3. Scheduled Commercial Banks - Business in India - আৰবিআই - Reserve Bank of India
3. Scheduled Commercial Banks - Business in India
(Rs. crore) | |||||||
Outstanding | Variation over | ||||||
as on | |||||||
Financial year so far | Year-on-year | ||||||
Item | 2005 | ||||||
Fortnight | |||||||
Mar. 18# | 2003-2004 | 2004-2005 | 2004 | 2005 | |||
1 | 2 | 3 | 4 | 5 | 6 | 7 | |
Liabilities to the Banking System | |||||||
Demand and time deposits from Banks | 36,772 | 417 | –3,621 | –62 | –3,621 | –62 | |
Borrowings from Banks (1) | 27,911 | 3,896 | –4,612 | 12,885 | –4,612 | 12,885 | |
Other demand and time liabilities(2) | 3,134 | 66 | 373 | 507 | 373 | 507 | |
Liabilities to Others | |||||||
Aggregate deposits@ | 17,19,947 | 20,505 | 2,23,563 | 2,15,531 | 2,23,563 | 2,15,531 | |
(1.2) | (17.5) | (14.3) | (17.5) | (14.3) | |||
Demand | 2,63,817 | 13,251 | 54,733 | 38,795 | 54,733 | 38,795 | |
Time@ | 14,56,130 | 7,254 | 1,68,830 | 1,76,737 | 1,68,830 | 1,76,737 | |
[14,52,562] | [1,73,168] | [1,73,168] | |||||
Borrowings(3) | 69,304 | 4,123 | 12,032 | 44,634 | 12,032 | 44,634 | |
Other demand and time liabilities | 1,74,325 | 1,323 | 18,278 | 26,241 | 18,278 | 26,241 | |
Borrowings from Reserve Bank | 50 | 50 | –79 | 50 | –79 | 50 | |
Cash in hand and Balances with Reserve Bank | 96,528 | –1,807 | 10,993 | 19,633 | 10,993 | 19,633 | |
Cash in hand | 8,422 | –199 | 331 | 524 | 331 | 524 | |
Balances with Reserve Bank | 88,105 | –1,608 | 10,662 | 19,108 | 10,662 | 19,108 | |
Assets with the Banking System | |||||||
Balance with other Banks(4) | 16,766 | –1,693 | –227 | –195 | –227 | –195 | |
Money at call and short notice | 20,355 | 4,558 | –14,077 | 2,298 | –14,077 | 2,298 | |
Advances to Banks | 9,718 | 639 | 3,376 | –805 | 3,376 | –805 | |
Other assets | 2,451 | 91 | 88 | –186 | 88 | –186 | |
Investments (5) | 7,43,063 | 3,928 | 1,30,042 | 65,475 | 1,30,042 | 65,475 | |
(0.5) | (23.8) | (9.7) | (23.8) | (9.7) | |||
Government securities | 7,17,791 | 4,014 | 1,31,341 | 63,034 | 1,31,341 | 63,034 | |
[7,05,599] | [50,841] | [50,841] | |||||
Other approved securities | 25,272 | –86 | –1,299 | 2,442 | –1,299 | 2,442 | |
Bank Credit | 10,92,091 | 22,417 | 1,11,570 | 2,51,306 | 1,11,570 | 2,51,306 | |
(2.1) | (15.3) | (29.9) | (15.3) | (29.9) | |||
Food Credit | 41,121 | –320 | –13,518 | 5,159 | –13,518 | 5,159 | |
Non-food credit | 10,50,970 | 22,737 | 1,25,088 | 2,46,146 | 1,25,088 | 2,46,146 | |
[10,18,288] | [2,13,464] | [2,13,464] | |||||
Loans, cash-credit and overdrafts | 10,32,000 | 21,388 | 1,07,168 | 2,42,760 | 1,07,168 | 2,42,760 | |
Inland bills- purchased | 7,385 | 150 | 1,385 | 416 | 1,385 | 416 | |
discounted(6) | 25,419 | 33 | 1,546 | 3,689 | 1,546 | 3,689 | |
Foreign bills-purchased | 10,851 | 40 | 363 | 737 | 363 | 737 | |
discounted | 16,435 | 806 | 1,108 | 3,703 | 1,108 | 3,703 | |
Cash-Deposit Ratio | 5.61 | ||||||
Investment-Deposit Ratio | 43.20 | ||||||
Credit-DepositRatio | 63.50 | ||||||
@ : Includes Rs.25,662 crore on account of proceeds from India Millennium Deposits (IMDs), since November 17, 2000. |