Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

CENTRAL REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

58,161

190,61

142,89

64,661

190,03

158,98

1.

Direct Finance

58,106

165,59

125,71

64,364

168,75

144,13

2.

Indirect Finance

55

25,01

17,18

297

21,28

14,85

II.

INDUSTRY

11,257

221,63

213,87

13,286

519,37

468,33

1.

Mining & Quarrying

11

3,80

3,44

68

7,94

7,04

2.

Food Manufacturing & Processing

150

63,04

31,99

565

153,82

129,99

(a)

Rice Mills, Flour & Dal Mills

119

38,68

23,90

409

56,10

43,25

(b)

Sugar

—

—

—

7

70,67

69,58

(c)

Edible Oils & Vanaspati

5

6,47

2,86

53

7,50

7,09

(d)

Tea Processing

1

3

3

4

28

21

(e)

Processing of Fruits & Vegetables

3

14

15

11

14,85

6,16

(f)

Others

22

17,72

5,05

81

4,41

3,70

3.

Beverage & Tobacco

2

8

8

7

43

31

4.

Textiles

36

16,85

59,22

397

43,50

44,44

(a)

Cotton Textiles

1

1,80

1,28

82

14,32

14,22

(b)

Jute Textiles

—

—

—

6

34

26

(c)

Handloom Textiles & Khadi

17

37

47

42

2,26

2,35

(d)

Other Textiles

18

14,68

57,47

267

26,58

27,60

5.

Paper, Paper Products & Printing

25

8,61

6,66

428

25,56

26,96

6.

Leather & Leather Products

3

12

6

37

60

51

7.

Rubber & Rubber Products

9

10,18

5,78

35

1,32

1,14

8.

Chemicals & Chemical Products

28

21,48

14,17

240

54,59

48,98

(a)

Heavy Industrial Chemicals

4

15,10

5,34

5

2,61

2,66

(b)

Fertilisers

—

—

—

4

3,35

3,35

(c)

Drugs & Pharmaceuticals

3

65

49

57

2,14

2,09

(d)

Non-Edible Oils

2

3,25

79

1

3

3

(e)

Other Chemicals & Chemical Products

19

2,48

7,54

173

46,47

40,86

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

7

22

23

10.

Manufacture of Cement & Cement Products

5

78

36

19

1,92

2,02

11.

Basic Metals & Metal Products

44

16,66

21,58

101

10,96

9,95

(a)

Iron & Steel

20

13,16

19,51

22

7,28

6,52

(b)

Non-Ferrous Metals

1

5

5

11

1,75

1,55

(c)

Other Metal Products

23

3,45

2,02

68

1,93

1,88

12.

Engineering

35

19,25

17,31

303

138,88

132,38

(a)

Heavy Engineering

4

19

17

13

3,42

2,26

(b)

Light Engineering

2

9

8

173

7,39

6,54

(c)

Electrical Machinery & Goods

23

18,66

16,75

107

127,10

122,79

(d)

Electronic Machinery & Goods

6

31

31

10

97

80

13.

Vehicles, Vehicle Parts & Transport Equipments

5

16

11

154

2,45

2,04

14.

Other Industries

10,903

60,52

53,08

10,574

72,74

57,23

15.

Electricity, Gas & Water

—

—

—

7

2,32

2,77

(a)

Electricity Generation & Transmission

—

—

—

3

1,22

1,69

(b)

Non-Conventional Energy

—

—

—

1

4

3

(c)

Gas, Steam & Water Supply

—

—

—

3

1,06

1,05

16.

Construction

1

10

3

344

2,13

2,35

III.

TRANSPORT OPERATORS

4,260

52,55

33,11

2,651

27,56

20,87

IV.

PROFESSIONAL AND OTHER SERVICES

2,066

17,52

12,66

7,255

44,82

36,04

V.

PERSONAL LOANS

50,982

229,54

189,94

71,603

328,00

281,78

1.

