Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

2,18,569

343,90

300,97

2,85,226

401,03

352,20

-

-

-

1. Direct Finance

2,15,816

313,76

275,76

2,81,985

354,28

320,83

-

-

-

2. Indirect Finance

2,753

30,14

25,21

3,241

46,74

31,37

-

-

-

II.

INDUSTRY

46,231

627,66

524,42

63,298

985,15

821,13

23

236,19

85,36

1. Mining & Quarrying

85

19,74

15,66

91

55,93

42,75

-

-

-

2. Food Manufacturing & Processing

1,321

121,06

101,89

1,309

98,12

87,79

-

-

-

(a)

Rice Mills, Flour & Dal Mills

766

60,14

48,43

618

33,07

26,96

-

-

-

(b)

Sugar

7

27,66

23,21

6

6,61

6,37

-

-

-

(c)

Edible Oils & Vanaspati

171

19,49

18,75

95

9,45

8,89

-

-

-

(d)

Tea Processing

-

-

-

1

5,27

5,27

-

-

-

(e)

Processing of Fruits & Vegetables

6

1,72

97

10

3,01

2,44

-

-

-

(f)

Others

371

12,04

10,54

579

40,71

37,86

-

-

-

3. Beverage & Tobacco

17

3,36

3,21

15

4,96

4,06

-

-

-

4. Textiles

404

10,12

9,61

499

40,30

38,12

7

4,28

3,80

(a)

Cotton Textiles

15

5,66

5,30

78

13,05

14,04

-

-

-

(b)

Jute Textiles

2

9

8

10

5,94

5,34

-

-

-

(c)

Handloom Textiles & Khadi

93

1,32

1,26

40

24

25

-

-

-

(d)

Other Textiles

294

3,04

2,97

371

21,07

18,49

7

4,28

3,80

5. Paper, Paper Products & Printing

192

36,70

30,08

363

24,34

24,97

-

-

-

6. Leather & Leather Products

27

1,28

1,85

92

63

61

-

-

-

7. Rubber & Rubber Products

27

2,55

2,52

76

2,48

2,26

-

-

-

8. Chemicals & Chemical Products

296

37,27

35,77

304

53,61

41,63

4

2,65

2,61

(a)

Heavy Industrial Chemicals

29

8,21

8,03

9

89

85

-

-

-

(b)

Fertilisers

5

1,28

1,15

6

38,72

27,60

-

-

-

(c)

Drugs & Pharmaceuticals

71

3,06

2,91

68

4,00

3,05

1

15

11

(d)

Non-Edible Oils

4

16

13

3

27

26

-

-

-

(e)

Other Chemicals & Chemical Products

187

24,56

23,54

218

9,74

9,87

3

2,50

2,50

9. Petroleum, Coal Products & Nuclear Fuels

10

1,16

1,14

40

70,68

23,00

-

-

-

10. Manufacture of Cement & Cement Products

95

24,76

21,52

220

53,63

40,14

-

-

-

11. Basic Metals & Metal Products

381

163,76

119,93

674

318,32

276,57

-

-

-

(a)

Iron & Steel

58

113,13

71,39

144

256,60

214,25

-

-

-

(b)

Non-Ferrous Metals

26

31,70

30,89

29

34,09

37,17

-

-

-

(c)

Other Metal Products

297

18,92

17,65

501

27,64

25,16

-

-

-

12. Engineering

364

33,94

30,75

400

26,97

24,97

5

226,10

76,76

(a)

Heavy Engineering

19

1,97

1,86

26

7,47

7,40

5

226,10

76,76

(b)

Light Engineering

150

9,63

8,18

159

2,38

2,31

-

-

-

(c)

Electrical Machinery & Goods

162

19,70

17,94

189

12,18

10,10

-

-

-

(d)

Electronic Machinery & Goods

33

2,64

2,78

26

4,95

5,16

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

190

8,38

4,00

257

9,90

9,18

4

1,85

82

14. Other Industries

42,670

156,95

141,17

58,093

192,14

179,92

3

1,31

1,38

15. Electricity, Gas & Water

16

88

82

36

12,59

5,39

-

-

-

(a)

Electricity Generation & Transmission

12

57

45

31

12,17

4,96

-

-

-

(b)

Non-Conventional Energy

-

-

-

2

20

20

-

-

-

(c)

Gas, Steam & Water Supply

4

31

37

3

22

22

-

-

-

16. Construction

136

5,75

4,51

829

20,54

19,77

-

-

-

III.

