Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 19 of 30) - আৰবিআই - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 19 of 30)
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Jhbua Dhar Kshetriya Gramin | Junagadh Amreli | Ka Bank Nongkyndong | Kakathiya | Kalahandi Anchalika | ||||||||||||||
Bank | Gramin Bank | Ri Khasi Jaintia | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (161) | (162) | | (163) | (164) | | (165) | (166) | | (167) | (168) | | (169) | (170) | ||
1. | Capital | 75 | 100 | 100 | 428 | 100 | 100 | 75 | 100 | 75 | 100 | |||||||
(0.9) | (0.9) | (3.2) | (9.4) | (1.4) | (1.2) | (1.7) | (1.6) | (1.4) | (1.3) | |||||||||
2. | Reserves and Surplus | - | - | - | - | 93 | 182 | - | - | 1 | 1178 | |||||||
- | - | - | - | (1.3) | (2.1) | - | - | - | (15.3) | |||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | 1177 | |||||||
2.4. | Revenue and other Reserves | - | - | - | - | 15 | 30 | - | - | 1 | 1 | |||||||
2.5. | Balance of Profit | - | - | - | - | 78 | 152 | - | - | - | - | |||||||
3. | Deposits | 6546 | 8349 | 2181 | 3038 | 6223 | 6859 | 2552 | 3450 | 3884 | 5177 | |||||||
(79.6) | (73.2) | (70.8) | (67.0) | (84.3) | (81.0) | (59.3) | (56.6) | (74.0) | (67.2) | |||||||||
3.1. | Demand Deposits | 324 | 427 | 47 | 59 | 1660 | 948 | 408 | 519 | 1044 | 1179 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 324 | 427 | 47 | 59 | 1660 | 948 | 408 | 519 | 1044 | 1179 | |||||||
3.2. | Savings Deposits | 2540 | 3098 | 682 | 1016 | 2447 | 2960 | 811 | 1159 | 1739 | 2398 | |||||||
3.3. | Term Deposits | 3682 | 4824 | 1452 | 1963 | 2117 | 2951 | 1333 | 1771 | 1101 | 1601 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 3682 | 4824 | 1452 | 1963 | 2117 | 2951 | 1333 | 1771 | 1101 | 1601 | |||||||
3.A. | Deposits of branches in India | 6546 | 8349 | 2181 | 3038 | 6223 | 6859 | 2552 | 3450 | 3884 | 5177 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 1301 | 1396 | 550 | 759 | 560 | 825 | 1360 | 1459 | 1100 | 939 | |||||||
(15.8) | (12.2) | (17.9) | (16.7) | (7.6) | (9.7) | (31.6) | (24.0) | (21.0) | (12.2) | |||||||||
4.1. | Borrowings in India | 1301 | 1396 | 550 | 759 | 560 | 825 | 1360 | 1459 | 1100 | 939 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 1301 | 1396 | 124 | 165 | 112 | 149 | 296 | 316 | 229 | 130 | |||||||
(iii) | From other Institutions and Agencies | - | - | 427 | 594 | 448 | 676 | 1065 | 1143 | 871 | 810 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 304 | 1563 | 250 | 311 | 403 | 505 | 318 | 1081 | 191 | 308 | |||||||
(3.7) | (13.7) | (8.1) | (6.8) | (5.5) | (6.0) | (7.4) | (17.8) | (3.6) | (4.0) | |||||||||
5.1. | Bills Payable | 9 | 23 | 2 | 3 | - | - | - | - | - | - | |||||||
5.2. | Inter-office Adjustments | 29 | 34 | 13 | 45 | - | - | 18 | - | - | - | |||||||
5.3. | Interest Accrued | 49 | 57 | 138 | 195 | 231 | 326 | 284 | 336 | 130 | 225 | |||||||
5.4. | Others (including provisions) | 218 | 1449 | | 97 | 68 | | 171 | 179 | | 16 | 745 | | 61 | 83 | |||
Total Liabilities | 8226 | 11407 | 3081 | 4536 | 7378 | 8471 | 4305 | 6090 | 5251 | 7702 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Jhbua Dhar Kshetriya Gramin | Junagadh Amreli | Ka Bank Nongkyndong | Kakathiya | Kalahandi Anchalika | ||||||||||||||
