3. Scheduled Commercial Banks - Business in India - আৰবিআই - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) |
|||||||
Outstanding |
Variation over |
||||||
as on |
Financial year so far |
Year-on-year |
|||||
Item |
2004 |
Fortnight |
|||||
Jun. 25# |
2003-2004 |
2004-2005 |
2003 |
2004 |
|||
1 |
2 |
3 |
4 |
5 |
6 |
7 |
|
Liabilities to the Banking System |
|||||||
Demand and time deposits from Banks |
38,628 |
925 |
–549 |
1,803 |
2,904 |
–1,278 |
|
Borrowings from Banks (1) |
15,860 |
478 |
–1,684 |
892 |
–1,334 |
–2,095 |
|
Other demand and time liabilities(2) |
3,249 |
732 |
174 |
642 |
217 |
821 |
|
Liabilities to Others |
|||||||
Aggregate deposits@ |
15,59,933 |
10,637 |
63,622 |
58,002 |
1,47,081 |
2,15,458 |
|
(0.7) |
(5.0) |
(3.9) |
(12.3) |
(16.0) |
|||
Demand |
2,12,553 |
2,125 |
11,366 |
–9,397 |
23,890 |
30,898 |
|
Time@ |
13,47,380 |
8,512 |
52,256 |
67,398 |
1,23,191 |
1,84,560 |
|
Borrowings(3) |
30,063 |
402 |
2,526 |
5,417 |
5,687 |
14,899 |
|
Other demand and time liabilities |
1,43,039 |
–1,095 |
810 |
–5,193 |
19,735 |
12,423 |
|
Borrowings from Reserve Bank |
— |
— |
–78 |
— |
–335 |
–1 |
|
Cash in hand and Balances with Reserve Bank |
86,911 |
346 |
20,070 |
10,322 |
23,549 |
939 |
|
Cash in hand |
8,523 |
6 |
2,441 |
931 |
2,653 |
–1,485 |
|
Balances with Reserve Bank |
78,388 |
340 |
17,630 |
9,391 |
20,896 |
2,424 |
|
Assets with the Banking System |
|||||||
Balance with other Banks(4) |
18,601 |
–866 |
–1,294 |
1,133 |
–1,844 |
2,706 |
|
Money at call and short notice |
18,823 |
303 |
–5,525 |
1,053 |
–966 |
–7,787 |
|
Advances to Banks |
9,942 |
–186 |
–466 |
–505 |
987 |
3,262 |
|
Other assets |
2,950 |
16 |
32 |
667 |
339 |
369 |
|
Investments (5) |
7,17,408 |
555 |
35,521 |
37,752 |
98,984 |
1,34,342 |
|
(0.1) |
(6.5) |
(5.6) |
(20.4) |
(23.0) |
|||
Government securities |
6,94,034 |
1,029 |
35,534 |
40,789 |
1,00,728 |
1,35,083 |
|
Other approved securities |
23,375 |
–474 |
–13 |
–3,037 |
–1,744 |
–741 |
|
Bank Credit |
8,77,408 |
10,174 |
3,678 |
42,026 |
84,075 |
1,44,515 |
|
(1.2) |
(0.5) |
(5.0) |
(13.0) |
(19.7) |
|||
Food Credit |
43,061 |
–100 |
586 |
7,100 |
–10,942 |
–7,004 |
|
Non-food credit |
8,34,347 |
10,274 |
3,091 |
34,926 |
95,017 |
1,51,519 |
|
Loans, cash-credit and overdrafts |
8,26,450 |
10,922 |
6,939 |
42,904 |
82,499 |
1,37,439 |
|
Inland bills- purchased |
6,933 |
–156 |
–605 |
–323 |
195 |
1,954 |
|
discounted(6) |
21,492 |
–350 |
–1,210 |
–344 |
403 |
2,518 |
|
Foreign bills-purchased |
9,440 |
–53 |
–584 |
–485 |
149 |
273 |
|
discounted |
13,094 |
–190 |
–862 |
274 |
829 |
2,332 |
|
Cash-Deposit Ratio |
5.57 |
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Investment-Deposit Ratio |
45.99 |
||||||
Credit-DepositRatio |
56.25 |
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@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), |