Table No. 5.7 - State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2000

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,81,947

300,95

284,84

9,89,236

1707,89

1573,74

1. Direct Finance

1,81,763

289,81

274,07

9,84,573

1630,26

1522,33

2. Indirect Finance

184

11,14

10,77

4,663

77,63

51,41

II.

INDUSTRY

25,881

362,47

305,15

1,97,722

2131,76

1823,38

1. Mining & Quarrying

29

4,91

4,41

134

25,82

20,62

2. Food Manufacturing & Processing

798

97,46

83,68

5,431

362,46

305,76

(a) Rice Mills, Flour & Dal Mills

206

3,87

3,37

1,706

41,03

38,27

(b) Sugar

-

-

-

3

1,50

1,18

(c) Edible Oils & Vanaspati

227

8,91

8,09

1,250

51,53

44,26

(d) Tea Processing

24

45,96

33,83

43

24,44

23,57

(e) Processing of Fruits & Vegetables

2

10

4

42

3,61

2,92

(f) Others

339

38,61

38,33

2,387

240,35

195,58

3. Beverage & Tobacco

13

2,83

2,83

73

12,97

11,10

4. Textiles

412

29,46

25,26

3,952

184,01

156,76

(a) Cotton Textiles

52

10,84

9,46

439

66,07

60,42

(b) Jute Textiles

2

5

3

7

1,16

1,81

(c) Handloom Textiles & Khadi

13

44

28

352

11,80

9,93

(d) Other Textiles

345

18,12

15,48

3,154

104,97

84,60

5. Paper, Paper Products & Printing

176

7,36

7,05

1,519

107,88

82,46

6. Leather & Leather Products

34

25

28

361

9,15

8,57

7. Rubber & Rubber Products

204

29,55

18,85

2,094

176,02

131,78

8. Chemicals & Chemical Products

306

44,56

41,91

2,531

226,56

200,11

(a) Heavy Industrial Chemicals

3

5,06

5,59

33

6,11

6,53

(b) Fertilisers

2

5,00

5,10

37

89,73

78,46

(c) Drugs & Pharmaceuticals

60

4,51

3,73

605

33,77

31,56

(d) Non-Edible Oils

2

6

5

12

79

73

(e) Other Chemicals & Chemical Products

239

29,94

27,44

1,844

96,16

82,82

9. Petroleum, Coal Products & Nuclear Fuels

5

6,70

4,02

34

3,42

2,70

10. Manufacture of Cement & Cement Products

87

1,42

1,11

488

8,74

8,68

11. Basic Metals & Metal Products

196

16,78

12,94

1,860

53,33

47,92

(a) Iron & Steel

4

2,40

2,54

69

17,79

19,75

(b) Non-Ferrous Metals

1

3,20

48

24

3,21

1,95

(c) Other Metal Products

191

11,18

9,93

1,767

32,33

26,21

12. Engineering

372

21,24

16,30

2,507

216,86

204,05

(a) Heavy Engineering

3

18

8

48

9,61

9,85

(b) Light Engineering

233

1,72

1,21

1,234

22,60

18,07

(c) Electrical Machinery & Goods

119

13,03

12,08

1,024

100,40

105,78

(d) Electronic Machinery & Goods

17

6,32

2,93

201

84,25

70,35

13. Vehicles, Vehicle Parts & Transport Equipments

159

2,38

1,26

1,651

22,50

17,96

14. Other Industries

22,731

77,87

69,47

1,72,357

601,27

519,99

15. Electricity, Gas & Water

3

80

58

49

7,72

6,29

(a) Electricity Generation & Transmission

2

77

55

17

4,87

3,74

(b) Non-Conventional Energy

-

-

-

14

2,17

1,96

(c) Gas, Steam & Water Supply

1

3

3

18

67

59

16. Construction

356

18,91

15,21

2,681

113,06

98,62

III.

TRANSPORT OPERATORS

5,533

53,97

39,94

45,767

426,69

319,85

IV.

PROFESSIONAL AND OTHER SERVICES

16,866

98,94

88,70

1,03,809

418,44

359,96

V.

PERSONAL LOANS

89,298

308,24

277,74

6,30,449

2487,75

2197,62

1. Loans for Purchase of Consumer Durables

7,482

16,47

13,30

52,708

129,99

105,72

2. Loans for Housing

17,123

144,79

128,90

1,41,330

1082,03

942,66

3. Rest of the Personal Loans

64,693

146,98

135,54

4,36,411

1275,73

1149,24

VI.

TRADE

61,750

232,41

196,80

3,30,422

1711,74

1479,45

1. Wholesale Trade

935

88,23

70,25

10,358

495,43

400,61

2. Retail Trade

60,815

144,17

126,55

3,20,064

1216,31

1078,84

VII.

