Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,663

8,61

7,61

5,320

14,05

14,75

1.

Direct Finance

1,658

3,58

3,46

5,244

13,70

14,40

2.

Indirect Finance

5

5,04

4,14

76

35

35

II.

INDUSTRY

1,311

6,33

5,77

4,785

28,44

29,45

1.

Mining & Quarrying

-

-

-

1

9

9

2.

Food Manufacturing & Processing

2

2

2

68

1,60

1,90

(a)

Rice Mills, Flour & Dal Mills

2

2

2

21

47

47

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

2

46

50

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

1

9

10

(f)

Others

-

-

-

44

59

84

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

13

18

17

516

3,04

3,51

(a)

Cotton Textiles

-

-

-

23

20

19

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

10

9

8

301

1,70

1,99

(d)

Other Textiles

3

10

9

192

1,15

1,32

5.

Paper, Paper Products & Printing

1

17

16

10

30

30

6.

Leather & Leather Products

-

-

-

7

8

8

7.

Rubber & Rubber Products

-

-

-

1

3

8

8.

Chemicals & Chemical Products

1

8

8

9

1,43

1,11

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

6

1,37

1,07

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

1

8

8

3

6

4

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

2

1

1

11.

Basic Metals & Metal Products

-

-

-

27

61

59

(a)

Iron & Steel

-

-

-

2

6

7

(b)

Non-Ferrous Metals

-

-

-

1

9

5

(c)

Other Metal Products

-

-

-

24

47

47

12.

Engineering

1

50

26

17

37

38

(a)

Heavy Engineering

1

50

26

-

-

-

(b)

Light Engineering

-

-

-

10

11

11

(c)

Electrical Machinery & Goods

-

-

-

7

26

27

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

12

7

8

14.

Other Industries

1,293

5,38

5,09

3,621

17,46

17,89

15.

Electricity, Gas & Water

-

-

-

1

22

22

(a)

Electricity Generation & Transmission

-

-

-

1

22

22

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

493

3,15

3,22

III.

TRANSPORT OPERATORS

224

1,31

1,33

102

2,70

2,57

IV.

PROFESSIONAL AND OTHER SERVICES

289

1,23

1,18

794

4,26

4,45

V.

PERSONAL LOANS

4,324

18,37

15,24

4,200

24,86

22,05

1.

Loans for Purchase of Consumer Durables

257

80

52

643

2,25

1,95

2.

Loans for Housing

510

6,52

5,37

914

7,14

6,58

3.

Rest of the Personal Loans

3,557

11,05

9,35

2,643

15,46

13,52

VI..

TRADE

2,620

14,64

14,08

648

12,23

11,48

1.

Wholesale Trade

22

1,96

1,93

51

2,19

2,04

2.

Retail Trade

2,598

12,68

12,15

597

10,05

9,44

VII.

FINANCE

-

-

-

3

26

15

VIII.

ALLOTHERS

582

7,44

6,49

5,836

28,03

29,59

TOTAL BANK CREDIT

11,013

57,95

51,71

21,688

114,83

114,48

OF WHICH:

1. Artisans & Village Industries

791

3,52

3,53

1,076

7,43

7,71

2. Other Small Scale Industries

519

2,31

1,99

1,726

8,66

8,73

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

2,212

2,44

2,24

1.

Direct Finance

-

-

-

2,212

2,44

2,24

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

1,039

1,51

1,35

1.

Mining & Quarrying

-

-

-

1

7

4

2.

Food Manufacturing & Processing

-

-

-

9

17

15

(a)

Rice Mills, Flour & Dal Mills

-

-

-

3

11

11

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

6

6

5

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

1

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

1

-

-

5.

Paper, Paper Products & Printing

-

-

-

3

4

3

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

2

5

5

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

1

3

3

(c)

Electrical Machinery & Goods

-

-

-

1

2

2

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

2

1

1

14.

Other Industries

-

-

-

1,020

1,15

1,07

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

1

2

-

III.

TRANSPORT OPERATORS

-

-

-

171

1,91

1,38

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

100

47

39

V.

PERSONAL LOANS

-

-

-

689

1,61

1,61

1.

Loans for Purchase of Consumer Durables

-

-

-

35

17

15

2.

Loans for Housing

-

-

-

17

19

19

3.

Rest of the Personal Loans

-

-

-

637

1,25

1,27

VI..

TRADE

-

-

-

1,652

2,87

2,59

1.

Wholesale Trade

-

-

-

5

10

11

2.

Retail Trade

-

-

-

1,647

2,77

2,48

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALLOTHERS

-

-

-

5

1

1

TOTAL BANK CREDIT

-

-

-

5,868

10,82

9,57

OF WHICH:

1. Artisans & Village Industries

-

-

-

737

50

49

2. Other Small Scale Industries

-

-

-

157

63

55

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

9,195

25,10

24,60

1.

Direct Finance

-

-

-

9,114

19,72

20,11

2.

Indirect Finance

-

-

-

81

5,38

4,49

II.

INDUSTRY

-

-

-

7,135

36,29

36,58

1.

Mining & Quarrying

-

-

-

2

16

13

2.

Food Manufacturing & Processing

-

-

-

79

1,79

2,07

(a)

Rice Mills, Flour & Dal Mills

-

-

-

26

60

60

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

2

46

50

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

1

9

10

(f)

Others

-

-

-

50

65

88

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

530

3,23

3,68

(a)

Cotton Textiles

-

-

-

23

20

19

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

311

1,78

2,08

(d)

Other Textiles

-

-

-

196

1,25

1,41

5.

Paper, Paper Products & Printing

-

-

-

14

51

50

6.

Leather & Leather Products

-

-

-

7

8

8

7.

Rubber & Rubber Products

-

-

-

1

3

8

8.

Chemicals & Chemical Products

-

-

-

10

1,51

1,18

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

6

1,37

1,07

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

4

14

12

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

2

1

1

11.

Basic Metals & Metal Products

-

-

-

27

61

59

(a)

Iron & Steel

-

-

-

2

6

7

(b)

Non-Ferrous Metals

-

-

-

1

9

5

(c)

Other Metal Products

-

-

-

24

47

47

12.

Engineering

-

-

-

20

91

68

(a)

Heavy Engineering

-

-

-

1

50

26

(b)

Light Engineering

-

-

-

11

14

14

(c)

Electrical Machinery & Goods

-

-

-

8

28

29

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

14

8

9

14.

Other Industries

-

-

-

5,934

23,99

24,04

15.

Electricity, Gas & Water

-

-

-

1

22

22

(a)

Electricity Generation & Transmission

-

-

-

1

22

22

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

494

3,17

3,22

III.

TRANSPORT OPERATORS

-

-

-

497

5,93

5,27

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

1,183

5,96

6,02

V.

PERSONAL LOANS

-

-

-

9,213

44,84

38,91

1.

Loans for Purchase of Consumer Durables

-

-

-

935

3,22

2,62

2.

Loans for Housing

-

-

-

1,441

13,85

12,14

3.

Rest of the Personal Loans

-

-

-

6,837

27,76

24,14

VI..

TRADE

-

-

-

4,920

29,75

28,14

1.

Wholesale Trade

-

-

-

78

4,25