Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 23 of 30) - আৰবিআই - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 23 of 30)
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | ||||||||||||
As on 31st March | ||||||||||||||||
Nadia | Nagaland | Nagarjuna | Nainital Almora | Nalanda | ||||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | (241) | (242) | | (243) | (244) | | (245) | (246) | | (247) | (248) | | (249) | (250) |
1. | Capital | 84 | 96 | 255 | 312 | 75 | 100 | 63 | 100 | 63 | 75 | |||||
(1.0) | (0.8) | (45.3) | (44.5) | (0.4) | (0.5) | (1.2) | (1.3) | (0.9) | (0.8) | |||||||
2. | Reserves and Surplus | - | - | - | - | - | - | - | 912 | - | - | |||||
- | - | - | - | - | - | - | (11.9) | - | - | |||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | 912 | - | - | |||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||
3. | Deposits | 6069 | 7541 | 245 | 294 | 12054 | 13396 | 4091 | 5497 | 5913 | 7947 | |||||
(72.9) | (65.8) | (43.4) | (42.0) | (70.4) | (63.4) | (78.0) | (71.9) | (85.8) | (87.8) | |||||||
3.1. | Demand Deposits | 75 | 93 | 33 | 40 | 918 | 780 | 136 | 230 | 250 | 438 | |||||
(i) From Banks | - | - | - | - | - | - | 3 | 1 | - | - | ||||||
(ii) From Others | 75 | 93 | 33 | 40 | 918 | 780 | 133 | 228 | 250 | 438 | ||||||
3.2. | Savings Deposits | 3079 | 3223 | 137 | 161 | 5412 | 5728 | 1566 | 1983 | 2608 | 3206 | |||||
3.3. | Term Deposits | 2915 | 4225 | 75 | 92 | 5724 | 6888 | 2389 | 3285 | 3055 | 4302 | |||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From Others | 2915 | 4225 | 75 | 92 | 5724 | 6888 | 2389 | 3285 | 3055 | 4302 | ||||||
3.A. | Deposits of branches in India | 6069 | 7541 | 245 | 294 | 12054 | 13396 | 4091 | 5497 | 5913 | 7947 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 1442 | 1813 | 14 | 9 | 2096 | 3472 | 880 | 884 | 149 | 186 | |||||
(17.3) | (15.8) | (2.5) | (1.3) | (12.2) | (16.4) | (16.8) | (11.6) | (2.2) | (2.1) | |||||||
4.1. | Borrowings in India | 1442 | 1813 | 14 | 9 | 2096 | 3472 | 880 | 884 | 149 | 186 | |||||
(i) From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From other Banks | 1440 | 1813 | 2 | - | 486 | 878 | 25 | 89 | 97 | 93 | ||||||
(iii) From other Institutions and Agencies | 2 | - | 12 | 9 | 1610 | 2593 | 854 | 796 | 52 | 93 | ||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||
5. | Other liabilities | 733 | 2017 | 49 | 86 | 2909 | 4161 | 212 | 249 | 767 | 839 | |||||
(8.8) | (17.6) | (8.8) | (12.2) | (17.0) | (19.7) | (4.0) | (3.3) | (11.1) | (9.3) | |||||||
5.1. | Bills Payable | - | - | - | - | 861 | 807 | 35 | 77 | - | - | |||||
5.2. | Inter-office Adjustments | 3 | 22 | - | - | - | 218 | - | - | 52 | 31 | |||||
5.3. | Interest Accrued | 52 | 64 | 13 | 15 | 585 | 905 | 53 | 56 | 7 | 10 | |||||
5.4. | Others (including provisions) | 679 | 1931 | | 37 | 70 | | 1464 | 2231 | | 124 | 116 | | 709 | 798 | |
Total Liabilities | 8328 | 11467 | 563 | 700 | 17134 | 21129 | 5245 | 7643 | 6891 | 9047 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | ||||||||||||
As on 31st March | ||||||||||||||||
Items | Nadia | Nagaland | Nagarjuna | Nainital Almora | Nalanda | |||||||||||
