Appendix Table III.1(A): Consolidated Balance Sheet of Public Sector Banks - আরবিআই - Reserve Bank of India
Appendix Table III.1(A): Consolidated Balance Sheet of Public Sector Banks
(As at end-March) | |||||||||||||
(Amount in Rs.crore) | |||||||||||||
Public Sector Banks | Nationalised Banks | State Bank Group | |||||||||||
Item | 2002 | 2003 | 2002 | 2003 | 2002 | 2003 | |||||||
Amount | per cent | Amount | per cent | Amount | per cent | Amount | per cent | Amount | per cent | Amount | per cent | ||
to total | to total | to total | to total | to total | to total | ||||||||
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | |
1. Capital | 15,177.66 | 1.31 | 14,175.39 | 1.10 | 14,141.86 | 2.00 | 13,139.59 | 1.66 | 1,035.80 | 0.23 | 1,035.80 | 0.21 | |
2. Reserves & Surplus | 42,276.10 | 3.66 | 51,407.16 | 4.00 | 23,253.09 | 3.29 | 29,310.14 | 3.70 | 19,023.01 | 4.23 | 22,097.02 | 4.47 | |
3. Deposits | 9,68,623.57 | 83.83 | 10,79,393.81 | 83.98 | 6,17,550.78 | 87.46 | 6,88,361.12 | 86.99 | 3,51,072.79 | 78.14 | 3,91,032.69 | 79.16 | |
3.1 | Demand Deposits | 1,19,048.47 | 10.30 | 1,26,874.06 | 9.87 | 65,783.23 | 9.32 | 70,248.39 | 8.88 | 53,265.24 | 11.86 | 56,625.67 | 11.46 |
3.2 | Savings Bank Deposits | 2,28,138.16 | 19.75 | 2,67,173.81 | 20.79 | 1,53,245.61 | 21.70 | 1,79,250.82 | 22.65 | 74,892.55 | 16.67 | 87,922.99 | 17.80 |
3.3 | Term Deposits | 6,21,436.94 | 53.79 | 6,85,345.94 | 53.32 | 3,98,521.94 | 56.44 | 4,38,861.91 | 55.46 | 2,22,915.00 | 49.62 | 2,46,484.03 | 49.90 |
4. Borrowings | 19,363.03 | 1.68 | 22,431.04 | 1.75 | 9,311.23 | 1.32 | 10,838.48 | 1.37 | 10,051.80 | 2.24 | 11,592.56 | 2.35 | |
5. Other Liabilities and Provisions | 1,09,957.32 | 9.52 | 1,17,828.30 | 9.17 | 41,852.06 | 5.93 | 49,632.10 | 6.27 | 68,105.26 | 15.16 | 68,196.20 | 13.81 | |
Total Liabilities | 11,55,397.68 | 100.00 | 12,85,235.70 | 100.00 | 7,06,109.02 | 100.00 | 7,91,281.43 | 100.00 | 4,49,288.66 | 100.00 | 4,93,954.27 | 100.00 | |
1. Cash and balances with RBI | 71,407.46 | 6.18 | 65,166.62 | 5.07 | 44,120.06 | 6.25 | 46,054.48 | 5.82 | 27,287.40 | 6.07 | 19,112.14 | 3.87 | |
2. Balances with banks and | |||||||||||||
money at call and short notice | 79,460.86 | 6.88 | 57,156.91 | 4.45 | 31,891.35 | 4.52 | 21,888.90 | 2.77 | 47,569.51 | 10.59 | 35,268.01 | 7.14 | |
3. Investments | 4,54,509.00 | 39.34 | 5,45,668.10 | 42.46 | 2,68,890.48 | 38.08 | 3,22,301.60 | 40.73 | 1,85,618.52 | 41.31 | 2,23,366.50 | 45.22 | |
3.1 | In Govt. Securities (a+b) | 3,44,691.30 | 29.83 | 4,32,243.28 | 33.63 | 1,93,179.88 | 27.36 | 2,44,174.79 | 30.86 | 1,51,511.42 | 33.72 | 1,88,068.49 | 38.07 |
a. In India | 3,41,397.65 | 29.55 | 4,29,089.65 | 33.39 | 1,90,180.35 | 26.93 | 2,41,402.54 | 30.51 | 1,51,217.30 | 33.66 | 1,87,687.11 | 38.00 | |
b. Outside India | 3,293.65 | 0.29 | 3,153.63 | 0.25 | 2,999.53 | 0.42 | 2,772.25 | 0.35 | 294.12 | 0.07 | 381.38 | 0.08 | |
3.2 | In other approved Securities | 20,460.80 | 1.77 | 18,164.82 | 1.41 | 13,815.13 | 1.96 | 12,367.80 | 1.56 | 6,645.67 | 1.48 | 5,797.02 | 1.17 |
3.3 | In non-approved Securities | 89,356.90 | 7.73 | 95,260.00 | 7.41 | 61,895.47 | 8.77 | 65,759.01 | 8.31 | 27,461.43 | 6.11 | 29,500.99 | 5.97 |
4. Loans and Advances | 4,80,117.96 | 41.55 | 5,49,351.18 | 42.74 | 3,15,580.70 | 44.69 | 3,60,147.29 | 45.51 | 1,64,537.26 | 36.62 | 1,89,203.89 | 38.30 | |
4.1 | Bills purchased & discounted | 36,579.34 | 3.17 | 41,897.95 | 3.26 | 20,833.59 | 2.95 | 24,273.05 | 3.07 | 15,745.75 | 3.50 | 17,624.90 | 3.57 |
4.2 | Cash Credit, Overdrafts, etc. | 2,67,855.32 | 23.18 | 2,91,680.92 | 22.69 | 1,77,169.90 | 25.09 | 1,94,231.10 | 24.55 | 90,685.42 | 20.18 | 97,449.82 | 19.73 |
4.3 | Term Loans | 1,75,683.30 | 15.21 | 2,15,772.31 | 16.79 | 1,17,577.21 | 16.65 | 1,41,643.14 | 17.90 | 58,106.09 | 12.93 | 74,129.17 | 15.01 |
5. Fixed Assets | 10,440.08 | 0.90 | 10,592.98 | 0.82 | 7,551.19 | 1.07 | 7,667.66 | 0.97 | 2,888.89 | 0.64 | 2,925.32 | 0.59 | |
6. Other Assets | 59,462.32 | 5.15 | 57,299.91 | 4.46 | 38,075.24 | 5.39 | 33,221.50 | 4.20 | 21,387.08 | 4.76 | 24,078.41 | 4.87 | |
Total Assets | 11,55,397.68 | 100.00 | 12,85,235.70 | 100.00 | 7,06,109.02 | 100.00 | 7,91,281.43 | 100.00 | 4,49,288.66 | 100.00 | 4,93,954.27 | 100.00 | |
Source : Balance Sheets of respective Banks. |