Notifications - Regulating Commercial Banking - আৰবিআই - Reserve Bank of India
notifications
মাৰ্চ 04, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 -Recognising E-Aadhaar as an ‘Officially Valid Document’ under PML Rules
RBI/2013-14/510 DBOD.AML.BC.No. 100/14.01.001/2013-14 March 4, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 –Recognising E-Aadhaar as an ‘Officially Valid Document’ under PML Rules P
RBI/2013-14/510 DBOD.AML.BC.No. 100/14.01.001/2013-14 March 4, 2014 The Chairpersons/CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/ Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 –Recognising E-Aadhaar as an ‘Officially Valid Document’ under PML Rules P
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মাৰ্চ 03, 2014
Alteration in the name of "Chinatrust Commercial Bank" to "CTBC Bank Co.,Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2013-14/508 Ref.DBOD.No.Ret.BC/99/12.07.107/2013-14 February 28, 2014 All Scheduled Commercial Banks Dear Sir Alteration in the name of "Chinatrust Commercial Bank"to "CTBC Bank Co.,Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of “Chinatrust Commerical Bank” has been changed to "CTBC Bank Co., Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBOD.IBD.No.10068/23.13.053/2013-14 date
RBI/2013-14/508 Ref.DBOD.No.Ret.BC/99/12.07.107/2013-14 February 28, 2014 All Scheduled Commercial Banks Dear Sir Alteration in the name of "Chinatrust Commercial Bank"to "CTBC Bank Co.,Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of “Chinatrust Commerical Bank” has been changed to "CTBC Bank Co., Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 vide Notification DBOD.IBD.No.10068/23.13.053/2013-14 date
ফেব্ৰু 28, 2014
Guidelines on ‘Fit and Proper Criteria’ for Chief Executive Officers (CEOs) of Multi-State Urban Co-operative Banks
RBI/2013-14/506 UBD CO BPD (PCB) Cir. No. 49/12.05.001/2013-14 February 28, 2014 To All Multi-State Urban Co-operative Banks Madam / Dear Sir, Guidelines on ‘Fit and Proper Criteria’ for Chief Executive Officers (CEOs) of Multi-State Urban Co-operative Banks Please refer to the circular No R-11017/17/2011-L&M dated August 16, 2011 issued by Government of India, Ministry of Agriculture, Department of Agriculture and Co-operation on the captioned subject.(copy enclo
RBI/2013-14/506 UBD CO BPD (PCB) Cir. No. 49/12.05.001/2013-14 February 28, 2014 To All Multi-State Urban Co-operative Banks Madam / Dear Sir, Guidelines on ‘Fit and Proper Criteria’ for Chief Executive Officers (CEOs) of Multi-State Urban Co-operative Banks Please refer to the circular No R-11017/17/2011-L&M dated August 16, 2011 issued by Government of India, Ministry of Agriculture, Department of Agriculture and Co-operation on the captioned subject.(copy enclo
ফেব্ৰু 26, 2014
Call/Notice Money Market Operations
RBI/2013-14/504 IDMD/PCD/No. 11/14.01.01/2013-14 February 26, 2014 The Chairmen/ Chief Executives of all Scheduled Commercial Banks (excluding RRBs) / Co-operative Banks / Primary Dealers Dear Sir/Madam, Call/Notice Money Market Operations It has been decided to dispense with the extant practice of Banks/ PDs/ Co-operative banks approaching RBI for fixing of prudential limits for transactions in Call / Notice Money Market. Banks/PDs/ Co-operative banks may, with the a
RBI/2013-14/504 IDMD/PCD/No. 11/14.01.01/2013-14 February 26, 2014 The Chairmen/ Chief Executives of all Scheduled Commercial Banks (excluding RRBs) / Co-operative Banks / Primary Dealers Dear Sir/Madam, Call/Notice Money Market Operations It has been decided to dispense with the extant practice of Banks/ PDs/ Co-operative banks approaching RBI for fixing of prudential limits for transactions in Call / Notice Money Market. Banks/PDs/ Co-operative banks may, with the a