Gramin Bank | Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | ||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (241) | (242) | | (243) | (244) | | (245) | (246) | | (247) | (248) | | (249) | (250) |
1. | Cash in hand | 59 | 94 | 2 | 5 | 605 | 595 | 52 | 74 | 96 | 170 | |||||
(0.7) | (0.8) | (0.3) | (0.7) | (3.5) | (2.8) | (1.0) | (1.0) | (1.4) | (1.9) | |||||||
2. | Balances with RBI | 186 | 231 | 9 | 10 | 397 | 428 | 123 | 164 | 177 | 239 | |||||
(2.2) | (2.0) | (1.6) | (1.4) | (2.3) | (2.0) | (2.3) | (2.1) | (2.6) | (2.6) | |||||||
3. | Balances with banks in India | 1469 | 2737 | 291 | 387 | 3837 | 4888 | 1285 | 2725 | 1505 | 1955 | |||||
(17.6) | (23.9) | (51.7) | (55.3) | (22.4) | (23.1) | (24.5) | (35.7) | (21.8) | (21.6) | |||||||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | - | - | |||||
- | - | - | - | - | - | - | - | - | - | |||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||
6. | Investments | 2247 | 3170 | - | - | 2440 | 2040 | 391 | 886 | 709 | 1500 | |||||
(27.0) | (27.6) | - | - | (14.2) | (9.7) | (7.5) | (11.6) | (10.3) | (16.6) | |||||||
6.A. | Investments in India | 2247 | 3170 | - | - | 2440 | 2040 | 391 | 886 | 709 | 1500 | |||||
(i) Government securities | 200 | 200 | - | - | 1500 | 1500 | 100 | 75 | - | - | ||||||
(ii) Other approved securities | 323 | 323 | - | - | - | - | - | - | - | 1500 | ||||||
(iii) Shares | - | - | - | - | - | - | - | - | 709 | - | ||||||
(iv) Debentures and Bonds | 872 | 2010 | - | - | 340 | 540 | 291 | 811 | - | - | ||||||
(v) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) Others | 852 | 637 | - | - | 600 | - | - | - | - | - | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||
(i) Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 2691 | 3021 | 85 | 106 | 6156 | 7282 | 2298 | 2530 | 2425 | 2504 | |||||
(32.3) | (26.3) | (15.1) | (15.2) | (35.9) | (34.5) | (43.8) | (33.1) | (35.2) | (27.7) | |||||||
7.1. | Bills purchased and discounted | - | - | - | - | - | - | 2 | 2 | 105 | 154 | |||||
7.2. | Cash credits, overdrafts & loans | 2 | 3 | 65 | 82 | 4134 | 5209 | 492 | 516 | 205 | 318 | |||||
7.3. | Term loans | 2689 | 3018 | 20 | 24 | 2023 | 2073 | 1804 | 2012 | 2115 | 2032 | |||||
8. | Fixed Assets | 16 | 16 | 1 | 1 | 22 | 22 | 14 | 15 | 13 | 13 | |||||
(0.2) | (0.1) | (0.2) | (0.2) | (0.1) | (0.1) | (0.3) | (0.2) | (0.2) | (0.1) | |||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | |||||
8.2. | Other Fixed assets | 16 | 16 | 1 | 1 | 22 | 22 | 14 | 15 | 13 | 13 | |||||
9. | Other Assets | 1661 | 2198 | 175 | 191 | 3677 | 5875 | 1081 | 1248 | 1966 | 2666 | |||||
(19.9) | (19.2) | (31.0) | (27.2) | (21.5) | (27.8) | (20.6) | (16.3) | (28.5) | (29.5) | |||||||
9.1. | Inter - office adjustments (net) | - | - | 14 | - | 441 | - | 14 | 88 | - | - | |||||
9.2. | Interest accrued | 170 | 308 | 17 | 4 | 374 | 617 | 37 | 129 | 44 | 105 | |||||
9.3. | Tax paid | - | - | - | - | - | - | - | 3 | - | - | |||||
9.4. | Stationery and Stamps | 2 | 2 | 1 | 1 | 11 | 10 | 7 | 6 | 2 | 3 | |||||
9.5. | Others | 1489 | 1889 | | 142 | 186 | | 2850 | 5248 | | 1023 | 1022 | | 1920 | 2558 | |
Total Assets | 8328 | 11467 | 563 | 700 | 17134 | 21129 | 5245 | 7643 | 6891 | 9047 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : Figures in brackets indicate percent share in total. |
