Table No. 5.9 – District-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2000

(Amount in Rupees Thousand)

SOUTHERN REGION

STATE : KARNATAKA

BAGALKOTE

BANGALORE RURAL

BANGALORE URBAN

BELGAUM

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

1

2

3

4

5

6

7

8

I.

AGRICULTURE

66,187

178,45,55

1,14,039

176,49,13

28,895

658,58,80

1,45,952

390,96,93

1. Direct Finance

65,049

176,50,12

1,13,677

163,92,65

26,038

137,80,54

1,44,375

372,39,63

2. Indirect Finance

1,138

1,95,43

362

12,56,48

2,857

520,78,26

1,577

18,57,30

II.

INDUSTRY

7,665

17,03,22

8,311

311,15,76

1,10,814

8445,51,45

15,503

183,66,60

1. Mining & Quarrying

4

8,59

31

6,52,87

332

211,10,47

19

85,88

2. Manufacturing & Processing

7,647

16,92,23

8,222

301,35,56

1,09,249

7282,60,50

15,356

177,06,20

3. Electricity, Gas & Water

—

—

9

2,76,65

131

740,39,59

8

41,15

4. Construction

14

2,40

49

50,68

1,102

211,40,89

120

5,33,37

III.

TRANSPORT OPERATORS

834

5,21,76

1,454

8,73,17

20,323

182,43,15

4,085

31,59,91

IV.

PROFESSIONAL AND OTHER SERVICES

4,595

9,04,13

5,900

27,35,24

28,742

561,82,38

14,003

56,52,80

V.

PERSONAL LOANS

25,499

55,43,82

34,342

78,11,20

4,52,708

1905,28,39

86,076

213,51,23

1. Loans for Purchase of Consumer Durables

1,377

2,98,36

1,393

5,12,85

53,862

146,76,50

6,017

13,64,98

2. Loans for Housing

3,486

16,00,24

2,821

20,24,77

44,923

658,62,59

12,361

80,77,47

3. Rest of the Personal Loans

20,636

36,45,22

30,128

52,73,58

3,53,923

1099,89,30

67,698

119,08,78

VI.

TRADE

11,669

24,88,19

16,495

47,02,04

49,558

1009,91,76

26,406

115,55,69

1. Wholesale Trade

215

79,16

1,238

21,37,80

12,167

475,26,20

850

21,64,62

2. Retail Trade

11,454

24,09,03

15,257

25,64,24

37,391

534,65,56

25,556

93,91,07

VII.

FINANCE

106

41,69

6

12,77,03

904

1210,71,99

74

81,90

VIII.

ALL OTHERS

12,027

24,57,17

5,352

25,04,50

1,11,609

1106,62,54

22,601

60,15,75

TOTAL BANK CREDIT

1,28,582

315,05,53

1,85,899

686,68,07

8,03,553

15080,90,46

3,14,700

   1052,80,81

OF WHICH:

1. Artisans & Village Industries

4,545

4,31,21

3,896

5,98,28

15,962

30,30,01

6,222

8,66,50

2. Other Small Scale Industries

2,316

6,94,92

2,996

55,41,26

54,018

1442,60,56

5,895

55,98,52

STATE : KARNATAKA

BELLARY

BIDAR

BIJAPUR

CHAMARAJANAGAR

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

9

10

11

12

13

14

15

16

I.

AGRICULTURE

66,898

186,06,13

49,652

82,82,76

59,880

189,55,02

42,268

64,35,88

1. Direct Finance

66,080

175,75,63

49,365

76,64,93

59,101

184,79,03

42,154

62,70,64

2. Indirect Finance

818

10,30,50

287

6,17,83

779

4,75,99

114

1,65,24

II.

INDUSTRY

15,167

331,05,37

3,378

20,09,51

5,756

63,72,27

4,041

9,11,93

1. Mining & Quarrying

71

43,75,60

—

—

5

29,71

12

66,76

2. Manufacturing & Processing

15,028

284,04,58

3,354

19,63,61

5,739

62,49,28

4,005

8,26s,97

3. Electricity, Gas & Water

—

—

—

—

—

—

—

—

4. Construction

68

3,25,19

24

45,90

12

93,28

24

18,20

III.

TRANSPORT OPERATORS

1,932

12,43,13

1,915

9,27,25

1,336

10,55,47

325

1,30,74

IV.

PROFESSIONAL AND OTHER SERVICES

7,873

26,20,26

4,914

10,64,10

7,334

22,01,46

2,391

3,53,72

V.

PERSONAL LOANS

42,685

99,44,09

22,967

56,22,62

27,165

83,24,53

14,859

22,94,85

1. Loans for Purchase of Consumer Durables

4,118

6,31,83

2,037

3,63,61

1,806

3,62,56

1,042

1,83,35

2. Loans for Housing

4,707

33,92,29

2,825

20,08,14

4,479

37,42,77

713

3,63,38

3. Rest of the Personal Loans

33,860

59,19,97

18,105

32,50,87

20,880

42,19,20

13,104

17,48,12

VI.

