Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997 (Part 4 of 5) - আৰবিআই - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
(Part 4 of 5)
METROPOLITAN | (Amount in Rupees Lakh) | |||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||
AND ITS ASSOCIATES | | | | | ||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | ||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
I. | AGRICULTURE | 21,061 | 704,11 | 581,46 | 90,745 | 2758,64 | 2229,78 | 324 | 92,01 | 73,75 | ||
1. | Direct Finance | 17,049 | 224,28 | 189,11 | 81,533 | 973,57 | 893,14 | 251 | 20,49 | 15,00 | ||
2. | Indirect Finance | 4,012 | 479,83 | 392,36 | 9,212 | 1785,07 | 1336,63 | 73 | 71,51 | 58,75 | ||
II. | INDUSTRY | 1,02,773 | 34951,49 | 27155,59 | 2,61,269 | 52217,11 | 39158,51 | 14,023 | 20168,29 | 15301,36 | ||
1. | Mining & Quarrying | 586 | 2972,76 | 1949,65 | 1,282 | 1173,93 | 828,17 | 28 | 21,59 | 18,96 | ||
2. | Food Manufacturing and Processing | 2,349 | 1444,34 | 1151,63 | 5,283 | 2569,24 | 1852,12 | 627 | 1252,97 | 935,66 | ||
(a) | Rice Mills, Flour and Dal Mills | 431 | 172,95 | 124,84 | 921 | 212,70 | 144,39 | 21 | 45,50 | 29,95 | ||
(b) | Sugar | 71 | 130,32 | 106,75 | 193 | 457,02 | 382,67 | 11 | 16,87 | 14,29 | ||
(c) | Edible Oils and Vanaspati | 338 | 456,67 | 361,89 | 602 | 682,64 | 448,03 | 51 | 218,43 | 153,73 | ||
(d) | Tea Processing | 74 | 96,42 | 60,34 | 284 | 377,43 | 273,88 | 85 | 326,61 | 241,15 | ||
(e) | Processing of Fruits & Vegetables | 72 | 53,19 | 37,69 | 334 | 150,34 | 109,29 | 8 | 3,93 | 2,62 | ||
(f) | Others | 1,363 | 534,79 | 460,12 | 2,949 | 689,10 | 493,86 | 451 | 641,63 | 493,93 | ||
3. | Beverage and Tobacco | 189 | 252,90 | 215,87 | 680 | 468,97 | 350,79 | 193 | 532,88 | 374,88 | ||
4. | Textiles | 8,531 | 5329,64 | 3885,57 | 28,723 | 9148,48 | 6755,66 | 934 | 2112,00 | 1611,98 | ||
(a) | Cotton Textiles | 1,427 | 2246,97 | 1818,99 | 4,148 | 2817,81 | 2030,72 | 378 | 974,05 | 725,32 | ||
(b) | Jute Textiles | 153 | 53,15 | 27,58 | 258 | 176,02 | 139,50 | 27 | 27,44 | 19,01 | ||
(c) | Handloom Textiles & Khadi | 153 | 15,75 | 12,04 | 447 | 78,69 | 70,03 | 23 | 1,32 | 1,12 | ||
(d) | Other Textiles | 6,798 | 3013,76 | 2026,96 | 23,870 | 6075,96 | 4515,42 | 506 | 1109,18 | 866,53 | ||
5. | Paper, Paper Products and Printing | 3,257 | 560,18 | 479,16 | 10,502 | 1432,83 | 1119,67 | 271 | 463,60 | 375,58 | ||
6. | Leather and Leather Products | 1,313 | 612,99 | 504,91 | 4,474 | 1301,71 | 1005,29 | 163 | 117,28 | 97,99 | ||
7. | Rubber and Rubber Products | 797 | 324,80 | 302,35 | 2,446 | 889,51 | 670,11 | 121 | 256,58 | 183,10 | ||