ফেব্ৰু 26, 2014
Framework for Revitalising Distressed Assets in the Economy - Guidelines on Joint Lenders’ Forum (JLF) and Corrective Action Plan (CAP)
RBI/2013-14/503 DBOD.BP.BC.No.97/21.04.132/2013-14 February 26, 2014 All Scheduled Commercial Banks (excluding RRBs) All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Framework for Revitalising Distressed Assets in the Economy – Guidelines on Joint Lenders’ Forum (JLF) and Corrective Action Plan (CAP) Please refer to the Framework for Revitalising Distress Assets in the Economy placed on our website on January 30, 2014. A
RBI/2013-14/503 DBOD.BP.BC.No.97/21.04.132/2013-14 February 26, 2014 All Scheduled Commercial Banks (excluding RRBs) All-India Term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Framework for Revitalising Distressed Assets in the Economy – Guidelines on Joint Lenders’ Forum (JLF) and Corrective Action Plan (CAP) Please refer to the Framework for Revitalising Distress Assets in the Economy placed on our website on January 30, 2014. A
ফেব্ৰু 26, 2014
Framework for Revitalising Distressed Assets in the Economy - Refinancing of Project Loans, Sale of NPA and Other Regulatory Measures
RBI/2013-14/502 DBOD.BP.BC.No. 98/21.04.132/2013-14 February 26, 2014 All Scheduled Commercial Banks (excluding RRBs)All-India Term-lending and Refinancing Institutions(Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Framework for Revitalising Distressed Assets in the Economy - Refinancing of Project Loans, Sale of NPA and Other Regulatory Measures Please refer to paragraphs 5 and 8 to 12 of the Framework for Revitalising Distressed Assets in the Economy, placed on our we
RBI/2013-14/502 DBOD.BP.BC.No. 98/21.04.132/2013-14 February 26, 2014 All Scheduled Commercial Banks (excluding RRBs)All-India Term-lending and Refinancing Institutions(Exim Bank, NABARD, NHB and SIDBI) Dear Sir, Framework for Revitalising Distressed Assets in the Economy - Refinancing of Project Loans, Sale of NPA and Other Regulatory Measures Please refer to paragraphs 5 and 8 to 12 of the Framework for Revitalising Distressed Assets in the Economy, placed on our we
ফেব্ৰু 26, 2014
Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs)
RBI/2013-14/505 RPCD.CO RRB.BC.No./89/03.05.100/2013-14 February 26, 2014 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of eight amalgamated Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification RPCD.CO.RRB.BC.No.55/03.05.100/2013-14 dated November 14, 2013 published in t
RBI/2013-14/505 RPCD.CO RRB.BC.No./89/03.05.100/2013-14 February 26, 2014 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of eight amalgamated Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by Notification RPCD.CO.RRB.BC.No.55/03.05.100/2013-14 dated November 14, 2013 published in t
ফেব্ৰু 18, 2014
Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 - Amendment to Section 13(2) - Primary (Urban) Cooperative Banks (UCBs)
RBI/2013-14/497 UBD.BPD (PCB) Cir.No. 48/14.01.062/2013-14 February 18, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Amendment to Section 13(2) – Primary (Urban) Cooperative Banks (UCBs) Please refer to our Master Circular UBD.BPD. (PCB).
RBI/2013-14/497 UBD.BPD (PCB) Cir.No. 48/14.01.062/2013-14 February 18, 2014 The Chief Executive Officer All Primary (Urban) Co-operative Banks. Madam / Dear Sir, Know Your Customer (KYC) Norms /Anti-Money Laundering (AML) Standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under Prevention of Money Laundering Act (PMLA), 2002 – Amendment to Section 13(2) – Primary (Urban) Cooperative Banks (UCBs) Please refer to our Master Circular UBD.BPD. (PCB).
