উত্তৰ. হয়, আছে। পিপিআই-ৰ কেশ্ব লোডিং প্ৰতি মাহে ₹50,000/-লৈকে সীমিত হয় আৰু সেয়া পিপিআই-ৰ সামগ্ৰিক সীমা সাপেক্ষ। ইলেকট্ৰনিক/অনলাইন পদ্ধতিত পিপিআই লোড কৰাৰ সীমা পিপিআই-ৰ সামগ্ৰিক সীমাৰ সাপেক্ষ।

ভাৰত চৰকাৰৰ16 ডিচেম্বৰ 2010 চনৰ নিৰ্দেশ অনুসৰি ‘বিএচবিডি সৰু একাউণ্ট’ নিম্নলিখিত চৰ্তৰ অধীনত থাকিব:

1. এনে একাউণ্টত এবছৰত এক লাখত কৈ বেছি টকা সোমাব নালাগে
2. এনে একাউণ্টৰ সৰ্বোচ্চ জমা কেতিয়াও পঞ্চাস হাজাৰতকৈ বেছি হব নালাগে।
3. টকা উঠোৱা নাইবা স্থানান্তৰ কৰাৰ ক্ষেত্ৰত মুঠ ধন কৰ্তন এমাহত দশ হাজাৰৰ বেছি হব নালাগে।
4. সাধাৰণ কেৱাইচি চৰ্ত পূৰণ নকৰাকৈ বিদেশ প্ৰেৰিতসমূহ সৰু একাউণ্টত ভৰাব নোৱাৰি।
5. সৰু একাউণ্টসমূহ 12 মাহৰ এটা সময়কালৰ বাবে বৈধ যি পৰৱৰ্তী 12 মাহলৈ বঢ়াব পাৰি যদি একাউণ্টৰ ধাৰকজনে চৰকাৰিভাবে বৈধ তথ্যৰ বাবে আবেদন কৰাৰ প্ৰমান প্ৰদান কৰিব পাৰে।
6. সৰু একাউণ্টসমূহ কেৱল চিবিএচ লিঙ্ক কৰা শাকা সমূহত খোলিব পাৰি নাইবা এনে শাখা যত চৰ্তসমূহৰ পূৰ্ণতা হাতেকামে নিৰীক্ষণ কৰিব পাৰি

Ans : It is the responsibility of the user institution to communicate to the beneficiary the details of credit that is being afforded to his / her account, indicating the proposed date of credit, amount and related particulars of the payment. Destination banks have been advised to ensure that the pass books / statements given to the beneficiary account holders reflect particulars of the transaction / credit provided by the ECS user institutions. The beneficiaries can match the entries in the passbook / account statement with the advice received by them from the User Institutions. Many banks also give mobile alerts / messages to customers after credit of such funds to accounts.

• IIBs would be Government securities (G-Sec) and the different classes of investors eligible to invest in G-Secs would also be eligible to invest in IIBs.

• FIIs would be eligible to invest in the forthcoming IIBs but subject to the overall cap for their investment in G-Secs (currently USD 25 billion).

The system is owned by RBI. There are no charges for use of this application by clients. However, since all trades are to be guaranteed and settled by CCIL, PMs will have to pay settlement charges and also continue to deposit adequate margin on behalf of their clients to CCIL.

Ans : IDF-NBFCs will raise resources through issue of either Rupee or Dollar denominated bonds of minimum 5 year maturity. IDF-MFs will raise resources through issue of units of MFs.

The total time for complete implementation of ADF would depend on the cluster in which the bank places itself after making an assessment of Process and Technology maturity as per the methodology given in the Approach Paper. However, it is expected that the banks with advanced IT systems and experience of working in computerised environment would take the lead and implement ADF in shortest possible time, say, even 2-3 months. In general, banks should strive to meet the objectives within shortest possible timelines.

It is the responsibility of the user institution to communicate to the beneficiary the details of credit that is being afforded to his / her account, indicating the proposed date of credit, amount and related particulars of the payment. Destination banks have been advised to ensure that the pass books / statements given to the beneficiary account holders reflect particulars of the transaction / credit provided by the ECS user institutions. The beneficiaries can match the entries in the passbook / account statement with the advice received by them from the User Institutions. Many banks also give mobile alerts / messages to customers after credit of such funds to accounts.

Yes. Banks have the right to set off their dues from the amount of deposits as on cut off date. The deposit insurance is available after netting of such dues.

Ans. Yes. Except the transactions mentioned at Q.10 above. However, trade transactions with Myanmar may be settled in any freely convertible currency, in addition to the ACU mechanism. Further, with effect from July 1, 2016, all eligible current account transactions including trade transactions in “Euro” are permitted to be settled outside the ACU mechanism till further notice.