1. Reserve Bank of India - Liabilities and Assets*

(₹ Crore)

Item

2024

2025

Variation

Feb. 2

Jan. 24

Jan. 31

Week

Year

1

2

3

4

5

4 Loans and Advances

4.1 Central Government

-

0

0

0

0

4.2 State Governments

22237

20495

19332

-1163

-2905

* Data are provisional; difference, if any, is due to rounding off.

2. Foreign Exchange Reserves*

Item

As on
January 31, 2025

Variation over

Week

End-March 2024

Year

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

₹ Cr.

US$ Mn.

1

2

3

4

5

6

7

8

1 Total Reserves

5461741

630607

35035

1050

70485

-15811

299794

8138

1.1 Foreign Currency Assets #

4656917

537684

20393

-207

-104927

-33266

84864

-13646

1.2 Gold

614007

70893

13628

1242

174688

18218

215221

22804

1.3 SDRs

154942

17889

987

29

3718

-242

4093

-301

1.4 Reserve Position in the IMF

35875

4141

26

-14

-2994

-521

-4385

-719

* Difference, if any, is due to rounding off.
# Excludes (a) SDR holdings of the Reserve Bank, as they are included under the SDR holdings; (b) investment in bonds issued by IIFC (UK); and (c) amounts lent under the SAARC and ACU currency swap arrangements.

4. Scheduled Commercial Banks - Business in India

(₹ Crore)

Item

Outstanding as on
Jan. 24, 2025

Variation over

Fortnight

Financial year so far

Year-on-Year

2023-24

2024-25

2024

2025

1

2

3

4

5

6

2 Liabilities to Others

2.1 Aggregate Deposits

22128932

-22243

2015238

1653705

2339724

2069780

(22064692)

(1898937)

(2223422)

(2121842)

2.1a Growth (Per cent)

-0.1

11.2

8.1

13.2

10.3

(10.5)

(12.5)

(10.6)

2.1.1 Demand

2512914

34734

174584

69061

198268

157899

2.1.2 Time

19616018

-56977

1840654

1584644

2141456

1911880

2.2 Borrowings

953970

30522

365499

176027

351059

143142

2.3 Other Demand and Time Liabilities

992529

9678

101263

55101

159213

101615

7 Bank Credit

17874756

74096

2368356

1442592

2706056

1831164

(17433167)

(1815120)

(2152820)

(1942811)

7.1a Growth (Per cent)

0.4

17.3

8.8

20.3

11.4

(13.3)

(16.1)

(12.5)

7a.1 Food Credit

56179

-1544

25713

33098

-4547

10560

7a.2 Non-food Credit

17818577

75640

2342643

1409494

2710602

1820604

1. Data since July 14, 2023 include the impact of the merger of a non-bank with a bank.
2. Figures in parentheses exclude the impact of the merger.

6. Money Stock: Components and Sources

(₹ Crore)

Item

Outstanding as on

Variation over

2024

2025

Fortnight

Financial Year so far

Year-on-Year

2023-24

2024-25

2024

2025

Mar. 31

Jan. 24

Amount

%

Amount

%

Amount

%

Amount

%

Amount

%

1

2

3

4

5

6

7

8

9

10

11

12

M3

24831618

26631136

-14946

-0.1

1957749

8.8

1799518

7.2

2406475

11.0

2329627

9.6

(24939860)

(26695375)

(-16135)

(-0.1)

(1755515)

(7.0)

(2277564)

(9.3)

1 Components (1.1.+1.2+1.3+1.4)

1.1 Currency with the Public

3410276

3503619

6401

0.2

46970

1.4

93343

2.7

153686

4.8

180213

5.4

1.2 Demand Deposits with Banks

2586888

2653713

34428

1.3

177231

7.6

66825

2.6

201037

8.8

155884

6.2

1.3 Time Deposits with Banks

18739918

20369510

-56443

-0.3

1730898

10.4

1629592

8.7

2035162

12.4

1969646

10.7

(18848160)

(20433749)

(-57633)

(-0.3)

(1585589)

(8.4)

(1917583)

(10.4)

1.4 ‘Other’ Deposits with Reserve Bank

94536

104294

669

0.6

2650

3.4

9758

10.3

16590

26.0

23883

29.7

2 Sources (2.1+2.2+2.3+2.4-2.5)

2.1 Net Bank Credit to Government

7512016

7937526

-49965

-0.6

-48832

-0.7

425511

5.7

459335

6.9

820826

11.5

(7603571)

(7988402)

(-49965)

(-0.6)

(384831)

(5.1)

(778214)

(10.8)

2.1.1 Reserve Bank

1193213

1047893

-56817

-516766

-145320

-228369

113534

2.1.2 Other Banks

6318803

6889633

6851

0.1

467934

8.2

570830

9.0

687705

12.5

707292

11.4

(6410358)

(6940509)

(6852)

(0.1)

(530151)

(8.3)

(664680)

(10.6)

2.2 Bank Credit to Commercial Sector

16672145

18236694

79861

0.4

1810352

12.5

1564549

9.4

2167530

15.4

1996707

12.3

(17202832)

(18678283)

(88399)

(0.5)

(1475452)

(8.6)

(1885060)

(11.2)

2.2.1 Reserve Bank

14406

22760

12248

-21312

8354

-5986

17523

2.2.2 Other Banks

16657739

18213934

67613

0.4

1831663

12.7

1556195

9.3

2173517

15.5

1979184

12.2

(17188426)

(18655523)

(76151)

(0.4)

(1467098)

(8.5)

(1867537)

(11.1)

Note: Figures in parentheses include the impact of merger of a non-bank with a bank.

8. Liquidity Operations by RBI

(₹ Crore)

Date

Liquidity Adjustment Facility

Standing Liquidity Facilities

OMO (Outright)

Net Injection (+)/ Absorption (-)
(1+3+5+7+9-2-4-6-8)

Repo

Reverse Repo

Variable Rate Repo

Variable Rate Reverse Repo

MSF

SDF

Sale

 Purchase

1

2

3

4

5

6

7

8

9

10

Jan. 27, 2025

-

-

193661

-

682

55881

0

-

4710

143172

Jan. 28, 2025

-

-

139281

-

1779

61541

-

-

3080

82599

Jan. 29, 2025

-

-

166833

-

522

83366

-

-

-

83989

Jan. 30, 2025

-

-

117354

-

3099

69667

-

-

-

50786

Jan. 31, 2025

-

-

100013

-

6311

102895

-

-

20020

23449

Feb. 01, 2025

-

-

-

-

517

119511

-

-

-

-118994

Feb. 02, 2025

-

-

-

-

202

99712

-

-

-

-99510

SDF: Standing Deposit Facility; MSF: Marginal Standing Facility.