- | : Nil or negligible. |
Source | : Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 |
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31 March | ||||||||||||||||
Netravati | Nimar | North Malabar | Palamau | Panchmahal | ||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | (251) | (252) | | (253) | (254) | | (255) | (256) | | (257) | (258) | | (259) | (260) |
1. | Capital | 75 | 100 | 75 | 100 | 75 | 100 | 75 | 88 | 75 | 1230 | |||||
(4.4) | (4.7) | (0.9) | (0.8) | (0.3) | (0.4) | (0.9) | (0.8) | (1.2) | (13.9) | |||||||
2. | Reserves and Surplus | - | - | - | 1479 | 1094 | 2018 | - | - | 44 | - | |||||
- | - | - | (12.5) | (5.0) | (7.1) | - | - | (0.7) | - | |||||||
2.1. | Statutory Reserves | - | - | - | - | 329 | 567 | - | - | - | - | |||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||
2.4. | Revenue and other Reserves | - | - | - | 1479 | 764 | 1451 | - | - | 44 | - | |||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||
3. | Deposits | 1141 | 1409 | 6373 | 8363 | 12313 | 15119 | 7066 | 8869 | 4234 | 5493 | |||||
(67.0) | (66.0) | (76.9) | (70.4) | (56.4) | (53.2) | (82.7) | (83.0) | (66.1) | (62.0) | |||||||
3.1. | Demand Deposits | 36 | 33 | 410 | 448 | 585 | 729 | 236 | 289 | 42 | 73 | |||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From Others | 36 | 33 | 410 | 448 | 585 | 729 | 236 | 289 | 42 | 73 | ||||||
3.2. | Savings Deposits | 385 | 433 | 2652 | 2958 | 4372 | 4844 | 4500 | 5231 | 1769 | 2273 | |||||
3.3. | Term Deposits | 720 | 943 | 3311 | 4957 | 7357 | 9545 | 2330 | 3349 | 2422 | 3146 | |||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From Others | 720 | 943 | 3311 | 4957 | 7357 | 9545 | 2330 | 3349 | 2422 | 3146 | ||||||
3.A. | Deposits of branches in India | 1141 | 1409 | 6373 | 8363 | 12313 | 15119 | 7066 | 8869 | 4234 | 5493 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 401 | 531 | 1122 | 1260 | 7587 | 10139 | 210 | 204 | 1577 | 1611 | |||||
(23.6) | (24.9) | (13.5) | (10.6) | (34.7) | (35.7) | (2.5) | (1.9) | (24.6) | (18.2) | |||||||
4.1. | Borrowings in India | 401 | 531 | 1122 | 1260 | 7587 | 10139 | 210 | 204 | 1577 | 1611 | |||||
(i) From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From other Banks | 51 | 63 | 71 | 76 | 1470 | - | 41 | 2 | 192 | 218 | ||||||
(iii) From other Institutions and Agencies | 351 | 468 | 1051 | 1184 | 6117 | 10139 | 169 | 202 | 1385 | 1393 | ||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||
5. | Other liabilities | 85 | 94 | 721 | 669 | 776 | 1039 | 1193 | 1525 | 473 | 527 | |||||
(5.0) | (4.4) | (8.7) | (5.6) | (3.6) | (3.7) | (14.0) | (14.3) | (7.4) | (5.9) | |||||||
5.1. | Bills Payable | 2 | 4 | 112 | 60 | 168 | 202 | 16 | 41 | - | - | |||||
5.2. | Inter-office Adjustments | - | - | - | - | 66 | 228 | 26 | 42 | 17 | - | |||||
5.3. | Interest Accrued | 3 | 4 | 24 | 30 | 89 | 106 | 499 | 783 | 45 | 47 | |||||
5.4. | Others (including provisions) | 79 | 87 | | 584 | 580 | | 454 | 503 | | 652 | 660 | | 411 | 480 | |
Total Liabilities | 1703 | 2135 | 8291 | 11872 | 21845 | 28416 | 8545 | 10686 | 6403 | 8861 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31 March | ||||||||||||||||
Netravati | Nimar | North Malabar | Palamau | Panchmahal | ||||||||||||
Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | (251) | (252) | | (253) | (254) | | (255) | (256) | | (257) | (258) | | (259) | (260) |
1. | Cash in hand | 27 | 32 | 67 | 91 | 524 | 716 | 50 | 82 | 23 | 42 | |||||
(1.6) | (1.5) | (0.8) | (0.8) | (2.4) | (2.5) | (0.6) | (0.8) | (0.4) | (0.5) | |||||||
2. | Balances with RBI | 32 | 39 | 190 | 240 | 392 | 480 | 222 | 287 | 130 | 162 | |||||
(1.9) | (1.8) | (2.3) | (2.0) | (1.8) | (1.7) | (2.6) | (2.7) | (2.0) | (1.8) | |||||||
3. | Balances with banks in India | 410 | 463 | 1646 | 4266 | 4186 | 4356 | 1746 | 4353 | 1269 | 2808 | |||||
(24.1) | (21.7) | (19.9) | (35.9) | (19.2) | (15.3) | (20.4) | (40.7) | (19.8) | (31.7) | |||||||
4. | Money at call and short notice | - | - | - | - | - | - | - | - | - | - | |||||
- | - | - | - | - | - | - | - | - | - | |||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||
6. | Investments | 20 | 49 | 1469 | 1805 | 800 | 2700 | 2492 | 895 | 517 | 966 | |||||
(1.2) | (2.3) | (17.7) | (15.2) | (3.7) | (9.5) | (29.2) | (8.4) | (8.1) | (10.9) | |||||||
6.A. | Investments in India | 20 | 49 | 1469 | 1805 | 800 | 2700 | 2492 | 895 | 517 | 966 | |||||
(i) Government securities | 20 | 49 | 485 | 244 | 100 | 100 | - | - | 302 | 302 | ||||||
(ii) Other approved securities | - | - | - | 200 | 450 | 800 | - | - | 215 | - | ||||||
(iii) Shares | - | - | - | 14 | 250 | - | - | - | - | - | ||||||
(iv) Debentures and Bonds | - | - | - | 350 | - | 1800 | 475 | 895 | - | 514 | ||||||
(v) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) Others | - | - | 984 | 997 | - | - | 2017 | - | - | 150 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||
(i) Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 846 | 1125 | 3344 | 3673 | 15019 | 18882 | 2174 | 2350 | 3356 | 3563 | |||||
(49.7) | (52.7) | (40.3) | (30.9) | (68.8) | (66.4) | (25.4) | (22.0) | (52.4) | (40.2) | |||||||
7.1. | Bills purchased and discounted | 1 | - | - | - | 14 | 22 | - | - | - | 26 | |||||
7.2. | Cash credits, overdrafts & loans | 135 | 177 | 785 | 872 | 8445 | 9477 | 2174 | 2350 | 1184 | 1400 | |||||
7.3. | Term loans | 710 | 947 | 2559 | 2802 | 6559 | 9383 | - | - | 2171 | 2137 | |||||
8. | Fixed Assets | 3 | 9 | 24 | 24 | 48 | 54 | 11 | 14 | 12 | 11 | |||||
(0.2) | (0.4) | (0.3) | (0.2) | (0.2) | (0.2) | (0.1) | (0.1) | (0.2) | (0.1) | |||||||
8.1. | Premises | - | - | - | - | 2 | 2 | - | - | - | - | |||||
8.2. | Other Fixed assets | 3 | 9 | 24 | 24 | 46 | 52 | 11 | 14 | 12 | 11 | |||||
9. | Other Assets | 364 | 417 | 1551 | 1772 | 877 | 1228 | 1848 | 2703 | 1098 | 1308 | |||||
(21.4) | (19.5) | (18.7) | (14.9) | (4.0) | (4.3) | (21.6) | (25.3) | (17.1) | (14.8) | |||||||
9.1. | Inter - office adjustments (net) | 5 | 32 | 117 | 59 | - | - | - | - | - | 3 | |||||
9.2. | Interest accrued | 6 | 13 | 76 | 102 | - | 196 | 101 | 260 | - | - | |||||
9.3. | Tax paid | - | - | 14 | 16 | - | 2 | 3 | 11 | 8 | 3 | |||||
9.4. | Stationery and Stamps | 2 | 2 | 6 | 6 | 20 | 21 | 7 | 9 | 5 | 5 | |||||
9.5. | Others | 351 | 370 | | 1338 | 1590 | | 857 | 1009 | | 1736 | 2423 | | 1085 | 1298 | |
Total Assets | 1703 | 2135 | 8291 | 11872 | 21845 | 28416 | 8545 | 10686 | 6403 | 8861 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |