Table No.5.7–State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation March 2002

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

Standing

1

2

3

4

5

6

I.

AGRICULTURE

22,99,995

4645,00

3854,32

9,79,340

2318,15

2061,78

1.

Direct Finance

22,67,832

3882,82

3644,94

9,62,871

1927,34

1763,32

2.

Indirect Finance

32,163

762,18

209,38

16,469

390,81

298,46

II.

INDUSTRY

68,916

2001,63

1300,84

57,489

3311,00

2463,14

1.

Mining & Quarrying

126

60,90

31,33

344

45,26

34,07

2.

Food Manufacturing & Processing

3,059

351,46

281,74

4,835

826,04

568,43

(a) RiceMills, Flour & DalMills

1,854

150,57

91,34

2,934

411,23

244,59

(b) Sugar

22

99,00

97,56

75

277,52

216,39

(c) Edible Oils & Vanaspati

185

42,06

40,58

446

47,76

37,62

(d) Tea Processing

—

—

—

13

61

63

(e) Processing of Fruits & Vegetables

15

6,33

5,85

12

3,25

3,16

(f) Others

983

53,51

46,41

1,355

85,66

66,04

3.

Beverage & Tobacco

35

11,56

10,96

81

55,49

40,44

4.

Textiles

1,953

219,90

106,53

2,274

306,86

226,39

(a) Cotton Textiles

241

79,85

69,65

330

177,61

139,34

(b) Jute & Other Natural Fibre Textiles

12

45

51

95

60,08

30,53

(c) Handloom Textiles & Khadi

929

2,59

2,11

994

5,76

4,11

(d) Other Textiles & Textile Products

771

137,00

34,26

855

63,40

52,41

5.

Paper, Paper Products & Printing

163

27,85

19,42

709

74,27

59,86

6.

Leather & Leather Products

292

21,16

21,27

205

3,63

3,62

7.

Rubber & Plastic Products

161

19,74

15,72

291

39,48

35,38

8.

Chemicals & Chemical Products

256

297,80

238,04

1,072

329,03

260,02

(a) Heavy Industrial Chemicals

23

11,18

10,28

87

71,21

43,04

(b) Fertilisers

7

9,54

7,94

15

5,21

4,27

(c) Drugs & Pharmaceuticals

104

252,08

197,41

248

154,60

133,79

(d) Non-Edible Oils

4

1,80

1,46

8

3,05

93

(e) Other Chemicals & Chemical Products

118

23,20

20,94

714

94,96

78,00

9.

Petroleum, Coal Products & Nuclear Fuels

1

50

50

18

19,70

17,10

10.

Manufacture of Cement & Cement Products

574

58,98

53,74

301

463,42

417,29

11.

Basic Metals & Metal Products

1,447

164,09

142,69

699

489,27

280,27

(a) Iron & Steel

117

109,00

93,62

146

365,63

186,79

(b) Non-Ferrous Metals

18

10,49

7,94

19

7,98

5,90

(c) Metal Products

1,312

44,60

41,13

534

115,65

87,58

12.

Engineering

5,996

141,41

108,98

1,156

244,97

210,06

(a) Heavy Engineering

36

25,63

18,61

115

47,02

42,78

(b) Light Engineering

263

37,83

29,28

540

87,71

69,28

(c) Electrical Machinery & Goods

5,638

54,22

47,62

248

77,76

74,46

(d) Electronic Machinery &Goods

59

23,73

13,47

253

32,47

23,53

13.

Vehicles, Vehicle Parts & Transport Equipments

478

13,07

7,21

579

20,16

12,65

14.

Other Industries

53,595

443,00

159,26

43,360

183,95

147,76

15.

Electricity, Gas & Water

22

129,64

67,32

48

133,03

83,88

(a) Electricity Generation & Transmission

13

84,11

57,58

13

128,90

80,36

(b) Non-Conventional Energy

1

3

4

5

1,21

97

(c) Gas, Steam & Water Supply

8

45,50

9,70

30

2,92

2,55

16.

Construction

758

40,56

36,14

1,517

76,45

65,92

III.

TRANSPORT OPERATORS

15,118

83,11

63,81

13,080

105,85

78,35

IV.

PROFESSIONAL AND OTHER SERVICES

60,998

911,47

120,49

39,783

298,65

235,44

V.

PERSONAL LOANS

4,85,920

1279,95

1107,64

4,72,724

2078,89

1757,88

1.

Loans for Purchase of Consumer Durables

39,814

79,39

62,82

39,077

99,15

74,94

2.

Loans for Housing

25,088

309,33

280,21

40,658

709,82

623,26

3.

Rest of the Personal Loans

4,21,018

891,23

764,61

3,92,989

1269,93

1059,68

VI.

TRADE

2,09,583

1814,90

1512,42

1,39,323

937,67

776,49

1.

Wholesale Trade

8,273

1338,49

1207,71

8,394

351,68

292,30

2.

Retail Trade

2,01,310

476,41

304,71

1,30,929

585,99

484,18

VII.

FINANCE

2,733

84,84

70,57

1,496

53,24

40,03

VIII.

ALL OTHERS

4,39,662

2205,27

953,06

3,71,202

1432,95

1217,57

TOTAL BANK CREDIT

35,82,925

13026,17

8983,15

20,74,437

10536,40

8630,68

OF WHICH:1.Artisansand Village & TinyIndustries

35,445

114,78

92,59

18,894

186,98

139,77

2.Other Small Scale Industries

18,417

266,79

190,29

20,919

575,98

396,97

(Amount in Rupees Lakh)

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out

Accounts

Limit

Out

standing

Standing

7

8

9

10

11

12

I.

