4.

Textiles

986

121,00

72,67

1,207

204,66

136,61

(a) Cotton Textiles

140

55,68

43,21

286

60,14

45,71

(b) Jute & Other Natural Fibre Textiles

30

1,91

1,63

43

89

90

(c) Handloom Textiles & Khadi

18

10

9

65

78

49

(d) Other Textiles & Textile Products

798

63,32

27,75

813

142,84

89,51

5.

Paper, Paper Products & Printing

423

22,64

20,60

984

416,48

319,88

6.

Leather & Leather Products

470

8,30

5,82

526

22,17

14,56

7.

Rubber & Plastic Products

415

109,66

76,22

693

94,96

87,50

8.

Chemicals & Chemical Products

671

266,74

226,95

955

718,28

560,42

(a) Heavy Industrial Chemicals

54

68,41

53,45

89

168,07

134,55

(b) Fertilisers

13

9,87

6,50

9

4,95

4,96

(c) Drugs & Pharmaceuticals

194

47,90

41,25

276

78,65

50,81

(d) Non-Edible Oils

11

7,32

7,19

22

3,96

2,56

(e) Other Chemicals & Chemical Products

399

133,22

118,56

559

462,65

367,53

9.

Petroleum, Coal Products & Nuclear Fuels

36

59,41

51,39

26

15,38

14,65

10.

Manufacture of Cement & Cement Products

216

53,42

52,16

306

194,47

168,29

11.

Basic Metals & Metal Products

1,134

164,70

126,86

1,388

685,36

614,55

(a) Iron & Steel

140

116,95

85,33

199

439,17

461,42

(b) Non-Ferrous Metals

44

21,23

17,74

28

17,40

6,29

(c) Metal Products

950

26,51

23,78

1,161

228,79

146,84

12.

Engineering

1,017

222,06

193,45

1,111

1066,22

873,96

(a) Heavy Engineering

169

74,63

67,18

103

62,50

25,69

(b) Light Engineering

330

64,22

47,00

438

81,58

45,40

(c) Electrical Machinery & Goods

339

62,30

58,67

390

168,42

88,48

(d) Electronic Machinery &Goods

179

20,91

20,60

180

753,73

714,39

13.

Vehicles, Vehicle Parts & Transport Equipments

1,191

85,58

66,56

638

30,11

26,90

14.

Other Industries

37,790

207,81

195,68

28,795

192,86

166,79

15.

Electricity, Gas & Water

25

6,48

5,62

60

268,38

206,50

(a) Electricity Generation & Transmission

7

1,83

1,70

20

164,88

105,98

(b) Non-Conventional Energy

4

1,57

1,62

4

100,47

96,96

(c) Gas, Steam & Water Supply

14

3,08

2,31

36

3,02

3,56

16.

Construction

2,452

32,90

29,14

2,696

125,87

112,86

III.

TRANSPORT OPERATORS

13,955

122,85

95,55

12,889

109,78

82,25

IV.

PROFESSIONAL AND OTHER SERVICES

46,214

190,14

147,28

35,091

292,26

226,10

V.

PERSONAL LOANS

2,15,722

912,87

784,84

2,47,984

1400,36

1214,43

1.

Loans for Purchase of Consumer Durables

26,657

61,05

52,29

23,297

63,94

51,62

2.

Loans for Housing

17,050

307,86

259,53

37,537

667,10

602,43

3.

Rest of the Personal Loans

1,72,015

543,97

473,02

1,87,150

669,32

560,37

VI.

TRADE

1,57,221

2934,20

2769,56

1,17,914

738,92

627,64

1.

Wholesale Trade

4,685

2369,83

2358,54

6,628

154,61

137,64

2.

Retail Trade

1,52,536

564,37

411,03

1,11,286

584,31

490,00

VII.

FINANCE

2,508

40,73

37,50

3,097

81,83

48,41

VIII.

ALL OTHERS

91,789

382,67

301,99

83,593

618,52

501,49

TOTAL BANK CREDIT

13,53,721

8647,96

7630,63

9,57,552

9204,39

7716,03

OF WHICH:1.Artisansand Village & TinyIndustries

17,331

97,81

80,37

12,804

140,12

111,08

2.Other Small Scale Industries

22,737

247,38

196,24

19,608

273,51

237,22

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

76,513

689,05

603,53

21,815

4521,23

2635,01

1.

Direct Finance

63,063

441,96

400,86

8,052

655,87

490,91

2.

Indirect Finance

13,450

247,09

202,67

13,763

3865,36

2144,10

II.

INDUSTRY

50,207

7000,15

5667,31

2,46,245

96701,44

68073,00

1.

Mining & Quarrying

159

46,05

28,91

444

13064,85

6104,40

2.

