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79131159

Master Circular - Credit Facilities to Minority Communities

RBI/2013-14/83
RPCD.GSSD. BC. No.2/09.10.01/2013 - 14

July 1, 2013

The Chairman/ Managing Director
All  Scheduled Commercial Banks

Dear Sir,

Master Circular- Credit Facilities to Minority Communities

Please refer to our Master Circular RPCD. GSSD.BC. No. 2 / 09.10.01 / 2012 - 13 dated July 02, 2012 consolidating the instructions / guidelines / directives issued to banks till that date relating to Credit Facilities to Minority Communities. The Master Circular has been suitably updated by incorporating the instructions issued upto June 30, 2013 and has also been placed on the RBI website (/en/web/rbi). A copy of the Master Circular is enclosed.

Yours faithfully,

(Madhavi Sharma)
Chief General Manager

Encl: As above


INDEX

Sr. No.

Description

Annexure – I

Format of the half yearly statement showing priority sector advances granted to the members of the specified minority communities vis-a-vis overall priority sector advances

Annexure  – II

List of Minority Concentration Districts

Annexure  –  III

Format of the quarterly statement showing priority sector advances granted to the members of the specified minority communities vis-a-vis overall priority sector advances in the   Identified Districts

Annexure - IV

List of Circulars consolidated in the Master Circular

Master Circular

1. Credit Facilities to Minority Communities

In terms of Reserve Bank's extant guidelines on lending to priority sector, a target of 40 per cent of Adjusted Net Bank Credit (ANBC) or Credit Equivalent amount of Off-Balance Sheet Exposures (OBE), whichever is higher, as on March 31 of the previous year, has been mandated for lending to the priority sector by domestic scheduled commercial banks and foreign banks with 20 and above branches. Within this, a sub-target of 10 per cent of ANBC or Credit Equivalent amount of OBE, whichever is higher, as on March 31 of the previous year, has been mandated for lending to weaker sections which includes, among others, persons from minority communities.

The Government of India has indicated that care should be taken to see that minority communities secure, in a fair and adequate measure the benefits flowing from various Government sponsored schemes. All commercial banks, have been advised to ensure smooth flow of bank credit to minority communities.

2. Definition of Minority Communities

2.1 The following communities have been notified as minority communities by the Government of India, Ministry of Welfare:

  1. Sikhs

  2. Muslims

  3. Christians

  4. Zoroastrians

  5. Buddhists

3. Creation of Special Cell and Designating an exclusive Officer

3.1 A Special Cell should be set up in each bank to ensure smooth flow of credit to minority communities and it should be headed by an officer holding the rank of Deputy General Manager/Assistant General Manager or any other similar rank who should function as a 'Nodal Officer'.

3.2 The Lead Bank in each of the minority concentration districts should have an officer who shall exclusively look after the problems regarding the credit flow to minority communities. It shall be his responsibility to publicise among the minority communities various programmes of bank credit and also to prepare suitable schemes for their benefit in collaboration with branch managers.

3.3 Government of India has forwarded a list of 121 minority concentration districts having at least 25% minority population, excluding those States /UTs where minorities are in majority (J & K, Punjab, Meghalaya, Mizoram, Nagaland and Lakshadweep). Accordingly, all scheduled commercial banks have been advised vide our letter RPCD.SP.BC.No.13/ 09.10.01/2007-08 dated July 16, 2007 to specially monitor the credit flow to minorities in these 121 districts as against 103 districts which were hitherto monitored, thereby ensuring that the minority communities receive a fair and equitable portion of the credit within the overall target of the priority sector (Updated list of Minority Concentration districts at Annexure II).

3.4 The designated officer should exclusively look after aspects relating to credit assistance to minority communities in the concerned districts. The designated officer may be attached to the Lead Bank set up at the district level. He would thus, be able to receive necessary guidance from Lead Bank Officer, who will be senior enough and have adequate experience for liaising effectively with the other credit institutions and Government agencies, and will also be working in close collaboration with the branch managers of other banks in the district. The designated officer will also arrange group meetings for their guidance for formulation of schemes suitable for the members of the minority communities. It will be necessary for the banks concerned to ensure that the role assigned to the designated officer/s is effectively fulfilled.

3.5 The Convenor banks of the District Consultative Committees (DCCs) and the State Level Bankers Committees (SLBCs) should ensure that steps taken to facilitate the flow of credit to the minority communities and the progress made in this regard are reviewed regularly at their meetings.

3.6 The Convenor banks of DLRC/SLRM/SLBCs may invite Chairman/ Managing Directors of State Minority Commissions/Boards or the State Minorities Financial Corporations or their representatives to attend the meetings of District Level Review Committee (DLRC), State Level Review Meeting (SLRM) and State Level Bankers Committee (SLBC).