Bank | Gramin Bank | Ri Khasi Jaintia | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (161) | (162) | | (163) | (164) | | (165) | (166) | | (167) | (168) | | (169) | (170) | ||
1. | Cash in hand | 154 | 175 | 42 | 100 | 30 | 40 | 105 | 161 | 49 | 163 | |||||||
(1.9) | (1.5) | (1.4) | (2.2) | (0.4) | (0.5) | (2.4) | (2.6) | (0.9) | (2.1) | |||||||||
2. | Balances with RBI | 174 | 235 | 70 | 86 | 175 | 255 | 95 | 114 | 94 | 132 | |||||||
(2.1) | (2.1) | (2.3) | (1.9) | (2.4) | (3.0) | (2.2) | (1.9) | (1.8) | (1.7) | |||||||||
3. | Balances with banks in India | 2339 | 3404 | 44 | 1856 | 2765 | 2416 | 731 | 1925 | 1095 | 2172 | |||||||
(28.4) | (29.8) | (1.4) | (40.9) | (37.5) | (28.5) | (17.0) | (31.6) | (20.9) | (28.2) | |||||||||
4. | Money at call and short notice | - | - | 1240 | - | - | - | 50 | - | - | - | |||||||
- | - | (40.2) | - | - | - | (1.2) | - | - | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 50 | 75 | 395 | 784 | 3289 | 4301 | - | - | 109 | 263 | |||||||
(0.6) | (0.7) | (12.8) | (17.3) | (44.6) | (50.8) | - | - | (2.1) | (3.4) | |||||||||
6.A. | Investments in India | 50 | 75 | 395 | 784 | 3289 | 4301 | - | - | 109 | 263 | |||||||
(i) | Government securities | - | - | 25 | 25 | - | - | - | - | - | - | |||||||
(ii) | Other approved securities | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | 50 | 75 | 270 | 759 | 1635 | 2335 | - | - | 109 | 263 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | - | - | 100 | - | 1654 | 1966 | - | - | - | - | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 3908 | 4552 | 781 | 1062 | 916 | 1028 | 2405 | 2685 | 2337 | 2634 | |||||||
(47.5) | (39.9) | (25.3) | (23.4) | (12.4) | (12.1) | (55.9) | (44.1) | (44.5) | (34.2) | |||||||||
7.1. | Bills purchased and discounted | 1 | 1 | - | - | - | - | - | - | - | 1853 | |||||||
7.2. | Cash credits, overdrafts & loans | 33 | 50 | 547 | 786 | 526 | 599 | 1750 | 1939 | 1822 | 681 | |||||||
7.3. | Term loans | 3874 | 4502 | 234 | 276 | 390 | 429 | 654 | 746 | 515 | 100 | |||||||
8. | Fixed Assets | 13 | 15 | 8 | 10 | 11 | 11 | 15 | 15 | 17 | 16 | |||||||
(0.2) | (0.1) | (0.3) | (0.2) | (0.1) | (0.1) | (0.4) | (0.2) | (0.3) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||||
8.2. | Other Fixed assets | 13 | 15 | 8 | 10 | 11 | 11 | 15 | 15 | 17 | 16 | |||||||
9. | Other Assets | 1588 | 2952 | 501 | 638 | 192 | 420 | 905 | 1190 | 1550 | 2322 | |||||||
(19.3) | (25.9) | (16.3) | (14.1) | (2.6) | (5.0) | (21.0) | (19.5) | (29.5) | (30.1) | |||||||||
9.1. | Inter - office adjustments (net) | - | - | 16 | 50 | 9 | 9 | - | 15 | 64 | 113 | |||||||
9.2. | Interest accrued | - | - | 33 | 96 | 177 | 404 | 14 | 15 | 36 | 106 | |||||||
9.3. | Tax paid | - | - | - | 3 | 1 | 1 | - | - | - | - | |||||||
9.4. | Stationery and Stamps | 9 | 12 | 3 | 3 | 3 | 4 | 5 | 6 | 5 | 6 | |||||||
9.5. | Others | 1579 | 2939 | | 449 | 487 | | 2 | 3 | | 886 | 1153 | | 1445 | 2097 | |||
Total Assets | 8226 | 11407 | 3081 | 4536 | 7378 | 8471 | 4305 | 6090 | 5251 | 7702 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 |
