Appendix Table III.12(E): Financial Performance of Old Private Sector Banks - আরবিআই - Reserve Bank of India
Appendix Table III.12(E): Financial Performance of Old Private Sector Banks
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(Amount in Rs. crore) |
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Item |
2002-03 |
2003-04 |
Variation of Col. (3) over Col. (2) |
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Absolute |
Percentage |
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1 |
2 |
3 |
4 |
5 |
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A. |
Income (i+ii) |
11,278.83 |
11,551.33 |
272.50 |
2.42 |
|
(100.00) |
(100.00) |
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i) |
Interest Income |
8,919.79 |
9,120.37 |
200.58 |
2.25 |
|
(79.08) |
(78.96) |
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of which: Interest on Advances |
4,802.66 |
4,890.85 |
88.19 |
1.84 |
||
Income on Investments |
3,692.65 |
3,830.53 |
137.88 |
3.73 |
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ii) |
Other Income |
2,359.04 |
2,430.96 |
71.92 |
3.05 |
|
(20.92) |
(21.04) |
|||||
of which: Commission & Brokerage |
511.09 |
518.22 |
7.13 |
1.40 |
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B. |
Expenditure (i+ii+iii) |
10,047.09 |
10,104.85 |
57.76 |
0.57 |
|
(100.00) |
(100.00) |
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i) |
Interest Expended |
6,327.22 |
5,981.87 |
-345.35 |
-5.46 |
|
(62.98) |
(59.20) |
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of which: Interest on Deposits |
6,076.75 |
5,668.46 |
-408.29 |
-6.72 |
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ii) |
Provisions and Contingencies |
1,572.69 |
1,749.43 |
176.74 |
11.24 |
|
(15.65) |
(17.31) |
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of which: Provision for NPAs |
768.55 |
821.66 |
53.11 |
6.91 |
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iii) |
Operating Expenses |
2,147.18 |
2,373.55 |
226.37 |
10.54 |
|
(21.37) |
(23.49) |
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of which: Wage Bill |
1,297.85 |
1,395.97 |
98.12 |
7.56 |
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C. |
Profit |
|||||
i) |
Operating Profit |
2,804.43 |
3,195.91 |
391.48 |
13.96 |
|
ii) |
Net Profit |
1,231.74 |
1,446.48 |
214.74 |
17.43 |
|
D. |
Spread (Net Interest Income) |
2,592.57 |
3,138.50 |
545.93 |
21.06 |
|
(Interest Income - Interest Expended) |
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E. |
Total Assets |
1,04,956.26 |
1,20,700.43 |
15,744.17 |
15.00 |
|
Note: Figures in brackets are percentage shares to the respective total. |