ফেব্ৰু 14, 2014
Foreign investment in India by SEBI registered FII, QFI and long term investors in Corporate Debt
RBI/2013-14/494 A.P. (DIR Series) Circular No.104 February 14, 2014 To All Category – I Authorised Dealer Banks Madam / Sir, Foreign investment in India by SEBI registered FII, QFI and long term investors in Corporate Debt Attention of Authorized Dealer Category-I (AD Category-I) banks is invited to Schedule 5 to the Foreign Exchange Management (Transfer or Issue of Security by a Person Resident outside India) Regulations, 2000 notified vide Notification No. FEMA.20/2
RBI/2013-14/494 A.P. (DIR Series) Circular No.104 February 14, 2014 To All Category – I Authorised Dealer Banks Madam / Sir, Foreign investment in India by SEBI registered FII, QFI and long term investors in Corporate Debt Attention of Authorized Dealer Category-I (AD Category-I) banks is invited to Schedule 5 to the Foreign Exchange Management (Transfer or Issue of Security by a Person Resident outside India) Regulations, 2000 notified vide Notification No. FEMA.20/2
ফেব্ৰু 13, 2014
Central Repository of Information on Large Credits (CRILC) - Revision in Reporting
RBI/2013-14/492 DBS.No.OSMOS. 9862/33.01.018/2013-14 February 13, 2014 The Chairman / Chairman & Managing Director/ Managing Director / Chief Executive Officer of Public Sector Banks, Private Sector Banks/ Foreign Banks (Excluding RRBs and LABs) Dear Sir, Central Repository of Information on Large Credits (CRILC) – Revision in Reporting 1. Please refer to DBS.Dir.OSMOS.No.3327/33.01.001/2013-14 dated September 11, 2013 along with a Directive of even date issued un
RBI/2013-14/492 DBS.No.OSMOS. 9862/33.01.018/2013-14 February 13, 2014 The Chairman / Chairman & Managing Director/ Managing Director / Chief Executive Officer of Public Sector Banks, Private Sector Banks/ Foreign Banks (Excluding RRBs and LABs) Dear Sir, Central Repository of Information on Large Credits (CRILC) – Revision in Reporting 1. Please refer to DBS.Dir.OSMOS.No.3327/33.01.001/2013-14 dated September 11, 2013 along with a Directive of even date issued un
ফেব্ৰু 11, 2014
Interest Rates on FCNR (B) Deposits
RBI/2013-14/489 RPCD.CO.RRB.RCB.BC.NO.87/03.05.33/2013-14 February 11, 2014 All Regional Rural Banks/ State and Central Cooperative Banks Dear Sir/Madam, Interest Rates on FCNR (B) Deposits Please refer to our circular RPCD.CO.RRB.BC.No.63/03.05.33/2013-14 and RPCD.RCB.BC.Dir.No.69/07.51.014/2013-14@@NBSP@@ dated December 2, 2013 advising Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) @@NBSP@@respectively that interest rate ceilings on FC
RBI/2013-14/489 RPCD.CO.RRB.RCB.BC.NO.87/03.05.33/2013-14 February 11, 2014 All Regional Rural Banks/ State and Central Cooperative Banks Dear Sir/Madam, Interest Rates on FCNR (B) Deposits Please refer to our circular RPCD.CO.RRB.BC.No.63/03.05.33/2013-14 and RPCD.RCB.BC.Dir.No.69/07.51.014/2013-14@@NBSP@@ dated December 2, 2013 advising Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) @@NBSP@@respectively that interest rate ceilings on FC
ফেব্ৰু 11, 2014
Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits
RBI/2013-14/488 RPCD.CO.RRB.RCB.BC.NO.85/03.05.33/2013-14 February 11, 2014 All Regional Rural Banks/ State/Central @@NBSP@@Cooperative Banks Dear Sir/Madam, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to our circulars RPCD.CO.RRB.BC.No.65/03.05.33/2013-14 and RPCD.CO.RCB.BC.No.68/07.51.014/2013-14 dated December 2, 2013 advising Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) that the freedo
RBI/2013-14/488 RPCD.CO.RRB.RCB.BC.NO.85/03.05.33/2013-14 February 11, 2014 All Regional Rural Banks/ State/Central @@NBSP@@Cooperative Banks Dear Sir/Madam, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to our circulars RPCD.CO.RRB.BC.No.65/03.05.33/2013-14 and RPCD.CO.RCB.BC.No.68/07.51.014/2013-14 dated December 2, 2013 advising Regional Rural Banks (RRBs) and State/Central Cooperative Banks (StCBs/CCBs) that the freedo