REGIONAL RURAL BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Kalpatharu | Kamraz | Kanakadurga | Kanpur Kshetriya | Kapurthala Firozpur Kshetriya | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (171) | (172) | | (173) | (174) | | (175) | (176) | | (177) | (178) | | (179) | (180) | ||
1. | Capital | 75 | 1357 | 75 | 100 | 84 | 215 | 75 | 1969 | 75 | 755 | |||||||
(0.8) | (10.8) | (1.1) | (1.1) | (1.7) | (4.1) | (0.5) | (8.5) | (1.5) | (11.9) | |||||||||
2. | Reserves and Surplus | - | - | - | 11 | 113 | 235 | - | - | 1 | 1 | |||||||
- | - | - | (0.1) | (2.3) | (4.5) | - | - | - | - | |||||||||
2.1. | Statutory Reserves | - | - | - | - | 20 | 44 | - | - | 1 | 1 | |||||||
2.2. | Capital Reserves | - | - | - | 11 | 15 | 15 | - | - | - | - | |||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | |||||||
2.5. | Balance of Profit | - | - | - | - | 79 | 176 | - | - | - | - | |||||||
3. | Deposits | 7194 | 7469 | 6466 | 8562 | 2715 | 3057 | 13122 | 17457 | 4205 | 4781 | |||||||
(72.8) | (59.3) | (92.8) | (93.2) | (56.0) | (58.1) | (80.7) | (75.4) | (83.7) | (75.6) | |||||||||
3.1. | Demand Deposits | 685 | 314 | 943 | 1541 | 97 | 101 | 518 | 638 | 199 | 115 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | 1 | - | - | |||||||
(ii) | From Others | 685 | 314 | 943 | 1541 | 97 | 101 | 518 | 637 | 199 | 115 | |||||||
3.2. | Savings Deposits | 2749 | 2786 | 3407 | 4100 | 795 | 897 | 6401 | 7888 | 1604 | 1724 | |||||||
3.3. | Term Deposits | 3760 | 4369 | 2115 | 2921 | 1823 | 2059 | 6203 | 8932 | 2402 | 2942 | |||||||
(i) | From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From Others | 3760 | 4369 | 2115 | 2921 | 1823 | 2059 | 6203 | 8932 | 2402 | 2942 | |||||||
3.A. | Deposits of branches in India | 7194 | 7469 | 6466 | 8562 | 2715 | 3057 | 13122 | 17457 | 4205 | 4781 | |||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||||
4. | Borrowings | 1960 | 2294 | 252 | 244 | 1339 | 1442 | 2117 | 2518 | 503 | 545 | |||||||
(19.8) | (18.2) | (3.6) | (2.7) | (27.6) | (27.4) | (13.0) | (10.9) | (10.0) | (8.6) | |||||||||
4.1. | Borrowings in India | 1960 | 2294 | 252 | 244 | 1339 | 1442 | 2117 | 2518 | 503 | 545 | |||||||
(i) | From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | From other Banks | 278 | 265 | 100 | 94 | 313 | 320 | 109 | 169 | 71 | 90 | |||||||
(iii) | From other Institutions and Agencies | 1682 | 2029 | 152 | 149 | 1026 | 1122 | 2009 | 2349 | 432 | 455 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||||
5. | Other liabilities | 654 | 1480 | 179 | 270 | 595 | 316 | 937 | 1198 | 242 | 245 | |||||||
(6.6) | (11.7) | (2.6) | (2.9) | (12.3) | (6.0) | (5.8) | (5.2) | (4.8) | (3.9) | |||||||||
5.1. | Bills Payable | - | - | 9 | 6 | - | - | 111 | 242 | 4 | 8 | |||||||
5.2. | Inter-office Adjustments | 21 | 16 | - | 46 | 169 | 37 | - | - | - | - | |||||||
5.3. | Interest Accrued | 510 | 657 | 58 | 95 | 27 | 19 | 150 | 193 | 12 | 14 | |||||||
5.4. | Others (including provisions) | 123 | 807 | | 112 | 123 | | 398 | 259 | | 676 | 764 | | 226 | 223 | |||
Total Liabilities | 9883 | 12600 | 6971 | 9186 | 4847 | 5265 | 16252 | 23142 | 5026 | 6327 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |||||
As on 31st March | ||||||||||||||||||
Kalpatharu | Kamraz | Kanakadurga | Kanpur Kshetriya | Kapurthala Firozpur Kshetriya | ||||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | Gramin Bank | ||||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||||
