Southern Region - আৰবিআই - Reserve Bank of India
Southern Region
Table No. 5.8 – State and Population Group-Wise Classification of Outstanding Credit of Small Borrowal Accounts of Scheduled Commercial Banks According to Occupation – March 2001 | |||||||||
SOUTHERN REGION | |||||||||
STATE : ANDHRA PRADESH | |||||||||
RURAL | SEMI-URBAN | URBAN/ | TOTAL | ||||||
METROPOLITAN | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||
standing | standing | standing | standing | ||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | ||
I. | AGRICULTURE | 20,47,833 | 2892,07 | 8,84,065 | 1378,93 | 1,54,456 | 315,75 | 30,86,354 | 4586,74 |
1. Direct Finance | 20,20,732 | 2855,87 | 8,72,224 | 1355,29 | 1,46,833 | 289,36 | 30,39,789 | 4500,52 | |
2. Indirect Finance | 27,101 | 36,20 | 11,841 | 23,64 | 7,623 | 26,39 | 46,565 | 86,23 | |
II. | INDUSTRY | 68,530 | 109,27 | 56,413 | 136,94 | 1,19,769 | 280,09 | 2,44,712 | 526,29 |
III. | TRANSPORT OPERATORS | 16,052 | 33,88 | 11,250 | 30,99 | 19,645 | 57,49 | 46,947 | 122,36 |
IV. | PROFESSIONAL AND OTHER SERVICES | 56,215 | 70,85 | 39,926 | 75,46 | 45,344 | 128,25 | 1,41,485 | 274,56 |
V. | PERSONAL LOANS | 4,39,804 | 780,04 | 4,50,493 | 1034,82 | 7,27,935 | 2028,99 | 16,18,232 | 3843,86 |
1. Loans for Purchase of Consumer Durables | 34,863 | 46,34 | 38,870 | 64,65 | 73,352 | 136,61 | 1,47,085 | 247,59 | |
2. Loans for Housing | 30,431 | 126,85 | 50,165 | 244,51 | 1,15,491 | 536,71 | 1,96,087 | 908,06 | |
3. Rest of the Personal Loans | 3,74,510 | 606,86 | 3,61,458 | 725,66 | 5,39,092 | 1355,68 | 12,75,060 | 2688,20 | |
VI. | TRADE | 1,98,409 | 250,75 | 1,53,958 | 316,04 | 1,24,876 | 313,99 | 4,77,243 | 880,77 |
1. Wholesale Trade | 9,410 | 16,17 | 9,349 | 27,29 | 9,219 | 35,30 | 27,978 | 78,76 | |
2. Retail Trade | 1,88,999 | 234,58 | 1,44,609 | 288,75 | 1,15,657 | 278,69 | 4,49,265 | 802,02 | |
VII. | FINANCE | 909 | 1,44 | 47 | 5 | 220 | 34 | 1,176 | 1,83 |
VIII. | ALL OTHERS | 2,12,234 | 364,27 | 1,37,689 | 369,55 | 1,75,229 | 715,99 | 5,25,152 | 1449,81 |
TOTAL BANK CREDIT | 30,39,986 | 4502,56 | 17,33,841 | 3342,77 | 13,67,474 | 3840,89 | 61,41,301 | 11686,23 | |
OF WHICH: | |||||||||
1. Artisans & Village Industries | 37,688 | 43,14 | 17,811 | 31,99 | 15,038 | 31,93 | 70,537 | 107,06 | |
2. Other Small Scale Industries | 12,918 | 29,98 | 21,271 | 54,53 | 57,671 | 136,33 | 91,860 | 220,84 | |
SOUTHERN REGION | |||||||||
STATE : KARNATAKA | (Amount in Rupees Lakh) | ||||||||
RURAL | SEMI-URBAN | URBAN/ | TOTAL | ||||||
METROPOLITAN | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||
standing | standing | standing | standing | ||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | ||
I. | AGRICULTURE | 11,22,412 | 2038,98 | 4,64,747 | 1071,71 | 84,481 | 221,39 | 16,71,640 | 3332,08 |
1. Direct Finance | 11,11,999 | 2021,87 | 4,58,224 | 1058,87 | 81,607 | 209,70 | 16,51,830 | 3290,44 | |
2. Indirect Finance | 10,413 | 17,11 | 6,523 | 12,84 | 2,874 | 11,69 | 19,810 | 41,64 | |
II. | INDUSTRY | 56,587 | 115,71 | 65,171 | 165,56 | 1,61,375 | 395,06 | 2,83,133 | 676,33 |
