Notifications -Regulating Co-operative Banking - আৰবিআই - Reserve Bank of India
notifications
ছেপ্তে 13, 2004
Section 42(1) of Reserve Bank of India Act 1934 - Maintenance of Cash Reserve Ratio (CRR) by Scheduled Primary (Urban) Co-operative Banks
RBI /2004-05 /173UBD. PCB. Cir 19 /16.11.00/2004-05 September 13, 2004 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative banks Dear Sir/Madam, Please refer to our Circular UBD. BP.Cir 10/16.11.00/02-03 dated April 29, 2003 on the above subject, in terms of which scheduled primary (urban) co-operative banks are required to maintain an average CRR of 4.5% of their NDTL. On a review of current liquidity conditions, it has been decided to increase
RBI /2004-05 /173UBD. PCB. Cir 19 /16.11.00/2004-05 September 13, 2004 The Chief Executive Officers of All Scheduled Primary (Urban) Co-operative banks Dear Sir/Madam, Please refer to our Circular UBD. BP.Cir 10/16.11.00/02-03 dated April 29, 2003 on the above subject, in terms of which scheduled primary (urban) co-operative banks are required to maintain an average CRR of 4.5% of their NDTL. On a review of current liquidity conditions, it has been decided to increase
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ছেপ্তে 04, 2004
Income Recognition, Asset Classification and Provisioning - Adoption of 90 - days Norm
RBI /163/2004-05 UBD.PCB.Cir 17 /13.04.00/2004-05 September 4, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative banks Dear Sir/Madam, Income Recognition, Asset Classification and Provisioning - Adoption of 90 -days Norm Please refer to our circular UBD.PCB. Cir No. 9/13.04.00/04-05 dated August 4, 2004 on the above subject, wherein UCBs were advised that 90-day loan impairment norm will be applicable to gold loans and small loans upto Rs. 1 lakh w
RBI /163/2004-05 UBD.PCB.Cir 17 /13.04.00/2004-05 September 4, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative banks Dear Sir/Madam, Income Recognition, Asset Classification and Provisioning - Adoption of 90 -days Norm Please refer to our circular UBD.PCB. Cir No. 9/13.04.00/04-05 dated August 4, 2004 on the above subject, wherein UCBs were advised that 90-day loan impairment norm will be applicable to gold loans and small loans upto Rs. 1 lakh w
ছেপ্তে 01, 2004
Frauds in the area of Housing Finance
RBI No /2004-05 /151 UBD. No. BPD. 15 /12.05.01 /2004-05 September 1, 2004 The Chief Executive Officers of all primary (Urban) Co-operative Banks Dear Sir, Frauds in the area of Housing Finance We advise that a Group headed by General Manager, Central Bank of India constituted by Reserve Bank of India examined the causes for growing incidence of frauds in Housing Finance and submitted its report indicating remedial measures. We forward herewith a copy of the report co
RBI No /2004-05 /151 UBD. No. BPD. 15 /12.05.01 /2004-05 September 1, 2004 The Chief Executive Officers of all primary (Urban) Co-operative Banks Dear Sir, Frauds in the area of Housing Finance We advise that a Group headed by General Manager, Central Bank of India constituted by Reserve Bank of India examined the causes for growing incidence of frauds in Housing Finance and submitted its report indicating remedial measures. We forward herewith a copy of the report co
আগ 24, 2004
Opening of Current Accounts by banks - Need for discipline
RBI/2004-05/ 137UBD. PCB. Cir. No. 14 /09.11.01/2004-05 August 24 , 2004The Chief Executive Officers of allPrimary (Urban) Co-operative BanksDear Sir,Opening of Current Accounts by banks - Need for disciplinePlease refer to our circular UBD. PCB. Cir. No. 7 / 09.11.01/2004-05 dated July 29, 2004 on the above subject.2. In this connection, it is clarified that where the due diligence is carried out on the request of a prospective customer who is a corporate or large bo
RBI/2004-05/ 137UBD. PCB. Cir. No. 14 /09.11.01/2004-05 August 24 , 2004The Chief Executive Officers of allPrimary (Urban) Co-operative BanksDear Sir,Opening of Current Accounts by banks - Need for disciplinePlease refer to our circular UBD. PCB. Cir. No. 7 / 09.11.01/2004-05 dated July 29, 2004 on the above subject.2. In this connection, it is clarified that where the due diligence is carried out on the request of a prospective customer who is a corporate or large bo
আগ 19, 2004
Transactions in Government Securities - DVP III mode of settlement
RBI/2004-05/133 UBD. NO. SUB. CIR. 2 /09.80.00/2004-05 August 19, 2004 The Chief Executive Officers of All Scheduled Primary (Urban) Co-op. Banks Dear Sir, Transactions in Government Securities – DVP III mode of settlement Please refer to the instructions contained in our circular BPD.SUB.CIR. 5 /09.80.00/2003-04 dated April 28, 2004 under which sale of government securities already contracted for purchase was permitted provided certain conditions stipulated therein w
RBI/2004-05/133 UBD. NO. SUB. CIR. 2 /09.80.00/2004-05 August 19, 2004 The Chief Executive Officers of All Scheduled Primary (Urban) Co-op. Banks Dear Sir, Transactions in Government Securities – DVP III mode of settlement Please refer to the instructions contained in our circular BPD.SUB.CIR. 5 /09.80.00/2003-04 dated April 28, 2004 under which sale of government securities already contracted for purchase was permitted provided certain conditions stipulated therein w
