Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

7,505

7,37

4,58

4,235

3,38

2,88

—

—

—

1.

Direct Finance

7,503

7,35

4,57

4,235

3,38

2,88

—

—

—

2.

Indirect Finance

2

2

1

—

—

—

—

—

—

II.

INDUSTRY

384

11,94

12,81

422

1,63

1,21

—

—

—

1.

Mining & Quarrying

2

5

7

—

—

—

—

—

—

2.

Food Manufacturing and Processing

9

5,56

6,46

9

26

22

—

—

—

(a)

Rice Mills, Flour and Dal Mills

1

1

1

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

5

5,44

6,35

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

—

—

—

(f)

Others

3

10

10

9

26

22

—

—

—

3.

Beverage and Tobacco

2

1,35

41

1

1

1

—

—

—

4.

Textiles

8

3

3

3

7

6

—

—

—

(a)

Cotton Textiles

—

—

—

—

—

—

—

—

—

(b)

Jute Textiles

1

—

—

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

2

1

1

—

—

—

—

—

—

(d)

Other Textiles

5

2

2

3

7

6

—

—

—

5.

Paper, Paper Products and Printing

14

29

28

4

3

2

—

—

—

6.

Leather and Leather Products

1

14

33

—

—

—

—

—

—

7.

Rubber and Rubber Products

8

66

1,35

—

—

—

—

—

—

8.

Chemicals and Chemical Products

5

15

31

4

21

19

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

—

—

—

(b)

Fertilizers

1

1

1

—

—

—

—

—

—

(c)

Drugs and Pharmaceuticals

2

9

24

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

2

5

6

4

21

19

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

—

—

—

11.

Basic Metals & Metal Products

12

49

58

—

—

—

—

—

—

(a)

Iron and Steel

1

19

20

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

—

—

—

(c)

Other Metal Products

11

30

38

—

—

—

—

—

—

12.

Engineering

8

1,24

1,21

4

21

20

—

—

—

(a)

Heavy Engineering

—

—

—

—

—

—

—

—

—

(b)

Light Engineering

5

1,17

1,13

3

12

12

—

—

—

(c)

Electrical Machinery & Goods

2

2

1

—

—

—

—

—

—

(d)

Electronic Machinery & Goods

1

5

6

1

9

8

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

6

95

93

—

—

—

—

—

—

14.

Other Industries

307

1,01

85

393

62

41

—

—

—

15.

Electricity, Gas & Water

—

—

—

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

—

—

—

16.

Construction

2

2

—

4

21

9

—

—

—

III.

TRANSPORT OPERATORS

158

2,03

1,49

62

71

54

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

51

2,25

1,29

50

47

44

—

—

—

V.

PERSONAL LOANS

1,598

4,69

3,74

755

3,71

3,29

—

—

—

1.

Loans for Purchase of Consumer Durables

146

24

19

78

13

12

—

—

—

2.

Loans for Housing

30

41

33

54

48

45

—

—

—

3.

Rest of the Personal Loans

1,422

4,04

3,21

623

3,10

2,73

—

—

—

V I.

TRADE

2,181

4,74

4,02

1,977

5,32

5,05

—

—

—

1.

Wholesale Trade

18

20

11

7

1,21

1,13

—

—

—

2.

Retail Trade

2,163

4,54

3,91

1,970

4,11

3,92

—

—

—

VII.

FINANCE

2

1,76

64

—

—

—

—

—

—

VIII.

ALL OTHERS

90

34

25

268

1,98

1,18

—

—

—

TOTAL BANK CREDIT

11,969

35,12

28,81

7,769

17,21

14,59

—

—

—

OF WHICH :

1.

Artisans & Village Industries

189

17

12

155

14

13

—

—

—

2.

Other Small Scale Industries

127

3,99

4,61

259

1,23

97

—

—

—

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

—

—

—

—

—

—

11,740

10,75

7,45

1.

Direct Finance

—

—

—

—

—

—

11,738

10,73

7,45

2.

Indirect Finance

—

—

—

—

—

—

2

2

1

II.

INDUSTRY

—

—

—

—

—

—

806

13,57

14,02

1.

Mining & Quarrying

—

—

—

—

—

—

2

5

7

2.

Food Manufacturing and Processing

—

—

—

—

—

—

18

5,82

6,68

(a)

Rice Mills, Flour and Dal Mills

—

—

—

—

—

—

1

1

1

(b)

Sugar

—

—

—

—

—

—

—

—

—

(c)

Edible Oils and Vanaspati

—

—

—

—

—

—

5

5,44

6,35

(d)

Tea Processing

—

—

—

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

—

—

—

(f)

Others

—

—

—

—

—

—

12

36

32

3.

Beverage and Tobacco

—

—

—

—

—

—

3

1,36

43

4.

Textiles

—

—

—

—

—

—

11

10

9

(a)

Cotton Textiles

—

—

—

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

1

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

2

1

1

(d)

Other Textiles

—

—

—

—

—

—

8

9

8

5.

Paper, Paper Products and Printing

—

—

—

—

—

—

18

32

29

6.

Leather and Leather Products

—

—

—

—

—

—

1

14

33

7.

Rubber and Rubber Products

—

—

—

—

—

—

8

66

1,35

8.

Chemicals and Chemical Products

—

—

—

—

—

—

9

36

50

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

—

—

—

(b)

Fertilizers

—

—

—

—

—

—

1

1

1

(c)

Drugs and Pharmaceuticals

—

—

—

—

—

—

2

9

24

(d)

Non-Edible Oils

—

—

—

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

6

27

25

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

—

—

—

—

—

—

11.

Basic Metals & Metal Products

—

—

—

—

—

—

12

49

58

(a)

Iron and Steel

—

—

—

—

—

—

1

19

20

(b)

Non-Ferrous Metals

—

—

—

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

—

—

—

11

30

38

12.

Engineering

—

—

—

—

—

—

12

1,46

1,41

(a)

Heavy Engineering

—

—

—

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

—

—

—

8

1,29

1,26

(c)

Electrical Machinery & Goods

—

—

—

—

—

—

2

2

1

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

2

14

14

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

—

—

—

6

95

93

14.

Other Industries

—

—

—

—

—

—

700

1,64

1,26

15.

Electricity, Gas & Water

—

—

—

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

—

—

—

16.

Construction

—

—

—

—

—

—

6

23

9

III.

TRANSPORT OPERATORS

—

—

—

—

—

—

220

2,74

2,04

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

—

—

—

101

2,73

1,72

V.

PERSONAL LOANS

—

—

—

—

—

—

2,353

8,40

7,03

1.

Loans for Purchase of Consumer Durables

—

—

—

—

—

—

224

38

31

2.

Loans for Housing

—

—

—

—

—

—

84

88

78

3.

Rest of the Personal Loans

—

—

—

—

—

—

2,045

7,14

5,94

V I.

TRADE

—

—

—

—

—

—

4,158

10,06

9,07

1.

Wholesale Trade

—

—

—

—

—

—

25

1,41

1,24

2.

Retail Trade

—

—

—

—

—

—

4,133

8,65

7,83

VII.

FINANCE

—

—

—

—

—

—

2

1,76

64

VIII.

ALL OTHERS

—

—

—

—

—

—

358

2,32

1,43

TOTAL BANK CREDIT

—

—

—

—

—

—

19,738

52,33

43,40

OF WHICH :

1.

Artisans & Village Industries

—

—

—

—

—

—

344

31

25

2.

Other Small Scale Industries

—

—

—

—

—

—

386

5,21

5,58