3.7 Names, designation and office addresses of (i) the officer-in-charge of the Special Cell at Head Office and (ii) officer appointed by Lead Banks in the identified districts to look after exclusively the problems of minority communities, should be furnished by banks to the National Commission for Minorities at the following address and updated periodically:

The Secretary
National Commission for Minorities
Government of India
5th Floor
Lok Nayak Bhawan
Khan Market
New Delhi 110 003

A copy of the relevant communication may also be furnished to Rural Planning and Credit Department, Reserve Bank of India, Central Office, Mumbai.

3.8 The Lead Banks in the identified districts having concentration of minority communities may involve the State Minority Commission / Finance Corporation in the extension work including creating awareness, identification of beneficiaries, preparation of viable projects, provision of backward and forward linkages such as supply of inputs/marketing, recovery etc.

3.9 The Lead Banks in the identified districts may collaborate with DDMs of NABARD/ NGOs/ Voluntary Organizations in reaching the poor through Self Help Groups (SHGs). Lead Banks of the Minority Concentration Districts will have to exercise the pro-active role expected of them to ensure that the minority communities, particularly those who are poor and illiterate have access to bank credit for taking up productive activities.

4 Advances under DRI Scheme

Banks may route loans under the DRI scheme through State Minority Finance/Development Corporation on the same terms and conditions as are applicable to loans routed through SC/ST Development Corporations, subject to the beneficiaries of the Corporations meeting the eligibility criteria and other terms and conditions prescribed under the scheme. Banks may ensure proper maintenance of the register to evolve timely sanction and disbursement of loan applications.

5 Monitoring

5.1 Banks may route loans under the DRI scheme through State Minority Finance/Development Corporation on the same terms and conditions as are applicable to loans routed through SC/ST Development Corporations, subject to the beneficiaries of the Corporations meeting the eligibility criteria and other terms and conditions prescribed under the scheme. Banks may ensure proper maintenance of the register to evolve timely sanction and disbursement of loan applications. The statements (given in Annexure I) should reach RBl within one month from the close of each half-year.

5.2 In the case of a partnership firm, if the majority of the partners belong to one or the other of the specified minority communities, advances granted to such partnership firms may be treated as advances granted to minority communities and accordingly included in the prescribed statement. A company has a separate legal entity and hence advances granted to it cannot be classified as advances to the specified minority communities.

5.3 The Convenor banks of the District Consultative Committees in the identified districts should furnish the data on priority sector advances granted by banks to specified minority communities compiled by them in the prescribed format (vide Annexure III) for the district under their lead responsibility to the concerned Regional Offices of RBl within one month from the close of the relative quarter. A list indicating the names of the identified districts and RPCD Regional Offices to which the Lead Bank should submit the statement is enclosed in Annexure II.

5.4 The progress made in regard to the flow of credit to the minority communities should be reviewed regularly at the meetings of the District Consultative Committees (DCCs) and the State Level Bankers Committees (SLBCs).

5.5 The Lead Banks in the identified districts should furnish the relevant extracts of the agenda notes and the minutes of the meetings of the DCCs and of the respective SLBCs to the Union Ministry of Finance and to the Ministry of Welfare on a quarterly basis for their use.

6 Training

6.1 With a view to ensuring that the bank staff and officers have proper perspective and appreciation of the various programmes for welfare of minorities, necessary orientation may be provided to officials and other staff. For this purpose, banks should include suitable lecture sessions as part of all relevant training programmes like induction courses, programmes on rural lending, financing of priority sectors, poverty alleviation programmes, etc.

6.2 The Lead Banks functioning in the identified districts should organize Entrepreneur Development Programmes so that the members of the minority communities in these areas are enabled to derive the benefit of various programmes being financed by the banks. Depending upon the major vocation and type of activity undertaken by large sections of the people in the districts, suitable programmes may be organized in co-operation with State Governments, Industries Department, District Industries Centre, SIDBI, State Technical Consultancy Organization, Khadi and Village Industries Commission and other voluntary organizations which are fully equipped to impart such training and orientation. The duration of the programme, the course content, the faculty support to be selected etc. should be decided by each Lead Bank taking into account the prevailing conditions, need and existing skills as well as aptitude of the people in the district.

6.3 The Lead Banks in the identified districts may sensitise and motivate the staff posted to identified districts through proper training to assist the minority communities under various credit schemes.

6.4 The Lead Banks may organize sensitization workshops for bank officials regarding micro credit/ lending to SHGs with the help of DDMs of NABARD.

7 Publicity

7.1 There should be good publicity about various anti-poverty programmes of the Government where there is large concentration of minority communities and particularly in the districts listed in the Annexure II which have a concentration of minority communities.