Loans for Purchase of Consumer Durables

4,456

14,75

11,08

9,653

31,15

24,19

2.

Loans for Housing

8,060

77,16

66,37

13,151

113,32

100,99

3.

Rest of the Personal Loans

38,466

137,63

112,49

48,799

183,52

156,61

VI..

TRADE

37,903

178,71

136,87

18,488

155,67

132,25

1.

Wholesale Trade

453

30,97

16,61

1,159

41,64

35,13

2.

Retail Trade

37,450

147,74

120,26

17,329

114,03

97,12

VII.

FINANCE

14

3,19

1,10

12

2,71

2,50

VIII.

ALLOTHERS

17,200

155,49

111,88

12,807

106,90

86,95

TOTAL BANK CREDIT

1,81,843

1049,24

842,33

1,90,763

1375,07

1187,69

OF WHICH:

1. Artisans & Village Industries

1,834

4,17

2,49

2,913

12,30

10,04

2. Other Small Scale Industries

4,233

72,62

48,48

5,866

113,23

92,58

CENTRAL REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

25,048

54,54

41,21

1.

Direct Finance

—

—

—

24,386

53,71

40,65

2.

Indirect Finance

—

—

—

662

84

56

II.

INDUSTRY

—

—

—

5,454

11,13

7,93

1.

Mining & Quarrying

—

—

—

—

—

—

2.

Food Manufacturing & Processing

—

—

—

64

1,02

91

(a)

Rice Mills, Flour & Dal Mills

—

—

—

35

24

23

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

1

18

15

(e)

Processing of Fruits & Vegetables

—

—

—

3

13

12

(f)

Others

—

—

—

25

47

42

3.

Beverage & Tobacco

—

—

—

1

4

3

4.

Textiles

—

—

—

23

29

27

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

2

3

2

(d)

Other Textiles

—

—

—

21

26

24

5.

Paper, Paper Products & Printing

—

—

—

4

7

7

6.

Leather & Leather Products

—

—

—

—

—

—

7.

Rubber & Rubber Products

—

—

—

—

—

—

8.

Chemicals & Chemical Products

—

—

—

18

71

56

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

18

71

56

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

4

8

6

11.

Basic Metals & Metal Products

—

—

—

15

13

11

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

15

13

11

12.

Engineering

—

—

—

50

44

29

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

2

1

—

(c)

Electrical Machinery & Goods

—

—

—

47

40

25

(d)

Electronic Machinery & Goods

—

—

—

1

4

4

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

1

3

—

14.

Other Industries

—

—

—

5,268

8,20

5,49

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

—

—

—

6

14

14

III.

TRANSPORT OPERATORS

—

—

—

10,126

50,10

32,60

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

1,238

3,32

2,53

V.

PERSONAL LOANS

—

—

—

16,521

35,43

30,38

1.

Loans for Purchase of Consumer Durables

—

—

—

2,918

5,01

3,63

2.

Loans for Housing

—

—

—

884

9,19

8,13

3.

Rest of the Personal Loans

—

—

—

12,719

21,23

18,62

VI..

TRADE

—

—

—

10,214

30,05

21,82

1.

Wholesale Trade

—

—

—

66

1,31

83

2.

Retail Trade

—

—

—

10,148

28,74

20,99

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALLOTHERS

—

—

—

3,381

3,78

3,23

TOTAL BANK CREDIT

—

—

—

71,982

188,35

139,69

OF WHICH:

1. Artisans & Village Industries

—

—

—

3,734

5,65

3,75

2. Other Small Scale Industries

—

—

—

369

1,87

1,50

CENTRAL REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

4,446

20,67

14,87

1,52,316

455,85

357,95

1.

Direct Finance

4,426

13,62

10,67

1,51,282

401,67

321,16

2.

Indirect Finance

20

7,05

4,20

1,034

54,18

36,79

II.

INDUSTRY

1,035

28,47

21,75

31,032

780,61

711,88

1.