III. | TRANSPORT OPERATORS | 12,276 | 31,63 | 7,913 | 25,20 | 26,129 | 74,30 | 46,318 | 131,12 |
IV. | PROFESSIONAL AND OTHER SERVICES | 66,764 | 102,22 | 48,511 | 107,74 | 52,476 | 155,36 | 1,67,751 | 365,31 |
V. | PERSONAL LOANS | 3,36,986 | 663,69 | 3,41,526 | 832,84 | 7,41,277 | 1970,50 | 14,19,789 | 3467,03 |
1. Loans for Purchase of Consumer Durables | 26,185 | 45,15 | 31,648 | 61,85 | 67,936 | 143,45 | 1,25,769 | 250,44 | |
2. Loans for Housing | 30,210 | 137,85 | 39,632 | 221,98 | 94,157 | 526,85 | 1,63,999 | 886,68 | |
3. Rest of the Personal Loans | 2,80,591 | 480,69 | 2,70,246 | 549,01 | 5,79,184 | 1300,21 | 11,30,021 | 2329,91 | |
VI. | TRADE | 1,54,243 | 239,06 | 89,525 | 200,40 | 1,07,266 | 250,29 | 3,51,034 | 689,75 |
1. Wholesale Trade | 6,321 | 14,80 | 5,737 | 19,86 | 19,256 | 41,86 | 31,314 | 76,51 | |
2. Retail Trade | 1,47,922 | 224,27 | 83,788 | 180,54 | 88,010 | 208,43 | 3,19,720 | 613,25 | |
VII. | FINANCE | 23 | 13 | 132 | 16 | 16 | 3 | 171 | 33 |
VIII. | ALL OTHERS | 1,10,390 | 163,04 | 60,889 | 148,17 | 1,56,186 | 570,53 | 3,27,465 | 881,74 |
TOTAL BANK CREDIT | 18,59,681 | 3354,45 | 10,78,414 | 2551,78 | 13,29,206 | 3637,47 | 42,67,301 | 9543,71 | |
OF WHICH: | |||||||||
1. Artisans & Village Industries | 25,874 | 38,58 | 14,396 | 30,99 | 12,041 | 30,02 | 52,311 | 99,58 | |
2. Other Small Scale Industries | 15,659 | 35,07 | 32,106 | 70,04 | 69,871 | 167,67 | 1,17,636 | 272,78 | |
STATE : KERALA | |||||||||
RURAL | SEMI-URBAN | URBAN/ | TOTAL | ||||||
METROPOLITAN | |||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||
standing | standing | standing | standing | ||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | ||
I. | AGRICULTURE | 1,96,152 | 275,27 | 10,28,754 | 1510,43 | 60,687 | 95,61 | 12,85,593 | 1881,31 |
1. Direct Finance | 1,95,655 | 273,90 | 10,24,542 | 1498,96 | 59,436 | 91,87 | 12,79,633 | 1864,73 | |
2. Indirect Finance | 497 | 1,37 | 4,212 | 11,47 | 1,251 | 3,74 | 5,960 | 16,58 | |
II. | INDUSTRY | 22,855 | 54,53 | 1,65,860 | 398,68 | 63,124 | 181,00 | 2,51,839 | 634,21 |
III. | TRANSPORT OPERATORS | 3,461 | 12,39 | 22,928 | 92,86 | 3,965 | 16,20 | 30,354 | 121,45 |
IV. | PROFESSIONAL AND OTHER SERVICES | 16,792 | 26,94 | 1,05,049 | 187,36 | 22,078 | 59,51 | 1,43,919 | 273,82 |
V. | PERSONAL LOANS | 87,866 | 221,14 | 7,33,011 | 1929,64 | 3,07,266 | 824,98 | 11,28,143 | 2975,76 |
1. Loans for Purchase of Consumer Durables | 7,754 | 12,26 | 53,990 | 105,27 | 30,344 | 70,49 | 92,088 | 188,03 | |
2. Loans for Housing | 19,398 | 93,51 | 1,70,315 | 761,49 | 57,654 | 256,12 | 2,47,367 | 1111,11 | |
3. Rest of the Personal Loans | 60,714 | 115,36 | 5,08,706 | 1062,88 | 2,19,268 | 498,38 | 7,88,688 | 1676,62 | |
VI. | TRADE | 56,485 | 81,91 | 3,09,354 | 555,67 | 54,487 | 157,11 | 4,20,326 | 794,69 |
1. Wholesale Trade | 548 | 1,87 | 6,705 | 23,32 | 7,135 | 25,40 | 14,388 | 50,58 | |
2. Retail Trade | 55,937 | 80,04 | 3,02,649 | 532,35 | 47,352 | 131,71 | 4,05,938 | 744,11 | |
VII. | FINANCE | 119 | 20 | 934 | 1,40 | 251 | 49 | 1,304 | 2,09 |
