5.1 : Bank Group-Wise Distribution of outstanding Credit of Scheduled Commercial Banks according to Occupation : 2003 - আরবিআই - Reserve Bank of India
5.1 : Bank Group-Wise Distribution of outstanding Credit of Scheduled Commercial Banks according to Occupation : 2003
(Amount in Rs. crore) |
|||||||
As on March 31 |
|||||||
State Bank of India and its Associates |
Nationalised Banks |
||||||
Occupation |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
|
(1) |
(2) |
(3) |
|
(4) |
(5) |
(6) |
I. Agriculture |
4771579 |
40857 |
20420 |
9165165 |
46151 |
39572 |
|
1. Direct Finance |
4704989 |
35273 |
16283 |
8868032 |
32216 |
28717 |
|
2. Indirect Finance |
66590 |
5584 |
4137 |
297133 |
13935 |
10855 |
|
II. Industry |
769074 |
106379 |
69775 |
1616457 |
158880 |
129849 |
|
1. Mining & Quarrying |
2695 |
12196 |
6979 |
5837 |
4165 |
3234 |
|
2. Food Manufacturing & Processing |
57761 |
10013 |
5853 |
184079 |
14617 |
11530 |
|
(a) Rice Mills, Flour & Dal Mills |
28913 |
2455 |
1725 |
95920 |
4190 |
2895 |
|
(b) Sugar |
327 |
2326 |
1412 |
549 |
2826 |
2423 |
|
(c) Edible Oils & Vanaspati |
3325 |
1113 |
835 |
22156 |
1243 |
1036 |
|
(d) Tea Processing |
420 |
492 |
331 |
1309 |
1645 |
1273 |
|
(e) Processing of Fruits & Vegetables |
333 |
110 |
70 |
731 |
423 |
377 |
|
(f) Others |
24443 |
3517 |
1480 |
63414 |
4290 |
3526 |
|
3. Beverage & Tobacco |
683 |
411 |
280 |
2304 |
1711 |
1471 |
|
4. Textiles |
49210 |
12726 |
8762 |
141110 |
21229 |
17415 |
|
(a) Cotton Textiles |
10033 |
4884 |
3671 |
31868 |
8825 |
7215 |
|
(b) Jute Textiles |
1961 |
211 |
123 |
3094 |
451 |
349 |
|
(c) Handloom Textiles & Khadi |
6258 |
335 |
253 |
16408 |
712 |
524 |
|
(d) Other Textiles |
30958 |
7296 |
4715 |
89740 |
11241 |
9327 |
|
5. Paper, Paper Products & Printing |
11286 |
1844 |
1373 |
25566 |
3967 |
3380 |
|
6. Leather & Leather Products |
6902 |
1412 |
972 |
20485 |
2257 |
1918 |
|
7. Rubber & Rubber Products |
9527 |
2495 |
1962 |
22228 |
4353 |
3549 |
|
8. Chemicals & Chemical Products |
12113 |
12331 |
8132 |
67434 |
14058 |
11768 |
|
(a) Heavy Industrial Chemicals |
1099 |
1764 |
876 |
3290 |
2575 |
2039 |
|
(b) Fertilisers |
345 |
2778 |
2035 |
690 |
2734 |
2271 |
|
(c) Drugs & Pharmaceuticals |
3907 |
2638 |
1881 |
22265 |
4244 |
3554 |
|
(d) Non-Edible Oils |
224 |
119 |
88 |
412 |
165 |
194 |
|
(e) Other Chemicals & Chemical Products |
6538 |
5032 |
3252 |
40777 |
4340 |
3710 |
|
9. Petroleum, Coal Products & Nuclear Fuels |
436 |
790 |
549 |
1620 |
6207 |
5097 |
|
10. Manufacture of Cement & Cement Products |
4800 |
979 |
780 |
5097 |
2269 |
2042 |
|
11. Basic Metals & Metal Products |
17989 |
13142 |
8484 |
66773 |
17217 |
15017 |
|
(a) Iron & Steel |
4200 |
8661 |
6378 |
8657 |
11037 |
9546 |
|
(b) Non-Ferrous Metals |
1106 |
1019 |
685 |
2528 |
1570 |
1389 |
|
(c) Other Metal Products |
12683 |
3462 |
1421 |
55588 |
4610 |
4082 |
|
12. Engineering |
27187 |
12086 |
7456 |
123880 |
