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Appendix Table IV.17 (G) Financial Performance of Foreign Banks in India

(Amount in Rs. crore)

Item

2007-08

2008-09

Variation

Absolute

Percentage

1

2

3

4

5

A.

Income (i+ii)

35,004

45,213

10,209

29.2

 

 

(100.00)

(100.00)

 

 

 

i) Interest Income

24,417

30,322

5,906

24.2

 

 

(69.8)

(67.1)

 

 

 

of which: Interest on Advances

15,712

20,579

4,868

31.0

 

Income on Investments

7,017

8,748

1,731

24.7

 

ii) Other Income

10,588

14,891

4,303

40.6

 

 

(30.3)

(32.9)

 

 

 

of which: Commission & Brokerage

5,357

6,699

1,342

25.1

B.

Expenditure (i+ii+iii)

28,392

37,703

9,311

32.8

 

 

(100.00)

(100.00)

 

 

 

i) Interest Expended

10,604

12,817

2,213

20.9

 

 

(37.4)

(34.0)

 

 

 

of which: Interest on Deposits

7,176

9,288

2,112

29.4

 

ii) Provisions and Contingencies

7,435

12,588

5,153

69.3

 

 

(26.2)

(33.4)

 

 

 

of which: Provision for NPAs

719

2,587

1,868

259.9

 

iii) Operating Expenses

10,353

12,299

1,946

18.8

 

 

(36.5)

(32.6)

 

 

 

of which: Wage Bill

4,180

4,884

704

16.8

C.

Profit

 

 

 

 

 

i) Operating Profit

14,047

20,098

6,051

43.1

 

ii) Net Profit

6,612

7,510

898

13.6

D.

Net Interest Income/Margin

13,813

17,506

3,693

26.7

E.

Total Assets

3,64,099

4,47,149

83,051

22.8

Note : Figures in parentheses are percentage shares to the respective total.
Source : Balance sheets of respective banks.

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