VIII. | ALL OTHERS | 25,667 | 59,65 | 2,09,219 | 495,80 | 97,346 | 359,96 | 3,32,232 | 915,41 |
TOTAL BANK CREDIT | 4,09,397 | 732,03 | 25,75,109 | 5171,84 | 6,09,204 | 1694,86 | 35,93,710 | 7598,73 | |
OF WHICH: | |||||||||
1. Artisans & Village Industries | 8,285 | 11,31 | 46,953 | 75,41 | 12,981 | 20,29 | 68,219 | 107,00 | |
2. Other Small Scale Industries | 8,232 | 24,61 | 66,265 | 175,44 | 27,265 | 85,04 | 1,01,762 | 285,09 | |
SOUTHERN REGION | |||||||||||||
STATE : TAMIL NADU | (Amount in Rupees Lakh) | ||||||||||||
RURAL | SEMI-URBAN | URBAN/ | TOTAL | ||||||||||
METROPOLITAN | |||||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||||
standing | standing | standing | standing | ||||||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | ||||||
I. | AGRICULTURE | 12,52,964 | 1863,10 | 7,15,535 | 1152,94 | 1,56,077 | 274,26 | 21,24,576 | 3290,30 | ||||
1. Direct Finance | 12,36,298 | 1830,60 | 7,04,069 | 1125,64 | 1,53,866 | 266,98 | 20,94,233 | 3223,21 | |||||
2. Indirect Finance | 16,666 | 32,50 | 11,466 | 27,30 | 2,211 | 7,28 | 30,343 | 67,08 | |||||
II. | INDUSTRY | 54,894 | 115,82 | 78,293 | 206,98 | 2,14,209 | 575,75 | 3,47,396 | 898,55 | ||||
III. | TRANSPORT OPERATORS | 5,581 | 14,75 | 6,619 | 20,42 | 12,482 | 35,04 | 24,682 | 70,21 | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 51,068 | 79,23 | 52,001 | 96,19 | 82,419 | 168,47 | 1,85,488 | 343,89 | ||||
V. | PERSONAL LOANS | 2,91,017 | 601,60 | 3,93,558 | 916,48 | 8,99,717 | 2604,33 | 15,84,292 | 4122,41 | ||||
1. Loans for Purchase of Consumer Durables | 34,134 | 48,19 | 49,396 | 87,58 | 93,746 | 200,30 | 1,77,276 | 336,06 | |||||
2. Loans for Housing | 29,861 | 139,43 | 43,321 | 215,92 | 1,02,983 | 523,80 | 1,76,165 | 879,15 | |||||
3. Rest of the Personal Loans | 2,27,022 | 413,98 | 3,00,841 | 612,98 | 7,02,988 | 1880,24 | 12,30,851 | 2907,20 | |||||
VI. | TRADE | 1,15,251 | 156,34 | 1,01,784 | 186,30 | 1,12,718 | 253,87 | 3,29,753 | 596,51 | ||||
1. Wholesale Trade | 4,138 | 9,05 | 6,326 | 20,15 | 23,333 | 50,78 | 33,797 | 79,97 | |||||
2. Retail Trade | 1,11,113 | 147,29 | 95,458 | 166,16 | 89,385 | 203,09 | 2,95,956 | 516,54 | |||||
VII. | FINANCE | 75 | 4 | 232 | 44 | 941 | 1,60 | 1,248 | 2,08 | ||||
VIII. | ALL OTHERS | 99,260 | 207,37 | 92,613 | 239,99 | 2,60,443 | 1143,44 | 4,52,316 | 1590,80 | ||||
TOTAL BANK CREDIT | 18,70,110 | 3038,26 | 14,40,635 | 2819,74 | 17,39,006 | 5056,75 | 50,49,751 | 10914,74 | |||||
OF WHICH: | |||||||||||||
1. Artisans & Village Industries | 18,411 | 28,88 | 12,946 | 22,02 | 18,139 | 43,30 | 49,496 | 94,20 | |||||
2. Other Small Scale Industries | 24,465 | 58,61 | 42,520 | 122,53 | 1,02,508 | 314,13 | 1,69,493 | 495,27 | |||||
LAKSHADWEEP | |||||||||||||
RURAL | SEMI-URBAN | URBAN/ | TOTAL | ||||||||||
METROPOLITAN | |||||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||||
Standing | standing | standing | standing | ||||||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | ||||||
I. | AGRICULTURE | 406 | 79 | — | — | — | — | 406 | 79 | ||||
1. Direct Finance | 405 | 79 | — | — | — | — | 405 | 79 | |||||