18007 |
13329 |
|
(a) Heavy Engineering |
1980 |
1784 |
957 |
6666 |
3195 |
2540 |
|
(b) Light Engineering |
9919 |
4808 |
3189 |
80365 |
4511 |
3731 |
|
(c) Electrical Machinery & Goods |
9172 |
3669 |
1984 |
19326 |
6737 |
4096 |
|
(d) Electronic Machinery & Goods |
6116 |
1825 |
1326 |
17523 |
3564 |
2962 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
8415 |
2239 |
1429 |
32884 |
4744 |
3641 |
|
14. Other Industries |
514901 |
11820 |
8354 |
868907 |
16166 |
13870 |
|
15. Electricity, Gas & Water |
1756 |
8155 |
5783 |
1980 |
13302 |
10636 |
|
(a) Electricity Generation & Transmission |
1293 |
7551 |
5347 |
1034 |
12501 |
10024 |
|
(b) Non-Conventional Energy |
107 |
126 |
114 |
167 |
160 |
105 |
|
(c) Gas, Steam & Water Supply |
356 |
478 |
322 |
779 |
641 |
507 |
|
16. Construction |
43413 |
3740 |
2627 |
46273 |
14611 |
11952 |
|
III. Transport operators |
103430 |
2554 |
1640 |
249666 |
5771 |
4572 |
|
IV. Professional and other services |
177586 |
10233 |
3340 |
850996 |
17924 |
14648 |
|
V. Personal loans |
4345777 |
43265 |
31425 |
7021045 |
56944 |
49388 |
|
1. Loans for Purchase of Consumer Durables |
205918 |
917 |
628 |
430523 |
1529 |
1210 |
|
2. Loans for Housing |
1123085 |
24859 |
17650 |
1000208 |
24620 |
22379 |
|
3. Rest of the Personal Loans |
3016774 |
17489 |
13147 |
5593314 |
30795 |
25799 |
|
VI. Trade |
1098789 |
33747 |
25745 |
2725253 |
69430 |
61861 |
|
1. Wholesale Trade |
80000 |
25483 |
19705 |
174393 |
48042 |
43537 |
|
2. Retail Trade |
1018789 |
8264 |
6040 |
2550860 |
21388 |
18324 |
|
VII. Finance |
14264 |
14066 |
11973 |
77675 |
27336 |
24497 |
|
VIII. All others |
1510613 |
30744 |
18183 |
|
3153700 |
35618 |
29543 |
Total bank credit |
12791112 |
281845 |
182501 |
24859957 |
418054 |
353930 |
|
of which: 1. Artisans & Village Industries |
197083 |
3643 |
2821 |
317382 |
1647 |
1472 |
|
2. Other Small Scale Industries |
380350 |
12452 |
8710 |
|
724628 |
27958 |
23634 |
Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks. |
|||||||
Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. |
|||||||
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003. |
TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED |
|||||||
ACCORDING TO OCCUPATION: 2003 |
|||||||
(Amount in Rs. crore) |
|||||||
As on March 31 |
|||||||
Foreign Banks |
Regional Rural Banks |
||||||
Occupation |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
|
(7) |
(8) |
(9) |
|
(10) |
(11) |
(12) |
I. Agriculture |
1377 |
962 |
676 |
6319335 |
12617 |
10642 |
|
1. Direct Finance |
1215 |
862 |
620 |
6066099 |
12098 |
10239 |
|
2. Indirect Finance |
162 |
100 |
56 |
253236 |
519 |
403 |
|
II. Industry |
85386 |
32154 |
23966 |
1183370 |
1910 |
1487 |
|
1. Mining & Quarrying |
50 |
493 |
410 |
414 |
25 |
19 |
|
2. Food Manufacturing & Processing |
329 |
765 |
539 |
17387 |
121 |
94 |
|
(a) Rice Mills Flour & Dal Mills |
14 |
12 |
10 |
9737 |
64 |
48 |
|
(b) Sugar |
5 |
21 |