ফেব্ৰু 11, 2014
Guidelines on Management of Intra-Group Transactions and Exposures
RBI/2013-14/487 DBOD.No.BP.BC.96/21.06.102/2013-14 February 11, 2014 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs) Madam / Sir, Guidelines on Management of Intra-Group Transactions and Exposures As a prudential measure aimed at better risk management and avoiding concentration of credit risk, the Reserve Bank of India (RBI) has prescribed prudential limits on banks’ exposure to single and grou
RBI/2013-14/487 DBOD.No.BP.BC.96/21.06.102/2013-14 February 11, 2014 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs and LABs) Madam / Sir, Guidelines on Management of Intra-Group Transactions and Exposures As a prudential measure aimed at better risk management and avoiding concentration of credit risk, the Reserve Bank of India (RBI) has prescribed prudential limits on banks’ exposure to single and grou
ফেব্ৰু 11, 2014
RRB/RCB- FCNR(B)/NRE deposits - Exemption from maintenance of CRR/SLR and Exclusion from Outstanding Advances for Priority Sector Lending for RRBs
RBI/2013-14/486 RPCD.CO.RRB/RCB.BC.No.83/03.05.33/2013-14 February 11, 2014 All Regional Rural Banks/ State and Central Cooperative Banks Dear Sir/Madam, Section 42(1) of the Reserve Bank of India Act, 1934, Section 24 of Banking Regulation Act 1949 and Section 18 and @@NBSP@@24 of the Banking Regulation Act, 1949 (AACS) – FCNR(B)/NRE deposits – Exemption from maintenance of CRR/SLR and Exclusion from Outstanding Advances for Priority Sector Lending for RRBs Please re
RBI/2013-14/486 RPCD.CO.RRB/RCB.BC.No.83/03.05.33/2013-14 February 11, 2014 All Regional Rural Banks/ State and Central Cooperative Banks Dear Sir/Madam, Section 42(1) of the Reserve Bank of India Act, 1934, Section 24 of Banking Regulation Act 1949 and Section 18 and @@NBSP@@24 of the Banking Regulation Act, 1949 (AACS) – FCNR(B)/NRE deposits – Exemption from maintenance of CRR/SLR and Exclusion from Outstanding Advances for Priority Sector Lending for RRBs Please re
ফেব্ৰু 07, 2014
Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits
RBI/2013-14/484 UBD.BPD.(PCB).Cir.No.47/13.01.000/2013-14 February 7, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to our circular UBD.BPD.(PCB) CIR.No.8/13.01.000/2013-14 dated September 3, 2013 allowing banks the freedom to offer interest rates on incremental NRE deposits with maturity of 3 years and above without any ceiling in ord
RBI/2013-14/484 UBD.BPD.(PCB).Cir.No.47/13.01.000/2013-14 February 7, 2014 The Chief Executive Officers All Primary (Urban) Co-operative Banks Dear Sir/Madam, Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to our circular UBD.BPD.(PCB) CIR.No.8/13.01.000/2013-14 dated September 3, 2013 allowing banks the freedom to offer interest rates on incremental NRE deposits with maturity of 3 years and above without any ceiling in ord
ফেব্ৰু 07, 2014
Interest Rates on FCNR(B) Deposits
RBI/2013-14/483 UBD.BPD.AD.Cir.No.7/13.01.000/2013-14 February 7, 2014 The Chief Executive Officers All AD Category -1 UCBs Dear Sir/Madam, Interest Rates on FCNR(B) Deposits Please refer to our circular UBD.BPD.AD.Cir.No 2/13.01.000/2013-14 dated August 21, 2013 prescribing interest rate ceilings on FCNR (B) deposits for maturity period of one year to less than three years and three to five years, respectively. These instructions were valid upto November 30, 2013. Fu
