Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 25 of 30) - আৰবিআই - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 (Part 25 of 30)
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||
As on 31st March | |||||||||||||||||
Raigarh | Rajgarh | Ranchi | Rani Laxmibai | Rashikulya | |||||||||||||
Kshetriya Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (281) | (282) | | (283) | (284) | | (285) | (286) | | (287) | (288) | | (289) | (290) | |
1. | Capital | 75 | 100 | 75 | 100 | 50 | 79 | 50 | 93 | 75 | 1174 | ||||||
(1.6) | (1.5) | (1.9) | (2.0) | (0.7) | (0.8) | (1.1) | (1.6) | (0.9) | (9.3) | ||||||||
2. | Reserves and Surplus | - | - | - | - | - | - | 1 | 1 | - | - | ||||||
- | - | - | - | - | - | - | - | - | - | ||||||||
2.1. | Statutory Reserves | - | - | - | - | - | - | 1 | 1 | - | - | ||||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | - | - | - | - | - | - | - | - | - | - | ||||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | ||||||
3. | Deposits | 3907 | 5405 | 3159 | 4127 | 5954 | 8227 | 3213 | 4115 | 5787 | 8141 | ||||||
(81.3) | (81.2) | (81.1) | (83.4) | (87.9) | (82.6) | (71.5) | (72.7) | (69.5) | (64.5) | ||||||||
3.1. | Demand Deposits | 299 | 712 | 175 | 237 | 435 | 496 | 131 | 108 | 138 | 289 | ||||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) From Others | 299 | 712 | 175 | 237 | 435 | 496 | 131 | 108 | 138 | 289 | |||||||
3.2. | Savings Deposits | 1810 | 2165 | 1178 | 1551 | 2993 | 3873 | 1432 | 1713 | 1638 | 1982 | ||||||
3.3. | Term Deposits | 1797 | 2528 | 1806 | 2339 | 2525 | 3858 | 1650 | 2294 | 4011 | 5871 | ||||||
(i) From Banks | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) From Others | 1797 | 2528 | 1806 | 2339 | 2525 | 3858 | 1650 | 2294 | 4011 | 5871 | |||||||
3.A. | Deposits of branches in India | 3907 | 5405 | 3159 | 4127 | 5954 | 8227 | 3213 | 4115 | 5787 | 8141 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 260 | 367 | 293 | 347 | 356 | 888 | 737 | 666 | 1812 | 1762 | ||||||
(5.4) | (5.5) | (7.5) | (7.0) | (5.3) | (8.9) | (16.4) | (11.8) | (21.8) | (14.0) | ||||||||
4.1. | Borrowings in India | 260 | 367 | 293 | 347 | 356 | 888 | 737 | 666 | 1812 | 1762 | ||||||
(i) From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) From other Banks | 14 | 24 | 67 | 27 | - | 15 | 184 | 112 | 390 | 325 | |||||||
(iii) From other Institutions and Agencies | 245 | 343 | 226 | 320 | 356 | 873 | 553 | 553 | 1422 | 1437 | |||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | ||||||
5. | Other liabilities | 565 | 787 | 368 | 373 | 415 | 771 | 492 | 784 | 648 | 1546 | ||||||
(11.8) | (11.8) | (9.5) | (7.6) | (6.1) | (7.7) | (11.0) | (13.9) | (7.8) | (12.2) | ||||||||
5.1. | Bills Payable | - | - | 47 | 21 | - | - | 9 | 17 | 28 | 18 | ||||||
5.2. | Inter-office Adjustments | - | - | - | - | - | 40 | 1 | - | - | - | ||||||
5.3. | Interest Accrued | 350 | 519 | 10 | 12 | 88 | - | 3 | 18 | 33 | 47 | ||||||
5.4. | Others (including provisions) | 216 | 268 | | 311 | 340 | | 327 | 731 | | 478 | 749 | | 586 | 1482 | ||
Total Liabilities | 4807 | 6659 | 3896 | 4948 | 6774 | 9965 | 4493 | 5658 | 8322 | 12623 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | (Amount in Rs. lakh) | |||||||||||||
As on 31st March | |||||||||||||||||
Raigarh | Rajgarh | Ranchi | Rani Laxmibai | Rashikulya | |||||||||||||
Kshetriya Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Kshetriya Gramin Bank | Gramin Bank | |||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | (281) | (282) | | (283) | (284) | | (285) | (286) | | (287) | (288) | | (289) | (290) | |
1. | Cash in hand | 32 | 47 | 75 | 106 | 74 | 102 | 122 | 91 | 130 | 106 | ||||||
(0.7) | (0.7) | (1.9) | (2.1) | (1.1) | (1.0) | (2.7) | (1.6) | (1.6) | (0.8) | ||||||||
2. | Balances with RBI | 133 | 182 | 96 | 120 | 156 | 246 | 100 | 120 | 178 | 240 | ||||||
(2.8) | (2.7) | (2.5) | (2.4) | (2.3) | (2.5) | (2.2) | (2.1) | (2.1) | (1.9) | ||||||||
3. | Balances with banks in India | 1145 | 3314 | 865 | 1222 | 1817 | 3039 | 266 | 304 | 119 | 178 | ||||||
(23.8) | (49.8) | (22.2) | (24.6) | (26.8) | (30.5) | (5.9) | (5.4) | (1.4) | (1.4) | ||||||||
4. | Money at call and short notice | - | - | - | - | - | - | 770 | 1333 | 911 | 1735 | ||||||
- | - | - | - | - | - | (17.1) | (23.6) | (10.9) | (13.7) | ||||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | ||||||
6. | Investments | 869 | 100 | 500 | 665 | 856 | 1328 | - | - | 2150 | 3924 | ||||||
(18.1) | (1.5) | (12.8) | (18.4) | (12.6) | (13.3) | - | - | (25.8) | (31.1) | ||||||||
6.A. | Investments in India | 869 | 100 | 500 | 665 | 856 | 1328 | - | - | 2150 | 3924 | ||||||
(i) Government securities | - | - | 200 | 200 | - | - | - | - | 400 | 400 | |||||||
(ii) Other approved securities | 100 | 100 | 100 | - | - | - | - | - | 100 | 155 | |||||||
(iii) Shares | - | - | - | - | - | - | - | - | - | - | |||||||
(iv) Debentures and Bonds | - | - | 50 | 165 | 856 | 1328 | - | - | 1070 | 1995 | |||||||
(v) Subsidiaries and joint ventures | 769 | - | - | - | - | - | - | - | - | - | |||||||
(vi) Others | - | - | 150 | 300 | - | - | - | - | 580 | 1374 | |||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) Government securities | - | - | - | - | - | - | - | - | - | - | |||||||
(ii) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | |||||||
(iii) Others | - | - | - | - | - | - | - | - | - | - | |||||||
7. | Advances | 1082 | 1159 | 1189 | 1470 | 1805 | 2824 | 1688 | 1769 | 3076 | 4222 | ||||||
(22.5) | (17.4) | (30.5) | (30.3) | (26.6) | (28.3) | (37.6) | (31.3) | (37.0) | (33.5) | ||||||||
7.1. | Bills purchased and discounted | - | - | - | - | - | - | - | - | 28 | 38 | ||||||
7.2. | Cash credits, overdrafts & loans | 456 | 523 | 1189 | 406 | 1535 | 2272 | 87 | 197 | 1198 | 2636 | ||||||
7.3. | Term loans | 626 | 635 | - | 1064 | 270 | 552 | 1601 | 1572 | 1850 | 1548 | ||||||
8. | Fixed Assets | 7 | 7 | 14 | 16 | 27 | 36 | 16 | 14 | 16 | 20 | ||||||
(0.2) | (0.1) | (0.4) | (0.3) | (0.4) | (0.4) | (0.4) | (0.3) | (0.2) | (0.2) | ||||||||
8.1. | Premises | - | - | - | - | - | - | - | - | - | - | ||||||
8.2. | Other Fixed assets | 7 | 7 | 14 | 14 | 27 | 36 | 16 | 14 | 16 | 20 | ||||||
9. | Other Assets | 1537 | 1851 | 1156 | 1349 | 2038 | 2390 | 1530 | 2027 | 1743 | 2199 | ||||||
(32.0) | (27.8) | (29.7) | (27.3) | (30.1) | (24.0) | (34.1) | (35.8) | (20.9) | (17.4) | ||||||||
9.1. | Inter - office adjustments (net) | 34 | 43 | 52 | 73 | 143 | - | - | 7 | 30 | 11 | ||||||
9.2. | Interest accrued | 35 | 124 | 4 | 60 | - | 57 | 39 | 32 | - | 277 | ||||||
9.3. | Tax paid | - | - | - | - | - | - | - | - | 5 | - | ||||||
9.4. | Stationery and Stamps | 3 | 4 | 4 | 5 | 6 | 7 | 6 | 5 | - | 7 | ||||||
9.5. | Others | 1465 | 1680 | | 1096 | 1211 | | 1890 | 2326 | | 1484 | 1983 | | 1708 | 1904 | ||
Total Assets | 4807 | 6659 | 3896 | 4948 | 6774 | 9965 | 4493 | 5658 | 8322 | 12623 | |||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial Banks - 1996 - 97 |