7.2 The Lead Banks in the identified districts may create awareness among minority communities regarding credit facilities available from banks through appropriate measures which may include publicity through (i) print media i.e. distribution of pamphlets in local languages, advertisements/articles in newspapers etc. (ii) TV channels - DD/ local channels, (iii) participation / setting up of stalls in the Melas / fairs organized during the religious /festive occasions by these communities.

8. National Minorities Development and Finance Corporation (NMDFC)

8.1 National Minorities Development and Finance Corporation (NMDFC) was established in September 1994 to promote economic and developmental activities for the backward sections amongst the minorities. NMDFC works as an apex body and channelises its funds to the beneficiaries through the State Minority Finance Corporation of the respective State/Union Territory Governments.

8.2 The NMDFC is operating, inter-alia, the Margin Money Scheme. Bank finance under the scheme will be upto 60 percent of the project cost. The remaining amount of the project cost is shared by NMDFC, the State channelising agency and the beneficiary in the proportion of 25%, 10%, and 5%, respectively. Banks may implement the Margin Money scheme evolved by NMDFC. While extending bank finance, banks should bear in mind the guidelines/instructions issued by RBI from time to time on priority sector advances. It may be ensured that the assets created out of the loan amount are mortgaged / hypothecated to the banks. Where recoveries have been made by the banks, it would be in order if the amounts are appropriated first towards bank dues.

9 Prime Minister’s 15 Point Programme for the Welfare of Minorities

Government of India has revised the “Prime Minister’s New 15-Point Programme for the Welfare of Minorities”. An important objective of the Programme is to ensure that an appropriate percentage of the priority sector lending is targeted for the minority communities and that the benefits of various government sponsored schemes reach the under-privileged, which includes the disadvantaged sections of the minority communities. The New Programme is to be implemented by the Central Ministries/Departments concerned through State Governments/Union Territories and envisages location of certain proportion of development projects in minority concentration districts. Accordingly, all scheduled commercial banks have been advised vide circular ref.RPCD.SP.22/09.10.01/2006-07 dated September 1, 2006 to ensure that within the overall target for priority sector lending and the sub-target of 10 percent for the weaker sections, sufficient care is taken to ensure that minority communities also receive an equitable portion of the credit. Lead Banks have been advised to keep this requirement in view while preparing district credit plans.


Annexure I

Statement showing Priority Sector Advances granted to the Members of the specified Minority Communities vis-à-vis Overall Priority Sector Advances for the Half Year ended

(Vide paragraph 5.1)

(No. of Accounts - Actuals)
(Amount in lakhs of Rupees)

Bank Name _______________________________________        Bank Code __________

Part 'A' - For Identified Districts

 

 

 

Christians

Muslims

Buddhists

Sikhs

Zoroastrians

Total 'A'

Others  'B'

Total P/S

(10)

 

(20)

 

(30)

 

(40)

 

(50)

 

(90)

 

Advances in
Identified
Districts 'C'
(99)

 

 

 

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S.

No. of A/cs

Amt O/S

 

Andamans

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1

Nicobars

195

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2

Andamans

194

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Andhra Pradesh

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3

Hyderabad

800

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Arunachal Pradesh

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4

Tawang

99

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5

Changlang

400

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

6

 Tirap

98

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

7

West Kameng

90

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8

Param Pare

401

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

9

Lower Subansiri

95

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

10

East Kameng

91

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Assam

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

11

Dhubri

19

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

12

Goalpara

3

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

13

Barpeta

21

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

14

Hailakandi

4

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

15

Karimganj

17

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

16

Nagaon

14

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

17

Marigaon

5

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

18

Darrang

7

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

19

Bongaigaon

2

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

20

Cachar

22

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

21

Kokrajhar

20

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

22

North Cachar Hills

18

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

23

Kamrup

1

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bihar

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

24

Kishanganj

49

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

25

Kathiar

71

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

26

Araria

83

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

27

Purnia

78

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

28

Sitamarhi

50

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

29

Darbhanga

74

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

30

Paschim Champaran

64

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Delhi

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

31

Central

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

32

 North East

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Goa 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

33

South Goa

692

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Haryana

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

34

Gurgaon

350

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

35

Sirsa

352

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Himachal Pradesh

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

36

Lahul & Spiti

474

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

37

Kinnaur

476

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Jammu & Kashmir

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

38

Leh (Ladakh)