| | | (171) | (172) | | (173) | (174) | | (175) | (176) | | (177) | (178) | | (179) | (180) | ||
1. | Cash in hand | 156 | 148 | 88 | 50 | 86 | 83 | 117 | 160 | 66 | 86 | |||||||
(1.6) | (1.2) | (1.3) | (0.5) | (1.8) | (1.6) | (0.7) | (0.7) | (1.3) | (1.4) | |||||||||
2. | Balances with RBI | 222 | 226 | 205 | 255 | 79 | 92 | 400 | 540 | 123 | 152 | |||||||
(2.2) | (1.8) | (2.9) | (2.8) | (1.6) | (1.7) | (2.5) | (2.3) | (2.4) | (2.4) | |||||||||
3. | Balances with banks in India | 396 | 1553 | 2950 | 4439 | 1490 | 1860 | 1104 | 3074 | 182 | 2058 | |||||||
(4.0) | (12.3) | (42.3) | (48.3) | (30.7) | (35.3) | (6.8) | (13.3) | (3.6) | (32.5) | |||||||||
4. | Money at call and short notice | - | - | - | - | - | - | 4091 | 6230 | 1154 | - | |||||||
- | - | - | - | - | - | (25.2) | (26.9) | (23.0) | - | |||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||||
6. | Investments | 3316 | 3438 | 931 | 942 | 438 | 310 | 2300 | 3550 | 738 | 986 | |||||||
(33.6) | (27.3) | (13.4) | (10.3) | (9.0) | (5.9) | (14.2) | (15.3) | (14.7) | (15.6) | |||||||||
6.A. | Investments in India | 3316 | 3438 | 931 | 942 | 438 | 310 | 2300 | 3550 | 738 | 986 | |||||||
(i) | Government securities | - | 26 | 20 | 20 | - | - | 700 | 900 | - | - | |||||||
(ii) | Other approved securities | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) | Debentures and Bonds | 200 | 995 | 911 | 922 | 285 | 310 | 1600 | 2650 | 403 | 839 | |||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(vi) | Others | 3116 | 2417 | - | - | 153 | - | - | - | 336 | 147 | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 4412 | 4903 | 953 | 1117 | 2423 | 2792 | 5496 | 4026 | 2228 | 1966 | |||||||
(44.6) | (38.9) | (13.7) | (12.2) | (50.0) | (53.0) | (33.8) | (17.4) | (44.3) | (31.1) | |||||||||
7.1. | Bills purchased and discounted | 28 | 146 | - | - | 17 | - | - | - | 1 | 1 | |||||||
7.2. | Cash credits, overdrafts & loans | 1660 | 1972 | 313 | 437 | 1701 | 1919 | 695 | 428 | 297 | 386 | |||||||
7.3. | Term loans | 2724 | 2785 | 640 | 680 | 706 | 873 | 4801 | 3598 | 1930 | 1578 | |||||||
8. | Fixed Assets | 22 | 24 | 19 | 23 | 48 | 50 | 29 | 31 | 17 | 14 | |||||||
(0.2) | (0.2) | (0.3) | (0.3) | (1.0) | (0.9) | (0.2) | (0.1) | (0.3) | (0.2) | |||||||||
8.1. | Premises | - | - | - | - | 25 | 24 | - | - | - | - | |||||||
8.2. | Other Fixed assets | 22 | 24 | 19 | 23 | 23 | 26 | 29 | 31 | 17 | 14 | |||||||
9. | Other Assets | 1359 | 2308 | 1825 | 2360 | 284 | 79 | 2714 | 5531 | 519 | 1066 | |||||||
(13.8) | (18.3) | (26.2) | (25.7) | (5.9) | (1.5) | (16.7) | (23.9) | (10.3) | (16.8) | |||||||||
9.1. | Inter - office adjustments (net) | - | - | 17 | - | - | - | 132 | 83 | 8 | 39 | |||||||
9.2. | Interest accrued | 55 | 247 | 72 | 133 | 31 | 19 | 362 | 793 | 51 | 89 | |||||||
9.3. | Tax paid | - | - | 10 | 1 | - | - | - | - | - | 1 | |||||||
9.4. | Stationery and Stamps | 7 | 7 | - | - | 3 | 4 | 15 | 19 | 1 | 1 | |||||||
9.5. | Others | 1298 | 2054 | | 1726 | 2226 | | 250 | 56 | | 2205 | 4637 | | 458 | 935 | |||
Total Assets | 9883 | 12600 | 6971 | 9186 | 4847 | 5265 | 16252 | 23142 | 5026 | 6327 | ||||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |