Table 5.6(B) : Sector-wise gross bank credit of Scheduled Commercial Banks - 2006-07
(Amount in Rs. crore)
As on the last reporting Friday of
Sector
April
May
June
July
August
September
2006
2006
2006
2006
2006
2006
(8)
(9)
(10)
(11)
(12)
(13)
I. Gross Bank Credit (II + III)
1408042
1413268
1445641
1468940
1493006
1576982
II. Food Credit
37258
39062
41298
36084
36535
33458
III. Non-Food Gross Bank Credit (1 to 4)
1370784
1374206
1404343
1432856
1456471
1543524
1.
Agriculture & Allied Activities
167233
167965
173693
175644
177125
186527
2.
Industry (Small, Medium & Large)
537805
535001
547604
557006
567937
596894
3.
Services
312192
312706
315061
324996
331692
360336
3.1
Transport Operators
15769
15948
17691
18196
18417
20581
3.2
Computer Software
3567
3976
3683
3559
3642
4365
3.3
Tourism and Hotels and Restaurants
7775
8498
8677
7961
8224
8474
3.4
Shipping
4625
4746
4765
5168
5249
5230
3.5
Professional and Other Services
16004
16351
21252
17278
18223
18192
3.6
Trade
80635
81427
82516
82723
83814
89285
3.6.1 Wholesale Trade
39677
40453
40492
40270
40121
43509
(other than food procurement)
3.6.2 Retail Trade
40958
40974
42024
42453
43693
45776
3.7
Real Estate Loans
26203
27159
28031
28786
30758
35574
3.8
Non-Banking Financial Companies
29387
29321
30605
29681
29423
30355
3.9
All Others
128227
125280
117841
131644
133942
148280
4.
Personal Loans
353554
358534
367985
375210
379717
399767
4.1
Consumer Durables
8367
8425
8936
9011
9253
9574
4.2
Housing
183365
187240
193035
197312
200195
209099
4.3
Advances against Fixed Deposits
33204
33072
33960
33315
33512
35294
(including FCNR (B), NRNR Deposits etc.)
4.4
Advances to individuals against
5398
5145
4927
4990
4603
4485
share, bonds, etc.
4.5
Credit Card Outstandings
9636
9810
9979
10110
10434
10897
4.6
Education
9816
10371
10864
10990
11585
12378
4.7
Other Personal Loans
103768
104471
106284
109482
110135
118040
Memo:
5.
Priority Sector #
499172
504613
512375
526591
519019
536747
5.1
Agriculture & Allied Activities
167233
167965
173693
175644
177125
186527
5.2
SSI
88917
89238
90455
90733
90972
94934
5.3
Housing
129937
130264
133476
134254
137473
141461
5.4
Transport Operators
11530
11412
12993
12905
12862
14500
5.5
Computer Software
1052
1121
1052
1331
920
800
5.6
Other priority Sector
100503
104613
100706
111724
99667
98525
Notes : 1. Data are provisional and relate to select scheduled commercial banks which account for more than 90 per cent of bank credit of all scheduled commercial banks. 2. Due to reclassification of sectors and increase in number of banks covered, data for September 2005 onwards is not strictly comparable with the earlier periods. 3. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations. # Excluding investment in eligible securities. Source : Monetary Policy Department, RBI.
(Amount in Rs. crore)
As on the last reporting Friday of
Sector
October
November
December
January
February
March
2006
2006
2006
2007
2007
2007
(14)
(15)
(16)
(17)
(18)
(19)
I.
Gross Bank Credit (II + III)
1574611
1609501
1665282
1688731
1731523
1841878
II.
Food Credit
36633
38680
41629
41210
43999
46521
III.
Non-Food Gross Bank Credit (1 to 4)
1537978
1570821
1623653
1647521
1687524
1795357
1.
Agriculture & Allied Activities
186533
191029
197763
201927
207708
230180
2.
Industry (Small, Medium & Large)
595310
603623
625309
634804
647089
691483
3.
Services
358080
371324
372672
375930
387905
418191
3.1
Transport Operators
20671
21558
22610
23179
22307
26416
3.2
Computer Software
4299
4480
5006
5306
5414
5093
3.3
Tourism and Hotels and Restaurants
8810
8539
9031
9258
9398
9704
3.4
Shipping
5365
6049
6563
6448
7014
6838
3.5
Professional and Other Services
18286
18761
19379
19377
21425
23782
3.6
Trade
90855
92165
99194
99460
100485
108041
3.6.1 Wholesale Trade
43327
44753
46737
45072
46152
49506
(other than food procurement)
3.6.2 Retail Trade
47528
47412
52457
54388
54333
58535
3.7
Real Estate Loans
37838
37981
39642
40790
42528
45328
3.8
Non-Banking Financial Companies
33317
33739
38150
41093
42694
48496
3.9
All Others
138639
148052
133097
131019
136640
144493
4.
Personal Loans
398055
404845
427909
434860
444821
455503
4.1
Consumer Durables
9291
9495
8558
8731
8837
9151
4.2
Housing
209468
212455
217829
221072
224688
230689
4.3
Advances against Fixed Deposits (including FCNR (B), NRNR Deposits etc.)
33744
32828
35764
35627
36760
40455
4.4
Advances to individuals against
4443
4468
4482
4522
4735
4511
share, bonds, etc.
4.5
Credit Card Outstandings
11870
11794
11913
12307
12842
13316
4.6
Education
12692
12920
13399
13910
14527
15020
4.7
Other Personal Loans
116547
120885
135964
138691
142431
142361
Memo:
5.
Priority Sector #
541017
549078
564396
575282
586410
632647
5.1
Agriculture & Allied Activities
186533
191029
197763
201927
207708
230180
5.2
SSI
94518
96867
100599
103089
105577
116908
5.3
Housing
142393
148492
152200
155087
157066
161832
5.4
Transport Operators
14453
14776
15260
15762
14833
17434
5.5
Computer Software
990
997
1099
1231
1205
1116
5.6
Other priority Sector
102130
96917
97475
98186
100021
105177
Notes: 1. Data are provisional and relate to select scheduled commercial banks which account for more bank credit of all scheduled commercial banks. 2. Due to reclassification of sectors and increase in number of banks covered, data for September 2005 onwards is not strictly comparable with the earlier periods. 3. Gross bank credit data include bills rediscounted with Reserve Bank, EXIM Bank, other approved financial institutions and inter-bank participations. # Excluding investment in eligible securities. Source :Monetary Policy Department, RBI.