AGRICULTURE

1,39,436

1376,77

1092,45

24,335

733,78

566,54

1.

Direct Finance

1,33,161

645,38

566,39

4,134

185,91

151,09

2.

Indirect Finance

6,275

731,40

526,05

20,201

547,87

415,45

II.

INDUSTRY

37,563

6492,27

4585,96

26,346

9065,31

7558,04

1.

Mining & Quarrying

328

97,30

76,15

74

450,23

404,94

2.

Food Manufacturing & Processing

2,510

847,92

639,17

692

435,22

385,28

(a) RiceMills, Flour & DalMills

1,422

287,59

187,33

74

18,23

15,61

(b) Sugar

42

182,35

180,98

18

128,77

120,43

(c) Edible Oils & Vanaspati

195

69,35

50,87

147

102,76

94,16

(d) Tea Processing

1

9

8

5

1,15

85

(e) Processing of Fruits & Vegetables

28

19,92

11,48

19

7,50

4,80

(f) Others

822

288,63

208,43

429

176,81

149,43

3.

Beverage & Tobacco

320

544,64

393,15

64

76,25

26,46

4.

Textiles

1,933

426,90

337,21

847

688,28

621,30

(a) Cotton Textiles

967

295,42

243,65

317

398,50

328,24

(b) Jute & Other Natural Fibre Textiles

199

72,37

46,82

26

2,08

2,07

(c) Handloom Textiles & Khadi

144

3,25

2,93

17

1,07

96

(d) Other Textiles & Textile Products

623

55,86

43,80

487

286,63

290,03

5.

Paper, Paper Products & Printing

1,360

192,56

157,11

851

194,04

154,92

6.

Leather & Leather Products

258

17,55

10,08

186

141,90

134,82

7.

Rubber & Plastic Products

524

64,65

54,00

1,448

180,44

145,68

8.

Chemicals & Chemical Products

838

936,39

559,21

2,122

1682,92

1351,83

(a) Heavy Industrial Chemicals

109

165,36

115,54

276

209,44

186,53

(b) Fertilisers

41

284,92

187,53

63

327,03

237,22

(c) Drugs & Pharmaceuticals

276

234,70

136,81

1,095

875,23

730,45

(d) Non-Edible Oils

16

12,49

10,90

17

10,10

10,11

(e) Other Chemicals & Chemical Products

396

238,92

108,43

671

261,12

187,51

9.

Petroleum, Coal Products & Nuclear Fuels

23

57,74

36,83

19

22,52

21,32

10.

Manufacture of Cement & Cement Products

342

153,61

120,66

328

341,65

309,07

11.

Basic Metals & Metal Products

1,214

1242,79

913,28

1,107

1084,06

972,96

(a) Iron & Steel

295

1096,85

785,02

446

486,95

452,74

(b) Non-Ferrous Metals

40

19,22

19,56

91

118,84

110,67

(c) Metal Products

879

126,72

108,69

570

478,28

409,56

12.

Engineering

1,648

456,32

390,03

2,928

839,66

540,40

(a) Heavy Engineering

184

83,19

67,76

185

91,23

77,63

(b) Light Engineering

643

269,95

246,17

1,958

394,85

221,15

(c) Electrical Machinery & Goods

477

74,62

54,21

487

226,78

135,71

(d) Electronic Machinery &Goods

344

28,56

21,90

298

126,80

105,92

13.

Vehicles, Vehicle Parts & Transport Equipments

437

145,32

126,22

736

124,80

100,97

14.

Other Industries

22,434

532,13

189,72

13,780

364,12

330,26

15.

Electricity, Gas & Water

106

345,81

233,61

168

1733,51

1444,49

(a) Electricity Generation & Transmission

52

320,53

211,00

139

1716,00

1433,20

(b) Non-Conventional Energy

2

16,03

15,03

12

8,80

2,69

(c) Gas, Steam & Water Supply

52

9,26

7,58

17

8,71

8,60

16.

Construction

3,288

430,64

349,52

996

705,71

613,31

III.

TRANSPORT OPERATORS

12,696

241,81

150,74

8,207

592,18

353,88

IV.

PROFESSIONAL AND OTHER SERVICES

32,270

681,50

530,05

18,832

1259,78

1001,74

V.

PERSONAL LOANS

4,79,420

3048,00

2580,14

2,95,093

2530,70

1984,33

1.

Loans for Purchase of Consumer Durables

39,078

125,04

93,87

22,898

76,65

57,19

2.

Loans for Housing

65,912

1211,09

1076,68

31,818

937,59

834,41

3.

Rest of the Personal Loans

3,74,430

1711,87

1409,59

2,40,377

1516,46

1092,73

VI.

TRADE

80,545

1388,49

1095,31

30,360

781,40

655,88

1.

Wholesale Trade

9,529

670,26

495,53

3,641

388,94

330,94

2.

Retail Trade

71,016

718,23

599,79

26,719

392,46

324,94

VII.

FINANCE

2,425

199,14

156,02

1,294

269,47

205,00

VIII.

ALL OTHERS

1,97,380

1838,38

1433,86

95,377

1917,87

1624,89

TOTAL BANK CREDIT

9,81,735

15266,35

11624,53

4,99,844

17150,50

13950,30

OF WHICH:1.Artisansand Village & TinyIndustries

5,775

136,53

111,74

2,050

58,41

50,38

2.Other Small Scale Industries

18,923

760,72

546,05

11,021

569,37

498,09