3. Scheduled Commercial Banks - Business in India - আৰবিআই - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | Financial year so far | Year-on-year | |||||
Item | 2004 | Fortnight | |||||
Jun. 25# | 2003-2004 | 2004-2005 | 2003 | 2004 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 38,628 | 925 | –549 | 1,803 | 2,904 | –1,278 | |
Borrowings from Banks (1) | 15,860 | 478 | –1,684 | 892 | –1,334 | –2,095 | |
Other demand and time liabilities(2) | 3,249 | 732 | 174 | 642 | 217 | 821 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 15,59,933 | 10,637 | 63,622 | 58,002 | 1,47,081 | 2,15,458 | |
(0.7) | (5.0) | (3.9) | (12.3) | (16.0) | |||
Demand | 2,12,553 | 2,125 | 11,366 | –9,397 | 23,890 | 30,898 | |
Time@ | 13,47,380 | 8,512 | 52,256 | 67,398 | 1,23,191 | 1,84,560 | |
Borrowings(3) | 30,063 | 402 | 2,526 | 5,417 | 5,687 | 14,899 | |
Other demand and time liabilities | 1,43,039 | –1,095 | 810 | –5,193 | 19,735 | 12,423 | |
Borrowings from Reserve Bank | — | — | –78 | — | –335 | –1 | |
Cash in hand and Balances with Reserve Bank | 86,911 | 346 | 20,070 | 10,322 | 23,549 | 939 | |
Cash in hand | 8,523 | 6 | 2,441 | 931 | 2,653 | –1,485 | |
Balances with Reserve Bank | 78,388 | 340 | 17,630 | 9,391 | 20,896 | 2,424 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 18,601 | –866 | –1,294 | 1,133 | –1,844 | 2,706 | |
Money at call and short notice | 18,823 | 303 | –5,525 | 1,053 | –966 | –7,787 | |
Advances to Banks | 9,942 | –186 | –466 | –505 | 987 | 3,262 | |
Other assets | 2,950 | 16 | 32 | 667 | 339 | 369 | |
Investments (5) | 7,17,408 | 555 | 35,521 | 37,752 | 98,984 | 1,34,342 | |
(0.1) | (6.5) | (5.6) | (20.4) | (23.0) | |||
Government securities | 6,94,034 | 1,029 | 35,534 | 40,789 | 1,00,728 | 1,35,083 | |
Other approved securities | 23,375 | –474 | –13 | –3,037 | –1,744 | –741 | |
Bank Credit | 8,77,408 | 10,174 | 3,678 | 42,026 | 84,075 | 1,44,515 | |
(1.2) | (0.5) | (5.0) | (13.0) | (19.7) | |||
Food Credit | 43,061 | –100 | 586 | 7,100 | –10,942 | –7,004 | |
Non-food credit | 8,34,347 | 10,274 | 3,091 | 34,926 | 95,017 | 1,51,519 | |
Loans, cash-credit and overdrafts | 8,26,450 | 10,922 | 6,939 | 42,904 | 82,499 | 1,37,439 | |
Inland bills- purchased | 6,933 | –156 | –605 | –323 | 195 | 1,954 | |
discounted(6) | 21,492 | –350 | –1,210 | –344 | 403 | 2,518 | |
Foreign bills-purchased | 9,440 | –53 | –584 | –485 | 149 | 273 | |
discounted | 13,094 | –190 | –862 | 274 | 829 | 2,332 | |
Cash-Deposit Ratio | 5.57 | ||||||
Investment-Deposit Ratio | 45.99 | ||||||
Credit-DepositRatio | 56.25 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), |