(Amount in Rs. lakh)

As on 31st March

Kashi

Kisan Gramin Bank,

Kolar

Koraput Panchabati

Kosi Kshetriya

Gramin Bank

Budaun

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(181)

(182)

(183)

(184)

(185)

(186)

(187)

(188)

(189)

(190)

1.

Capital

75

100

75

96

75

1583

100

100

75

88

(0.6)

(0.6)

(1.5)

(1.5)

(0.8)

(14.3)

(0.8)

(0.6)

(0.7)

(0.5)

2.

Reserves and Surplus

-

2010

-

-

62

-

-

-

-

-

-

(12.2)

-

-

(0.7)

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

2010

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

62

-

-

-

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

11088

13315

3833

5159

5602

6860

8943

10148

9628

12930

(92.1)

(80.8)

(77.6)

(78.5)

(62.2)

(62.1)

(70.4)

(62.7)

(87.9)

(79.0)

3.1.

Demand Deposits

700

520

115

278

38

69

2245

1782

632

774

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

700

520

115

278

38

69

2245

1782

632

774

3.2.

Savings Deposits

4788

5329

2045

2599

2098

2464

4288

4919

4330

5345

3.3.

Term Deposits

5601

7465

1673

2282

3466

4327

2410

3446

4666

6811

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

5601

7465

1673

2282

3466

4327

2410

3446

4966

6811

3.A.

Deposits of branches in India

11088

13315

3833

5159

5602

6860

8943

10148

9628

12930

3.B.

Deposits of branches outside India

-

-

-

-

-

-

-

-

-

-

4.

Borrowings

842

878

674

821

2031

2095

2247

2366

917

335

(7.0)

(5.3)

(13.6)

(12.5)

(22.6)

(19.0)

(17.7)

(14.6)

(8.4)

(2.0)

4.1.

Borrowings in India

842

878

674

821

2031

2095

2247

2366

917

335

(i)

From Reserve Bank of India

-

-

-

-

-

-

-

-

-

-

(ii)

From other Banks

24

21

56

66

424

392

338

318

5

5

(iii)

From other Institutions and Agencies

818

857

618

756

1606

1702

1909

2048

912

330

4.2.

Borrowings outside India

-

-

-

-

-

-

-

-

-

-

5.

Other liabilities

32

170

357

494

1233

511

1421

3576

335

3015

(0.3)

(1.0)

(7.2)

(7.5)

(13.7)

(4.6)

(11.2)

(22.1)

(3.1)

(18.4)

5.1.

Bills Payable

-

-

14

12

211

225

-

-

58

130

5.2.

Inter-office Adjustments

-

-

98

12

258

83

-

-

14

15

5.3.

Interest Accrued

13

14

30

34

17

37

432

623

264

11

5.4.

Others (including provisions)

18

157

215

437

747

166

989

2953

-

2859

Total Liabilities

12036

16473

4938

6570

9003

11048

12710

16189

10956

16367

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Kashi

Kisan Gramin Bank,

Kolar

Koraput Panchabati

Kosi Kshetriya

Gramin Bank

Budaun

Gramin Bank

Gramin Bank

Gramin Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(181)

(182)

(183)

(184)

(185)

(186)

(187)

(188)

(189)

(190)

1.

Cash in hand

168

174

58

99

176

425

102

159

102

165

(1.4)

(1.1)

(1.2)

(1.5)

(2.0)

(3.8)

(0.8)

(1.0)

(0.9)

(1.0)

2.

Balances with RBI

326

402

117

165

192

201

250

295

287

376

(2.7)

(2.4)

(2.4)

(2.5)

(2.1)

(1.8)

(2.0)

(1.8)

(2.6)

(2.3)

3.

Balances with banks in India

4024

5970

147

191

1514

2905

686

1015

3746

4638

(33.4)

(36.2)

(3.0)

(2.9)

(16.8)

(26.3)

(5.4)

(6.3)

(34.2)

(28.3)

4.

Money at call and short notice

-

-

1069

1539

-

-

1677

-

-

-

-

-

(21.6)

(23.4)

-

-

(13.2)

-

-

-

5.

Balances with banks outside India

-

-

-

-

-

-

-

-

-

-

6.

Investments

1271

2772

399

691

1636

1811

3770

6429

-

-

(10.6)

(16.8)

(8.1)

(10.5)

(18.2)

(16.4)

(29.7)

(39.7)

-

-

6.A.