8. | Chemicals and Chemical Products | 7,179 | 4847,24 | 3949,60 | 20,635 | 8818,85 | 6230,45 | 1,725 | 3683,63 | 2699,44 | ||
(a) | Heavy Industrial Chemicals | 707 | 963,78 | 714,01 | 2,548 | 1794,80 | 1182,70 | 457 | 881,96 | 671,93 | ||
(b) | Fertilizers | 318 | 1003,57 | 777,17 | 471 | 972,10 | 593,38 | 52 | 177,56 | 150,97 | ||
(c) | Drugs and Pharmaceuticals | 1,825 | 1327,68 | 1206,73 | 4,261 | 2698,64 | 1997,67 | 618 | 1415,56 | 1036,25 | ||
(d) | Non-Edible Oils | 52 | 24,73 | 19,98 | 227 | 89,76 | 80,13 | 17 | 6,84 | 5,50 | ||
(e) | Other Chemicals & Chemical Products | 4,277 | 1527,47 | 1231,70 | 13,128 | 3263,54 | 2376,58 | 581 | 1201,71 | 834,77 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 478 | 937,70 | 873,19 | 982 | 1084,89 | 913,68 | 147 | 754,14 | 465,67 | ||
10. | Manufacture of Cement & Cement Products | 395 | 673,29 | 526,70 | 842 | 499,24 | 369,98 | 133 | 364,05 | 334,07 | ||
11. | Basic Metals & Metal Products | 5,853 | 4287,48 | 3488,09 | 17,097 | 6742,31 | 5290,03 | 774 | 1485,93 | 1055,52 | ||
(a) | Iron and Steel | 2,286 | 3363,45 | 2717,81 | 5,963 | 4878,38 | 3965,18 | 364 | 984,30 | 715,53 | ||
(b) | Non-Ferrous Metals | 360 | 211,86 | 154,06 | 1,301 | 401,52 | 299,67 | 104 | 154,84 | 114,83 | ||
(c) | Other Metal Products | 3,207 | 712,18 | 616,22 | 9,833 | 1462,42 | 1025,18 | 306 | 346,79 | 225,17 | ||
12. | Engineering | 11,495 | 5866,53 | 4543,04 | 27,451 | 8136,89 | 6123,75 | 1,725 | 4672,99 | 3580,86 | ||
(a) | Heavy Engineering | 1,885 | 1642,97 | 1266,60 | 3,643 | 2485,16 | 1747,71 | 372 | 1216,07 | 852,54 | ||
(b) | Light Engineering | 4,410 | 1677,85 | 1271,38 | 10,853 | 1866,21 | 1388,07 | 580 | 1115,01 | 840,54 | ||
(c) | Electrical Machinery & Goods | 3,039 | 1341,77 | 1004,07 | 7,377 | 1997,97 | 1546,80 | 369 | 1021,73 | 770,56 | ||
(d) | Electronic Machinery & Goods | 2,161 | 1203,93 | 1000,99 | 5,578 | 1787,55 | 1441,16 | 404 | 1320,18 | 1117,22 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 3,676 | 1759,48 | 1388,26 | 7,017 | 1794,29 | 1230,76 | 432 | 1320,85 | 1052,17 | ||
14. | Other Industries | 53,503 | 2791,39 | 2222,40 | 1,26,912 | 5049,75 | 3934,08 | 6,422 | 2150,04 | 1694,23 | ||
15. | Electricity, Gas & Water | 2,242 | 1489,17 | 1012,21 | 1,378 | 1764,86 | 1342,72 | 139 | 496,66 | 418,75 | ||
(a) | Electricity Generation & Transmission | 2,156 | 1470,50 | 997,97 | 1,123 | 1661,75 | 1260,41 | 87 | 459,14 | 395,37 | ||
(b) | Non-Conventional Energy | 24 | 4,35 | 4,48 | 72 | 44,81 | 33,76 | 10 | 33,27 | 20,53 | ||
(c) | Gas, Steam & Water Supply | 62 | 14,33 | 9,76 | 183 | 58,31 | 48,55 | 42 | 4,24 | 2,85 | ||