458

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Jharkhand

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

39

Pakaur

69

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

40

Sahibganj

39

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

41

Gumla

43

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

42

Ranchi

87

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Karnataka

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

43

Dakshina Kannada

880

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

44

Bidar

866

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

45

Gulbarga

864

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Kerala

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

46

Malappuram

983

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

47

Ernakulam

970

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

48

Kottayam

968

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

49

Idukki

976

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

50

Wayanad

988

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

51

Pathanamthitta

978

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

52

Kozhikode

980

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

53

Kasaragod

989

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

54

Thrissur

972

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

55

Kannur

985

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

56

Kollam

963

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

57

Thiruvananthapuram

960

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

58

Palkkad

974

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

59

Alappuzha

966

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Madhya (P)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

60

Bhopal

764

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Maharashtra

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

61

Akola

646

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

62

Mumbai

600

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

63

Aurangabad

624

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

64

Mumbai (Suburban)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

65

Amravati

644

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

66

Buldana

648

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

67

Parbhani

626

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

68

Wasim

647

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

69

Hingoli

627

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Manipur

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

70

Tamenglong

156

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

71

Ukhrul

154

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

72

Churachandpur

152

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

73

Chandel

157

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

74

Senapati

150

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

75

Thoubal

153

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Meghalaya

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

76

West Garo Hills

24

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mizoram

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

77

Lawngtlai

898

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

78

Mamit

33

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Orrisa

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

79

Gajapati

161

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Pondicherry

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

80

Mahe

994

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Rajasthan

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

81

Ganganagar

518

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Sikkim

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

82

North

198

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

83

South

199

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

84

East

196

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

85

West

197

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tamil Nadu

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

86

Kanyakumari

936

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Uttar Pradesh

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

87

Rampur

280

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

88

Bijnor

276

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

89

Moradabad

278

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

90

Saharanpur

274

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

91

Muzaffarnagar

272

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

92

Meerut

270

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

93

Bahraich

244

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

94

Balrampur

241

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

95

Gaziabad

269

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

96

Pilibhit

249

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

97

Bareilli

250

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

98

Siddarthnagar

257

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

99

Shrawasti

246

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

100

Jyotiba phule Nagar

279

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

101

Baghpat

275

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

102

Bulandshahar

268

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

103

Shahjahanpur

252

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

104

Budaun

267

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

105

Barabanki

202

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

106

Kheri

247

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

107

Lucknow

200

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Uttaranchal

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

108

Hardwar

277

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

109

Udham Singh Nagar

219

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

West Bengal

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

110

Murshidabad

126

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

111

Maldah

128

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

112

Uttar Dinajpur

130

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

113

Birbhum

122

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

114

South 24-Parganas

103

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

115

Nadia

124

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

116

Dakshin Dinajpur

131

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

117

Haorah

110

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

118

North 24- Parganas

101

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

119

Koch Bihar

136

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

120

Kolkata

100

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

121

Barddhaman

120

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank Name _______________________________________        Bank Code __________

Part 'B' - For all Districts in the Country

 

 

 

Christians

Muslims

Buddhists

Sikhs

Zoroastrians

Total 'A'

Others  'B'

Total P/S

(10)

 

(20)

 

(30)

 

(40)

 

(50)

 

(90)

 

Advances in
All
Districts 'C'
(99)

 

 

 

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S

No. of A/cs

Amt O/S.

No. of A/cs

Amt O/S.

1

Haryana

34

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

2

Himachal Pradesh

46

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

3

Jammu & Kashmir

44

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

4

Punjab

30

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

5

Rajasthan

50

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

6

Chandigarh

39

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

7

Delhi

29

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8

Assam

1

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

9

Manipur

15

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

10

Meghalaya

4

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

11

Nagaland

14

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

12

Tripura

18

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

13

Arunachal Pradesh

9

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

14

Mizoram

3

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

15

Sikkim

17

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

16

Bihar

6

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

17

Orissa

16

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

18

West Bengal

10

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

19

Andaman & Nicobar Islands

19

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

20

Madhya Pradesh

70

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

21

Uttar Pradesh

20

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

22

Gujarat

54

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

23

Maharashtra

60

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

24

Goa

68

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

25

Daman & Diu

67

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

26

Dadra & Nagar Haveli

69

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

27

Andhra Pradesh

80

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

28

Karnataka

84

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

29

Kerala

96

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

30

Tamil Nadu

90

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

31

Pondicherry

99

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

32

Lakshadweep

89

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

All India

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 


Annexure II

List of Minority Concentration Districts

(Vide paragraph 3.3, 5.3 and 7.1)

List of districts having 25% and more minority population in 29 States (Excluding six States/UTs where minorities are in majority)

Sl. No.

State

Sl. No.

