(Amount in Rs. crore)

Item

2000-01

2001-02

Variation of Col. (3) over Col.(2)

Absolute

Percentage

1

2

3

4

5

A.

Income

7,498.23

9,871.40

2,373.17

31.65

(i+ii)

(100.00)

(100.00)

i) Interest Income

6,437.61

7,823.41

1,385.80

21.53

(85.86)

(79.25)

of which: Interest on Advances

3,031.79

3,452.54

420.75

13.88

(40.43)

(34.98)

ii) Other Income

1,060.62

2,047.99

987.37

93.09

(14.14)

(20.75)

of which: Commission & Brokerage

549.11

647.19

98.08

17.86

(7.32)

(6.56)

B.

Expenditure

6,858.82

9,096.78

2,237.96

32.63

(i+ii+iii)

(100.00)

(100.00)

i) Interest Expended

4,752.76

5,813.23

1,060.47

22.31

(69.29)

(63.90)

of which: Interest on Deposits

4,097.03

5,040.05

943.02

23.02

(59.73)

(55.40)

ii) Provisions and Contingencies

729.55

1,337.45

607.90

83.33

(10.64)

(14.70)

of which: Provision for NPAs

363.62

777.39

413.77

113.79

(5.30)

(8.55)

iii) Operating Expenses

1,376.51

1,946.10

569.59

41.38

(20.07)

(21.39)

of which: Wage Bill

249.55

434.80

185.25

74.23

(3.64)

(4.78)

C.

Profit

i) Operating Profit

1,368.96

2,112.07

743.11

54.28

ii) Net Profit

639.41

774.62 #

135.21

21.15

D.

Spread (Net Interest Income)

1,684.85

2,010.18

325.33

19.31

(Interest Income - Interest Expended)

E.

Total Assets

78,796.48

1,74,454.14

95,657.66

121.40

# The profit after tax for 2001-02 of ICICI Bank includes about Rs. 8 crore attributable to ICICI, ICICI Personal Financial Services Ltd. and ICICI Capital Services Ltd. for March 30 and March 31, 2002.
Note: Figures in brackets are percentage to the respective total.