TRANSPORT OPERATORS

8,681

68,20

54,59

19,675

109,10

91,68

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

7,600

32,24

26,19

59,496

193,42

180,93

1

10

6

V.

PERSONAL LOANS

1,81,287

525,26

445,87

1,65,033

523,46

463,39

-

-

-

1. Loans for Purchase of Consumer Durables

18,123

35,85

29,11

18,062

43,45

34,44

-

-

-

2. Loans for Housing

21,410

180,95

161,45

24,368

191,52

171,15

-

-

-

3. Rest of the Personal Loans

1,41,754

308,47

255,31

1,22,603

288,49

257,80

-

-

-

VI.

TRADE

1,20,340

332,51

294,35

1,72,860

500,01

459,34

-

-

-

1. Wholesale Trade

7,333

80,27

70,33

4,506

100,68

91,88

-

-

-

2. Retail Trade

1,13,007

252,24

224,02

1,68,354

399,33

367,45

-

-

-

VII.

FINANCE

1,205

15,65

14,62

636

24,56

19,88

-

-

-

VIII. ALL OTHERS

23,537

190,31

175,83

85,997

337,06

314,90

-

-

-

TOTAL BANK CREDIT

6,07,450

2135,74

1836,82

8,52,221

3073,78

2703,44

24

236,29

85,42

OF WHICH:

1. Artisans & Village Industries

15,755

24,52

22,99

27,890

40,86

38,95

-

-

-

2. Other Small Scale Industries

20,974

205,14

188,09

26,980

184,17

174,69

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

3,86,607

334,67

283,89

19

1,10

96

8,90,421

1080,70

938,01

1. Direct Finance

3,74,709

322,36

273,77

12

1,02

87

8,72,522

991,43

871,22

2. Indirect Finance

11,898

12,30

10,13

7

8

9

17,899

89,27

66,79

II.

INDUSTRY

79,199

68,67

58,29

323

34,52

21,88

1,89,074

1952,20

1511,08

1. Mining & Quarrying

4

75

60

-

-

-

180

76,42

59,01

2. Food Manufacturing & Processing

817

5,45

5,22

1

3

3

3,448

224,66

194,93

(a)

Rice Mills, Flour & Dal Mills

160

4,21

4,04

-

-

-

1,544

97,43

79,43

(b)

Sugar

-

-

-

-

-

-

13

34,27

29,58

(c)

Edible Oils & Vanaspati

25

15

18

-

-

-

291

29,10

27,82

(d)

Tea Processing

-

-

-

-

-

-

1

5,27

5,27

(e)

Processing of Fruits & Vegetables

1

9

9

-

-

-

17

4,82

3,49

(f)

Others

631

1,00

91

1

3

3

1,582

53,78

49,34

3. Beverage & Tobacco

1

2

2

-

-

-

33

8,33

7,29

4. Textiles

65

59

52

3

2

2

978

55,31

52,07

(a)

Cotton Textiles

23

20

17

-

-

-

116

18,92

19,51

(b)

Jute Textiles

-

-

-

-

-

-

12

6,03

5,42

(c)

Handloom Textiles & Khadi

14

11

8

-

-

-

147

1,67

1,58

(d)

