Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

CENTRAL REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

1,06,297

242,43

185,95

42,625

192,32

155,45

1. Direct Finance

1,05,551

230,94

179,65

42,357

152,68

126,67

2. Indirect Finance

746

11,49

6,31

268

39,64

28,78

II.

INDUSTRY

12,925

136,35

105,75

13,728

421,93

407,11

1. Mining & Quarrying

10

1,42

84

9

3,55

3,18

2. Food Manufacturing & Processing

355

27,87

23,21

385

178,19

136,85

(a) Rice Mills, Flour & Dal Mills

278

14,21

10,41

310

84,75

60,72

(b) Sugar

5

9,40

9,46

4

65,17

64,19

(c) Edible Oils & Vanaspati

14

9

5

18

10,47

6,91

(d) Tea Processing

1

3

3

2

22

18

(e) Processing of Fruits & Vegetables

4

18

17

2

16

12

(f) Others

53

3,96

3,09

49

17,41

4,74

3. Beverage & Tobacco

—

—

—

2

7

6

4. Textiles

50

3,97

3,63

199

36,41

80,11

(a) Cotton Textiles

1

1,80

1,28

40

8,54

8,34

(b) Jute Textiles

—

—

—

5

27

21

(c) Handloom Textiles & Khadi

6

5

4

53

54

59

(d) Other Textiles

43

2,11

2,31

101

27,06

70,97

5. Paper, Paper Products & Printing

32

12,48

12,54

351

16,48

14,02

6. Leather & Leather Products

4

12

6

27

41

35

7. Rubber & Rubber Products

12

25

21

15

10,22

5,79

8. Chemicals & Chemical Products

63

51,30

36,29

116

15,50

17,29

(a) Heavy Industrial Chemicals

4

15,09

5,33

3

30

32

(b) Fertilisers

—

—

—

5

3,57

3,42

(c) Drugs & Pharmaceuticals

9

13

8

15

39

38

(d) Non-Edible Oils

—

—

—

9

5,73

2,95

(e) Other Chemicals & Chemical Products

50

36,08

30,88

84

5,51

10,22

9. Petroleum, Coal Products & Nuclear Fuels

3

10

12

4

11

11

10. Manufacture of Cement & Cement Products

10

27

14

7

71

33

11. Basic Metals & Metal Products

32

3,35

3,38

80

11,57

18,14

(a) Iron & Steel

6

2,97

3,07

17

8,73

15,88

(b) Non-Ferrous Metals

—

—

—

13

1,52

1,30

(c) Other Metal Products

26

38

31

50

1,32

96

12. Engineering

56

4,31

4,47

226

62,86

56,85

(a) Heavy Engineering

3

41

38

9

2,78

1,66

(b) Light Engineering

15

3,08

3,40

92

2,23

1,95

(c) Electrical Machinery & Goods

38

82

69

111

56,68

52,16

(d) Electronic Machinery & Goods

—

—

—

14

1,17

1,08

13. Vehicles, Vehicle Parts & Transport Equipments

39

77

63

91

1,00

79

14. Other Industries

12,083

29,78

19,93

12,039

82,27

70,84

15. Electricity, Gas & Water

—

—

—

5

1,11

1,10

(a) Electricity Generation & Transmission

—

—

—

2

5

5

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

3

1,06

1,05

16. Construction

176

35

29

172

1,47

1,30

III.

TRANSPORT OPERATORS

12,867

74,81

49,06

2,667

32,77

21,92

IV.

PROFESSIONAL AND OTHER SERVICES

4,805

15,88

12,09

3,851

19,37

15,25

V.

PERSONAL LOANS

52,535

150,29

125,75

46,619

190,70

158,82

1. Loans for Purchase of Consumer Durables

5,572

14,50

11,03

7,054

18,76

14,72

2. Loans for Housing

5,218

31,89

26,55

7,605

59,20

50,85

3. Rest of the Personal Loans

41,745

103,90

88,18

31,960

112,74

93,24

VI.

TRADE

37,883

119,67

90,01

20,750

120,04

96,11

1. Wholesale Trade

317

33,14

26,43

984

16,35

12,97

2. Retail Trade

37,566

86,53

63,57

19,766

103,68

83,14

VII.