RBI/2013-14/483 UBD.BPD.AD.Cir.No.7/13.01.000/2013-14 February 7, 2014 The Chief Executive Officers All AD Category -1 UCBs Dear Sir/Madam, Interest Rates on FCNR(B) Deposits Please refer to our circular UBD.BPD.AD.Cir.No 2/13.01.000/2013-14 dated August 21, 2013 prescribing interest rate ceilings on FCNR (B) deposits for maturity period of one year to less than three years and three to five years, respectively. These instructions were valid upto November 30, 2013. Fu
ফেব্ৰু 07, 2014
‘Non-Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) - Directions - Modifications in “Pricing of Credit”
RBI/2013-14/482 DNBS (PD) CC.No.369/03.10.038/2013-14 February 7, 2014 All NBFC-MFIs Dear Sirs, ‘Non-Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) – Directions – Modifications in “Pricing of Credit” Please refer to paragraph 6 of circular DNBS.(PD)CC.No.300/03.10.38/2012-13 dated August 3, 2012 modifying, inter alia, the provisions related to “Pricing of credit” as given in the notification DNBS. PD.No.234 / CGM (US)-2011 dated December 02, 2011. 2
RBI/2013-14/482 DNBS (PD) CC.No.369/03.10.038/2013-14 February 7, 2014 All NBFC-MFIs Dear Sirs, ‘Non-Banking Financial Company-Micro Finance Institutions’ (NBFC-MFIs) – Directions – Modifications in “Pricing of Credit” Please refer to paragraph 6 of circular DNBS.(PD)CC.No.300/03.10.38/2012-13 dated August 3, 2012 modifying, inter alia, the provisions related to “Pricing of credit” as given in the notification DNBS. PD.No.234 / CGM (US)-2011 dated December 02, 2011. 2
ফেব্ৰু 07, 2014
Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer
RBI/2013-14/485 DBOD.No.BP.95/21.04.048/2013-14 February 7, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC. 68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures
RBI/2013-14/485 DBOD.No.BP.95/21.04.048/2013-14 February 7, 2014 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC. 68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures
ফেব্ৰু 04, 2014
Alteration in the name of "Mizuho Corporate Bank Ltd." to "Mizuho Bank Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2013-14/480 Ref.DBOD.No.Ret.BC/ 94/12.07.108/2013-14 February 03, 2014 All Scheduled Commercial Banks Dear Sir Alteration in the name of "Mizuho Corporate Bank Ltd." to "Mizuho Bank Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of “Mizuho Corporate Bank Ltd." has been changed to "Mizuho Bank Ltd." in the Second@@NBSP@@ Schedule to the Reserve Bank of India Act, 1934 vide Notification DBOD.IBD.No.12056/23.13.078/2013-14
RBI/2013-14/480 Ref.DBOD.No.Ret.BC/ 94/12.07.108/2013-14 February 03, 2014 All Scheduled Commercial Banks Dear Sir Alteration in the name of "Mizuho Corporate Bank Ltd." to "Mizuho Bank Ltd." in the Second Schedule to the Reserve Bank of India Act, 1934 We advise that the name of “Mizuho Corporate Bank Ltd." has been changed to "Mizuho Bank Ltd." in the Second@@NBSP@@ Schedule to the Reserve Bank of India Act, 1934 vide Notification DBOD.IBD.No.12056/23.13.078/2013-14
জানু 31, 2014
Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits
RBI/2013-14/476 DBOD.No.Dir.BC.90/13.03.00/2013-14 January 31, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to our circular DBOD.Dir.BC.71/13.03.00/2013-14 dated November 29, 2013 advising banks that the freedom to offer interest rates on incremental NRE deposits with maturity of 3 years and above without any ceiling in order to pass on the benefit of ex
RBI/2013-14/476 DBOD.No.Dir.BC.90/13.03.00/2013-14 January 31, 2014 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir/ Madam Deregulation of Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to our circular DBOD.Dir.BC.71/13.03.00/2013-14 dated November 29, 2013 advising banks that the freedom to offer interest rates on incremental NRE deposits with maturity of 3 years and above without any ceiling in order to pass on the benefit of ex
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