16. | Construction | 930 | 801,59 | 662,97 | 5,565 | 1341,35 | 1141,25 | 189 | 483,11 | 402,50 | ||
III. | TRANSPORT OPERATORS | 16,862 | 260,27 | 224,82 | 57,042 | 917,06 | 789,09 | 179 | 130,06 | 86,06 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 21,788 | 917,96 | 816,28 | 1,47,980 | 3196,32 | 2662,38 | 2,183 | 1174,29 | 719,17 | ||
V. | PERSONAL LOANS | 5,57,673 | 2280,07 | 2009,77 | 12,14,164 | 5377,18 | 4571,24 | 10,76,733 | 4833,34 | 3454,61 | ||
1. | Loans for Purchase of Consumer Durables | 34,124 | 62,71 | 53,79 | 49,592 | 116,72 | 92,47 | 5,445 | 21,24 | 21,14 | ||
2. | Loans for Housing | 65,155 | 758,21 | 665,91 | 1,75,039 | 1875,92 | 1643,40 | 3,118 | 278,12 | 268,79 | ||
3. | Rest of the Personal Loans | 4,58,394 | 1459,14 | 1290,08 | 9,89,533 | 3384,54 | 2835,38 | 10,68,170 | 4533,98 | 3164,68 | ||
V I. | TRADE | 1,08,012 | 5616,08 | 4390,45 | 2,92,232 | 13958,71 | 11148,00 | 2,802 | 1213,98 | 842,72 | ||
1. | Wholesale Trade | 13,451 | 4543,57 | 3588,52 | 51,475 | 10901,29 | 8455,70 | 699 | 848,50 | 602,39 | ||
2. | Retail Trade | 94,561 | 1072,51 | 801,93 | 2,40,757 | 3057,42 | 2692,29 | 2,103 | 365,48 | 240,33 | ||
VII. | FINANCE | 1,184 | 1580,99 | 1288,52 | 5,986 | 4962,63 | 3770,40 | 1,022 | 3070,25 | 2558,45 | ||
VIII. | ALL OTHERS | 1,36,354 | 4751,16 | 4182,27 | 5,80,106 | 8201,39 | 6867,70 | 5,789 | 1325,25 | 1066,92 | ||
TOTAL BANK CREDIT | 9,65,707 | 51062,12 | 40649,17 | 26,49,524 | 91589,05 | 71197,08 | 11,03,055 | 32007,46 | 24103,04 | |||
OF WHICH: | 1. | Artisans & Village Industries | 5,203 | 54,99 | 50,17 | 17,363 | 91,11 | 80,79 | 1,048 | 1,30 | 1,58 | |
| | 2. | Other Small Scale Industries | 60,092 | 3450,46 | 3004,33 | 1,53,621 | 10865,29 | 7715,15 | 777 | 597,30 | 487,45 |
METROPOLITAN | (Amount in Rupees Lakh) | |||||||||||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
| COMMERCIAL BANKS | COMMERCIAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | standing | | | standing | | | standing | ||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
I. | AGRICULTURE | 684 | 1,63 | 1,49 | 12,293 | 233,98 | 205,52 | 1,25,107 | 3790,36 | 3092,00 | ||
1. | Direct Finance | 683 | 1,62 | 1,48 | 11,881 | 152,64 | 137,03 | 1,11,397 | 1372,60 | 1235,76 | ||
2. | Indirect Finance | 1 | 1 | 412 | 81,34 | 68,49 | 13,710 | 2417,76 | 1856,23 | |||
II. | INDUSTRY | 465 | 74 | 69 | 25,597 | 9188,46 | 7848,60 | 4,04,127 | 116526,09 | 89464,75 | ||
1. | Mining & Quarrying | - | - | - | 260 | 154,58 | 115,42 | 2,156 | 4322,87 | 2912,19 | ||
2. | Food Manufacturing and Processing | 4 | 4 | 3 | 909 | 521,36 | 445,24 | 9,172 | 5787,95 | 4384,69 | ||
(a) | Rice Mills, Flour and Dal Mills | 3 | 4 | 3 | 255 | 81,09 | 68,59 | 1,631 | 512,28 | 367,81 | ||