FINANCE

215

2,84

2,48

3,946

69,21

56,04

VIII.

ALL OTHERS

31,880

215,29

181,38

2,72,490

1128,10

1028,29

TOTAL BANK CREDIT

4,13,370

1575,11

1377,03

25,73,841

10081,58

8838,34

OF WHICH: 1. Artisans & Village Industries

11,694

16,58

15,03

75,207

122,05

113,21

2. Other Small Scale Industries

10,196

96,60

81,08

85,683

820,40

703,27

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

59,088

349,56

267,24

-

-

-

1. Direct Finance

58,381

199,81

180,11

-

-

-

2. Indirect Finance

707

149,75

87,13

-

-

-

II.

INDUSTRY

76,437

3100,71

2317,58

-

-

-

1. Mining & Quarrying

46

184,67

113,08

-

-

-

2. Food Manufacturing & Processing

1,475

787,16

601,73

-

-

-

(a) Rice Mills, Flour & Dal Mills

186

26,61

20,91

-

-

-

(b) Sugar

3

23

22

-

-

-

(c) Edible Oils & Vanaspati

110

20,82

19,60

-

-

-

(d) Tea Processing

44

71,58

62,45

-

-

-

(e) Processing of Fruits & Vegetables

17

9,22

4,19

-

-

-

(f) Others

1,115

658,72

494,36

-

-

-

3. Beverage & Tobacco

46

12,48

16,89

-

-

-

4. Textiles

1,646

259,66

202,28

-

-

-

(a) Cotton Textiles

166

108,68

80,37

-

-

-

(b) Jute Textiles

3

15

13

-

-

-

(c) Handloom Textiles & Khadi

40

3,80

3,05

-

-

-

(d) Other Textiles

1,437

147,03

118,72

-

-

-

5. Paper, Paper Products & Printing

993

87,17

68,85

-

-

-

6. Leather & Leather Products

205

9,25

4,86

-

-

-

7. Rubber & Rubber Products

584

177,98

158,31

-

-

-

8. Chemicals & Chemical Products

1,357

217,54

173,71

-

-

-

(a) Heavy Industrial Chemicals

27

9,76

9,82

-

-

-

(b) Fertilisers

15

106,22

62,78

-

-

-

(c) Drugs & Pharmaceuticals

471

23,23

21,91

-

-

-

(d) Non-Edible Oils

11

8,72

10,03

-

-

-

(e) Other Chemicals & Chemical Products

833

69,62

69,16

-

-

-

9. Petroleum, Coal Products & Nuclear Fuels

35

316,90

11,39

-

-

-

10. Manufacture of Cement & Cement Products

120

16,81

13,60

-

-

-

11. Basic Metals & Metal Products

877

47,24

41,53

-

-

-

(a) Iron & Steel

83

20,11

17,35

-

-

-

(b) Non-Ferrous Metals

7

98

33

-

-

-

(c) Other Metal Products

787

26,15

23,84

-

-

-

12. Engineering

1,516

284,20

284,93

-

-

-

(a) Heavy Engineering

51

23,63

23,65

-

-

-

(b) Light Engineering

534

26,33

17,13

-

-

-

(c) Electrical Machinery & Goods

767

160,51

149,91

-

-

-

(d) Electronic Machinery & Goods

164

73,73

94,24

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

700

37,29

36,28

-

-

-

14. Other Industries

65,922

436,52

392,50

-

-

-

15. Electricity, Gas & Water

25

110,01

91,79

-

-

-

(a) Electricity Generation & Transmission

12

107,36

89,17

-

-

-

(b) Non-Conventional Energy

3

1,67

1,54

-

-

-

(c) Gas, Steam & Water Supply

10

98

1,08

-

-

-

16. Construction

890

115,84

105,85

-

-

-

III.

TRANSPORT OPERATORS

6,986

86,28

65,24

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

21,433

373,53

308,97

-

-

-

V.

PERSONAL LOANS

2,45,068

1207,94

1057,67

-

-

-

1. Loans for Purchase of Consumer Durables

26,503

78,12

65,13

-

-

-

2. Loans for Housing

54,198

470,39

410,24

-

-

-

3. Rest of the Personal Loans

1,64,367

659,43

582,31

-

-

-

VI.

TRADE

55,193

1452,70

1233,86

-

-

-

1. Wholesale Trade

8,827

805,17

700,86

-

-

-

2. Retail Trade

46,366

647,52

533,01

-

-

-

VII.

FINANCE

926

118,34

101,66

-

-

-

VIII.

ALL OTHERS

96,327

797,07

713,87

-

-

-

TOTAL BANK CREDIT

5,61,458

7486,13

6066,09

-

-

-

OF WHICH: 1. Artisans & Village Industries

26,596

45,94

45,41

-

-

-

2. Other Small Scale Industries

29,886

704,33

520,26

-

-

-