14. Business in India – All Scheduled Banks and All Scheduled Commercial Banks - আৰবিআই - Reserve Bank of India
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জুন 25, 2025
14. Business in India – All Scheduled Banks and All Scheduled Commercial Banks
| (₹ Crore) | ||||||||
| Item | As on the Last Reporting Friday (in case of March)/ Last Friday | |||||||
| All Scheduled Banks | All Scheduled Commercial Banks | |||||||
| 2024-25 | 2024 | 2025 | 2024-25 | 2024 | 2025 | |||
| Apr. | Mar. | Apr. | Apr. | Mar. | Apr. | |||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | |
| Number of Reporting Banks | 208 | 209 | 208 | 208 | 135 | 136 | 135 | 135 |
| 1 Liabilities to the Banking System | 458011 | 541798 | 458011 | 485692 | 451305 | 537356 | 451305 | 480018 |
| 1.1 Demand and Time Deposits from Banks | 315675 | 296469 | 315675 | 354621 | 309414 | 292303 | 309414 | 349245 |
| 1.2 Borrowings from Banks | 112027 | 170567 | 112027 | 107502 | 111976 | 170542 | 111976 | 107500 |
| 1.3 Other Demand and Time Liabilities | 30310 | 74763 | 30310 | 23569 | 29916 | 74511 | 29916 | 23272 |
| 2 Liabilities to Others | 25053097 | 22917159 | 25053097 | 25236728 | 24557481 | 22440579 | 24557481 | 24727930 |
| 2.1 Aggregate Deposits | 23055487 | 21264492 | 23055487 | 23332769 | 22580601 | 20804308 | 22580601 | 22840577 |
| (22996040) | (21160334) | (22996040) | (23274855) | (22521155) | (20700150) | (22521155) | (22782663) | |
| 2.1.1 Demand | 2748263 | 2530730 | 2748263 | 2680697 | 2698049 | 2480773 | 2698049 | 2630004 |
| 2.1.2 Time | 20307224 | 18733762 | 20307224 | 20652072 | 19882552 | 18323535 | 19882552 | 20210573 |
| 2.2 Borrowings | 920568 | 789091 | 920568 | 888614 | 915248 | 784526 | 915248 | 884265 |
| 2.3 Other Demand and Time Liabilities | 1077042 | 863576 | 1077042 | 1015345 | 1061632 | 851745 | 1061632 | 1003088 |
| 3 Borrowings from Reserve Bank | 311466 | 209301 | 311466 | 23088 | 311466 | 209301 | 311466 | 23088 |
| 3.1 Against Usance Bills /Promissory Notes | - | - | - | - | - | - | - | - |
| 3.2 Others | 311466 | 209301 | 311466 | 23088 | 311466 | 209301 | 311466 | 23088 |
| 4 Cash in Hand and Balances with Reserve Bank | 985044 | 1131231 | 985044 | 1051971 | 964289 | 1108501 | 964289 | 1030327 |
| 4.1 Cash in Hand | 84399 | 93173 | 84399 | 85275 | 81874 | 90784 | 81874 | 82976 |
| 4.2 Balances with Reserve Bank | 900645 | 1038058 | 900645 | 966696 | 882415 | 1017716 | 882415 | 947351 |
| 5 Assets with the Banking System | 432645 | 435794 | 432645 | 463223 | 348496 | 363001 | 348496 | 372327 |
| 5.1 Balances with Other Banks | 273720 | 244270 | 273720 | 302288 | 215801 | 193978 | 215801 | 237512 |
| 5.1.1 In Current Account | 13239 | 12215 | 13239 | 12946 | 10619 | 9388 | 10619 | 10653 |
| 5.1.2 In Other Accounts | 260481 | 232055 | 260481 | 289342 | 205182 | 184590 | 205182 | 226859 |
| 5.2 Money at Call and Short Notice | 44772 | 30878 | 44772 | 38697 | 25838 | 13390 | 25838 | 19488 |
| 5.3 Advances to Banks | 43856 | 48078 | 43856 | 41915 | 39504 | 45925 | 39504 | 38818 |
| 5.4 Other Assets | 70296 | 112568 | 70296 | 80323 | 67353 | 109708 | 67353 | 76510 |
| 6 Investment | 6850574 | 6281775 | 6850574 | 6837270 | 6697928 | 6129440 | 6697928 | 6682751 |
| (6802814) | (6194450) | (6802814) | (6790686) | (6650167) | (6042115) | (6650167) | (6636167) | |
| 6.1 Government Securities | 6842024 | 6274221 | 6842024 | 6828474 | 6697298 | 6128369 | 6697298 | 6682185 |
| 6.2 Other Approved Securities | 8550 | 7553 | 8550 | 8796 | 630 | 1070 | 630 | 566 |
| 7 Bank Credit | 18708286 | 16981402 | 18708286 | 18680190 | 18243972 | 16545337 | 18243972 | 18214777 |
| (18286919) | (16462061) | (18286919) | (18266000) | (17822605) | (16025997) | (17822605) | (17800587) | |
| 7a Food Credit | 87145 | 81990 | 87145 | 98699 | 36531 | 28213 | 36531 | 46725 |
| 7.1 Loans, Cash-credits and Overdrafts | 18370704 | 16662862 | 18370704 | 18337163 | 17909851 | 16230106 | 17909851 | 17875224 |
| 7.2 Inland Bills-Purchased | 76523 | 65609 | 76523 | 80991 | 74963 | 64286 | 74963 | 79561 |
| 7.3 Inland Bills-Discounted | 222320 | 212417 | 222320 | 224117 | 221059 | 211116 | 221059 | 222677 |
| 7.4 Foreign Bills-Purchased | 15357 | 19194 | 15357 | 14893 | 15122 | 18965 | 15122 | 14661 |
| 7.5 Foreign Bills-Discounted | 23382 | 21320 | 23382 | 23026 | 22977 | 20865 | 22977 | 22655 |
| Notes: 1. Data in column Nos. (4) & (8) are Provisional. 2. Data since July 2023 include the impact of the merger of a non-bank with a bank. 3. Figures in parentheses exclude the impact of the merger. |
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