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Lending Rates of Scheduled Commercial Banks Sub Page Banner June 2002 to June 2010

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On Advances above Rs.2 lakh other than Export Credit

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Table  2 :  Median range of interest rates on advances (above Rs. 2 lakh)
other than export credit  for the quarter ended  December 2008
(Per cent  per  annum)

 

Interest rate range excluding 5 % of business contracted at extreme rate

Interest rate range at which at least 60 % business is contracted

 

Demand Loans

Term Loans

Demand Loans

Term Loans

Public Sector Banks

9.00 – 16.25

9.00 – 16.25

10.63 – 14.00

10.00 – 13.75

Foreign Banks

9.50 – 15.85

8.75 – 15.25

12.00 – 14.50

10.65 – 12.50

Private Sector Banks

9.38 – 18.88

9.88 – 18.88

12.00 – 15.00

11.63 – 15.00

Note :  i) Data pertain to  77 banks, of which  27  are public sector banks,28 are foreign banks and 22  are private sector banks.
ii) The median interest rate range has been worked out by taking into account separately the median values of minimum and maximum lending rates charged by banks.

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