FINANCE

3

12

7

8

2,97

2,82

VIII.

ALL OTHERS

13,571

56,55

37,89

9,338

70,93

52,79

TOTAL BANK CREDIT

2,40,886

796,10

606,58

1,39,586

1051,03

910,26

OF WHICH : 1. Artisans & Village Industries

6,526

11,25

7,70

1,889

7,41

5,49

2. Other Small Scale Industries

4,028

30,78

23,30

4,506

115,99

83,24

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

3,394

21,09

16,55

—

—

—

1. Direct Finance

3,374

18,05

14,85

—

—

—

2. Indirect Finance

20

3,05

1,70

—

—

—

II.

INDUSTRY

4,379

222,33

199,02

—

—

—

1. Mining & Quarrying

60

6,77

6,46

—

—

—

2. Food Manufacturing & Processing

125

30,05

16,45

—

—

—

(a) Rice Mills, Flour & Dal Mills

48

10,20

5,64

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

26

3,40

2,99

—

—

—

(d) Tea Processing

3

24

17

—

—

—

(e) Processing of Fruits & Vegetables

11

14,78

6,15

—

—

—

(f) Others

37

1,42

1,49

—

—

—

3. Beverage & Tobacco

8

49

37

—

—

—

4. Textiles

212

20,31

20,21

—

—

—

(a) Cotton Textiles

42

5,79

5,89

—

—

—

(b) Jute Textiles

1

7

5

—

—

—

(c) Handloom Textiles & Khadi

3

2,07

2,21

—

—

—

(d) Other Textiles

166

12,38

12,06

—

—

—

5. Paper, Paper Products & Printing

81

6,03

7,89

—

—

—

6. Leather & Leather Products

10

19

17

—

—

—

7. Rubber & Rubber Products

25

1,13

1,02

—

—

—

8. Chemicals & Chemical Products

132

13,31

12,90

—

—

—

(a) Heavy Industrial Chemicals

5

2,63

2,67

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

41

2,34

2,16

—

—

—

(d) Non-Edible Oils

1

3

3

—

—

—

(e) Other Chemicals & Chemical Products

85

8,32

8,04

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

14

1,85

2,01

—

—

—

11. Basic Metals & Metal Products

58

13,30

10,59

—

—

—

(a) Iron & Steel

19

8,74

7,08

—

—

—

(b) Non-Ferrous Metals

1

60

64

—

—

—

(c) Other Metal Products

38

3,96

2,87

—

—

—

12. Engineering

133

93,23

89,83

—

—

—

(a) Heavy Engineering

5

42

39

—

—

—

(b) Light Engineering

77

2,38

1,42

—

—

—

(c) Electrical Machinery & Goods

46

90,21

87,86

—

—

—

(d) Electronic Machinery & Goods

5

23

16

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

46

1,15

1,03

—

—

—

14. Other Industries

3,456

32,38

27,17

—

—

—

15. Electricity, Gas & Water

2

1,21

1,67

—

—

—

(a) Electricity Generation & Transmission

1

1,17

1,64

—

—

—

(b) Non-Conventional Energy

1

4

3

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

17

93

1,26

—

—

—

III.

TRANSPORT OPERATORS

2,002

25,96

17,83

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

2,489

32,65

25,45

—

—

—

V.

PERSONAL LOANS

43,588

265,05

227,83

—

—

—

1. Loans for Purchase of Consumer Durables

4,611

18,29

13,61

—

—

—

2. Loans for Housing

9,999

112,40

100,88

—

—

—

3. Rest of the Personal Loans

28,978

134,36

113,34

—

—

—

VI.

TRADE

9,825

138,87

114,32

—

—

—

1. Wholesale Trade

446

28,63

14,72

—

—

—

2. Retail Trade

9,379

110,24

99,60

—

—

—

VII.

FINANCE

16

2,87

71

—

—

—

VIII.

ALL OTHERS

11,050

142,50

114,78

—

—

—

TOTAL BANK CREDIT

76,743

851,32

716,49

—

—

—

OF WHICH: 1. Artisans & Village Industries

513

4,49

3,59

—

—

—

2. Other Small Scale Industries

2,349

60,26

50,09

—

—

—