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Table 5.3 : Distribution of Outstanding Credit of Scheduled Commercial Banks According to Interest Rate Range - 2007 and 2008

(Amount in Rs. crore)

 

As on March 31

Interest rate range

2007

2008

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

(1)

(2)

(3)

(4)

(5)

(6)

 

 

 

 

 

 

 

Less than 6%

174100

10158

8613

27663

2296

1645

 

(1.7)

(0.5)

(0.5)

 

 

 

6% and above  but less than 10%

2685179

441947

340758

2138944

241306

186755

 

(26.8)

(20.2)

(21.4)

 

 

 

10% and above  but less than 12%

2276352

507502

375419

2990699

791319

604402

 

(22.7)

(23.2)

(23.6)

 

 

 

12% and above  but less than 14%

2143424

532903

373306

3606268

825314

642175

 

(21.4)

(24.3)

(23.4)

 

 

 

14% and above  but less than 15%

448629

463111

334591

867451

473437

369518

 

(4.5)

(21.2)

(21.0)

 

 

 

15% and above  but less than 16%

1745444

137769

99929

1536397

139460

101723

 

(17.4)

(6.3)

(6.3)

 

 

 

16% and above  but less than 17%

117388

51326

33822

200782

53740

39775

 

(1.2)

(2.3)

(2.1)

 

 

 

17% and above  but less than 18%

165583

34010

20937

274213

30132

22552

 

(1.7)

(1.6)

(1.3)

 

 

 

18% and above  but less than 20%

90833

3741

2233

264842

10671

8262

 

(0.9)

(0.2)

(0.1)

 

 

 

20% and above

165155

6015

2200

444172

14890

5998

 

(1.6)

(0.3)

(0.1)

 

 

 

Total loans & advances

10012087

2188482

1591808

12351431

2582564

1982803

 

(100.0)

(100.0)

(100.0)

 

 

 

 

 

 

 

 

 

 

Inland & foreign bills purchased/discounted

82542

197777

76396

84363

238152

103182

 

 

 

 

 

 

 

Total

10094629

2386259

1668204

12435794

2820716

2085985

Notes : 1. Data relate to accounts each with credit limit over Rs.2 lakh.

              2. Figures in bracket represent per cent share in total loans and advances.

Source: Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 37, March 2008.

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