(b) | Sugar | - | - | - | 42 | 64,87 | 55,74 | 317 | 669,08 | 559,45 | ||
(c) | Edible Oils and Vanaspati | 1 | - | - | 131 | 179,02 | 154,06 | 1,123 | 1536,76 | 1117,72 | ||
(d) | Tea Processing | - | - | - | 21 | 33,34 | 24,31 | 464 | 833,80 | 599,67 | ||
(e) | Processing of Fruits & Vegetables | - | - | - | 10 | 6,44 | 3,16 | 424 | 213,90 | 152,76 | ||
(f) | Others | - | - | - | 450 | 156,60 | 139,38 | 5,213 | 2022,12 | 1587,28 | ||
3. | Beverage and Tobacco | 1 | 1 | 1 | 147 | 135,11 | 133,08 | 1,210 | 1389,87 | 1074,63 | ||
4. | Textiles | 2 | 2 | 2 | 3,292 | 1454,71 | 1081,16 | 41,482 | 18044,86 | 13334,39 | ||
(a) | Cotton Textiles | - | - | - | 569 | 378,88 | 246,96 | 6,522 | 6417,72 | 4821,99 | ||
(b) | Jute Textiles | - | - | - | 28 | 19,90 | 16,32 | 466 | 276,52 | 202,40 | ||
(c) | Handloom Textiles & Khadi | - | - | - | 38 | 20,89 | 7,43 | 661 | 116,66 | 90,62 | ||
(d) | Other Textiles | 2 | 2 | 2 | 2,657 | 1035,04 | 810,46 | 33,833 | 11233,96 | 8219,38 | ||
5. | Paper, Paper Products and Printing | - | - | - | 1,411 | 196,85 | 152,09 | 15,441 | 2653,47 | 2126,49 | ||
6. | Leather and Leather Products | - | - | - | 762 | 186,36 | 140,82 | 6,712 | 2218,34 | 1749,00 | ||
7. | Rubber and Rubber Products | 1 | 1 | 1 | 321 | 97,44 | 86,61 | 3,686 | 1568,34 | 1242,17 | ||
8. | Chemicals and Chemical Products | - | - | - | 2,543 | 1231,39 | 1060,46 | 32,082 | 18581,10 | 13939,96 | ||
(a) | Heavy Industrial Chemicals | - | - | - | 307 | 129,65 | 100,97 | 4,019 | 3770,19 | 2669,62 | ||
(b) | Fertilizers | - | - | - | 50 | 119,13 | 106,29 | 891 | 2272,37 | 1627,81 | ||
(c) | Drugs and Pharmaceuticals | - | - | - | 562 | 451,64 | 400,34 | 7,266 | 5893,51 | 4641,00 | ||
(d) | Non-Edible Oils | - | - | - | 30 | 9,03 | 7,51 | 326 | 130,37 | 113,13 | ||
(e) | Other Chemicals & Chemical Products | - | - | - | 1,594 | 521,94 | 445,35 | 19,580 | 6514,66 | 4888,39 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | - | - | - | 171 | 130,01 | 93,93 | 1,778 | 2906,74 | 2346,47 | ||
10. | Manufacture of Cement & Cement Products | 1 | 15 | 16 | 140 | 159,18 | 138,28 | 1,511 | 1695,91 | 1369,19 | ||
11. | Basic Metals & Metal Products | 10 | 12 | 11 | 2,258 | 1002,51 | 892,63 | 25,992 | 13518,34 | 10726,38 | ||
(a) | Iron and Steel | - | - | - | 973 | 711,88 | 643,63 | 9,586 | 9938,00 | 8042,15 | ||
(b) | Non-Ferrous Metals | - | - | - | 254 | 81,90 | 75,18 | 2,019 | 850,11 | 643,73 | ||
(c) | Other Metal Products | 10 | 12 | 11 | 1,031 | 208,73 | 173,83 | 14,387 | 2730,23 | 2040,50 | ||
12. | Engineering | 9 | 3 | 2 | 3,110 | 1262,32 | 1095,59 | 43,790 | 19938,75 | 15343,26 | ||