Districts

Total Popu-
lation

 

 

Muslims popu
lation

 

 

Muslim %age
over
total
popu-
lation

Chris-
tians popu-
lation

 

Christian %age
over
total
popu-
lation

Sikhs popu-
lation

 

 

Sikh
%age
over
total
popu-
lation

Buddhists popu-
lation

 

 

Buddhist %age
over
total
popu-
lation

Total Minority Popu-
lation

 

 

%age
popu-
lation
of Mino-
rities

i

ii

iii

iv

v

vi

vii

viii

ix

x

xi

xii

xiii

xiv

xv

1

Andamans (2)

1

Nicobars

42068

2131

5

28145

67

508

1

40

0

30,824

73

 

Andamans

2

Andamans

314084

27134

9

49033

16

1079

0

381

0

77627

25

2

Andhra P (1)

3

Hyderabad

3829753

1576583

41

92915

2

10951

0

832

0

1681281

44

3

Arunachal P (7)

4

Tawang

38924

225

1

308

1

420

1

29083

75

30036

77

 

Arunachal P

5

Changlang

125422

1163

1

21931

17

47

0

42744

34

65885

53

 

Arunachal P

6

Tirap

100326

756

1

50199

50

99

0

675

1

51729

52

 

Arunachal P

7

West Kameng

74599

1159

2

2462

3

426

1

33104

44

37151

50

 

Arunachal P

8

Papum Pare *

122003

5318

4

36574

30

263

0

3330

3

45485

37

 

Arunachal P

9

East Kameng

57179

384

1

14550

25

46

0

705

1

15685

27

 

Arunachal P

10

Lower Subansiri

98244

830

1

24078

25

52

0

284

0

25244

26

4

Assam (13)

11

Dhubri

1637344

1216455

74

12477

1

159

0

292

0

1229383

75

 

Assam

12

Goalpara

822035

441516

54

64662

8

108

0

178

0

506464

62

 

Assam

13

Barpeta

1647201

977943

59

5267

0

258

0

194

0

983662

60

 

Assam

14

Hailakandi

542872

312849

58

5424

1

9

0

589

0

318871

59

 

Assam

15

Karimganj

1007976

527214

52

8746

1

128

0

346

0

536434

53

 

Assam

16

Nagaon

2314629

1180267

51

21473

1

3055

0

1058

0

1205853

52

 

Assam

17

Marigaon

776256

369398

48

759

0

69

0

84

0

370310

48

 

Assam

18

Darrang

1504320

534658

36

97306

6

520

0

1871

0

634355

42

 

Assam

19

Bongaigaon

904835

348573

39

18728

2

512

0

330

0

368143

41

 

Assam

20

Cachar

1444921

522051

36

31306

2

628

0

742

0

554727

38

 

Assam

21

Kokrajhar

905764

184441

20

124270

14

133

0

1574

0

310418

34

 

Assam

22

North Cachar Hills

188079

4662

2

50183

27

220

0

857

0

55922

30

 

Assam

23

Kamrup

2522324

625002

25

44257

2

4797

0

1709

0

675765

27

5

Bihar (4)

24

Kishanganj

1296348

876105

68

2856

0

492

0

398

0

879851

68

 

Bihar

25

Katihar

2392638

1017495

43

4994

0

2225

0

84

0

1024798

43

 

Bihar

26

Araria

2158608

887972

41

1251

0

469

0

1091

0

890783

41

 

Bihar

27

Purnia

2543942

935239

37

4392

0

1394

0

77

0

941102

37

6

Delhi (2)

28

Central  *

646385

193137

30

4628

1

17126

3

383

0

215274

33

 

Delhi

29

North East   *

1768061

481607

27

7640

0

18505

1

4802

0

512554

29

7

Goa (1)

30

South Goa

589095

48827

8

223178

38

572

0

174

0

272751

46

8

Haryana (2)

31

Gurgaon

1660289

617918

37

3258

0

6672

0

838

0

628686

38

 

Haryana

32

Sirsa

1116649

7056

1

1648

0

302942

27

306

0

311952

28

9

Himachal P (2)

33

Lahul & Spiti

33224

134

0

84

0

34

0

19535

59

19787

60

 

Himachal P

34

Kinnaur

78334

306

0

324

0

256

0

19405

25

20291

26

10

Jharkhand (3)

35

Pakaur *

701664

227069

32

41099

6

456

0

52

0

268676

38

 

Jharkhand

36

Sahibganj

927770

290060

31

58723

6

290

0

40

0

349113

38

 

Jharkhand

37

Gumla

1346767

59752

4

425107

32

511

0

245

0

485615

36

11

Karnataka (2)

38

Dakshina Kannada

1897730

418904

22

164982

9

352

0

513

0

584751

31

 

Karnataka

39

Bidar

1502373

295762

20

43150

3

654

0

122083

8

461649

31

12

Kerala (14)

40

Malappuram

3625471

2484576

69

80650

2

221

0

387

0

2565834

71

 

Kerala

41

Ernakulam

3105798

451764

15

1204471

39

708

0

220

0

1657163

53

 

