Appendix Table III.12(D): Financial Performance of State Bank Group - আরবিআই - Reserve Bank of India
Appendix Table III.12(D): Financial Performance of State Bank Group
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(Amount in Rs. crore) |
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Item |
2002-03 |
2003-04 |
Variation of Col. (3) over Col. (2) |
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Absolute |
Percentage |
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1 |
2 |
3 |
4 |
5 |
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A. |
Income (i+ii) |
48,866.65 |
51,889.78 |
3,023.13 |
6.19 |
|
(100.00) |
(100.00) |
|||||
i) |
Interest Income |
40,864.01 |
40,956.39 |
92.38 |
0.23 |
|
(83.62) |
(78.93) |
|||||
of which: Interest on Advances |
15,997.73 |
16,250.05 |
252.32 |
1.58 |
||
Income on Investments |
19,914.40 |
20,902.97 |
988.57 |
4.96 |
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ii) |
Other Income |
8,002.64 |
10,933.39 |
2,930.75 |
36.62 |
|
(16.38) |
(21.07) |
|||||
of which: Commission & Brokerage |
3,943.05 |
4,204.80 |
261.75 |
6.64 |
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B. |
Expenditure (i+ii+iii) |
44,355.13 |
46,271.06 |
1,915.93 |
4.32 |
|
(100.00) |
(100.00) |
|||||
i) |
Interest Expended |
27,206.64 |
25,395.15 |
-1,811.49 |
-6.66 |
|
(61.34) |
(54.88) |
|||||
of which: Interest on Deposits |
26,064.26 |
24,027.79 |
-2,036.47 |
-7.81 |
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ii) |
Provisions and Contingencies |
6,719.59 |
8,744.80 |
2,025.21 |
30.14 |
|
(15.15) |
(18.90) |
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of which: Provision for NPAs |
3,586.45 |
5,199.92 |
1,613.47 |
44.99 |
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iii) |
Operating Expenses |
10,428.90 |
12,131.11 |
1,702.21 |
16.32 |
|
(23.51) |
(26.22) |
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of which: Wage Bill |
7,382.78 |
8,321.56 |
938.78 |
12.72 |
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C. |
Profit |
|||||
i) |
Operating Profit |
11,231.11 |
14,363.52 |
3,132.41 |
27.89 |
|
ii) |
Net Profit |
4,511.52 |
5,618.72 |
1,107.20 |
24.54 |
|
D. |
Spread (Net Interest Income) |
13,657.37 |
15,561.24 |
1,903.87 |
13.94 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
4,94,471.56 |
5,49,257.10 |
54,785.54 |
11.08 |
|
Note: Figures in brackets are percentage shares to the respective total. |