14 |
21 |
3 |
1 |
|
(c) Edible Oils & Vanaspati |
40 |
201 |
157 |
1013 |
11 |
9 |
|
(d) Tea Processing |
33 |
56 |
20 |
6 |
1 |
1 |
|
(e) Processing of Fruits & Vegetables |
9 |
29 |
25 |
63 |
3 |
3 |
|
(f) Others |
228 |
446 |
313 |
6547 |
39 |
32 |
|
3. Beverage & Tobacco |
102 |
1040 |
933 |
117 |
8 |
5 |
|
4. Textiles |
1311 |
2795 |
1707 |
10826 |
34 |
27 |
|
(a) Cotton Textiles |
643 |
651 |
502 |
911 |
8 |
7 |
|
(b) Jute Textiles |
7 |
8 |
7 |
1311 |
2 |
2 |
|
(c) Handloom Textiles & Khadi |
155 |
4 |
4 |
7506 |
12 |
9 |
|
(d) Other Textiles |
506 |
2132 |
1194 |
1098 |
12 |
9 |
|
5. Paper Paper Products & Printing |
236 |
907 |
666 |
809 |
12 |
10 |
|
6. Leather & Leather Products |
80 |
131 |
89 |
1305 |
3 |
2 |
|
7. Rubber & Rubber Products |
917 |
994 |
726 |
184 |
6 |
5 |
|
8. Chemicals & Chemical Products |
1644 |
4781 |
3337 |
747 |
33 |
6 |
|
(a) Heavy Industrial Chemicals |
369 |
915 |
688 |
4 |
25 |
0 |
|
(b) Fertilisers |
23 |
337 |
220 |
5 |
1 |
0 |
|
(c) Drugs & Pharmaceuticals |
433 |
1389 |
972 |
446 |
3 |
2 |
|
(d) Non-Edible Oils |
36 |
310 |
149 |
5 |
0 |
0 |
|
(e) Other Chemicals & Chemical Products |
783 |
1830 |
1308 |
287 |
4 |
4 |
|
9. Petroleum Coal Products & Nuclear Fuels |
58 |
1606 |
1429 |
34 |
2 |
1 |
|
10. Manufacture of Cement & Cement Products |
162 |
1342 |
1021 |
447 |
6 |
5 |
|
11. Basic Metals & Metal Products |
648 |
2049 |
1476 |
583 |
14 |
11 |
|
(a) Iron & Steel |
211 |
724 |
535 |
17 |
4 |
3 |
|
(b) Non-Ferrous Metals |
156 |
737 |
553 |
5 |
1 |
1 |
|
(c) Other Metal Products |
281 |
588 |
388 |
561 |
9 |
7 |
|
12. Engineering |
2027 |
6313 |
4480 |
2991 |
15 |
11 |
|
(a) Heavy Engineering |
247 |
1059 |
750 |
53 |
2 |
1 |
|
(b) Light Engineering |
822 |
2216 |
1536 |
394 |
6 |
5 |
|
(c) Electrical Machinery & Goods |
567 |
1449 |
1201 |
1882 |
5 |
4 |
|
(d) Electronic Machinery & Goods |
391 |
1589 |
993 |
662 |
2 |
1 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
552 |
3495 |
2423 |
4612 |
26 |
20 |
|
14. Other Industries |
76831 |
3360 |
3035 |
1124825 |
1411 |
1105 |
|
15. Electricity Gas & Water |
91 |
920 |
772 |
53 |
2 |
2 |
|
(a) Electricity Generation & Transmission |
63 |
659 |
615 |
4 |
0 |
0 |
|
(b) Non-Conventional Energy |
2 |
18 |
13 |
19 |
1 |
1 |
|
(c) Gas Steam & Water Supply |
26 |
243 |
144 |
30 |
1 |
1 |
|
16. Construction |
348 |
1163 |
923 |
18036 |
192 |
164 |
|
III. Transport operators |
853 |
655 |
493 |
179596 |
752 |
529 |
|
IV. Professional and other services |
6119 |
5220 |
4275 |
415427 |
842 |
659 |
|
V. Personal loans |
4592151 |
29439 |
15803 |
2124365 |
6900 |
5583 |
|
1. Loans for Purchase of Consumer Durables |
25828 |
253 |
254 |
356556 |
1124 |
839 |
|
2. Loans for Housing |
51746 |
5086 |
4235 |
148138 |
1540 |
1365 |
|
3. Rest of the Personal Loans |
4514577 |
24100 |
11314 |
1619671 |
4236 |
3379 |
|
VI. Trade |
5515 |
2679 |
1926 |
1825806 |
3098 |
2463 |
|
1. Wholesale Trade |
1844 |
1554 |