Kerala

42

Kottayam

1953646

116686

6

871371

45

43

0

77

0

988177

51

 

Kerala

43

Idukki

1129221

81222

7

480108

43

125

0

59

0

561514

50

 

Kerala

44

Wayanad

780619

209758

27

175495

22

17

0

42

0

385312

49

 

Kerala

45

Pathanamthitta

1234016

56457

5

481602

39

81

0

64

0

538204

44

 

Kerala

46

Kozhikode

2879131

1078750

37

127468

4

83

0

56

0

1206357

42

 

Kerala

47

Kasaragod

1204078

413063

34

84891

7

85

0

42

0

498081

41

 

Kerala

48

Thrissur

2974232

488697

16

720152

24

130

0

163

0

1209142

41

 

Kerala

49

Kannur

2408956

665648

28

261019

11

312

0

118

0

927097

38

 

Kerala

50

Kollam

2585208

474071

18

423745

16

198

0

214

0

898228

35

 

Kerala

51

Thiruvananthapuram

3234356

431512

13

595563

18

335

0

270

0

1027680

32

 

Kerala

52

Palakkad

2617482

703596

27

109249

4

232

0

113

0

813190

31

 

Kerala

53

Alappuzha

2109160

208042

10

441643

21

192

0

202

0

650079

31

13

Madhya P (1)

54

Bhopal

1843510

421365

23

20429

1

11340

1

20561

1

473695

26

14

Maharashtra (9)

55

Akola

1630239

296272

18

3494

0

1201

0

293184

18

594151

36

 

Maharashtra

56

Mumbai

3338031

734484

22

106240

3

16330

0

161417

5

1018471

31

 

Maharashtra

57

Aurangabad

2897013

569516

20

15558

1

4452

0

247222

9

836748

29

 

Maharashtra

58

Mumbai (Suburban) *

8640419

1488987

17

340166

4

53271

1

464354

5

2346778

27

 

Maharashtra

59

Amravati

2607160

347250

13

7315

0

2940

0

350403

13

707908

27

 

Maharashtra

60

Buldana

2232480

285387

13

2545

0

1501

0

306503

14

595936

27

 

Maharashtra

61

Parbhani

1527715

243935

16

1368

0

789

0

153231

10

399323

26

 

Maharashtra

62

Washim *

1020216

111863

11

1211

0

500

0

150580

15

264154

26

 

Maharashtra

63

Hingoli *

987160

103199

10

468

0

474

0

147927

15

252068

26

15

Manipur (6)

64

Tamenglong

111499

1431

1

105791

95

67

0

7

0

107296

96

 

Manipur

65

Ukhrul

140778

881

1

133966

95

96

0

84

0

135027

96

 

Manipur

66

Churachandpur

227905

2573

1

213186

94

125

0

47

0

215931

95

 

Manipur

67

Chandel

118327

2318

2

109128

92

125

0

60

0

111631

94

 

Manipur

68

Senapati
(Excl. 3 sub-divisions)

156513

637

0

122724

78

154

0

1281

1

124796

80

 

Manipur

69

Thoubal

364140

86849

24

5136

1

102

0

54

0

92141

25

16

Orissa (1)

70

Gajapati  *

518837

1623

0

173663

33

2

0

1972

0

177260

34

17

Pondicherry (1)

71

Mahe

36828

11411

31

816

2

0

0

1

0

12228

33

18

Rajasthan (1)

72

Ganganagar

1789423

42442

2

1661

0

441409

25

971

0

486483

27

19

Sikkim (4)

73

North

41030

391

1

1623

4

146

0

22603

55

24763

60

 

Sikkim

74

South

131525

1700

1

12757

10

57

0

31109

24

45623

35

 

Sikkim

75

East

245040

4789

2

14502

6

958

0

64729

26

84978

35

 

Sikkim

76

West

123256

813

1

7233

6

15

0

33601

27

41662

34

20

Tamil Nadu (1)

77

Kanniyakumari

1676034

70360

4

745406

44

31

0

26

0

815823

49

21

Uttar Pradesh (15)

78

Rampur

1923739

945277

49

7297

0

61717

3

2227

0

1016518

53

 

Uttar Pradesh

79

Moradabad

3810983

1735381

46

8832

0

8610

0

2436

0

1755259

46

 

Uttar Pradesh

80

Bijnor

3131619

1306329

42

3411

0

48725

2

3376

0

1361841

43

 

Uttar Pradesh

81

Saharanpur

2896863

1132919

39

5039

0

20693

1

3645

0

1162296

40

 

Uttar Pradesh

82

Jyotiba Phule Nagar *

1499068

590308

39

4206

0

5578

0

248

0

600340

40

 

