(Amount in Rs. crore) |
Item |
2005-06 |
2006-07 |
Variation |
|
|
|
|
Absolute |
Percentage |
1 |
2 |
3 |
4 |
5 |
A. |
Income (i+ii) |
58,826.53 |
64,137.84 |
5,311.31 |
9.03 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Income |
49,300.60 |
56,338.67 |
7,038.07 |
14.28 |
|
|
|
(83.81) |
(87.84) |
|
|
|
|
of which: Interest on Advances |
25,517.09 |
36,147.51 |
10,630.42 |
41.66 |
|
|
Income on Investments |
19,089.26 |
16,512.38 |
-2,576.88 |
-13.50 |
|
ii) |
Other Income |
9,525.93 |
7,799.17 |
-1,726.76 |
-18.13 |
|
|
|
(16.19) |
(12.16) |
|
|
|
|
of which:
Commission & Brokerage |
5,310.38 |
6,661.30 |
1,350.92 |
25.44 |
B. |
Expenditure (i+ii+iii) |
52,870.05 |
57,565.80 |
4,695.75 |
8.88 |
|
|
|
(100.00) |
(100.00) |
|
|
|
i) |
Interest Expended |
28,040.10 |
33,859.19 |
5,819.09 |
20.75 |
|
|
|
(53.04) |
(58.82) |
|
|
|
|
of which: Interest on Deposits |
25,288.64 |
28,638.81 |
3,350.17 |
13.25 |
|
ii) |
Provisions and Contingencies |
9,069.99 |
7,719.86 |
-1,350.13 |
-14.89 |
|
|
|
(17.16) |
(13.41) |
|
|
|
|
of which:
Provision for NPAs |
475.28 |
1,783.88 |
1,308.60 |
275.33 |
|
iii) |
Operating Expenses |
15,759.95 |
15,986.75 |
226.80 |
1.44 |
|
|
|
(29.81) |
(27.77) |
|
|
|
|
of which: Wage Bill |
10,665.09 |
10,470.17 |
-194.92 |
-1.83 |
C. |
Profit |
|
|
|
|
|
i) |
Operating Profit |
15,026.47 |
14,291.90 |
-734.57 |
-4.89 |
|
ii) |
Net Profit |
5,956.48 |
6,572.04 |
615.56 |
10.33 |
D. |
Net Interest Income/Margin |
21,260.50 |
22,479.48 |
1,218.99 |
5.73 |
E. |
Total Assets |
6,91,846.91 |
8,05,795.15 |
113,948.25 |
16.47 |
Note : Figures in brackets are percentage shares to the respective total.
Source : Balance sheets of respective banks. |
|
