Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

281

28,36

15,22

155

11,14

4,62

1. Direct Finance

277

12,85

6,90

152

9,73

2,88

2. Indirect Finance

4

15,51

8,32

3

1,42

1,73

II.

INDUSTRY

276

166,85

122,86

228

29,56

29,42

1. Mining & Quarrying

—

—

—

—

—

—

2. Food Manufacturing & Processing

8

14,71

11,68

9

6

6

(a) Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

2

22

15

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

1

12,00

9,31

—

—

—

(f) Others

5

2,49

2,21

9

6

6

3. Beverage & Tobacco

1

50

53

—

—

—

4. Textiles

3

4,20

4,63

4

4,34

2,62

(a) Cotton Textiles

1

3

1

1

49

53

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles

2

4,17

4,62

3

3,85

2,09

5. Paper, Paper Products & Printing

16

12,21

10,41

12

82

89

6. Leather & Leather Products

3

45

48

2

4,75

6,17

7. Rubber & Rubber Products

1

4,00

2,81

—

—

—

8. Chemicals & Chemical Products

21

85,66

49,51

16

2,96

2,94

(a) Heavy Industrial Chemicals

3

5,47

4,37

1

7

2

(b) Fertilisers

—

—

—

1

1,70

1,76

(c) Drugs & Pharmaceuticals

7

71,39

39,28

9

35

38

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

11

8,80

5,86

5

84

78

9. Petroleum, Coal Products & Nuclear Fuels

1

67

53

—

—

—

10. Manufacture of Cement & Cement Products

2

3,75

3,50

—

—

—

11. Basic Metals & Metal Products

16

3,67

2,09

16

3,62

3,83

(a) Iron & Steel

4

73

27

4

2,41

2,54

(b) Non-Ferrous Metals

4

2,82

1,65

1

3

4

(c) Other Metal Products

8

12

17

11

1,18

1,26

12. Engineering

25

30,83

32,51

33

9,05

9,17

(a) Heavy Engineering

1

2

2

3

21

18

(b) Light Engineering

—

—

—

21

5,55

5,85

(c) Electrical Machinery & Goods

10

36

24

7

1,27

1,32

(d) Electronic Machinery & Goods

14

30,44

32,26

2

2,02

1,82

13. Vehicles, Vehicle Parts & Transport Equipments

25

1,72

1,40

6

77

78

14. Other Industries

111

4,38

2,71

129

1,18

97

15. Electricity, Gas & Water

—

—

—

1

2,00

2,00

(a) Electricity Generation & Transmission

—

—

—

1

2,00

2,00

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

43

11

7

—

—

—

III.

TRANSPORT OPERATORS

27

88

1,10

23

65

49

IV.

PROFESSIONAL AND OTHER SERVICES

170

27,16

22,07

92

1,77

41

V.

PERSONAL LOANS

1,613

16,47

15,01

2,161

16,95

15,10

1. Loans for Purchase of Consumer Durables

66

31

23

447

1,55

1,40

2. Loans for Housing

440

4,74

4,18

447

5,37

4,95

3. Rest of the Personal Loans

1,107

11,42

10,61

1,267

10,02

8,75

VI.

TRADE

146

31,55

27,59

447

9,05

7,28

1. Wholesale Trade

12

27,50

24,38

8

1,04

53

2. Retail Trade

134

4,05

3,20

439

8,02

6,75

VII.

FINANCE

2

117,10

117,00

3

14

14

VIII.

ALL OTHERS

303

7,41

5,41

682

3,48

3,09

TOTAL BANK CREDIT

2,818

395,79

326,25

3,791

72,74

60,55

OF WHICH: 1. Artisans & Village Industries

28

75

69

55

8

8

2. Other Small Scale Industries

111

24,23

16,99

87

3,71

3,76

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

2,138

417,66

343,57

—

—

—

1. Direct Finance

1,995

58,66

51,10

—

—

—

2. Indirect Finance

143

359,00

292,46

—

—

—

II.

