Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

4,12,329

1202,21

949,36

6,52,306

4503,85

3333,83

1.

Direct Finance

4,10,472

1084,91

863,90

6,31,354

2251,98

2044,12

2.

Indirect Finance

1,857

117,30

85,46

20,952

2251,86

1289,71

II.

INDUSTRY

1,11,203

24617,43

16688,70

2,37,084

41457,63

28992,99

1.

Mining & Quarrying

142

3899,71

2671,92

493

1135,14

416,29

2.

Food Manufacturing & Processing

1,119

594,08

535,05

4,494

1502,89

1073,30

(a)

Rice Mills, Flour & Dal Mills

450

115,54

84,52

1,120

155,22

110,70

(b)

Sugar

9

8,72

7,46

74

287,13

254,24

(c)

Edible Oils & Vanaspati

247

309,96

324,31

380

265,54

170,87

(d)

Tea Processing

7

3,87

1,27

16

45,06

18,37

(e)

Processing of Fruits & Vegetables

32

31,98

19,87

214

85,53

49,60

(f)

Others

374

124,00

97,61

2,690

664,42

469,51

3.

Beverage & Tobacco

44

15,32

11,94

216

214,23

173,21

4.

Textiles

1,458

2282,53

1951,18

13,035

5708,89

4050,20

(a)

Cotton Textiles

495

521,20

491,53

3,106

2297,96

1665,02

(b)

Jute Textiles

8

2,78

2,75

28

5,33

3,59

(c)

Handloom Textiles & Khadi

17

35,66

230,21

504

66,47

49,21

(d)

Other Textiles

938

1722,89

1226,70

9,397

3339,14

2332,38

5.

Paper, Paper Products & Printing

830

292,85

250,41

6,605

901,30

685,99

6.

Leather & Leather Products

204

64,71

29,24

761

114,12

62,77

7.

Rubber & Rubber Products

270

452,90

107,87

1,250

538,04

344,17

8.

Chemicals & Chemical Products

2,035

4098,35

2083,05

13,937

6543,14

4620,09

(a)

Heavy Industrial Chemicals

138

453,52

138,49

1,262

1457,79

1072,14

(b)

Fertilisers

53

196,50

180,23

92

297,26

204,26

(c)

Drugs & Pharmaceuticals

434

1287,10

523,60

4,141

1767,93

1245,71

(d)

Non-Edible Oils

40

9,65

8,24

66

213,83

150,02

(e)

Other Chemicals & Chemical Products

1,370

2151,58

1232,48

8,376

2806,33

1947,98

9.

Petroleum, Coal Products & Nuclear Fuels

117

2358,67

1154,37

497

4057,38

2663,26

10.

Manufacture of Cement & Cement Products

210

653,99

516,11

533

614,00

485,81

11.

Basic Metals & Metal Products

1,728

2428,47

1759,97

9,476

4643,95

3651,60

(a)

Iron & Steel

424

1854,32

1323,77

2,132

3199,98

2587,87

(b)

Non-Ferrous Metals

92

72,08

64,52

468

482,27

385,02

(c)

Other Metal Products

1,212

502,07

371,68

6,876

961,70

678,72

12.

Engineering

1,491

2280,87

1562,42

16,042

5607,34

3816,30

(a)

Heavy Engineering

310

1281,46

814,49

1,630

2013,43

1247,78

(b)

Light Engineering

307

230,89

162,85

9,535

958,01

662,38

(c)

Electrical Machinery & Goods

610

483,58

348,80

3,702

1743,52

1311,19

(d)

Electronic Machinery & Goods

264

284,94

236,28

1,175

892,38

594,95

13.

Vehicles, Vehicle Parts & Transport Equipments

634

987,18

697,77

2,599

1176,80

689,72

14.

Other Industries

99,697

3348,11

2646,39

1,63,606

6005,99

4278,39

15.

