(Per cent)

Sr.
No.

Region/State/Union Territory

Credit - Deposit Ratio

Investment plus
Credit-Deposit Ratio@

Investment
plus Credit
plus RIDF- Deposit Ratio @

March 2008

March 2009

March 2010

March 2008

March 2009

March 2008

As per
Sanc-
tion

As per
Utilisa-
tion

As per
Sanc-
tion

As per
Utilisa-
tion

As per
Sanc-
tion

As per
Sanc-
tion

As per
Utilisa-
tion

As per
Sanc-
tion

As per
Utilisa-
tion

Asper Sanc-
tion

As per
Utilisa-
tion

1

2

3

4

5

6

7

8

9

10

11

12

13

ALL INDIA

74.4

74.4

72.6

72.6

72.7

79.2

79.2

78.7

78.7

80.2

80.2

1

NORTHERN REGION

67.7

70.1

68.9

71.1

74.6

71.4

73.8

73.3

75.5

72.7

75.1

Haryana

60.1

67.2

61.4

74.0

63.0

63.6

70.7

67.3

80.0

64.7

71.8

Himachal Pradesh

43.4

51.3

38.6

47.1

41.4

62.7

70.6

60.6

69.1

65.9

73.8

Jammu & Kashmir

56.4

56.3

47.2

47.3

46.9

68.3

68.3

59.8

60.0

71.6

71.5

Punjab

67.2

76.1

65.7

65.5

71.1

75.4

84.3

75.0

74.8

76.6

85.6

Rajasthan

82.4

100.0

80.6

87.5

88.2

95.9

113.6

96.2

103.0

97.8

115.5

Chandigarh

96.2

95.8

115.0

119.9

131.7

96.2

95.8

115.0

119.9

96.2

95.8

Delhi

66.9

64.4

68.9

68.8

75.1

66.9

64.4

69.0

68.8

68.0

65.4

2

NORTH-EASTERN REGION

40.7

48.3

36.0

39.2

34.4

50.3

58.0

46.9

50.1

52.5

60.1

Arunachal Pradesh

31.7

57.7

25.5

33.9

25.1

40.3

66.3

32.0

40.3

48.2

74.2

Assam

42.4

49.8

38.5

41.5

37.0

50.3

57.8

48.4

51.4

51.9

59.4

Manipur

48.4

50.3

36.0

37.1

40.6

65.0

66.8

56.5

57.5

65.8

67.6

Meghalaya

33.2

41.1

28.3

34.6

25.0

42.9

50.8

37.2

43.5

44.8

52.7

Mizoram

62.9

65.5

57.9

60.2

47.5

83.2

85.9

80.5

82.8

87.3

90.0

Nagaland

34.0

43.9

30.8

31.6

29.8

56.4

66.3

54.5

55.3

60.6

70.5

Tripura

36.1

36.8

30.7

31.5

29.2

44.2

45.0

37.8

38.6

46.2

47.0

3

EASTERN REGION

51.5

58.2

48.8

50.8

50.3

59.1

65.7

57.7

59.7

60.1

66.7

Bihar

28.2

45.0

26.8

26.6

28.6

36.0

52.8

35.0

34.8

37.0

53.8

Jharkhand

35.3

40.2

32.0

35.7

34.4

38.8

43.6

37.5

41.2

40.2

45.0

Orissa

56.3

62.4

50.8

55.7

53.2

62.4

68.5

55.3

60.2

63.8

69.9

Sikkim

46.8

53.7

41.6

53.7

37.1

56.7

63.7

142.7

154.7

58.4

65.4

West Bengal

62.4

65.8

60.7

62.2

61.3

71.1

74.5

71.1

72.6

71.9

75.3

Andaman & Nicobar Islands

30.7

75.0

31.7

38.1

36.0

30.7

75.0

31.7

38.1

30.7

75.0

4

CENTRAL REGION

46.1

54.6

44.3

48.7

46.7

53.8

62.2

52.8

57.2

55.1

63.6

Chhattisgarh

49.8

66.0

46.3

52.3

52.8

53.1

69.3

48.9

54.9

55.0

71.2

Madhya Pradesh

60.1

65.9

57.4

61.9

59.8

67.5

73.3

66.7

71.2

69.9

75.7

Uttar Pradesh

43.7

52.6

42.2

46.5

42.6

52.1

61.0

51.5

55.8

53.0

61.9

Uttaranchal

26.2

31.6

25.3

28.6

33.8

33.6

38.9

32.9

36.3

35.2

40.6

5

WESTERN REGION

88.6

76.0

85.6

77.0

77.8

91.4

78.8

89.5

81.0

91.9

79.3

Goa

29.4

33.6

26.7

26.6

25.5

34.3

38.4

31.8

31.7

34.3

38.5

Gujarat

66.5

97.8

63.7

74.6

65.3

74.3

105.6

73.4

84.3

76.4

107.7

Maharashtra

93.9

73.1

91.2

78.7

81.3

95.8

75.0

94.1

81.6

95.9

75.2

Dadra & Nagar Haveli

23.9

121.9

18.1

87.7

59.7

23.9

122.0

18.1

87.7

23.9

122.0

Daman & Diu

15.0

58.2

19.3

49.1

19.8

15.0

58.2

19.3

49.1

15.0

58.2

6

SOUTHERN REGION

89.1

96.8

87.9

94.1

92.2

95.1

102.8

95.5

101.7

96.1

103.8

Andhra Pradesh

90.4

97.2

96.4

104.9

105.1

99.0

105.7

106.2

114.8

100.8

107.6

Karnataka

78.1

94.3

77.3

82.8

76.9

81.2

97.3

82.2

87.7

81.7

97.9

Kerala

63.4

66.4

59.7

61.7

63.6

71.4

74.4

68.8

70.8

72.1

75.0

Tamil Nadu

114.7

117.0

108.1

115.2

112.6

120.4

122.8

115.5

122.7

121.5

123.9

Lakshadweep

7.5

14.9

5.4

7.5

7.5

7.5

14.9

5.4

7.5

7.5

14.9

Puducherry

49.7

50.1

51.4

55.8

56.9

57.1

57.5

64.0

68.4

57.1

57.5

@: Bank’s State-wise investment represent their holdings of State-level securities, such as, State Government loans and shares, bonds,
debentures, etc. of regional rural banks, co-operative institutions, State electricity boards, municipal corporations, municipalities and port
trusts, State financial corporations, housing boards, State industrial development corporations, road transport corporations and other
Government and quasi-Government bodies. All-India investment plus credit-deposit ratio is worked out by excluding investments in Central
Government and other securities not mentioned above.
Note: 1) Deposits and Credit (as per place of sanction and utilisation) data for 2008 and 2009 are based on BSR-1 and 2 Surveys as on
March 31, 2008 and 2009.
2) Deposits and credit data (as per sanction) for 2010 are based on BSR 7 as on March 31,2010.
3) The investment figures are based on BSR-5 survey as on March 31,2008 and March 31,2009.
4) RIDF outstanding data are based on information provided by NABARD.