Mining & Quarrying

—

—

—

79

11,75

10,49

2.

Food Manufacturing & Processing

86

18,24

13,62

865

236,11

176,51

(a)

Rice Mills, Flour & Dal Mills

73

14,14

9,39

636

109,16

76,77

(b)

Sugar

2

3,90

4,07

9

74,57

73,65

(c)

Edible Oils & Vanaspati

—

—

—

58

13,97

9,95

(d)

Tea Processing

—

—

—

6

49

38

(e)

Processing of Fruits & Vegetables

—

—

—

17

15,12

6,44

(f)

Others

11

20

16

139

22,79

9,33

3.

Beverage & Tobacco

—

—

—

10

55

42

4.

Textiles

5

5

3

461

60,69

103,95

(a)

Cotton Textiles

—

—

—

83

16,12

15,51

(b)

Jute Textiles

—

—

—

6

34

26

(c)

Handloom Textiles & Khadi

1

1

1

62

2,67

2,84

(d)

Other Textiles

4

4

2

310

41,56

85,34

5.

Paper, Paper Products & Printing

7

75

77

464

34,98

34,45

6.

Leather & Leather Products

1

1

1

41

72

57

7.

Rubber & Rubber Products

8

10

11

52

11,60

7,02

8.

Chemicals & Chemical Products

25

3,34

2,77

311

80,11

66,48

(a)

Heavy Industrial Chemicals

3

30

32

12

18,01

8,32

(b)

Fertilisers

1

23

7

5

3,57

3,42

(c)

Drugs & Pharmaceuticals

5

8

4

65

2,86

2,63

(d)

Non-Edible Oils

7

2,48

2,16

10

5,75

2,98

(e)

Other Chemicals & Chemical Products

9

26

19

219

49,92

49,14

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

7

22

23

10.

Manufacture of Cement & Cement Products

3

5

4

31

2,83

2,48

11.

Basic Metals & Metal Products

10

47

47

170

28,21

32,11

(a)

Iron & Steel

—

—

—

42

20,44

26,03

(b)

Non-Ferrous Metals

2

33

34

14

2,12

1,94

(c)

Other Metal Products

8

15

13

114

5,65

4,14

12.

Engineering

27

1,84

1,17

415

160,41

151,15

(a)

Heavy Engineering

—

—

—

17

3,61

2,43

(b)

Light Engineering

7

21

15

184

7,69

6,77

(c)

Electrical Machinery & Goods

18

1,56

91

195

147,71

140,71

(d)

Electronic Machinery & Goods

2

8

10

19

1,40

1,24

13.

Vehicles, Vehicle Parts & Transport Equipments

16

27

30

176

2,92

2,45

14.

Other Industries

833

2,98

2,13

27,578

144,44

117,94

15.

Electricity, Gas & Water

—

—

—

7

2,32

2,77

(a)

Electricity Generation & Transmission

—

—

—

3

1,22

1,69

(b)

Non-Conventional Energy

—

—

—

1

4

3

(c)

Gas, Steam & Water Supply

—

—

—

3

1,06

1,05

16.

Construction

14

38

34

365

2,74

2,85

III.

TRANSPORT OPERATORS

499

3,33

2,23

17,536

133,53

88,81

IV.

PROFESSIONAL AND OTHER SERVICES

586

2,24

1,56

11,145

67,90

52,79

V.

PERSONAL LOANS

3,636

13,06

10,30

1,42,742

606,04

512,40

1.

Loans for Purchase of Consumer Durables

210

64

47

17,237

51,56

39,36

2.

Loans for Housing

727

3,81

2,79

22,822

203,48

178,28

3.

Rest of the Personal Loans

2,699

8,60

7,04

1,02,683

350,99

294,76

VI..

TRADE

1,853

14,15

9,50

68,458

378,58

300,43

1.

Wholesale Trade

69

4,20

1,56

1,747

78,13