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Table No. 1.10 - Population Group-Wise Outstanding Credit
of Scheduled Commercial Banks According to Occupation

March 2001

(Amount in Rupees Lakh)


  

RURAL

SEMI-URBAN


  

No. of

Credit

Amount

No. of

Credit

Amount

 

OCCUPATION

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


  

1

2

3

4

5

6


I.

AGRICULTURE

125,89,034

28976,69

24961,52

60,54,194

17754,53

15177,77

 

1. Direct Finance

124,37,708

27401,29

23774,86

59,71,742

16063,88

13880,87

 

2. Indirect Finance

1,51,326

1575,40

1186,66

82,452

1690,65

1296,90

II.

INDUSTRY

17,64,842

25914,28

17278,78

10,10,644

30540,54

23877,67

 

1. Mining & Quarrying

1,321

620,41

498,68

2,376

714,02

505,18

 

2. Manufacturing & Processing

17,55,127

24203,29

16058,05

9,94,892

28319,93

22116,85

 

3. Electricity, Gas & Water

296

779,40

461,51

419

1036,48

883,05

 

4. Construction

8,098

311,18

260,54

12,957

470,12

372,59

III.

TRANSPORT OPERATORS

3,00,833

1728,60

1265,05

1,55,554

1896,34

1453,86

IV.

PROFESSIONAL AND OTHER SERVICES

6,67,558

2045,25

1646,37

4,91,979

2901,59

2357,11

V.

PERSONAL LOANS

36,40,665

10627,50

9286,69

39,24,002

16092,44

13952,46

 

1. Loans for Purchase of Consumer Durables

3,52,458

868,19

706,50

3,71,635

1018,92

827,60

 

2. Loans for Housing

3,72,374

2835,47

2533,83

6,99,501

6245,19

5506,17

 

3. Rest of the Personal Loans

29,15,833

6923,83

6046,36

28,52,866

8828,34

7618,68

VI.

TRADE

24,79,013

11623,34

10255,56

15,04,517

10297,77

8488,56

 

1. Wholesale Trade

1,00,813

6901,62

6363,04

1,05,540

3487,15

2671,83

 

2. Retail Trade

23,78,200

4721,72

3892,52

13,98,977

6810,62

5816,73

VII.

FINANCE

4,259

609,64

428,33

4,977

810,59

645,93

VIII.

ALL OTHERS

10,64,503

4660,41

3759,64

9,01,127

6160,22

5152,54


TOTAL BANK CREDIT

225,10,707

86185,70

68881,94

140,46,994

86454,02

71105,88

OF WHICH

: 1. Artisans & Village Industries

8,99,157

1088,32

916,68

2,71,114

629,81

547,06

 

2. Other Small Scale Industries

4,41,361

3533,97

2821,82

4,44,586

8514,20

6622,51


(Amount in Rupees Lakh)


  

URBAN

METROPOLITAN


  

No. of

Credit

Amount

No. of

Credit

Amount

 

OCCUPATION

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding


  

7

8

9

10

11

12


I.

AGRICULTURE

9,85,564

6443,68

5409,42

2,14,497

8799,58

6181,64

 

1. Direct Finance

9,49,998

4357,91

3678,14

2,04,641

2685,77

2086,39

 

2. Indirect Finance

35,566

2085,77

1731,28

9,856

6113,81

4095,26

II.

INDUSTRY

9,03,143

52879,63

41356,47

10,34,138

209582,43

153917,49

 

1. Mining & Quarrying

2,381

1010,19

707,30

2,012

7724,42

4806,89

 

2. Manufacturing & Processing

8,86,564

49195,77

38520,62

10,15,826

183474,37

134720,53

 

3. Electricity, Gas & Water

684

1433,93

1184,10

1,368

12276,41

9474,20

 

4. Construction

13,514

1239,75

944,45

14,932

6107,22

4915,88

III.

TRANSPORT OPERATORS

1,08,431

1469,28

1085,98

78,676

5867,34

4895,73

IV.

PROFESSIONAL AND OTHER SERVICES

3,48,824

5654,78

4726,26

2,22,939

13913,37

10502,72

V.

PERSONAL LOANS

38,21,862

19689,09

16993,66

48,85,959

34906,38

25707,29

 

1. Loans for Purchase of Consumer Durables

3,96,486

1277,09

1029,03

2,27,605

1123,24

899,96

 

2. Loans for Housing

7,94,929

8309,37

7425,86

6,15,993

10978,97

9946,56

 

3. Rest of the Personal Loans

26,30,447

10102,62

8538,78

40,42,361

22804,17

14860,78

VI.

TRADE

8,91,310

19141,95

16093,86

5,13,675

62439,18

54696,10

 

1. Wholesale Trade

1,19,222

10621,68

9214,51

2,08,906

51490,07

45877,13

 

2. Retail Trade

7,72,088

8520,27

6879,35

3,04,769

10949,11

8818,97

VII.

FINANCE

4,923

1694,37

1321,96

22,509

34006,70

24059,40

VIII.

ALL OTHERS

8,69,557

9852,47

8315,26

9,00,687

27971,12

23182,70


TOTAL BANK CREDIT

79,33,614

116825,25

95302,89

78,73,080

397486,10

303143,07

OF WHICH:

1. Artisans & Village Industries

1,28,140

423,08

375,66

46,757

254,91

232,64

 

2. Other Small Scale Industries

4,60,772

13515,95

10680,63

3,95,825

21723,10

16779,92


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