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31st March | ||||||||||||||||
Ratlam Mandsaur | Ratnagiri | Rayalaseema | Rewa Sidhi | Sabarkantha-Gandhi | ||||||||||||
Kshetriya | Sindhudurg | Gramin Bank | Gramin Bank | nagar Gramin Bank | ||||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | ||
| | | (291) | (292) | | (293) | (294) | | (295) | (296) | | (297) | (298) | | (299) | (300) |
1. | Capital | 100 | 738 | 75 | 100 | 75 | 1354 | 668 | 668 | 100 | 486 | |||||
(2.2) | (11.1) | (2.3) | (2.3) | (0.3) | (4.0) | (4.6) | (3.5) | (2.5) | (8.6) | |||||||
2. | Reserves and Surplus | - | - | - | - | 418 | 1693 | - | - | - | - | |||||
- | - | - | - | (1.5) | (5.0) | - | - | - | - | |||||||
2.1. | Statutory Reserves | - | - | - | - | 263 | 263 | - | - | - | - | |||||
2.2. | Capital Reserves | - | - | - | - | - | - | - | - | - | - | |||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | - | - | |||||
2.4. | Revenue and other Reserves | - | - | - | - | 155 | 1430 | - | - | - | - | |||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | - | - | |||||
3. | Deposits | 3706 | 5055 | 2706 | 3593 | 18043 | 21186 | 12038 | 16100 | 2857 | 3821 | |||||
(82.4) | (76.1) | (83.2) | (82.5) | (63.3) | (62.7) | (86.1) | (84.1) | (72.3) | (67.7) | |||||||
3.1. | Demand Deposits | 152 | 158 | 101 | 170 | 850 | 793 | 641 | 1287 | 150 | 251 | |||||
(i) From Banks | - | - | - | - | 4 | 15 | - | - | - | - | ||||||
(ii) From Others | 152 | 158 | 101 | 170 | 846 | 778 | 641 | 1287 | 150 | 251 | ||||||
3.2. | Savings Deposits | 1226 | 1665 | 1055 | 1250 | 4720 | 6034 | 5378 | 6375 | 1092 | 1313 | |||||
3.3. | Term Deposits | 2329 | 3231 | 1551 | 1250 | 12473 | 14359 | 6019 | 8438 | 1615 | 2257 | |||||
(i) From Banks | - | - | - | - | 73 | 68 | - | - | - | - | ||||||
(ii) From Others | 2329 | 3231 | 1551 | 1250 | 12400 | 14291 | 6019 | 8438 | 1615 | 2257 | ||||||
3.A. | Deposits of branches in India | 3706 | 5055 | 2706 | 3593 | 18043 | 21186 | 12605 | 16100 | 2857 | 3821 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 471 | 585 | 384 | 514 | 8060 | 7898 | 1065 | 1468 | 627 | 772 | |||||
(10.5) | (8.8) | (11.8) | (11.8) | (28.3) | (23.4) | (7.3) | (7.7) | (15.9) | (13.7) | |||||||
4.1. | Borrowings in India | 471 | 585 | 384 | 514 | 8060 | 7898 | 1065 | 1468 | 627 | 772 | |||||
(i) From Reserve Bank of India | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) From other Banks | 11 | 585 | 85 | 54 | 8060 | 7898 | 45 | 3 | 22 | 32 | ||||||
(iii) From other Institutions and Agencies | 460 | - | 298 | 460 | - | - | 1020 | 1465 | 604 | 739 | ||||||
4.2. | Borrowings outside India | - | - | - | - | - | - | - | - | - | - | |||||
5. | Other liabilities | 220 | 261 | 89 | 150 | 1930 | 1645 | 868 | 915 | 367 | 562 | |||||
(4.9) | (3.9) | (2.7) | (3.4) | (6.8) | (4.9) | (2.1) | (4.8) | (9.3) | (10.0) | |||||||
5.1. | Bills Payable | 10 | 2 | 9 | 5 | 292 | 503 | 18 | 38 | 27 | 7 | |||||
5.2. | Inter-office Adjustments | - | - | - | - | 478 | 5 | 74 | - | 45 | 157 | |||||
5.3. | Interest Accrued | 11 | 12 | 3 | 4 | 46 | 65 | 88 | - | 166 | 265 | |||||
5.4. | Others (including provisions) | 200 | 247 | | 77 | 141 | | 1113 | 1071 | | 777 | 876 | | 128 | 134 | |
Total Liabilities | 4497 | 6639 | 3254 | 4357 | 28526 | 33775 | 14640 | 19151 | 3950 | 5641 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | REGIONAL RURAL BANKS | | (Amount in Rs. lakh) | |||||||||||
As on 31st March | ||||||||||||||||
