(Rs. crore)

Outstanding

Variation over

Item

as on 2003

Financial year so far

Year-on-year

Feb. 21#

Fortnight

2001-2002

2002-2003

2002

2003

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

37,685

635

-19,754

6,256

-16,799

6,689

Borrowings from Banks ⁽¹⁾

18,283

-1,113

-6,132

-1,966

-5,064

368

Other demand and time liabilities⁽²⁾

1,920

-846

-243

-304

615

-128

Liabilities to Others

Aggregate deposits @

12,72,282

-562

1,21,909

1,68,922

1,37,219

1,87,756

(-)

(12.7)

(15.3)

(14.5)

(17.3)

[13.3]

[15.9]

[15.2]

[18.0]

Demand

1,63,381

-4

117

10,333

7,947

20,712

Time @

11,08,901

-558

1,21,791

1,58,589

1,29,272

1,67,044

Borrowings⁽³⁾

11,136

322

229

8,108

425

8,341

Other demand and time liabilities

1,23,047

-2,778

13,987

11,164

16,093

17,852

Borrowings from Reserve Bank

5

3

302

-3,611

-932

-4,193

Cash in hand and Balances with Reserve Bank

68,684

-4,017

5,844

37

-6,532

-2,361

Cash in hand

6,446

-614

129

201

86

658

Balances with Reserve Bank

62,238

-3,403

5,714

-164

-6,617

-3,020

Assets with the Banking System

Balance with other Banks⁽⁴⁾

17,385

-196

-3,084

-607

-262

613

Money at call and short notice

28,287

-1,790

-10,933

1,662

-8,123

3,591

Advances to Banks

6,856

-160

346

1,284

2,001

1,577

Other assets

2,455

66

590

-219

661

-72

Investments⁽⁵⁾

5,42,398

1,579

65,179

1,04,128

74,142

1,07,059

(0.3)

(17.6)

(23.8)

(20.5)

(24.6)

Government securities

5,15,951

1,546

67,832

1,04,775

76,838

1,08,085

Other approved securities

26,447

33

-2,652

-646

-2,695

-1,026

Bank Credit

7,08,263

4,405

61,417

1,18,541

68,128

1,35,413

(0.6)

(12.0)

(20.1)

(13.5)

(23.6)

Food Credit

50,227

-205

13,571

-3,751

13,951

-3,335

Non-food credit

6,58,036

4,610

47,846

1,22,292

54,177

1,38,748

Loans, cash-credit and overdrafts

6,62,945

4,063

62,896

1,15,339

69,317

1,29,833

Inland bills- purchased

5,347

134

49

315

173

389

discounted⁽⁶⁾

19,917

-155

-770

1,634

-832

2,114

Foreign bills-purchased

9,507

206

-874

418

-891

1,031

discounted

10,548

157

116

834

362

2,046

Cash-Deposit Ratio

5.40

Investment-Deposit Ratio

42.63

Credit-Deposit Ratio

55.67

@

:

Includes Rs.17,945 crore on account of proceeds from Resurgent India Bonds (RIBs), since August 28, 1998 and Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. Figures in italics are percentage variations net of RIBs and IMDs as the case may be.

(1)

Excluding borrowings of Regional Rural Banks from their sponsor banks.

(2)

Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.

(3)

Other than from Reserve Bank of India, IDBI, NABARD and EXIM Bank.

(4)

In current account and in other account.

(5)

Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.

(6)

Excludes bills rediscounted with the Reserve Bank of India.

Figures in brackets denote percentage variation in the relevant period.

Note : Includes the impact of mergers since May 3, 2002.