TRADE

22,282

90,75,79

12,610

32,41,20

17,759

50,80,82

10,869

17,13,58

1. Wholesale Trade

859

33,71,26

398

6,47,49

974

16,01,76

190

52,01

2. Retail Trade

21,423

57,04,53

12,212

25,93,71

16,785

34,79,06

10,679

16,61,57

VII.

FINANCE

452

31,98,62

1

3

52

51,58

—

—

VIII.

ALL OTHERS

17,869

45,25,99

2,266

7,10,13

10,777

31,27,15

4,868

10,11,37

TOTAL BANK CREDIT

1,75,158

823,19,38

97,703

218,57,60

1,30,059

451,68,30

79,621

128,52,07

OF WHICH:

1. Artisans & Village Industries

4,844

6,82,37

1,090

1,10,74

3,797

3,76,62

2,300

3,57,46

2. Other Small Scale Industries

7,722

58,16,96

1,970

9,35,12

1,566

12,41,13

1,418

2,86,75

STATE : KARNATAKA

CHIKMAGALUR

CHTRADURGA

DAKSHIN KANNADA

DAVANGERE

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

OCCUPATION

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

17

18

19

20

21

22

23

24

I.

AGRICULTURE

80,716

501,59,04

78,620

151,05,23

44,995

172,37,71

81,369

142,72,66

1. Direct Finance

80,213

442,45,95

77,878

146,06,37

44,544

133,56,29

79,697

139,95,49

2. Indirect Finance

503

59,13,09

742

4,98,86

451

38,81,42

1,672

2,77,17

II.

INDUSTRY

6,424

97,90,50

6,751

107,26,84

17,114

622,28,88

6,570

47,18,27

1. Mining & Quarrying

3

43,74

9

53,12

33

4,22,31

2

12,31

2. Manufacturing & Processing

6,338

96,45,09

6,703

105,65,58

16,857

594,25,44

6,518

46,94,59

3. Electricity, Gas & Water

1

30,39

7

24,94

8

44,19

—

—

4. Construction

82

71,28

32

83,20

216

23,36,94

50

11,37

III.

TRANSPORT OPERATORS

1,882

14,46,55

1,910

14,36,51

7,572

83,23,64

2,385

10,10,14

IV.

PROFESSIONAL AND OTHER SERVICES

8,056

15,02,35

8,687

17,11,44

14,885

123,07,53

6,878

20,33,64

V.

PERSONAL LOANS

34,565

110,09,98

25,628

55,03,09

80,020

388,42,18

33,734

74,56,92

1. Loans for Purchase of Consumer Durables

3,226

7,94,78

1,213

2,05,81

5,676

16,55,85

2,652

6,15,30

2. Loans for Housing

3,852

32,87,20

2,933

21,24,96

17,418

171,44,26

4,215

23,59,13

3. Rest of the Personal Loans

27,487

69,28,00

21,482

31,72,32

56,926

200,42,07

26,867

44,82,49

VI.

TRADE

22,759

89,40,53

22,292

66,04,10

26,642

188,50,96

17,505

44,22,72

1. Wholesale Trade

493

43,80,93

625

22,30,93

3,973

67,07,00

753

8,78,25

2. Retail Trade

22,266

45,59,60

21,667

43,73,17

22,669

121,43,96

16,752

35,44,47

VII.

FINANCE

277

3,88,46

12

9,16,37

142

37,34,81

9

22,04

VIII.

ALL OTHERS

7,541

29,80,60

8,492

20,11,08

16,830

178,03,47

7,104

17,36,02

TOTAL BANK CREDIT

1,62,220

862,18,01

1,52,392

440,14,66

2,08,200

1793,29,18

1,55,554

    356,72,41

OF WHICH:

1. Artisans & Village Industries

3,273

3,95,58

1,845

2,74,67

5,690

10,04,79

1,911

2,85,07

2. Other Small Scale Industries

2,500

10,48,65

3,723

40,95,17

8,847

186,56,28

3,547

12,06,75

STATE : KARNATAKA

DHARWAD

GADAG

GULBARGA

HASSAN

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

25

26

27

28

29

30

31

32

I.

AGRICULTURE

44,005

108,34,72

37,014

61,77,29

1,27,429

217,93,33

1,25,396

300,01,94

1. Direct Finance

43,240

103,01,51

35,777

60,63,80

1,26,178

188,77,00

1,24,921

286,61,33

2. Indirect Finance

765

5,33,21

1,237

1,13,49

1,251

29,16,33

475

13,40,61

II.

INDUSTRY

12,375

233,12,90

3,602

9,23,15

8,322

73,68,28

7,771

47,75,93

1. Mining & Quarrying

34

3,52,41

1

2,67

15

71,86

4

37,67

2. Manufacturing & Processing

12,010

197,81,35

3,599

9,16,99

8,269

71,02,49

7,694

44,04,38

3. Electricity, Gas & Water

11

13,38,73

—

—

1

4,43

—

—

4. Construction

320

18,40,41

2

3,49

37

1,89,50

73

3,33,88

III.

