Item

Outstanding
as on 2010 Apr. 23#

Variation over

Fortnight

Financial year so far

Year-on-year

2009-2010

2010-2011

2009

2010

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

62,772

–2,573

2,092

–1,199

8,023

11,824

Borrowings from Banks⁽¹⁾

20,374

–1,960

–2,540

–10,093

–1,945

–6,573

Other Demand and Time Liabilities⁽²⁾

7,527

1,307

–1,945

1,568

3,807

–12,301

Liabilities to Others

Aggregate Deposits

45,06,747

–23,328

85,561

20,173

7,18,298

5,87,076

(–0.5)

(2.2)

(0.4)

(22.4)

(15.0)

Demand

5,81,841

–20,834

–21,744

–57,296

39,792

80,500

Time

39,24,906

–2,494

1,07,305

77,469

6,78,506

5,06,576

Borrowings⁽³⁾

1,15,609

181

–9,825

11,108

2,979

11,498

Other Demand and Time Liabilities

3,13,290

–13,625

–8,700

–16,963

9,410

14,470

Borrowings from Reserve Bank

—

—

–8,826

–42

2,428

–2,902

Cash in Hand and Balances with Reserve Bank

3,02,463

42,623

–12,286

–4,259

–26,553

56,273

Cash in Hand

25,864

1,442

3,057

533

5,143

2,527

Balances with Reserve Bank

2,76,598

41,181

–15,342

–4,792

–31,696

53,746

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

55,394

–3,081

–843

–4,014

16,235

3,328

Money at Call and Short Notice

7,779

–713

–822

–7,153

107

–6,437

Advances to Banks

8,470

–191

–571

–1,423

–1,080

6,137

Other Assets

39,676

–607

–4,582

–5,658

20,664

–7,463

Investments⁽⁵⁾

14,37,363

–17,169

69,682

54,679

2,17,989

2,01,270

(–1.2)

(6.0)

(4.0)

(21.4)

(16.3)

Government Securities

14,31,049

–17,127

69,929

55,345

2,20,416

2,05,334

Other Approved Securities

6,314

–42

–247

–666

–2,427

–4,064

Bank Credit

32,14,742

–26,483

–31,060

–25,657

4,19,356

4,70,252

(–0.8)

(–1.1)

(–0.8)

(18.0)

(17.1)

Food Credit

47,979

–170

2,765

–510

7,952

–997

Non-Food credit

31,66,763

–26,313

–33,825

–25,147

4,11,403

4,71,249

Loans, Cash-credit and Overdrafts

30,94,337

–25,586

–28,121

–23,596

4,21,248

4,46,781

Inland Bills-Purchased

10,913

–1,196

–92

–876

–718

–709

Discounted⁽⁶⁾

61,804

802

783

–243

3,020

17,863

Foreign Bills-Purchased

15,188

–1,090

–1,862

–891

841

–1,473

Discounted

32,501

586

–1,769

–50

–5,035

7,790

Cash-Deposit Ratio

6.71

Investment-Deposit Ratio

31.89

Credit-Deposit Ratio

71.33

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.