Other Textiles

28

28

27

3

2

2

703

28,69

25,56

5. Paper, Paper Products & Printing

19

21

18

1

25

32

575

61,51

55,54

6. Leather & Leather Products

12

4

6

-

-

-

131

1,94

2,52

7. Rubber & Rubber Products

-

-

-

-

-

-

103

5,03

4,77

8. Chemicals & Chemical Products

9

13

10

32

15

12

645

93,80

80,22

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

38

9,10

8,88

(b)

Fertilisers

-

-

-

-

-

-

11

39,99

28,75

(c)

Drugs & Pharmaceuticals

5

9

7

24

12

9

169

7,42

6,23

(d)

Non-Edible Oils

-

-

-

-

-

-

7

43

39

(e)

Other Chemicals & Chemical Products

4

4

3

8

3

3

420

36,86

35,97

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

50

71,85

24,14

10. Manufacture of Cement & Cement Products

16

13

10

-

-

-

331

78,52

61,76

11. Basic Metals & Metal Products

36

2,26

2,16

6

23

23

1,097

484,57

398,89

(a)

Iron & Steel

3

2,11

2,03

1

18

18

206

372,02

287,85

(b)

Non-Ferrous Metals

-

-

-

-

-

-

55

65,79

68,05

(c)

Other Metal Products

33

14

13

5

6

5

836

46,76

42,99

12. Engineering

23

23

13

4

5,12

2,65

796

292,35

135,27

(a)

Heavy Engineering

1

3

2

-

-

-

51

235,57

86,03

(b)

Light Engineering

3

7

3

1

3

3

313

12,10

10,55

(c)

Electrical Machinery & Goods

19

13

9

2

5,06

2,59

372

37,07

30,71

(d)

Electronic Machinery & Goods

-

-

-

1

3

3

60

7,61

7,97

13. Vehicles, Vehicle Parts & Transport Equipments

5

4

3

33

15

8

489

20,32

14,11

14. Other Industries

78,176

58,75

49,09

236

26,47

16,42

1,79,178

435,63

387,98

15. Electricity, Gas & Water

-

-

-

-

-

-

52

13,47

6,21

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

43

12,74

5,42

(b)

Non-Conventional Energy

-

-

-

-

-

-

2

20

20

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

7

53

59

16. Construction

16

8

9

7

2,10

2,01

988

28,49

26,38

III.

TRANSPORT OPERATORS

21,966

86,23

68,40

140

1,50

1,21

50,462

265,04

215,88

IV.

PROFESSIONAL AND OTHER SERVICES

33,403

29,85

25,69

75

3,50

2,97

1,00,575

259,11

235,84

V.

PERSONAL LOANS

1,26,990

169,05

145,21

1,880

15,02

13,53

4,75,190

1232,79

1068,01

1. Loans for Purchase of Consumer Durables

11,918

18,50

15,77

89

18

14

48,192

97,98

79,46

2. Loans for Housing

4,460

29,92

25,57

200

1,73

1,30

50,438

404,12

359,47

3. Rest of the Personal Loans

1,10,612

120,63

103,87

1,591

13,11

12,10

3,76,560

730,69

629,08

VI.

TRADE

2,14,501

189,22

157,58

364

10,17

8,53

5,08,065

1031,91

919,81

1. Wholesale Trade

4,951

8,82

7,69

51

2,05

1,61

16,841

191,81

171,51

2. Retail Trade

2,09,550

180,40

149,89

313

8,12

6,93

4,91,224

840,10

748,30

VII.

FINANCE

2

14

9

8

1,34

1,03

1,851

41,69

35,61

VIII. ALL OTHERS

49,341

41,36

35,18

142

2,60

2,37

1,59,017

571,32

528,27

TOTAL BANK CREDIT

9,12,009

919,19

774,34

2,951

69,76

52,49

23,74,655

6434,76

5452,52

OF WHICH:

1. Artisans & Village Industries

64,620

46,75

39,01

41

6

6

1,08,306

112,20

101,00

2. Other Small Scale Industries

12,619

13,06

11,19

116

1,32

1,28

60,689

403,69

375,25