Uttar Pradesh

83

Muzaffarnagar

3543362

1349629

38

3303

0

18998

1

2356

0

1374286

39

 

Uttar Pradesh

84

Balrampur *

1682350

617675

37

1285

0

1334

0

2950

0

623244

37

 

Uttar Pradesh

85

Bahraich

2381072

829361

35

2196

0

7623

0

3296

0

842476

35

 

Uttar Pradesh

86

Bareilly

3618589

1226386

34

9269

0

28971

1

7333

0

1271959

35

 

Uttar Pradesh

87

Meerut

2997361

975715

33

7420

0

26434

1

2769

0

1012338

34

 

Uttar Pradesh

88

Siddharthnagar

2040085

600336

29

1280

0

1280

0

7930

0

610826

30

 

Uttar Pradesh

89

Pilibhit

1645183

390773

24

1787

0

75479

5

1828

0

469867

29

 

Uttar Pradesh

90

Shrawasti *

1176391

301117

26

642

0

828

0

596

0

303183

26

 

Uttar Pradesh

91

Baghpat *

1163991

287871

25

1096

0

1032

0

322

0

290321

25

 

Uttar Pradesh

92

Ghaziabad

3290586

782915

24

8809

0

21017

1

3298

0

816039

25

22

Uttaranchal (2)

93

Hardwar

1447187

478274

33

3048

0

17326

1

674

0

499322

35

 

Uttaranchal

94

Udham Singh Nagar *

1235614

254407

21

3880

0

141462

11

1439

0

401188

32

23

West Bengal (9)

95

Murshidabad

5866569

3735380

64

13723

0

402

0

244

0

3749749

64

 

West Bengal

96

Maldah

3290468

1636171

50

8388

0

283

0

164

0

1645006

50

 

West Bengal

97

Uttar Dinajpur

2441794

1156503

47

13172

1

252

0

335

0

1170262

48

 

West Bengal

98

Birbhum

3015422

1057861

35

7382

0

347

0

222

0

1065812

35

 

West Bengal

99

South  24-Parganas

6906689

2295967

33

52835

1

1680

0

1799

0

2352281

34

 

West Bengal

100

Nadia

4604827

1170282

25

29563

1

699

0

635

0

1201179

26

 

West Bengal

101

Dakshin Dinajpur *

1503178

361047

24

22039

1

215

0

175

0

383476

26

 

West Bengal

102

Haorah

4273099

1044383

24

6284

0

3779

0

1085

0

1055531

25

 

West Bengal

103

North 24- Parganas

8934286

2164058

24

20138

0

10679

0

5839

0

2200714

25

List of additional 18 minority Concentrated Districts which are not included in the list of 103 Districts with substantial minority population circulated earlier

Sl. No.

State

Sl. No.

Identified District

 

 

 

 

1

Jammu & Kashmir

1

Leh (Ladakh)

2

Meghalaya

2

West Garo Hills

3

Mizoram

3

Lawngtlai

 

Mizoram

4

Mamit

4

Bihar

5

Sitamarhi

 

Bihar

6

Darbhanga

 

Bihar

7

Paschim Champaran

5

Jharkhand

8

Ranchi

6

Karnataka

9

Gulbarga

7

Uttar Pradesh

10

Bulandshahar

 

Uttar Pradesh

11

Shahjahanpur

 

Uttar Pradesh

12

Badaun

 

Uttar Pradesh

13

Barabanki

 

Uttar Pradesh

14

Kheri

 

Uttar Pradesh

15

Lucknow

8

West Bengal

16

Koch Bihar

 

West Bengal

17

Kolkata

 

West Bengal

18

Barddhaman


Annexure III

Statement showing Priority Sector Advances granted to the members of specified minority communities vis-à-vis overall Priority Sector Advances (in the Identified Districts) for the quarter ended…………

(Vide paragraph   5.3)

Name of the District                         

Name of
Community     

No. of accounts

Amount Outstanding  

 

Previous Quarter

Current Quarter

Previous Quarter

Current Quarter

A. Minority Communities

 

 

 

 

1. Christians

 

 

 

 

2. Muslims

 

 

 

 

3. Buddhists

 

 

 

 

4. Sikhs

 

 

 

 

5. Zoroastrians

 

 

 

 

Total (1 to 5)

 

 

 

 

B. Others

 

 

 

 

C. Total Priority Sector Advances in the Identified Districts (A+B)

 

 

 

 

D. Share of A out of C in percentage (%)

 

 

 

 

Note:
1. Number of accounts in actual numbers
2. Amount outstanding in crores of Rupees


Annexure IV

Credit Flow to Minority Communities

List of Circulars consolidated in the Master Circular

Sr. No.

Circular No.