আগ 18, 2004
Capital Investment Subsidy Scheme for construction/renovation/expansion of rural godowns
RBI/2004-05/128 UBD No. SUB.CIR. 1/ 16.26.00/2004-05 August 18, 2004 The Chief Executive Officers of all Scheduled Primary (Urban) Co-operative Banks Dear Sir, Capital Investment Subsidy Scheme for construction/ renovation/expansion of rural godowns As you may be aware a credit linked Capital Investment Subsidy Scheme for Construction / Renovation / Expansion of Rural Godowns is being implemented by NABARD. Under the scheme NABARD will release back-ended subsidy for a
RBI/2004-05/128 UBD No. SUB.CIR. 1/ 16.26.00/2004-05 August 18, 2004 The Chief Executive Officers of all Scheduled Primary (Urban) Co-operative Banks Dear Sir, Capital Investment Subsidy Scheme for construction/ renovation/expansion of rural godowns As you may be aware a credit linked Capital Investment Subsidy Scheme for Construction / Renovation / Expansion of Rural Godowns is being implemented by NABARD. Under the scheme NABARD will release back-ended subsidy for a
আগ 09, 2004
Sanction of Temporary Overdraft Facilities (TODs) and Cheque Purchase Facilities
RBI/2004-05/106 UBD(CO) PCB.Cir. No. 11 /13.05.00/2004-05 August 9, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, Sanction of Temporary Overdraft Facilities (TODs) and Cheque Purchase Facilities It has come to our attention that some primary urban co-operative banks are indulging in sanction of temporary overdraft facilities/cheque purchase facilities, which are unsecured in nature, much beyond the prescribed limits. 2. In this
RBI/2004-05/106 UBD(CO) PCB.Cir. No. 11 /13.05.00/2004-05 August 9, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, Sanction of Temporary Overdraft Facilities (TODs) and Cheque Purchase Facilities It has come to our attention that some primary urban co-operative banks are indulging in sanction of temporary overdraft facilities/cheque purchase facilities, which are unsecured in nature, much beyond the prescribed limits. 2. In this
আগ 04, 2004
Income Recognition, Asset Classification and Provisioning - Adoption of 90 days Norm
RBI /2004-05/98 UBD..PCB.Cir 9 /13.04.00/2004-05 August 4, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative banks Dear Sir/Madam, Income Recognition, Asset Classification and Provisioning - Adoption of 90 days Norm Please refer to our circular UBD.No. BPD. 48/13.04.00/02-03 dated May 22, 2003 advising the banks to classify an asset as non-performing if the interest and/or installment of principal remained overdue for a period of more than 90 days
RBI /2004-05/98 UBD..PCB.Cir 9 /13.04.00/2004-05 August 4, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative banks Dear Sir/Madam, Income Recognition, Asset Classification and Provisioning - Adoption of 90 days Norm Please refer to our circular UBD.No. BPD. 48/13.04.00/02-03 dated May 22, 2003 advising the banks to classify an asset as non-performing if the interest and/or installment of principal remained overdue for a period of more than 90 days
আগ 02, 2004
Priority Sector Lending by Primary (Urban) Cooperative Banks
RBI/2004-05/87 UBD(CO)BPD.PCB 8/09.09.01/2004-05 August 2, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Priority Sector Lending by Primary (Urban) Cooperative Banks- Please refer to paragraph No. 3 of our circular UBD.BPD.PCB. 3/ 09.09.01/ 2003-04 dated July 9, 2003 on the captioned subject, advising you to submit the information regarding Scheduled Castes and Scheduled Tribes under separate columns in Annexure II, (Part II) of
RBI/2004-05/87 UBD(CO)BPD.PCB 8/09.09.01/2004-05 August 2, 2004 The Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Priority Sector Lending by Primary (Urban) Cooperative Banks- Please refer to paragraph No. 3 of our circular UBD.BPD.PCB. 3/ 09.09.01/ 2003-04 dated July 9, 2003 on the captioned subject, advising you to submit the information regarding Scheduled Castes and Scheduled Tribes under separate columns in Annexure II, (Part II) of
জুলাই 29, 2004
Opening of Current Accounts by banks - Need for discipline
RBI/2004-05/86 UBD. PCB.Cir. No. 7/09.11.01/2003-04 July 29, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, Opening of Current Accounts by banks - Need for discipline It has been brought to our notice that some borrowers open current accounts with banks other than the lending bank, with a view to overcoming credit discipline that is imposed on them by the lending bank. They usually resort to this practice when their loan accounts
RBI/2004-05/86 UBD. PCB.Cir. No. 7/09.11.01/2003-04 July 29, 2004 The Chief Executive Officers of all Primary (Urban) Co-operative Banks Dear Sir, Opening of Current Accounts by banks - Need for discipline It has been brought to our notice that some borrowers open current accounts with banks other than the lending bank, with a view to overcoming credit discipline that is imposed on them by the lending bank. They usually resort to this practice when their loan accounts
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