(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 50 LAKH AND

ABOVE Rs. 1 CRORE AND

UPTO Rs. 1 CRORE

UPTO Rs. 4 CRORE

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

8,117

5933,39

4694,15

5,932

11497,48

9324,81

1.

Direct Finance

4,491

3306,29

2547,31

2,668

5137,87

4220,55

2.

Indirect Finance

3,626

2627,10

2146,84

3,264

6359,61

5104,26

II.

INDUSTRY

41,510

31777,27

23700,74

47,007

100054,44

73514,24

1.

Mining & Quarrying

1,406

1061,99

794,14

1,057

2197,62

1679,30

2.

Food Manufacturing & Processing

5,611

4268,99

3163,64

5,131

10325,59

7870,35

(a)

Rice Mills, Flour & Dal Mills

2,763

2089,48

1515,90

1,767

3306,88

2466,57

(b)

Sugar

117

97,66

73,32

254

577,03

432,50

(c)

Edible Oils & Vanaspati

535

411,00

312,78

599

1309,71

1016,85

(d)

Tea Processing

357

269,18

214,18

644

1281,63

1045,02

(e)

Processing of Fruits & Vegetables

203

157,40

110,27

179

354,52

276,31

(f)

Others

1,636

1244,26

937,18

1,688

3495,83

2633,10

3.

Beverage & Tobacco

284

224,04

162,66

430

977,22

737,31

4.

Textiles

7,789

5937,53

4385,60

9,074

19269,35

14167,90

(a)

Cotton Textiles

2,980

2273,34

1712,97

3,770

8116,67

6117,15

(b)

Jute & Other Natural Fibre Textiles

127

96,64

70,32

155

331,00

236,67

(c)

Handloom Textiles & Khadi

231

179,14

134,19

205

427,41

331,80

(d)

Other Textiles & Textile Products

4,451

3388,41

2468,12

4,944

10394,27

7482,28

5.

Paper, Paper Products & Printing

1,639

1258,38

951,41

1,731

3656,60

2782,51

6.

Leather & Leather Products

1,061

790,62

590,35

1,009

2037,73

1489,19

7.

Rubber & Plastic Products

1,627

1251,10

929,81

1,649

3417,64

2527,94

8.

Chemicals & Chemical Products

3,341

2607,22

1864,25

4,292

9355,37

6801,99

(a)

Heavy Industrial Chemicals

652

509,94

372,15

904

2007,01

1488,15

(b)

Fertilisers

187

148,23

116,92

228

478,49

327,65

(c)

Drugs & Pharmaceuticals

945

734,93

551,50

1,414

3066,59

2364,10

(d)

Non-Edible Oils

90

70,59

48,49

87

179,03

123,50

(e)

Other Chemicals & Chemical Products

1,467

1143,53

775,17

1,659

3624,26

2498,60

9.

Petroleum, Coal Products & Nuclear Fuels

476

360,33

273,33

454

973,46

796,10

10.

Manufacture of Cement & Cement Products

252

189,73

148,37

341

746,53

563,15

11.

Basic Metals & Metal Products

4,283

3312,05

2547,71

5,610

12235,12

9342,27

(a)

Iron & Steel

2,153

1680,01

1299,50

3,281

7183,67

5628,70

(b)

Non-Ferrous Metals

575

437,56

352,21

681

1465,22

1094,71

(c)

Metal Products

1,555

1194,48

896,00

1,648

3586,24

2618,86

12.

Engineering

4,335

3333,91

2410,86

5,065

10787,78

7882,73

(a)

Heavy Engineering

862

661,04

461,11

1,056

2180,25

1520,59

(b)

Light Engineering

1,800

1387,73

971,74

1,891

4054,96

2931,55

(c)

Electrical Machinery & Goods

1,161

888,52

674,39

1,409

3018,07

2220,89

(d)

Electronic Machinery & Goods

512

396,62

303,61

709

1534,50

1209,70

13.

Vehicles,Vehicle Parts & Transport Equipments

1,335

1044,02

733,09

1,959

4270,06

2989,23

14.

Other Industries

3,780

2887,66

2269,94

4,353

9151,65

6921,96

15.

