(` crore)

Item

Outstanding as on Dec. 31 # 2010

Variation over

Fortnight

Financial year so far

Year-on-year

2009-2010

2010-2011

2009

2010

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and Time Deposits from Banks

69,500

3,870

7,401

4,569

10,553

13,244

Borrowings from Banks⁽¹⁾

26,638

–2,710

–6,975

–5,720

–1,310

4,126

Other Demand and Time Liabilities⁽²⁾

9,121

1,975

–16,083

3,143

–22,808

3,431

Liabilities to Others

Aggregate Deposits

49,71,390

1,71,602

4,34,713

4,78,564

6,42,086

7,02,568

(3.6)

(11.3)

(10.7)

(17.7)

(16.5)

Demand

6,36,525

51,812

47,289

–9,084

1,09,345

66,151

Time

43,34,865

1,19,789

3,87,423

4,87,649

5,32,741

6,36,417

Borrowings⁽³⁾

1,16,738

–7,415

–14,958

12,460

–6,218

17,760

Other Demand and Time Liabilities

3,28,800

–7,562

6,847

–620

3,972

14,433

Borrowings from Reserve Bank

4,976

755

–11,538

4,934

–7,118

4,786

Cash in Hand and Balances with Reserve Bank

3,46,137

8,877

–28,939

39,169

9,554

1,16,600

Cash in Hand

33,268

3,741

7,147

7,691

5,306

5,840

Balances with Reserve Bank

3,12,868

5,136

–36,086

31,478

4,248

1,10,760

Assets with the Banking System

Balance with Other Banks⁽⁴⁾

53,108

3,129

–1,877

–9,313

9,296

2,076

Money at Call and Short Notice

15,615

–830

–228

–2,053

1,590

805

Advances to Banks

7,521

1,558

–553

–2,371

–754

5,171

Other Assets

50,738

1,598

–22,182

6,274

–17,033

21,199

Investments⁽⁵⁾

14,48,238

4,935

2,49,287

63,486

2,65,659

32,541

(0.3)

(21.4)

(4.6)

(23.1)

(2.3)

Government Securities

14,43,484

5,216

2,52,925

65,089

2,69,449

34,773

Other Approved Securities

4,755

–281

–3,638

–1,603

–3,790

–2,232

Bank Credit

37,63,213

1,23,346

2,49,022

5,18,424

3,66,914

7,38,641

(3.4)

(9.0)

(16.0)

(13.8)

(24.4)

Food Credit

65,948

3,426

148

17,458

–8,259

19,588

Non-Food credit

36,97,265

1,19,920

2,48,874

5,00,966

3,75,173

7,19,052

Loans, Cash-credit and Overdrafts

36,26,501

1,16,347

2,39,013

5,04,343

3,53,773

7,11,811

Inland Bills-Purchased

13,482

1,767

432

1,469

–1,411

1,336

Discounted⁽⁶⁾

69,498

3,049

10,953

7,280

15,095

15,387

Foreign Bills-Purchased

19,051

1,084

–1,325

2,918

48

1,854

Discounted

34,681

1,100

–51

2,415

–591

8,252

Cash-Deposit Ratio

6.96

Investment-Deposit Ratio

29.13

Credit-Deposit Ratio

75.70

(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Note : Includes the impact of mergers since May 3, 2002.