(a) | Heavy Engineering | - | - | - | 449 | 208,87 | 184,56 | 6,349 | 5553,08 | 4051,41 | ||
(b) | Light Engineering | 9 | 3 | 2 | 1,012 | 284,36 | 237,18 | 16,864 | 4943,46 | 3737,21 | ||
(c) | Electrical Machinery & Goods | - | - | - | 832 | 352,13 | 304,44 | 11,617 | 4713,60 | 3625,87 | ||
(d) | Electronic Machinery & Goods | - | - | - | 817 | 416,95 | 369,41 | 8,960 | 4728,61 | 3928,78 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | - | - | - | 678 | 235,46 | 202,53 | 11,803 | 5110,08 | 3873,72 | ||
14. | Other Industries | 437 | 36 | 33 | 7,828 | 1292,86 | 1165,77 | 1,95,102 | 11284,40 | 9016,81 | ||
15. | Electricity, Gas & Water | - | - | - | 95 | 128,32 | 120,84 | 3,854 | 3879,01 | 2894,53 | ||
(a) | Electricity Generation & Transmission | - | - | - | 59 | 85,57 | 82,03 | 3,425 | 3676,96 | 2735,78 | ||
(b) | Non-Conventional Energy | - | - | - | 23 | 22,23 | 20,70 | 129 | 104,66 | 79,47 | ||
(c) | Gas, Steam & Water Supply | - | - | - | 13 | 20,51 | 18,11 | 300 | 97,39 | 79,28 | ||
16. | Construction | - | - | - | 1,672 | 1000,00 | 924,15 | 8,356 | 3626,05 | 3130,87 | ||
III. | TRANSPORT OPERATORS | 43 | 34 | 30 | 6,308 | 217,58 | 165,22 | 80,434 | 1525,32 | 1265,49 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 305 | 31 | 30 | 13,140 | 820,48 | 723,95 | 1,85,396 | 6109,37 | 4922,09 | ||
V. | PERSONAL LOANS | 1,699 | 6,88 | 6,08 | 1,74,344 | 736,89 | 629,86 | 30,24,613 | 13234,35 | 10671,56 | ||
1. | Loans for Purchase of Consumer Durables | 318 | 64 | 48 | 35,396 | 49,28 | 32,27 | 1,24,875 | 250,60 | 200,14 | ||
2. | Loans for Housing | 376 | 4,79 | 4,37 | 12,765 | 157,14 | 134,29 | 2,56,453 | 3074,17 | 2716,75 | ||
3. | Rest of the Personal Loans | 1,005 | 1,45 | 1,22 | 1,26,183 | 530,48 | 463,31 | 26,43,285 | 9909,59 | 7754,66 | ||
V I. | TRADE | 716 | 96 | 85 | 32,415 | 3334,83 | 2749,37 | 4,36,177 | 24124,56 | 19131,38 | ||
1. | Wholesale Trade | 3 | 3 | 3 | 12,863 | 2123,48 | 1723,91 | 78,491 | 18416,86 | 14370,55 | ||
2. | Retail Trade | 713 | 93 | 82 | 19,552 | 1211,36 | 1025,45 | 3,57,686 | 5707,69 | 4760,83 | ||
VII. | FINANCE | - | - | - | 3,185 | 2806,00 | 2389,93 | 11,377 | 12419,87 | 10007,30 | ||
VIII. | ALL OTHERS | 6 | - | - | 55,351 | 1151,08 | 1044,94 | 7,77,606 | 15428,88 | 13161,82 | ||
TOTAL BANK CREDIT | 3,918 | 10,87 | 9,71 | 3,22,633 | 18489,30 | 15757,39 | 50,44,837 | 193158,80 | 151716,38 | |||
OF WHICH: | 1. | Artisans & Village Industries | 218 | 17 | 16 | 1,790 | 5,72 | 5,01 | 25,622 | 153,29 | 137,69 | |
| | 2. | Other Small Scale Industries | 133 | 29 | 26 | 9,428 | 1350,29 | 1107,22 | 2,24,051 | 16263,62 | 12314,41 |