Food Manufacturing & Processing

3,523

620,16

505,23

5,906

2042,64

1533,41

(a) RiceMills, Flour & DalMills

847

125,99

104,77

531

117,04

73,55

(b) Sugar

46

200,54

188,19

36

181,71

142,67

(c) Edible Oils & Vanaspati

254

149,70

102,20

2,562

402,17

338,17

(d) Tea Processing

9

4,00

4,58

25

195,48

136,78

(e) Processing of Fruits & Vegetables

44

12,89

11,31

81

127,18

96,50

(f) Others

2,323

127,03

94,18

2,671

1019,06

745,73

3.

Beverage & Tobacco

97

47,92

42,28

176

322,77

245,59

4.

Textiles

5,681

688,96

598,67

24,322

9551,09

7391,64

(a) Cotton Textiles

2,639

434,87

368,67

4,119

3719,32

2856,70

(b) Jute & Other Natural Fibre Textiles

134

29,69

28,96

2,040

40,22

36,17

(c) Handloom Textiles & Khadi

130

2,52

1,70

520

494,84

354,07

(d) Other Textiles & Textile Products

2,778

221,87

199,34

17,643

5296,70

4144,70

5.

Paper, Paper Products & Printing

1,236

241,18

205,05

3,549

1585,03

1249,32

6.

Leather & Leather Products

649

15,68

11,61

1,821

171,01

92,36

7.

Rubber & Plastic Products

1,248

292,89

254,19

4,162

2260,01

1901,16

8.

Chemicals & Chemical Products

2,320

1021,96

783,13

23,561

14086,99

8609,51

(a) Heavy Industrial Chemicals

292

308,97

246,19

1,216

3112,91

2093,71

(b) Fertilisers

39

73,97

58,18

130

1879,98

938,23

(c) Drugs & Pharmaceuticals

946

229,91

180,95

16,185

3991,05

2521,16

(d) Non-Edible Oils

35

10,29

7,77

46

79,82

35,47

(e) Other Chemicals & Chemical Products

1,008

398,82

290,05

5,984

5023,22

3020,95

9.

Petroleum, Coal Products & Nuclear Fuels

85

53,27

51,51

329

5447,97

3797,68

10.

Manufacture of Cement & Cement Products

302

34,69

23,71

378

1608,18

1132,55

11.

Basic Metals & Metal Products

3,428

1599,19

1390,85

15,689

9300,02

7281,99

(a) Iron & Steel

834

1240,20

1096,34

2,055

6195,74

4967,08

(b) Non-Ferrous Metals

110

46,90

43,01

616

1343,35

830,87

(c) Metal Products

2,484

312,09

251,50

13,018

1760,94

1484,04

12.

Engineering

3,151

1113,30

856,72

39,013

11652,90

8243,33

(a) Heavy Engineering

416

238,49

145,76

1,330

2253,46

1783,81

(b) Light Engineering

1,322

339,51

251,10

27,861

4392,45

3090,89

(c) Electrical Machinery & Goods

841

266,12

210,90

2,768

2437,68

1926,35

(d) Electronic Machinery &Goods

572

269,19

248,96

7,054

2569,32

1442,27

13.

Vehicles, Vehicle Parts & Transport Equipments

851

365,57

276,03

2,246

4239,54

3302,20

14.

Other Industries

25,048

553,73

380,37

1,20,467

13647,18

11000,41

15.

Electricity, Gas & Water

97

37,94

26,18

319

4163,72

3281,46

(a) Electricity Generation & Transmission

38

9,35

9,07

161

3551,42

2829,74

(b) Non-Conventional Energy

15

18,89

10,95

44

72,94

59,56

(c) Gas, Steam & Water Supply

44

9,70

6,16

114

539,37

392,16

16.

Construction

2,332

267,63

232,90

3,863

3557,53

2905,97

III.

TRANSPORT OPERATORS

13,818

150,11

120,34

18,689

3677,87

2840,64

IV.

PROFESSIONAL AND OTHER SERVICES

37,539

632,32

521,68

33,340

8117,08

6555,83

V.

PERSONAL LOANS

2,67,137

2297,67

1979,83

15,38,070

12948,86

8097,34

1.

Loans for Purchase of Consumer Durables

22,252

69,11

56,05

24,643

158,70

121,52

2.

Loans for Housing

62,194

1287,38

1153,99

93,006

4430,77

3757,03

3.

Rest of the Personal Loans

1,82,691

941,19

769,79

14,20,421

8359,39

4218,79

VI.

TRADE

80,612

1221,70

1013,59

62,308

32593,84

29840,12

1.

Wholesale Trade

6,568

431,83

378,32

23,493

29775,45

27805,69

2.

Retail Trade

74,044

789,87

635,27

38,815

2818,39

2034,43

VII.

FINANCE

3,877

184,37

162,09

8,168

24727,81

17254,90

VIII.

ALL OTHERS

67,255

1164,13

885,96

1,61,716

14248,70

10937,42

TOTAL BANK CREDIT

5,96,958

13339,50

10954,34

20,90,351

197536,83

146234,28

OF WHICH:1.Artisansand Village & TinyIndustries

7,793

250,55

202,15

6,744

294,04

233,55

2.Other Small Scale Industries

26,181

974,36

824,47

68,564

6317,96

5107,21