1054 |
73973 |
227 |
181 |
|
2. Retail Trade |
3671 |
1125 |
872 |
1751833 |
2871 |
2282 |
|
VII. Finance |
790 |
7790 |
4880 |
12203 |
39 |
29 |
|
VIII. All others |
56552 |
1901 |
1607 |
|
813305 |
1506 |
1228 |
Total bank credit |
4748743 |
80800 |
53626 |
12873407 |
27664 |
22620 |
|
of which: 1. Artisans & Village Industries |
613 |
26 |
18 |
8801 |
1000 |
775 |
|
2. Other Small Scale Industries |
760 |
846 |
711 |
|
2320 |
459 |
365 |
Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks. |
|||||||
Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. |
|||||||
Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003. |
TABLE 5.1 : BANK GROUP-WISE DISTRIBUTION OF OUTSTANDING CREDIT OF SCHEDULED |
|||||||
ACCORDING TO OCCUPATION: 2003 |
|||||||
(Amount in Rs. crore) |
|||||||
As on March 31 |
|||||||
Other Scheduled Commercial Banks |
All Scheduled Commercial Banks |
||||||
Occupation |
No. of |
Credit |
Amount |
No. of |
Credit |
Amount |
|
Accounts |
Limit |
Outstanding |
|
Accounts |
Limit |
Outstanding |
|
|
(13) |
(14) |
(15) |
|
(16) |
(17) |
(18) |
I. Agriculture |
582978 |
5718 |
4625 |
20840434 |
106305 |
75935 |
|
1. Direct Finance |
555129 |
3788 |
3198 |
20195464 |
84237 |
59057 |
|
2. Indirect Finance |
27849 |
1930 |
1427 |
644970 |
22068 |
16878 |
|
II. Industry |
183508 |
111348 |
84750 |
3837795 |
410671 |
309827 |
|
1. Mining & Quarrying |
3673 |
3601 |
2823 |
12669 |
20480 |
13465 |
|
2. Food Manufacturing & Processing |
9714 |
6779 |
5109 |
269270 |
32295 |
23125 |
|
(a) Rice Mills Flour & Dal Mills |
2956 |
651 |
527 |
137540 |
7372 |
5205 |
|
(b) Sugar |
210 |
1587 |
1230 |
1112 |
6763 |
5080 |
|
(c) Edible Oils & Vanaspati |
1636 |
750 |
567 |
28170 |
3318 |
2604 |
|
(d) Tea Processing |
173 |
859 |
688 |
1941 |
3053 |
2313 |
|
(e) Processing of Fruits & Vegetables |
211 |
241 |
172 |
1347 |
806 |
647 |
|
(f) Others |
4528 |
2691 |
1925 |
99160 |
10983 |
7276 |
|
3. Beverage & Tobacco |
464 |
948 |
830 |
3670 |
4118 |
3519 |
|
4. Textiles |
21408 |
12098 |
9355 |
223865 |
48882 |
37266 |
|
(a) Cotton Textiles |
11526 |
7853 |
6112 |
54981 |
22221 |
17507 |
|
(b) Jute Textiles |
332 |
333 |
273 |
6705 |
1005 |
754 |
|
(c) Handloom Textiles & Khadi |
640 |
47 |
44 |
30967 |
1110 |
834 |
|
(d) Other Textiles |
8910 |
3865 |
2926 |
131212 |
24546 |
18171 |
|
5. Paper Paper Products & Printing |
10360 |
3419 |
2637 |
48257 |
10149 |
8066 |
|
6. Leather & Leather Products |
2285 |
480 |
342 |
31057 |
4283 |
3323 |
|
7. Rubber & Rubber Products |
3018 |
1937 |
1542 |
35874 |
9785 |
7784 |
|
8. Chemicals & Chemical Products |
8091 |
15450 |
11829 |
90029 |
46653 |
35072 |
|
(a) Heavy Industrial Chemicals |
886 |
4562 |
3869 |
5648 |
9841 |
7472 |
|
(b) Fertilisers |
227 |
2121 |
1687 |
1290 |
7971 |
6213 |
|
(c) Drugs & Pharmaceuticals |
2381 |
3095 |
2378 |
29432 |
11369 |
8787 |
|
(d) Non-Edible Oils |
47 |
90 |
68 |
724 |
684 |
499 |
|
(e) Other Chemicals & Chemical Products |