Electricity, Gas & Water

1,011

730,86

569,08

1,494

3520,48

1444,78

(a)

Electricity Generation & Transmission

874

627,45

482,37

1,284

3071,24

1086,53

(b)

Non-Conventional Energy

60

45,85

39,45

114

249,75

223,82

(c)

Gas, Steam & Water Supply

77

57,56

47,27

96

199,49

134,43

16.

Construction

3,280

2518,87

1906,50

3,358

7132,23

5517,52

III.

TRANSPORT OPERATORS

905

685,97

540,64

628

1290,72

1031,02

IV.

PROFESSIONAL AND OTHER SERVICES

10,551

7950,00

5943,60

9,446

19362,36

15344,37

V.

PERSONAL LOANS

69,998

55088,68

44691,35

2,409

3649,36

2895,03

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

67,801

53310,67

43508,37

2,117

3156,85

2487,16

3.

Rest of the Personal Loans

2,197

1778,00

1182,97

292

492,51

407,86

VI.

TRADE

19,265

14639,22

10893,31

13,913

28475,55

21285,21

1.

Wholesale Trade

7,828

5921,39

4627,76

5,641

11521,42

8711,17

2.

Retail Trade

11,437

8717,83

6265,55

8,272

16954,13

12574,04

VII.

FINANCE

2,666

2249,27

573,66

1,268

2689,50

2000,24

VIII.

ALL OTHERS

5,943

4318,11

1994,40

2,508

4753,51

1782,90

TOTAL BANK CREDIT

1,58,955

122641,91

93031,85

83,111

171772,90

127177,81

OF WHICH :

1. Artisans and Village & Tiny Industries

2,398

1691,57

1278,46

–

–

–

2. Other Small Scale Industries

15,870

12089,70

9043,58

13,485

26509,68

19881,22

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 4 CRORE AND

ABOVE Rs. 6 CRORE AND

UPTO Rs. 6 CRORE

UPTO Rs. 10 CRORE

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

756

3723,82

3040,65

751

6143,07

4512,48

1.

Direct Finance

348

1733,32

1488,58

388

3232,23

2272,51

2.

Indirect Finance

408

1990,51

1552,07

363

2910,84

2239,97

II.

INDUSTRY

10,175

51014,80

37566,15

9,396

77220,54

55863,33

1.

Mining & Quarrying

211

1066,16

717,04

176

1470,87

1088,16

2.

Food Manufacturing & Processing

791

3937,95

3011,71

703

5734,29

4353,55

(a)

Rice Mills, Flour & Dal Mills

153

746,29

537,34

84

683,97

501,08

(b)

Sugar

103

515,45

407,12

122

1025,45

761,53

(c)

Edible Oils & Vanaspati

129

634,92

498,32

131

1075,17

801,10

(d)

Tea Processing

67

330,18

287,06

65

513,63

462,96

(e)

Processing of Fruits & Vegetables

42

215,46

178,90

32

246,43

188,28

(f)

Others

297

1495,65

1102,97

269

2189,64

1638,60

3.

Beverage & Tobacco

100

504,96

415,73

108

889,25

735,30

4.

Textiles

1,914

9568,62

6953,63

1,640

13262,71

9506,98

(a)

Cotton Textiles

912

4580,71

3406,13

767

6258,58

4546,65

(b)

Jute & Other Natural Fibre Textiles

32

157,91

111,97

32

251,73

195,68

(c)

Handloom Textiles & Khadi

29

148,11

111,78

23

180,40

139,14

(d)

Other Textiles & Textile Products

941

4681,89

3323,75

818

6572,01

4625,51

5.

Paper, Paper Products & Printing

351

1758,36

1276,38

271

2204,90

1649,73

6.

Leather & Leather Products

189

944,09

719,22

144

1159,79

936,06

7.

Rubber & Plastic Products

369

1838,53

1313,40

244

1959,35

1428,92

8.

Chemicals & Chemical Products

1,155

5781,67

4112,95

1,025

8471,67

5953,39

(a)

Heavy Industrial Chemicals

245

1230,35

874,85

227

1854,86

1247,38

(b)

Fertilisers

65

318,66

184,75

73

627,62

446,09

(c)

Drugs & Pharmaceuticals

352

1747,96

1258,25

351

2906,20

2042,47

(d)

Non-Edible Oils

22

107,29

83,45

15

125,35

71,09

(e) Other Chemicals & Chemical Products

471

2377,42

1711,65

359

2957,65

2146,35

9.

Petroleum, Coal Products & Nuclear Fuels

83

413,40

317,36

78

650,36

523,58

10.

Manufacture of Cement & Cement Products

91

446,92

336,65

123

1029,68

739,43

11.

Basic Metals & Metal Products

1,309

6587,88

4987,10

1,331

10991,52

7910,67

(a)

Iron & Steel

850

4291,50

3322,65

861

7013,42

5491,14

(b)

Non-Ferrous Metals

155

775,39

501,80

162

1338,99

863,35

(c)

Metal Products

304

1520,99

1162,64

308

2639,11

1556,18

12.

Engineering

1,146

5750,95

3981,91

1,056

8635,36

6314,20

(a)

Heavy Engineering

229

1138,02

749,02

204

1669,92

1113,12

(b)

Light Engineering

406

2034,81

1427,56

382

3133,46

2196,85

(c)

Electrical Machinery & Goods

345

1738,05

1192,18

300

2461,42

1839,66

(d)

Electronic Machinery & Goods

166

840,07

613,16

170

1370,56

1164,57

13.

Vehicles,Vehicle Parts & Transport Equipments

518

2631,57

1846,49

507

4156,97

2933,47

14.

Other Industries

916

4582,25

3491,97

923

7650,25

5394,23

15.

Electricity, Gas & Water

228

1133,40

936,46

273

2228,93

1438,13

(a)

Electricity Generation & Transmission

177

876,25

737,84

228

1858,56

1157,41

(b)

Non-Conventional Energy

32

161,49

132,59

33

269,39

213,01

(c)

Gas, Steam & Water Supply

19

95,66

66,04

12

100,98

67,71

16.

Construction

804

4068,09

3148,14

794

6724,64

4957,52

III.

TRANSPORT OPERATORS

89

449,16

349,64

86

713,44

530,65

IV.

PROFESSIONAL AND OTHER SERVICES

1,638

8132,42

6407,39

1,419

11625,79

9077,28

V.

PERSONAL LOANS

123

630,96

537,14

78

639,39

483,01

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

102

520,92

454,69

60

487,13

364,80

3.

Rest of the Personal Loans

21

110,04

82,46

18

152,26

118,22

VI.

TRADE

2,142

10760,76

8268,83

1,542

12599,46

8860,90

1.

Wholesale Trade

851

4292,30

3190,22

696

5728,57

4084,56

2.

Retail Trade

1,291

6468,46

5078,61

846

6870,89

4776,33

VII.

FINANCE

384

1924,84

1335,96

382

3344,62

2307,28

VIII.

ALL OTHERS

273

1357,19

499,26

194

1594,76

667,18

TOTAL BANK CREDIT

15,580

77993,96

58005,02

13,848

113881,07

82302,11

OF WHICH :

1. Artisans and Village & Tiny Industries

–

–

–

–

–

–

2. Other Small Scale Industries

1,542

7667,80

5807,03

1,117

9137,28

6370,86

TABLE NO. 5.4 – SIZE OF CREDIT LIMIT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF

SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION

MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

ABOVE Rs. 10 CRORE AND

ABOVE Rs. 25 CRORE

UPTO Rs. 25 CRORE

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

728

12014,41

9013,43

645

57882,02

43689,56

1.

Direct Finance

357

5885,04

4410,52

200

13914,44

9294,03

2.

Indirect Finance

371

6129,37

4602,92

445

43967,58

34395,53

II.

INDUSTRY

10,243

168730,33

125579,90

6,637

631159,04

360335,95

1.

Mining & Quarrying

185

2985,97

2074,37

201

24863,86

13621,70

2.

Food Manufacturing & Processing

684

11041,12

7759,74

346

19773,49

12156,11

(a)

Rice Mills, Flour & Dal Mills

80

1310,20

935,88

48

2611,59

1674,98

(b)

Sugar

211

3546,96

2689,13

148

7645,00

5109,37

(c)

Edible Oils & Vanaspati

100

1530,14

1042,40

32

1500,97

968,33

(d)

Tea Processing

33

555,20

423,98

25

1888,67

1098,00

(e)

Processing of Fruits & Vegetables

17

246,83

160,03

5

540,72

182,49

(f)

Others

243

3851,78

2508,31

88

5586,53

3122,94

3.

Beverage & Tobacco

100

1705,71

1329,00

47

2487,95

1742,07

4.