Electricity, Gas & Water

69

678,37

552,64

215

1769,91

1225,99

(a)

Electricity Generation & Transmission

43

597,59

511,53

143

1590,01

1091,12

(b)

Non-Conventional Energy

7

6,34

2,44

20

62,68

62,57

(c)

Gas, Steam & Water Supply

19

74,45

38,66

52

117,22

72,30

16.

Construction

1,155

181,32

158,37

3,325

924,50

755,88

III.

TRANSPORT OPERATORS

7,806

1001,05

941,71

30,460

1761,89

1433,98

IV.

PROFESSIONAL AND OTHER SERVICES

30,395

392,82

274,59

97,193

2348,26

1827,15

V.

PERSONAL LOANS

3,42,172

2056,92

1758,13

7,67,466

5307,08

4583,61

1.

Loans for Purchase of Consumer Durables

15,996

49,61

38,26

68,422

275,79

235,90

2.

Loans for Housing

1,03,317

1197,21

1065,94

1,74,921

2559,03

2262,50

3.

Rest of the Personal Loans

2,22,859

810,10

653,92

5,24,123

2472,26

2085,20

VI..

TRADE

61,425

3478,56

3173,51

2,43,305

26452,17

24352,81

1.

Wholesale Trade

10,023

2219,05

1993,32

90,786

24397,87

22689,31

2.

Retail Trade

51,402

1259,51

1180,19

1,52,519

2054,30

1663,50

VII.

FINANCE

426

1984,69

1683,09

3,662

6489,07

4848,07

VIII.

ALL OTHERS

46,802

1567,90

1285,97

1,56,529

4290,90

3415,41

TOTAL BANK CREDIT

10,12,558

36301,58

26755,06

21,88,005

92610,84

72787,84

OF WHICH:

1. Artisans & Village Industries

9,921

23,38

20,44

20,227

84,23

76,64

2. Other Small Scale Industries

61,388

2491,42

1999,13

85,502

4490,17

3279,52

CENTRAL REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

18

76,45

73,19

2,01,333

311,84

290,01

1.

Direct Finance

7

70

1,53

1,99,279

303,57

282,49

2.

Indirect Finance

11

75,75

71,67

2,054

8,26

7,52

II.

INDUSTRY

6,666

18575,79

11523,03

11,085

27,43

27,02

1.

Mining & Quarrying

7

318,73

25,88

8

37

36

2.

Food Manufacturing & Processing

67

288,75

234,00

204

5,51

3,33

(a)

Rice Mills, Flour & Dal Mills

2

4

1,48

65

1,72

1,31

(b)

Sugar

2

3,02

3,98

1

54

21

(c)

Edible Oils & Vanaspati

14

62,37

38,66

17

15

16

(d)

Tea Processing

2

14,39

11,04

—

—

—

(e)

Processing of Fruits & Vegetables

3

21,67

24,48

10

42

32

(f)

Others

44

187,26

154,36

111

2,69

1,33

3.

Beverage & Tobacco

27

92,19

78,38

—

—

—

4.

Textiles

251

1461,68

865,25

38

79

77

(a)

Cotton Textiles

103

518,33

299,94

5

38

28

(b)

Jute Textiles

—

—

—

4

16

23

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

148

943,35

565,31

29

25

27

5.

Paper, Paper Products & Printing

61

170,71

87,31

37

69

71

6.

Leather & Leather Products

5

21,39

6,39

11

5

4

7.

Rubber & Rubber Products

12

48,97

31,47

—

—

—

8.

Chemicals & Chemical Products

756

3812,79

2411,01

69

87

76

(a)

Heavy Industrial Chemicals

145

602,84

437,93

—

—

—

(b)

Fertilisers

16

343,14

198,92

1

4

4

(c)

Drugs & Pharmaceuticals

311

1398,50

810,28

9

32

31

(d)

Non-Edible Oils

1

6,00

50

—

—

—

(e)

Other Chemicals & Chemical Products

283

1462,31

963,38

59

52

42

9.

Petroleum, Coal Products & Nuclear Fuels

76

1817,64

931,54

—

—

—

10.