TRANSPORT OPERATORS

3,904

49,02,73

709

3,15,63

3,369

17,75,86

2,000

12,12,99

IV.

PROFESSIONAL AND OTHER SERVICES

7,719

38,02,44

3,550

6,40,61

9,410

17,77,64

7,209

18,65,71

V.

PERSONAL LOANS

55,178

241,79,32

18,083

35,11,14

47,869

144,68,48

52,344

110,25,16

1. Loans for Purchase of Consumer Durables

5,699

14,60,27

1,425

2,61,40

3,720

6,00,15

3,274

7,30,66

2. Loans for Housing

13,251

130,89,52

2,284

11,09,27

6,051

62,23,92

5,601

35,38,48

3. Rest of the Personal Loans

36,228

96,29,53

14,374

21,40,47

38,098

76,44,41

43,469

67,56,02

VI.

TRADE

14,145

134,57,36

7,659

16,23,46

24,351

77,76,01

20,085

62,62,07

1. Wholesale Trade

2,260

53,64,46

516

2,07,95

2,041

18,06,36

874

17,90,23

2. Retail Trade

11,885

80,92,90

7,143

14,15,51

22,310

59,69,65

19,211

44,71,84

VII.

FINANCE

32

37,45,53

34

2,40

14

74,77

5

18,06

VIII.

ALL OTHERS

11,506

90,31,84

6,557

11,30,87

5,816

25,48,53

13,453

45,41,95

TOTAL BANK CREDIT

1,48,864

932,66,84

77,208

143,24,55

2,26,580

575,82,90

2,28,263

    597,03,81

OF WHICH:

1. artisans & Village Industries

2,780

5,06,16

1,451

2,03,41

2,637

3,13,19

2,717

3,63,13

2. Other Small Scale Industries

7,430

88,93,73

1,746

4,81,64

4,861

34,34,50

3,725

18,53,51

STATE : KARNATAKA

HAVERI

KODAGU

KOLAR

KOPPAL

OCCUPATION

No. of

Amount

No. of

Amount

No. of

Amount

No. of

Amount

Accounts

Out-

Accounts

Out-

Accounts

Out-

Accounts

Out-

standing

standing

standing

standing

33

34

35

36

37

38

39

40

I.

AGRICULTURE

61,393

102,95,72

50,475

310,81,65

1,39,246

210,05,19

49,249

107,71,33

1. Direct Finance

60,560

101,88,66

50,213

286,67,77

1,36,883

195,08,42

48,495

104,96,29

2. Indirect Finance

833

1,07,06

262

24,13,88

2,363

14,96,77

754

2,75,04

II.

INDUSTRY

3,040

6,23,11

3,646

36,56,44

8,729

72,19,80

6,484

14,21,18

1. Mining & Quarrying

—

—

—

—

3

8,69,75

2

3,13

2. Manufacturing & Processing

3,038

6,23,01

3,633

36,12,31

8,651

62,61,74

6,456

14,13,05

3. Electricity, Gas & Water

—

—

1

3,06

1

3,53

—

—

4. Construction

2

10

12

41,07

74

84,78

26

5,00

III.

TRANSPORT OPERATORS

1,733

5,19,70

1,987

18,70,24

1,585

11,88,47

654

2,06,88

IV.

PROFESSIONAL AND OTHER SERVICES

3,204

5,24,97

3,519

9,01,48

8,345

18,15,21

4,089

6,79,74

V.

PERSONAL LOANS

23,812

40,27,08

20,835

81,25,05

43,259

87,66,51

18,379

31,17,93

1. Loans for Purchase of Consumer Durables

1,942

2,95,15

1,885

6,71,20

4,344

7,87,20

1,120

2,11,52

2. Loans for Housing

3,382

13,51,35

3,620

28,02,99

3,993

24,02,34

2,788

9,49,92

3. Rest of the Personal Loans

18,488

23,80,58

15,330

46,50,86

34,922

55,76,97

14,471

19,56,49

VI.

TRADE

10,150

19,95,22

10,575

35,43,82

19,955

63,68,91

11,105

30,32,95

1. Wholesale Trade

590

1,47,49

351

8,82,22

932

21,42,86

703

4,33,53

2. Retail Trade

9,560

18,47,73

10,224

26,61,60

19,023

42,26,05

10,402

25,99,42

VII.

FINANCE

4

15

94

43,21

11

4,93,65

—

—

VIII.

ALL OTHERS

7,320

10,78,42

5,061

22,15,71

16,350

40,95,32

5,546

9,26,89

TOTAL BANK CREDIT

1,10,656

190,64,37

96,192

514,37,60

2,37,480

509,53,06

95,506

    201,56,90

OF WHICH:

1. Artisans & Village Industries

1,651

1,92,66