Ratlam Mandsaur Kshetriya Gramin | Ratnagiri Sindhudurg | Rayalaseema | Rewa Sidhi | Sabarkantha-Gandhi | ||||||||||||
Bank | Gramin Bank | Gramin Bank | Gramin Bank | nagar Gramin Bank | ||||||||||||
1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
Items | | | (291) | (292) | | (293) | (294) | | (295) | (296) | | (297) | (298) | | (299) | (300) |
1. | Cash in hand | 71 | 123 | 31 | 53 | 431 | 357 | 168 | 178 | 48 | 76 | |||||
(1.6) | (1.9) | (0.9) | (1.2) | (1.5) | (1.1) | (1.1) | (0.9) | (1.2) | (1.3) | |||||||
2. | Balances with RBI | 114 | 150 | 83 | 109 | 561 | 615 | 389 | 490 | 96 | 121 | |||||
(2.5) | (2.3) | (2.6) | (2.5) | (2.0) | (1.8) | (2.7) | (2.6) | (2.4) | (2.1) | |||||||
3. | Balances with banks in India | 389 | 445 | 320 | 347 | 994 | 7223 | 5636 | 7975 | 334 | 571 | |||||
(8.7) | (6.7) | (9.8) | (8.0) | (3.5) | (21.4) | (38.5) | (41.6) | (8.5) | (10.1) | |||||||
4. | Money at call and short notice | 1325 | 2658 | - | - | 6478 | - | - | - | 1228 | 2092 | |||||
(29.5) | (40.0) | - | - | (22.7) | - | - | - | (31.1) | (37.1) | |||||||
5. | Balances with banks outside India | - | - | - | - | - | - | - | - | - | - | |||||
6. | Investments | 201 | 201 | 885 | 1190 | 578 | 2582 | 2523 | 3300 | 465 | 769 | |||||
(4.5) | (3.0) | (27.2) | (27.3) | (2.0) | (7.6) | (17.2) | (17.2) | (11.8) | (13.6) | |||||||
6.A. | Investments in India | 201 | 201 | 885 | 1190 | 578 | 2582 | 2523 | 3300 | 465 | 769 | |||||
(i) Government securities | 201 | - | 131 | 90 | - | - | - | - | 50 | 50 | ||||||
(ii) Other approved securities | - | - | 250 | 450 | 578 | 2082 | 1700 | 3300 | - | - | ||||||
(iii) Shares | - | - | - | - | - | - | - | - | - | - | ||||||
(iv) Debentures and Bonds | - | - | - | - | - | - | - | - | 415 | 719 | ||||||
(v) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(vi) Others | - | 201 | 504 | 650 | - | 500 | 823 | - | - | - | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | |||||
(i) Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 1689 | 2186 | 1254 | 1786 | 18860 | 21997 | 4662 | 5448 | 1396 | 1618 | |||||
(37.6) | (32.9) | (38.5) | (41.0) | (66.1) | (65.1) | (31.8) | (28.4) | (35.3) | (28.7) | |||||||
7.1. | Bills purchased and discounted | - | - | 1 | 2 | 79 | 256 | 168 | 100 | 7 | 16 | |||||
7.2. | Cash credits, overdrafts & loans | 470 | 657 | 374 | 507 | 12403 | 14542 | 144 | 346 | 223 | 293 | |||||
7.3. | Term loans | 1219 | 1529 | 878 | 1277 | 6377 | 7200 | 4350 | 5001 | 1166 | 1309 | |||||
8. | Fixed Assets | 13 | 15 | 12 | 20 | 93 | 95 | 28 | 34 | 12 | 12 | |||||
(0.3) | (0.2) | (0.4) | (0.5) | (0.3) | (0.3) | (0.2) | (0.2) | (0.3) | (0.2) | |||||||
8.1. | Premises | - | - | 12 | - | 43 | 43 | - | - | - | - | |||||
8.2. | Other Fixed assets | 13 | 15 | - | 20 | 50 | 52 | 28 | 34 | 12 | 12 | |||||
9. | Other Assets | 694 | 861 | 670 | 852 | 531 | 906 | 1234 | 1726 | 371 | 382 | |||||
(15.4) | (13.0) | (20.6) | (20.0) | (1.9) | (2.7) | (8.4) | (9.0) | (9.4) | (6.8) | |||||||
9.1. | Inter - office adjustments (net) | 4 | 13 | 10 | 21 | - | - | - | 24 | - | - | |||||
9.2. | Interest accrued | 85 | 236 | 44 | 60 | 217 | 292 | 511 | 771 | 47 | 85 | |||||
9.3. | Tax paid | 4 | - | 7 | 10 | 1 | 1 | 3 | 7 | 1 | - | |||||
9.4. | Stationery and Stamps | - | 5 | 4 | 7 | 28 | 31 | 7 | 6 | 2 | 3 | |||||
9.5. | Others | 601 | 607 | | 606 | 754 | | 286 | 583 | | 714 | 917 | | 320 | 293 | |
Total Assets | 4497 | 6639 | 3254 | 4357 | 28526 | 33775 | 14640 | 19151 | 3950 | 5641 | ||||||
| | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |