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Appendix Table IV.1: Progress of Co-operative Credit Movement in India

Sr. No.

Type of Institution

Item

2003-04

2004-05

2005-06 P

2006-07P

1

2

3

4

5

6

7

1.

Urban Co-operative Banks (UCBs)

Number

1,926

1,872

1,853

1,813

 

 

Owned Funds

12,348

13,604

13,973

14,751

 

 

Deposits

1,10,256

1,05,021

1,14,060

1,20,983

 

 

Borrowings

1,484

1,782

1,781

2,602

 

 

Working Capital

N.A.

N.A.

 

 

 

 

Loans Outstanding

67,930

66,874

71,641

78,660

 

 

C-D Ratio

62

64

63

65

 

 

 

 

 

 

 

2.

State Co-operative Banks (StCBs)

Number

31

31

31

N.A.

 

 

Owned Funds

8,288

9,500

10,545

N.A.

 

 

Deposits

44,335

44,326

45,405

N.A.

 

 

Borrowings

12,457

14,602

16,989

N.A.

 

 

Working Capital

57,936

65,399

69,140

N.A.

 

 

Loans Issued

33,961

46,234

48,260

N.A.

 

 

Loans Outstanding

35,105

37,353

39,684

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

83

86

87

N.A.

 

 

C-D Ratio

79

84

88

N.A.

 

 

 

 

 

 

 

3.

District Central Co-operative Banks

Number

365

367

366

N.A.

 

(DCCBs)

Owned Funds

17,052

20,499

23,450

N.A.

 

 

Deposits

79,153

82,129

87,532

N.A.

 

 

Borrowings

20,256

22,575

24,217

N.A.

 

 

Working Capital

1,14,702

1,07,241

1,13,472

N.A.

 

 

Loans Issued

58,708

67,899

73,583

N.A.

 

 

Loans Outstanding

67,152

73,125

79,202

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

63

72

69

N.A.

 

 

C-D Ratio

85

89

91

N.A.

 

 

 

 

 

 

 

4.

State Co-operative Agriculture and Rural

Number

20

20

20

N.A.

 

Development Banks (SCARDBs)

Owned Funds

4,403

3,376

3,352

N.A.

 

 

Deposits #

524

636

636

N.A.

 

 

Borrowings

16,933

17,182

17,075

N.A.

 

 

Working Capital

22,038

23,229

23,655

N.A.

 

 

Loans Issued

2,837

3,291

2,907

N.A.

 

 

Loans Outstanding

16,263

17,403

17,713

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

44

44

47

N.A.

 

 

 

 

 

 

 

5.

Primary Co-operative Agriculture and

Number

768

727

696

N.A.

 

Rural Development Banks (PCARDBs)

Owned Funds

3,856

3,116

3,380

N.A.

 

 

Deposits #

395

364

382

N.A.

 

 

Borrowings

11,879

12,750

13,066

N.A.

 

 

Working Capital

15,812

16,689

16,856

N.A.

 

 

Loans Issued

2,164

2,506

2,254

N.A.

 

 

Loans Outstanding

11,311

12,622

12,740

N.A.

 

 

Recovery Performance

 

 

 

 

 

 

(as per cent to demand)

44

54

48

N.A.

P : Provisional.
N.A. : Not Available.
# : Deposit of SCARDBs and PCARDBs include advance repayment received by the PCARDBs.
Source : The Reserve Bank for UCBs and NABARD for rural co-operatative banks.

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