Appendix Table II.5(B): Financial Performance of Public Sector Banks - আরবিআই - Reserve Bank of India
Appendix Table II.5(B): Financial Performance of Public Sector Banks
(Amount in Rs.crore) |
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Item |
1999-2000 |
2000-01 |
Variation of Col. (3) over Col.(2) |
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Absolute |
Percentage |
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|
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1 |
2 |
3 |
4 |
5 |
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|
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A. |
Income |
90,911.01 |
1,03,498.93 |
12,587.92 |
13.85 |
|
(i+ii) |
(100.00) |
(100.00) |
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i) Interest Income |
79,413.68 |
90,983.98 |
11,570.30 |
14.57 |
||
(87.35) |
(87.91) |
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ii) Other Income |
11,497.33 |
12,514.95 |
1,017.62 |
8.85 |
||
(12.65) |
(12.09) |
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B. |
Expenditure |
85,794.83 |
99,181.99 |
13,387.16 |
15.60 |
|
(i+ii+iii) |
(100.00) |
(100.00) |
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i) Interest Expended |
55,374.47 |
61,692.75 |
6,318.28 |
11.41 |
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(64.54) |
(62.20) |
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ii) Provisions and Contingencies |
7,926.11 |
9,476.01 |
1,549.90 |
19.55 |
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(9.24) |
(9.55) |
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iii) Operating Expenses |
22,494.25 |
28,013.23 |
5,518.98 |
24.54 |
||
(26.22) |
(28.24) |
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of which : Wage Bill |
16,394.67 |
20,929.17 |
4,534.50 |
27.66 |
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(19.11) |
(21.10) |
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C. |
Profit |
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i) Operating Profit |
13,042.29 |
13,792.95 |
750.66 |
5.76 |
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ii) Net Profit |
5,116.18 |
4,316.94 |
-799.24 |
-15.62 |
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D. |
Total Assets |
8,90,600.05 |
10,29,769.59 |
1,39,169.54 |
15.63 |
|
E. |
Financial Ratios (per cent) @ |
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i) Operating Profit |
1.46 |
1.34 |
-0.12 |
— |
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ii) Net Profit |
0.57 |
0.42 |
-0.15 |
— |
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iii) Income |
10.21 |
10.05 |
-0.16 |
— |
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iv) Interest Income |
8.92 |
8.84 |
-0.08 |
— |
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v) Other Income |
1.29 |
1.22 |
-0.07 |
— |
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vi) Expenditure |
9.63 |
9.63 |
0.00 |
— |
||
vii) Interest Expended |
6.22 |
5.99 |
-0.23 |
— |
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viii) Operating Expenses |
2.53 |
2.72 |
0.19 |
— |
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ix) Wage Bill |
1.84 |
2.03 |
0.19 |
— |
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x) Provisions and Contingencies |
0.89 |
0.92 |
0.03 |
— |
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xi) Spread (Net Interest Income) |
2.70 |
2.84 |
0.14 |
— |
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@ Ratios to Total Assets. |
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Note : Figures in brackets are percentage to the respective total. |