Manufacture of Cement & Cement Products

39

467,62

305,38

1

—

—

11.

Basic Metals & Metal Products

189

876,32

570,23

54

42

38

(a)

Iron & Steel

114

477,94

398,70

1

3

2

(b)

Non-Ferrous Metals

28

290,26

116,54

—

—

—

(c)

Other Metal Products

47

108,11

55,00

53

39

36

12.

Engineering

739

4290,91

2580,55

82

75

59

(a)

Heavy Engineering

181

1840,27

1086,96

10

30

26

(b)

Light Engineering

295

776,75

549,78

41

29

20

(c)

Electrical Machinery & Goods

143

794,56

438,29

31

16

13

(d)

Electronic Machinery & Goods

120

879,33

505,52

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

119

782,30

408,55

274

1,98

1,87

14.

Other Industries

4,196

2874,84

2043,51

10,205

14,50

16,89

15.

Electricity, Gas & Water

35

756,00

593,26

—

—

—

(a)

Electricity Generation & Transmission

28

727,70

566,38

—

—

—

(b)

Non-Conventional Energy

2

11,00

10,96

—

—

—

(c)

Gas, Steam & Water Supply

5

17,29

15,92

—

—

—

16.

Construction

87

494,96

350,31

102

1,51

1,30

III.

TRANSPORT OPERATORS

112

884,87

727,26

8,425

27,09

19,67

IV.

PROFESSIONAL AND OTHER SERVICES

865

1095,56

660,00

19,241

26,49

21,83

V.

PERSONAL LOANS

3,57,224

3426,90

1870,04

69,793

136,04

120,19

1.

Loans for Purchase of Consumer Durables

884

33,08

19,74

13,446

24,92

20,38

2.

Loans for Housing

10,398

623,71

611,62

7,818

36,02

32,22

3.

Rest of the Personal Loans

3,45,942

2770,11

1238,68

48,529

75,10

67,59

VI..

TRADE

1,837

1813,83

1183,45

52,993

87,77

74,05

1.

Wholesale Trade

1,637

1489,95

1017,53

1,214

3,02

2,50

2.

Retail Trade

200

323,88

165,92

51,779

84,75

71,56

VII.

FINANCE

463

5124,43

2193,19

21

18

13

VIII.

ALL OTHERS

5,984

1310,33

877,77

11,102

14,34

13,35

TOTAL BANK CREDIT

3,73,169

32308,17

19107,94

3,73,993

631,16

566,24

OF WHICH:

1. Artisans & Village Industries

1,280

2,33

2,26

6,179

6,78

5,84

2. Other Small Scale Industries

848

788,33

633,69

2,926

10,70

8,45

CENTRAL REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

58,109

467,13

333,58

13,24,095

6561,48

4979,98

1.

Direct Finance

57,199

352,79

239,15

12,98,311

3993,96

3431,19

2.

Indirect Finance

910

114,34

94,44

25,784

2567,52

1548,79

II.

INDUSTRY

44,062

13811,86

11541,57

4,10,100

98490,14

68773,30

1.

Mining & Quarrying

105

82,57

76,26

755

5436,51

3190,72

2.

Food Manufacturing & Processing

1,644

514,64

437,70

7,528

2905,87

2283,38

(a)

Rice Mills, Flour & Dal Mills

154

29,43

22,64

1,791

301,95

220,66

(b)

Sugar

28

119,26

106,67

114

418,67

372,56

(c)

Edible Oils & Vanaspati

1,094

100,64

78,99

1,752

738,66

612,99

(d)

Tea Processing

5

10,12

8,75

30

73,44

39,43

(e)

Processing of Fruits & Vegetables

31

25,44

22,46

290

165,03

116,74

(f)

Others

332

229,75

198,19

3,551

1208,12

921,00

3.

Beverage & Tobacco

33

52,49

46,19

320

374,24

309,72

4.