2. Indirect Finance | 1 | (..) | — | — | — | — | 1 | (..) | |||||
II. | INDUSTRY | 77 | 57 | — | — | — | — | 77 | 57 | ||||
III. | TRANSPORT OPERATORS | 3 | (..) | — | — | — | — | 3 | (..) | ||||
IV. | PROFESSIONAL AND OTHER SERVICES | 45 | 11 | — | — | — | — | 45 | 11 | ||||
V. | PERSONAL LOANS | 1,067 | 3,97 | — | — | — | — | 1,067 | 3,97 | ||||
1. Loans for Purchase of Consumer Durables | 37 | 5 | — | — | — | — | 37 | 5 | |||||
2. Loans for Housing | 14 | 9 | — | — | — | — | 14 | 9 | |||||
3. Rest of the Personal Loans | 1,016 | 3,83 | — | — | — | — | 1,016 | 3,83 | |||||
VI. | TRADE | 18 | 3 | — | — | — | — | 18 | 3 | ||||
1. Wholesale Trade | — | — | — | — | — | — | — | — | |||||
2. Retail Trade | 18 | 3 | — | — | — | — | 18 | 3 | |||||
VII. | FINANCE | — | — | — | — | — | — | — | — | ||||
VIII. | ALL OTHERS | 11 | (..) | — | — | — | — | 11 | (..) | ||||
TOTAL BANK CREDIT | 1,627 | 5,48 | — | — | — | — | 1,627 | 5,48 | |||||
OF WHICH: | |||||||||||||
1. Artisans & Village Industries | 62 | 53 | — | — | — | — | 62 | 53 | |||||
2. Other Small Scale Industries | 9 | 3 | — | — | — | — | 9 | 3 | |||||
SOUTHERN REGION | |||||||||||
PONDICHERRY | (Amount in Rupees Lakh) | ||||||||||
RURAL | SEMI-URBAN | URBAN/ | TOTAL | ||||||||
METROPOLITAN | |||||||||||
OCCUPATION | No. of | Amount | No. of | Amount | No. of | Amount | No. of | Amount | |||
Accounts | Out- | Accounts | Out- | Accounts | Out- | Accounts | Out- | ||||
standing | standing | standing | standing | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | ||||
I. | AGRICULTURE | 11,288 | 18,59 | 5,691 | 9,79 | 7,877 | 17,87 | 24,856 | 46,24 | ||
1. Direct Finance | 11,287 | 18,57 | 5,664 | 9,69 | 7,871 | 17,84 | 24,822 | 46,10 | |||
2. Indirect Finance | 1 | 2 | 27 | 10 | 6 | 2 | 34 | 14 | |||
II. | INDUSTRY | 246 | 99 | 1,208 | 4,68 | 2,272 | 7,04 | 3,726 | 12,71 | ||
III. | TRANSPORT OPERATORS | 11 | 2 | 81 | 22 | 289 | 1,10 | 381 | 1,34 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 339 | 58 | 647 | 1,65 | 1,564 | 4,08 | 2,550 | 6,31 | ||
V. | PERSONAL LOANS | 6,261 | 12,69 | 7,649 | 19,15 | 24,071 | 59,79 | 37,981 | 91,62 | ||
1. Loans for Purchase of Consumer Durables | 670 | 80 | 1,848 | 5,27 | 2,932 | 5,93 | 5,450 | 12,00 | |||
2. Loans for Housing | 437 | 2,45 | 1,014 | 4,65 | 2,676 | 13,47 | 4,127 | 20,57 | |||
3. Rest of the Personal Loans | 5,154 | 9,43 | 4,787 | 9,23 | 18,463 | 40,38 | 28,404 | 59,05 | |||
VI. | TRADE | 447 | 48 | 1,151 | 2,36 | 8,323 | 16,09 | 9,921 | 18,94 | ||
1. Wholesale Trade | 4 | (..) | 59 | 34 | 332 | 1,49 | 395 | 1,84 | |||
2. Retail Trade | 443 | 47 | 1,092 | 2,02 | 7,991 | 14,60 | 9,526 | 17,10 | |||
VII. | FINANCE | — | — | 22 | (..) | — | — | 22 | (..) | ||
VIII. | ALL OTHERS | 625 | 80 | 1,710 | 3,52 | 3,005 | 10,49 | 5,340 | 14,81 | ||
TOTAL BANK CREDIT | 19,217 | 34,14 | 18,159 | 41,37 | 47,401 | 116,46 | 84,777 | 191,97 | |||
OF WHICH: | |||||||||||
1. Artisans & Village Industries | 82 | 19 | 177 | 24 | 86 | 20 | 345 | 62 | |||
2. Other Small Scale Industries | 142 | 66 | 616 | 1,99 | 834 | 3,58 | 1,592 | 6,22 | |||