   Date

              Subject

 1

RPCD No SP.BC.4/PS.160-86-87

24.07.86

Credit facilities to Minority Communities

 2

RPCD No.SP.BC.97/PS.160-86-87

29-07-86

Credit facilities to Minority Communities

 3

RPCD No.SP.1378/PS.160-86-87

09.01.87

Credit facilities to Minority Communities

 4

RPCD No.SP.1563/PS.160-86-87

11.02.87

Credit facilities to Minority Communities

 5

RPCD No.SP.BC.75/PS.160-86-87

08.04.87

Credit facilities to Minority Communities

 6

RPCD No.SP.BC.14/PS.160-87-88

31.07.87

Credit facilities to Minority Communities

 7

RPCD No.SP.374/PS.160-87-88

31.07.87

Credit facilities to Minority Communities

 8

RPCD No.SP.BC.45/PS.160/87-88

16.10.87

Credit facilities to Minority Communities

 9

RPCD No. SP. BC.55/PS.160-87-88

02.11.87

Credit facilities to Minority Communities

10

RPCD No.SP.BC.56/PS.160-87-88

02.11.87

Credit facilities to Minority Communities

11

RPCD No.SP.649/PS.160-88-89

27.09.88

Prime Minister’s 15-Point Directive aboutWelfare of Minorities

12

RPCD No.SP.BC.46/PS.160-88-89

17.11.88

Credit facilities to Minority Communities

13

RPCD No.Stat.BC.66/Stat-20(CB)/88-89

21.01.89

Credit facilities to Minority communities

14

RPCD No.LBS.BC.121/LBC.34-88/89

07.06.89

Inclusion of representatives of State Minority Commissions/Boards or State Minorities Financial Corporations and of SC/ST Corporations in the DLRC and SLRM

15

RPCD No.SP.BC.37/C.453(U)89-90

03.10.89

DRI Scheme – Routing of Advances through State Minority Finance/Development Corporation

16

RPCD No.SP.BC.124/PS.160-89-90

26.06.90

Credit facilities to Minority Communities

17

RPCD No.SP.BC.80/PS.160-92-93

10.03.93

Credit facilities  to Minority Communities – Quarterly Statement

18

RPCD No. SP.1934/PS.160-92-93

22.06.93

Credit facilities to Minority Communities

19

RPCD No.SP.BC.17/PS.160-93-94

10.08.93

Credit facilities to Minority Communities – Training to Staff

20

RPCD No.SP.BC.32/PS.160-93-94

06.09.93

Credit facilities to Minority Communities – Revised Format

21

RPCD No.SP.BC.50/PS160-93-94

13.10.93

Credit facilities to Minority Communities – Revised Format

22

RPCD No.SP.BC.83/PS.160/93-94

07.01.94

Credit flow to Minority Communities – Quarterly statement.

23

RPCD No.SP.BC.166/PS.160-93-94

15.06.94

Credit facilities to Minority Communities
– 41 Identified Districts

24

LBS.BC.29/02.03.01-94-95.

31.08.94

Inclusion of representatives of State Minority Commission/Boards or Inclusion of Buddhists in place of Neo-Buddhists State Minorities Finance Corporations in SLBC.

25

RPCD No.SP.BC.79/09.10.01-94-95

09.12.94

List of Specified Minority Communities – Inclusion of Buddhists in place of Neo-Buddhists

26

RPCD No.SP.BC.33/09.10.01-96-97

07.09.96

Credit facilities to Minority Communities – Quarterly Statement

27

RPCD No. SP.BC.43/09.10.01-96-97

10.10.96

Credit Flow to Minority Communities – Compendium of Instructions

28

RPCD No. SP.BC.108/09.12.01-96-97

28.02.97

National Minorities Development and Finance  Corporation (NMDFC)

29

RPCD No.SPBC.13/09.10.01/01-02

13.08.01

Credit facilities to Minority Communities- Evaluation Study

30

RPCD No.SP.1074/09.10.01-2001-02

21.01.02

Enhancing   Credit Flow to Minority Communities

31

RPCD No.SP.BC.62/09.10.01/2001-02

04.02.02

Enhancing   Credit flow to minority communities

32

RPCD.SP.BC.No.22/09.10.01/ 2006-07

 1.9.2006

Prime Minister's 15 Point Programme for the Welfare of Minorities

33

RPCD.SP.BC.No.83/09.10.01/ 2006-07

 27.4.2007

List of 103 Minority Concentrated Districts having at least 25% minority population, excluding those States/ UTs where minorities are in majority (J &K, Punjab, Meghalaya, Mizoram, Nagaland & Lakshadweep)

34

RPCD.SP.BC.No.13/09.10.01/2007-08

16.07.07

List of additional 18 Minority Concentrated districts which are not included in the list of 103 districts with substantial minority population circulated earlier.

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