INDUSTRY

29,432

1835,77

1494,27

—

—

—

1. Mining & Quarrying

19

5,87

5,11

—

—

—

2. Food Manufacturing & Processing

158

203,15

171,94

—

—

—

(a) Rice Mills, Flour & Dal Mills

36

35,56

31,25

—

—

—

(b) Sugar

25

96,24

75,53

—

—

—

(c) Edible Oils & Vanaspati

18

20,53

20,67

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

6

1,18

1,04

—

—

—

(f) Others

73

49,63

43,45

—

—

—

3. Beverage & Tobacco

19

17,05

14,06

—

—

—

4. Textiles

169

206,58

168,69

—

—

—

(a) Cotton Textiles

85

138,95

113,94

—

—

—

(b) Jute Textiles

1

6

8

—

—

—

(c) Handloom Textiles & Khadi

4

1,06

99

—

—

—

(d) Other Textiles

79

66,50

53,68

—

—

—

5. Paper, Paper Products & Printing

194

45,81

32,47

—

—

—

6. Leather & Leather Products

27

15,61

12,88

—

—

—

7. Rubber & Rubber Products

51

5,29

3,87

—

—

—

8. Chemicals & Chemical Products

447

259,54

233,06

—

—

—

(a) Heavy Industrial Chemicals

29

53,02

39,52

—

—

—

(b) Fertilisers

12

7,43

8,24

—

—

—

(c) Drugs & Pharmaceuticals

217

129,36

102,45

—

—

—

(d) Non-Edible Oils

2

4,73

5,12

—

—

—

(e) Other Chemicals & Chemical Products

187

65,01

77,73

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

10

61

58

—

—

—

10. Manufacture of Cement & Cement Products

23

3,03

1,95

—

—

—

11. Basic Metals & Metal Products

555

344,57

291,66

—

—

—

(a) Iron & Steel

121

146,28

128,53

—

—

—

(b) Non-Ferrous Metals

13

1,22

1,29

—

—

—

(c) Other Metal Products

421

197,08

161,83

—

—

—

12. Engineering

508

265,60

176,40

—

—

—

(a) Heavy Engineering

64

19,67

12,97

—

—

—

(b) Light Engineering

243

54,20

49,18

—

—

—

(c) Electrical Machinery & Goods

119

101,52

37,87

—

—

—

(d) Electronic Machinery & Goods

82

90,21

76,38

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

191

115,04

96,62

—

—

—

14. Other Industries

26,903

286,17

236,95

—

—

—

15. Electricity, Gas & Water

20

43,94

34,65

—

—

—

(a) Electricity Generation & Transmission

19

43,79

34,51

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

1

14

14

—

—

—

16. Construction

138

17,92

13,36

—

—

—

III.

TRANSPORT OPERATORS

1,526

63,07

20,20

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

2,370

125,26

101,25

—

—

—

V.

PERSONAL LOANS

84,734

510,13

418,35

—

—

—

1. Loans for Purchase of Consumer Durables

10,915

50,26

40,78

—

—

—

2. Loans for Housing

8,493

143,87

126,56

—

—

—

3. Rest of the Personal Loans

65,326

316,00

251,01

—

—

—

VI.

TRADE

6,306

4438,11

4314,16

—

—

—

1. Wholesale Trade

1,065

3993,64

3958,36

—

—

—

2. Retail Trade

5,241

444,47

355,81

—

—

—

VII.

FINANCE

30

65,07

33,29

—

—

—

VIII.

ALL OTHERS

39,639

507,89

397,38

—

—

—

TOTAL BANK CREDIT

1,66,175

7962,95

7122,47

—

—

—

OF WHICH: 1. Artisans & Village Industries

5,609

8,47

8,41

—

—

—

2. Other Small Scale Industries

8,942

283,83

249,48

—

—

—