Appendix Table IV.17 (C) Financial Performance of Nationalised Banks - আরবিআই - Reserve Bank of India
Appendix Table IV.17 (C) Financial Performance of Nationalised Banks
(Amount in Rs. crore) |
|||||
Item |
2007-08 |
2008-09 |
Variation |
||
Absolute |
Percentage |
||||
1 |
2 |
3 |
4 |
5 |
|
A. |
Income (i+ii) |
1,54,004 |
1,97,318 |
43,315 |
28.1 |
|
|
(100.0) |
(100.0) |
|
|
|
i) Interest Income |
1,34,606 |
1,72,601 |
37,995 |
28.2 |
|
|
(87.4) |
(87.5) |
|
|
|
of which: Interest on Advances |
96,218 |
1,29,550 |
33,333 |
34.6 |
|
Income on Investments |
34,832 |
39,966 |
5,133 |
14.7 |
|
Interest on Recapitalisation Bonds |
473 |
– |
-473 |
-100.0 |
|
ii) Other Income |
19,398 |
24,718 |
5,320 |
27.4 |
|
|
(12.6) |
(12.5) |
|
|
|
of which: Commission & Brokerage |
6,525 |
8,011 |
1,486 |
22.8 |
B. |
Expenditure (i+ii+iii) |
1,37,147 |
1,75,679 |
38,532 |
28.1 |
|
|
(100.0) |
(100.0) |
|
|
|
i) Interest Expended |
93,729 |
1,21,371 |
27,642 |
29.5 |
|
|
(68.3) |
(69.1) |
|
|
|
of which: Interest on Deposits |
87,329 |
1,12,731 |
25,402 |
29.1 |
|
ii) Provisions and Contingencies |
14,707 |
20,544 |
5,837 |
39.7 |
|
|
(10.7) |
(11.7) |
|
|
|
of which: Provision for NPAs |
5,512 |
6,182 |
670 |
12.2 |
|
iii) Operating Expenses |
28,711 |
33,764 |
5,053 |
17.6 |
|
|
(20.9) |
(19.2) |
|
|
|
of which : Wage Bill |
17,983 |
21,350 |
3,366 |
18.7 |
C. |
Profit |
|
|
|
|
|
i) Operating Profit |
31,563 |
42,184 |
10,620 |
33.7 |
|
ii) Net Profit |
16,856 |
21,639 |
4,783 |
28.4 |
D. |
Net Interest Income/Margin |
40,877 |
51,230 |
10,353 |
25.3 |
E. |
Total Assets |
18,80,271 |
23,14,102 |
4,33,832 |
23.1 |
Note : Figures in parentheses are percentage shares to the respective total. |