Textiles

2,755

1474,27

1245,62

17,537

10928,16

8113,03

(a)

Cotton Textiles

1,270

542,63

490,62

4,979

3880,50

2947,39

(b)

Jute Textiles

6

1,11

43

46

9,37

6,99

(c)

Handloom Textiles & Khadi

15

49

42

536

102,62

279,84

(d)

Other Textiles

1,464

930,04

754,16

11,976

6935,66

4878,81

5.

Paper, Paper Products & Printing

846

294,08

230,43

8,379

1659,63

1254,86

6.

Leather & Leather Products

107

21,32

14,75

1,088

221,58

113,20

7.

Rubber & Rubber Products

279

166,71

144,75

1,811

1206,62

628,26

8.

Chemicals & Chemical Products

1,891

2134,57

1737,77

18,688

16589,71

10852,68

(a)

Heavy Industrial Chemicals

242

314,09

273,84

1,787

2828,24

1922,39

(b)

Fertilisers

22

214,36

207,72

184

1051,29

791,17

(c)

Drugs & Pharmaceuticals

324

458,75

379,82

5,219

4912,59

2959,72

(d)

Non-Edible Oils

15

3,68

2,57

122

233,16

161,33

(e)

Other Chemicals & Chemical Products

1,288

1143,69

873,82

11,376

7564,42

5018,07

9.

Petroleum, Coal Products & Nuclear Fuels

86

763,11

584,33

776

8996,79

5333,50

10.

Manufacture of Cement & Cement Products

167

392,00

375,07

950

2127,61

1682,38

11.

Basic Metals & Metal Products

1,336

1291,30

1084,39

12,783

9240,46

7066,57

(a)

Iron & Steel

454

743,77

637,84

3,125

6276,04

4948,19

(b)

Non-Ferrous Metals

74

106,84

72,81

662

951,45

638,89

(c)

Other Metal Products

808

440,70

373,74

8,996

2012,97

1479,49

12.

Engineering

1,877

2060,25

1816,69

20,231

14240,12

9776,55

(a)

Heavy Engineering

288

756,00

681,52

2,419

5891,45

3831,01

(b)

Light Engineering

798

353,42

304,71

10,976

2319,36

1679,93

(c)

Electrical Machinery & Goods

542

564,07

480,68

5,028

3585,89

2579,09

(d)

Electronic Machinery & Goods

249

386,77

349,77

1,808

2443,43

1686,52

13.

Vehicles, Vehicle Parts & Transport Equipments

678

316,83

217,23

4,304

3265,09

2015,15

14.

Other Industries

29,877

2662,32

2292,44

3,07,581

14905,76

11277,62

15.

Electricity, Gas & Water

78

226,20

158,48

397

3430,49

2530,36

(a)

Electricity Generation & Transmission

58

186,29

124,91

272

3101,59

2293,94

(b)

Non-Conventional Energy

4

31,50

29,22

33

111,52

105,20

(c)

Gas, Steam & Water Supply

16

8,42

4,34

92

217,38

131,22

16.

Construction

2,303

1359,21

1079,47

6,972

2961,50

2345,33

III.

TRANSPORT OPERATORS

3,647

415,67

372,53

50,450

4090,56

3495,15

IV.

PROFESSIONAL AND OTHER SERVICES

20,461

2198,66

1723,66

1,68,155

6061,79

4507,23

V.

PERSONAL LOANS

1,92,962

1585,82

1367,33

17,29,617

12512,76

9699,29

1.

Loans for Purchase of Consumer Durables

6,829

33,87

26,29

1,05,577

417,26

340,57

2.

Loans for Housing

26,833

375,46

327,38

3,23,287

4791,44

4299,67

3.

Rest of the Personal Loans

1,59,300

1176,49

1013,67

13,00,753

7304,06

5059,06

VI..

TRADE

27,506

3346,32

2774,87

3,87,066

35178,64

31558,69

1.

Wholesale Trade

5,730

2167,10

1774,76

1,09,390

30276,98