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Appendix Table III.6: Advances to the Priority Sectors by Private Sector Banks

(As on the last reporting Friday )

(Amount in Rs. crore)

Sector

March 2006

March 2007

March 2008@

 

Amount

Percentage of ANBC

Amount

Percentage of ANBC

Amount

Percentage
of ANBC

1

2

3

4

5

6

7

Priority Sector Advances #

1,06,586

42.8

1,44,549

42.9

1,63,223

47.5

of which :

           

I.

Agriculture

36,712

13.6

52,034

12.7

57,702

15.4

II.

Small-scale industries

10,421

4.2

13,136

3.9

-

-

III.

Small Enterprises *

-

-

-

-

46,069

13.4

IV.

Other priority sectors

57,777

23.2

76,919

22.9

-

-

V.

Retail Trade

-

-

-

-

8,065

2.4

VI.

Micro Credit

-

-

-

-

3,883

1.2

VII.

Education

-

-

-

-

509

0.2

VIII.

Housing

-

-

-

-

46,990

14.0

@ : Data are provisional.
# : In terms of revised guidelines on lending to priority sector, broad categories of advances under priority sector include agriculture,small enterprises sector, retail trade, microcredit, education and housing.
* : The new guidelines on priority sector advances take into account the revised definition of small and micro enterprises as per the Micro,Small and Medium Enterprises Development Act, 2006.
Note :
1. Indirect agriculture is reckoned upto 4.5 per cent of ANBC for calculation of percentage for agriculture.
2. Priority sector lending target/sub-targets are linked to adjusted net bank credit or credit equivalent amount of off balance sheet exposures, whichever is higher, with effect from April 30, 2007.
Source : Data furnished by banks.

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