Regulating Co-operative Banking

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988 (2011) Taliban Sanction List- Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

RBI/2014-15/390 DCBR.BPD (PCB/RCB) Cir.No.6/14.01.062/2014-15 January 7, 2015 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988 (2011) Taliban Sanction List- Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to circulars UBD.BPD.(PCB).CIR.No.3/14.01.062/2013-14 dated

RBI/2014-15/390 DCBR.BPD (PCB/RCB) Cir.No.6/14.01.062/2014-15 January 7, 2015 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1988 (2011) Taliban Sanction List- Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to circulars UBD.BPD.(PCB).CIR.No.3/14.01.062/2013-14 dated

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988 (2011) Taliban Sanction List- Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

RBI/2014-15/391 DCBR.BPD (PCB/RCB) Cir. No.7/14.01.062/2014-15 January 7, 2015 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to our circular UBD.BPD.(PCB/RCB)

RBI/2014-15/391 DCBR.BPD (PCB/RCB) Cir. No.7/14.01.062/2014-15 January 7, 2015 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to our circular UBD.BPD.(PCB/RCB)

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

RBI/2014-15/392 DCBR.BPD (PCB/RCB) Cir. No. 8/14.01.062/2014-15 January 7, 2015 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to our circular UBD.BPD.(PCB/RCB

RBI/2014-15/392 DCBR.BPD (PCB/RCB) Cir. No. 8/14.01.062/2014-15 January 7, 2015 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to our circular UBD.BPD.(PCB/RCB

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

RBI/2014-15/359 DCBR.BPD (PCB/RCB) Cir. No. 4/14.01.062/2014-15 December 17, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to our circular DCBR.BPD (PCB/

RBI/2014-15/359 DCBR.BPD (PCB/RCB) Cir. No. 4/14.01.062/2014-15 December 17, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks / State and Central Co-operative Banks (StCBs / CCBs) Madam / Dear Sir, Implementation of Section 51-A of UAPA, 1967 – Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks Please refer to our circular DCBR.BPD (PCB/

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1267(1999) /1989(2011) Committee’s Al-Qaida Sanctions List - Primary (Urban) Co-operative Banks (UCBs)/State and Central Co-operative Banks

Supervisory Action Framework for Urban Co-operative Banks (UCBs)

RBI/2014-15/323 DCBR.BPD.(PCB).Cir No.3/12.05.001/2014-15 November 27, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam/Dear Sir, Supervisory Action Framework for Urban Co-operative Banks (UCBs) Please refer to circular UBD.BPD.(PCB).Cir.No.22/12.05.001/2011-12 dated March 01, 2012 in terms of which Supervisory Action Framework (SAF) for UCBs was introduced. Having regard to the improvements witnessed by the sector and the need for ensuri

RBI/2014-15/323 DCBR.BPD.(PCB).Cir No.3/12.05.001/2014-15 November 27, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Madam/Dear Sir, Supervisory Action Framework for Urban Co-operative Banks (UCBs) Please refer to circular UBD.BPD.(PCB).Cir.No.22/12.05.001/2011-12 dated March 01, 2012 in terms of which Supervisory Action Framework (SAF) for UCBs was introduced. Having regard to the improvements witnessed by the sector and the need for ensuri

Supervisory Action Framework for Urban Co-operative Banks (UCBs)

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List- Primary (Urban ) Co-operative Banks(UCBs)

RBI/2014-15/285 UBD.BPD. PCB.Cir.No. 28/14.01.062/2014-15 October 30, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Madam / Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List- Primary (Urban ) Co-operative Banks(UCBs) Please refer to our circular UBD.BPD.(PCB).CIR.No.3/14.01.062/2013-14 dated August 1, 2013 on the captioned subject, releasing 7th update of 2013 and UBD.BPD.(PCB).CIR

RBI/2014-15/285 UBD.BPD. PCB.Cir.No. 28/14.01.062/2014-15 October 30, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Madam / Sir, Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List- Primary (Urban ) Co-operative Banks(UCBs) Please refer to our circular UBD.BPD.(PCB).CIR.No.3/14.01.062/2013-14 dated August 1, 2013 on the captioned subject, releasing 7th update of 2013 and UBD.BPD.(PCB).CIR