4550 |
5582 |
3827 |
52935 |
16788 |
12101 |
|
9. Petroleum Coal Products & Nuclear Fuels |
250 |
5158 |
4424 |
2398 |
13763 |
11500 |
|
10. Manufacture of Cement & Cement Products |
969 |
3673 |
3042 |
11475 |
8269 |
6890 |
|
11. Basic Metals & Metal Products |
4922 |
14437 |
12211 |
90915 |
46859 |
37199 |
|
(a) Iron & Steel |
1911 |
11272 |
9906 |
14996 |
31698 |
26368 |
|
(b) Non-Ferrous Metals |
377 |
1139 |
971 |
4172 |
4466 |
3599 |
|
(c) Other Metal Products |
2634 |
2026 |
1334 |
71747 |
10695 |
7232 |
|
12. Engineering |
8178 |
12947 |
8800 |
164263 |
49368 |
34076 |
|
(a) Heavy Engineering |
1498 |
3262 |
2117 |
10444 |
9302 |
6365 |
|
(b) Light Engineering |
3590 |
1469 |
995 |
95090 |
13010 |
9456 |
|
(c) Electrical Machinery & Goods |
1713 |
3818 |
2402 |
32660 |
15678 |
9687 |
|
(d) Electronic Machinery & Goods |
1377 |
4398 |
3286 |
26069 |
11378 |
8568 |
|
13. Vehicles, Vehicle Parts & Transport Equipments |
2646 |
6636 |
4040 |
49109 |
17140 |
11553 |
|
14. Other Industries |
94266 |
6154 |
5080 |
2679730 |
38911 |
31444 |
|
15. Electricity Gas & Water |
509 |
10609 |
7637 |
4389 |
32988 |
24830 |
|
(a) Electricity Generation & Transmission |
302 |
9924 |
7141 |
2696 |
30635 |
23127 |
|
(b) Non-Conventional Energy |
61 |
306 |
232 |
356 |
611 |
465 |
|
(c) Gas Steam & Water Supply |
146 |
379 |
264 |
1337 |
1742 |
1238 |
|
16. Construction |
12755 |
7022 |
5049 |
120825 |
26728 |
20715 |
|
III. Transport operators |
39118 |
3213 |
2175 |
572663 |
12945 |
9409 |
|
IV. Professional and other services |
86626 |
13944 |
10985 |
1536754 |
48163 |
33907 |
|
V. Personal loans |
2215449 |
16564 |
11743 |
20301787 |
153112 |
113942 |
|
1. Loans for Purchase of Consumer Durables |
103815 |
357 |
291 |
1122640 |
4180 |
3222 |
|
2. Loans for Housing |
122904 |
3977 |
3437 |
2446081 |
60082 |
49066 |
|
3. Rest of the Personal Loans |
1988730 |
12230 |
8015 |
16733066 |
88850 |
61654 |
|
VI. Trade |
260537 |
14267 |
12056 |
5915900 |
123221 |
104051 |
|
1. Wholesale Trade |
32775 |
7250 |
6045 |
362985 |
82556 |
70522 |
|
2. Retail Trade |
227762 |
7017 |
6011 |
5552915 |
40665 |
33529 |
|
VII. Finance |
10721 |
11942 |
9266 |
115653 |
61173 |
50645 |
|
VIII. All others |
839031 |
9774 |
7691 |
|
6373201 |
79543 |
58252 |
Total bank credit |
4217968 |
186770 |
143291 |
59494187 |
995133 |
755968 |
|
of which: 1. Artisans & Village Industries |
21592 |
162 |
139 |
1416743 |
6478 |
5226 |
|
2. Other Small Scale Industries |
93724 |
5457 |
4520 |
|
1431421 |
47173 |
37940 |
Note : Data reported here cover bank's branches in India and include bills rediscounted under the New Bill Market scheme as also dues from banks. |
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Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 5. |
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Source : Basic Statistical Returns of Scheduled Commercial Banks in India, Volume 32, March 2003. |