3. Scheduled Commercial Banks - Business in India - আৰবিআই - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2004 | ||||||
Fortnight | |||||||
Oct. 15# | 2003-2004 | 2004-2005 | 2003 | 2004 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 35,274 | –71 | –4,283 | –1,559 | –2,751 | –897 | |
Borrowings from Banks (1) | 26,909 | 10,482 | –3,496 | 11,883 | –3,935 | 10,767 | |
Other demand and time liabilities(2) | 3,223 | –936 | 565 | 596 | 778 | 404 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 16,05,233 | 4,218 | 1,04,161 | 1,00,817 | 1,44,732 | 2,20,219 | |
(0.3) | (8.1) | (6.7) | (11.7) | (15.9) | |||
Demand | 2,31,326 | 4,839 | 17,282 | 6,304 | 30,657 | 43,754 | |
Time@ | 13,73,907 | –621 | 86,878 | 94,513 | 1,14,075 | 1,76,465 | |
[13,70,338] | [–4,190] | [90,944] | [1,72,896] | ||||
Borrowings(3) | 64,815 | 34,448 | 6,696 | 40,145 | 10,289 | 45,482 | |
Other demand and time liabilities | 1,60,073 | 4,161 | 4,954 | 11,989 | 21,260 | 25,312 | |
Borrowings from Reserve Bank | — | — | 22 | — | 93 | –101 | |
Cash in hand and Balances with Reserve Bank | 92,528 | 2,224 | 4,791 | 15,633 | 3,278 | 21,835 | |
Cash in hand | 8,161 | –667 | 1,413 | 263 | 2,140 | –820 | |
Balances with Reserve Bank | 84,367 | 2,891 | 3,378 | 15,370 | 1,138 | 22,654 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 17,276 | 43 | –192 | 315 | –479 | 280 | |
Money at call and short notice | 22,022 | –758 | –9,302 | 3,965 | –11,860 | –810 | |
Advances to Banks | 9,408 | –1,686 | 1,421 | –1,115 | 1,876 | 841 | |
Other assets | 2,145 | –132 | 205 | –492 | 297 | –610 | |
Investments (5) | 7,07,812 | 2,790 | 86,859 | 30,224 | 1,18,769 | 73,408 | |
(0.4) | (15.9) | (4.5) | (23.0) | (11.6) | |||
Government securities | 6,81,418 | 2,883 | 87,548 | 26,660 | 1,20,562 | 70,453 | |
[6,69,225] | [–9,310] | [14,467] | [58,260] | ||||
Other approved securities | 26,394 | –93 | –689 | 3,564 | –1,794 | 2,954 | |
Bank Credit | 9,71,018 | 35,113 | 24,615 | 1,30,233 | 80,993 | 2,17,187 | |
(3.8) | (3.4) | (15.5) | (12.0) | (28.8) | |||
Food Credit | 35,959 | –2,679 | –15,328 | –2 | –18,554 | 1,808 | |
Non-food credit | 9,35,058 | 37,792 | 39,943 | 1,30,235 | 99,546 | 2,15,379 | |
[9,02,376] | [5,110] | [97,553] | [1,82,697] | ||||
Loans, cash-credit and overdrafts | 9,17,657 | 34,566 | 26,768 | 1,28,417 | 78,428 | 2,08,816 | |
Inland bills- purchased | 7,498 | 785 | 1,323 | 529 | 2,068 | 591 | |
discounted(6) | 22,395 | –382 | –2,007 | 665 | 308 | 4,218 | |
Foreign bills-purchased | 9,746 | –150 | –1,119 | –367 | –819 | 1,116 | |
discounted | 13,721 | 294 | –350 | 989 | 1,008 | 2,447 | |
Cash-Deposit Ratio | 5.76 | ||||||
Investment-Deposit Ratio | 44.09 | ||||||
Credit-DepositRatio | 60.49 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), Figures in brackets denote percentage variation in the relevant period. |