Implementation of Section 51-A of UAPA, 1967 - Updates of the UNSCR 1988(2011) Taliban Sanctions List- Primary (Urban ) Co-operative Banks(UCBs)

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List- Primary (Urban) Co-operative Banks(UCBs)

RBI/2014-15/284 UBD.BPD.PCB.Cir.No.27/14.01.062/2014-15 October 30, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List- Primary (Urban) Co-operative Banks(UCBs) Please refer to our circular UBD.BPD.(PCB).CIR.No.43/14.01.062/2013-14 dated December 6, 2013 on the captioned subject releasing 24th to 30th upd

RBI/2014-15/284 UBD.BPD.PCB.Cir.No.27/14.01.062/2014-15 October 30, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List- Primary (Urban) Co-operative Banks(UCBs) Please refer to our circular UBD.BPD.(PCB).CIR.No.43/14.01.062/2013-14 dated December 6, 2013 on the captioned subject releasing 24th to 30th upd

Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List- Primary (Urban) Co-operative Banks(UCBs)

Gold Loan - Bullet Repayment - UCBs

RBI/2014-15/283 UBD.BPD.(PCB).Cir.No.25/13.05.001/2014-15 October 30, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Gold Loan – Bullet Repayment - UCBs Please refer to circular UBD.PCB.Cir.No.22/13.05.000/07-08 dated November 26, 2007, wherein Urban Cooperative Banks (UCBs) were permitted to grant gold loans up to ` 1.00 lakh with bullet repayment option. 2. Based on the representations received from UCBs and National/St

RBI/2014-15/283 UBD.BPD.(PCB).Cir.No.25/13.05.001/2014-15 October 30, 2014 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir / Madam, Gold Loan – Bullet Repayment - UCBs Please refer to circular UBD.PCB.Cir.No.22/13.05.000/07-08 dated November 26, 2007, wherein Urban Cooperative Banks (UCBs) were permitted to grant gold loans up to ` 1.00 lakh with bullet repayment option. 2. Based on the representations received from UCBs and National/St

Gold Loan - Bullet Repayment - UCBs

Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) guidelines - clarifications on periodic updation of low risk customers, non-requirement of repeated KYC for the same customer to open new accounts and partial freezing of KYC non-compliant accounts- Primary (Urban) Co-operative banks (UCBs)

RBI/2014-15/274 UBD. BPD (PCB). Cir.No.23/14.01.062/2014-15 October 22, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) guidelines – clarifications on periodic updation of low risk customers, non-requirement of repeated KYC for the same customer to open new accounts and partial freezing of KYC non-compliant accounts-

RBI/2014-15/274 UBD. BPD (PCB). Cir.No.23/14.01.062/2014-15 October 22, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) guidelines – clarifications on periodic updation of low risk customers, non-requirement of repeated KYC for the same customer to open new accounts and partial freezing of KYC non-compliant accounts-

Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT) guidelines - clarifications on periodic updation of low risk customers, non-requirement of repeated KYC for the same customer to open new accounts and partial freezing of KYC non-complia

Know Your Customer (KYC) Norms - Clarification on proof of address

RBI/2014-15/273 UBD. BPD (PCB). Cir.No. 22/14.01.062/2014-15 October 22, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms – Clarification on proof of address Please refer to our circular UBD.BPD.(PCB).Cir.No.69/14.01.062/2013-14 dated June 10, 2014 on the captioned subject. In this connection we also draw your attention to our circular UBD. BPD (PCB). Cir.No. 16/14.01.062/2014-15 dated September 16,

RBI/2014-15/273 UBD. BPD (PCB). Cir.No. 22/14.01.062/2014-15 October 22, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks Madam/Dear Sir, Know Your Customer (KYC) Norms – Clarification on proof of address Please refer to our circular UBD.BPD.(PCB).Cir.No.69/14.01.062/2013-14 dated June 10, 2014 on the captioned subject. In this connection we also draw your attention to our circular UBD. BPD (PCB). Cir.No. 16/14.01.062/2014-15 dated September 16,

Know Your Customer (KYC) Norms - Clarification on proof of address