Investments in India

1271

2772

399

691

1636

1811

3770

6429

-

-

(i)

Government securities

400

400

-

-

-

500

-

-

-

-

(ii)

Other approved securities

671

497

-

-

-

220

2570

200

-

-

(iii)

Shares

-

-

-

-

-

-

-

-

-

-

(iv)

Debentures and Bonds

200

1875

199

491

-

1091

1200

1500

-

-

(v)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(vi)

Others

-

-

200

200

1636

-

-

4729

-

-

6.B.

Investments outside India

-

-

-

-

-

-

-

-

-

-

(i)

Government securities

-

-

-

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

-

-

-

-

-

-

-

-

-

-

(iii)

Others

-

-

-

-

-

-

-

-

-

-

7.

Advances

4402

3262

1796

2112

4373

4230

4907

6435

1539

4417

(36.6)

(19.8)

(36.4)

(32.1)

(48.6)

(38.3)

(38.6)

(39.7)

(14.0)

(27.0)

7.1.

Bills purchased and discounted

17

45

-

-

-

3

-

-

-

-

7.2.

Cash credits, overdrafts & loans

411

445

378

517

2267

2407

2489

3429

479

729

7.3.

Term loans

3974

2771

1418

1595

2106

1819

2418

3006

1060

3688

8.

Fixed Assets

21

23

18

20

18

22

22

25

24

28

(0.2)

(0.1)

(0.4)

(0.3)

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

(0.2)

8.1.

Premises

-

-

-

-

-

-

-

-

-

-

8.2.

Other Fixed assets

21

23

18

20

18

22

22

25

24

28

9.

Other Assets

1824

3869

1335

1752

1095

1454

1296

1832

5257

6744

(15.2)

(23.5)

(27.0)

(26.7)

(12.2)

(13.2)

(10.2)

(11.3)

(48.0)

(41.2)

9.1.

Inter - office adjustments (net)

16

110

-

-

-

-

596

640

17

31

9.2.

Interest accrued

206

401

93

161

-

116

196

366

50

402

9.3.

Tax paid

-

-

-

2

84

-

-

-

-

-

9.4.

Stationery and Stamps

4

4

8

9

-

15

8

7

7

8

9.5.

Others

1598

3354

1233

1580

1011

1323

495

819

5184

6302

Total Assets

12036

16473

4938

6570

9003

11048

12710

16189

10956

16367

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Note

:

Figures in brackets indicate percent share in total.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.

Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97

(Amount in Rs. lakh)

As on 31st March

Krishna

Kshetriya

Kutch

K.Kisan Gramin Bank,

Lakhimi Gaonlia

Gramin Bank

Gramin Bank

Gramin Bank

Mainpuri

Bank

Items

1996

1997

1996

1997

1996

1997

1996

1997

1996

1997

(191)

(192)

(193)

(194)

(195)

(196)

(197)

(198)

(199)

(200)

1.

Capital

75

100

988

1031

75

854

75

100

84

96

(0.6)

(0.5)

(9.8)

(8.0)

(1.4)

(11.2)

(1.4)

(1.4)

(0.8)

(0.8)

2.

Reserves and Surplus

-

-

-

-

-

-

1

1

-

-

-

-

-

-

-

-

-

-

-

-

2.1.

Statutory Reserves

-

-

-

-

-

-

-

-

-

-

2.2.

Capital Reserves

-

-

-

-

-

-

-

-

-

-

2.3.

Share Premium

-

-

-

-

-

-

-

-

-

-

2.4.

Revenue and other Reserves

-

-

-

-

-

-

1

1

-

-

2.5.

Balance of Profit

-

-

-

-

-

-

-

-

-

-

3.

Deposits

9976

11993

7479

10237

4137

5468

3994

5329

8401

10189

(73.8)

(62.8)

(74.5)

(79.2)

(78.9)

(71.6)

(74.1)

(75.9)

(83.0)

(84.3)

3.1.

Demand Deposits

1016

558

277

366

50

78

77

130

659

842

(i)

From Banks

-

-

-

-

-

-

-

-

-

-

(ii)

From Others

1016

558

277

366

50

78

77

130

659

842

3.2.

Savings Deposits

3584

4296

3230

4407

1371

1684

1861

2285

4182

4799

3.3.

Term Deposits

5376

7138

3972

5464

2716

3706

2056

2914

3560

4547

(i)

From Banks

-

-

-

-

-

15

-

-

-

-

(ii)

From Others

5376

7138