Textiles

1,609

25156,89

18372,53

672

45420,93

24803,36

(a)

Cotton Textiles

796

12292,56

8942,72

355

23412,90

13917,98

(b)

Jute & Other Natural Fibre Textiles

31

446,85

273,76

4

137,30

75,22

(c)

Handloom Textiles & Khadi

21

319,30

217,14

8

580,66

355,51

(d)

Other Textiles & Textile Products

761

12098,19

8938,91

305

21290,07

10454,64

5.

Paper, Paper Products & Printing

282

4554,07

3329,33

122

7914,91

4363,94

6.

Leather & Leather Products

138

2167,81

1670,15

73

6416,83

2496,80

7.

Rubber & Plastic Products

185

2947,58

2245,58

96

5499,29

3256,63

8.

Chemicals & Chemical Products

1,122

18102,64

13202,52

562

55169,61

24169,13

(a)

Heavy Industrial Chemicals

204

3277,79

2354,31

150

14951,45

7725,86

(b)

Fertilisers

142

2644,55

2159,25

84

7313,61

4989,25

(c)

Drugs & Pharmaceuticals

379

5955,40

4440,63

180

22942,88

6452,57

(d)

Non-Edible Oils

19

290,56

169,50

9

581,91

531,41

(e)

Other Chemicals & Chemical Products

378

5934,32

4078,82

139

9379,75

4470,04

9.

Petroleum, Coal Products & Nuclear Fuels

98

1605,48

1208,86

205

69696,05

29203,49

10.

Manufacture of Cement & Cement Products

201

3215,25

2602,52

102

7093,23

4687,64

11.

Basic Metals & Metal Products

1,519

26180,52

20581,35

936

84382,51

45637,77

(a)

Iron & Steel

1,118

19835,10

16299,83

657

66209,54

34905,81

(b)

Non-Ferrous Metals

181

2851,08

1665,61

166

11686,42

6891,63

(c)

Metal Products

220

3494,34

2615,91

113

6486,55

3840,34

12.

Engineering

970

15889,85

10792,11

523

41264,03

22909,20

(a)

Heavy Engineering

183

2873,84

1961,02

166

13970,49

8417,61

(b)

Light Engineering

315

5181,08

3461,30

151

11588,21

6884,79

(c)

Electrical Machinery & Goods

292

4793,51

3270,64

112

8563,34

3646,17

(d)

Electronic Machinery & Goods

180

3041,42

2099,14

94

7141,99

3960,63

13.

Vehicles,Vehicle Parts & Transport Equipments

440

7217,95

5079,72

313

31920,33

16767,94

14.

Other Industries

1,172

19676,78

14895,63

658

67290,30

32488,99

15.

Electricity, Gas & Water

419

7270,55

5348,60

673

67850,23

55937,22

(a)

Electricity Generation & Transmission

354

6140,94

4475,19

607

61647,66

51195,12

(b)

Non-Conventional Energy

31

491,27

423,61

26

1879,98

1640,30

(c)

Gas, Steam & Water Supply

34

638,33

449,80

40

4322,60

3101,80

16.

Construction

1,119

19012,15

15087,90

1,108

94115,49

66093,96

III.

TRANSPORT OPERATORS

132

2336,37

1736,34

141

13673,46

11281,79

IV.

PROFESSIONAL AND OTHER SERVICES

1,412

23015,60

17977,01

887

73233,91

43844,22

V.

PERSONAL LOANS

1

23,37

23,37

4

189,31

189,31

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

1

23,37

23,37

4

189,31

189,31

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

VI.

TRADE

1,559

24409,06

16579,55

800

134704,35

72450,47

1.

Wholesale Trade

579

9370,09

6442,33

392

92043,30

56607,06

2.

Retail Trade

980

15038,97

10137,22

408

42661,04

15843,42

VII.

FINANCE

627

11211,44

8699,09

1,167

135863,85

107303,86

VIII.

ALL OTHERS

129

1893,51

930,05

69

5093,68

4055,98

TOTAL BANK CREDIT

14,831

243634,08

180538,75

10,350

1051799,62

643151,13

OF WHICH :

1. Artisans and Village & Tiny Industries

–

–

–

–

–

–

2. Other Small Scale Industries

438

5707,92

4152,04

6

282,25

239,56