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Appendix Table V.4: Indicators of Financial Health of District Central Co-operative Banks

(At end-March)
(Amount in ₹ Lakh)
Sr. No. Region/State 2018-2019 2019-20 2019 2020
No. of DCCBs Profit Loss No. of DCCBs Profit Loss NPA to loans ratio (%) Recovery to Demand (%) (At end-June)* NPA to loans ratio (%) Recovery to Demand (%) (At end-June)*
No. of DCCBs Amt. No of DCCBs Amt. No. of DCCBs Amt. No of DCCBs Amt.
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16
  Northern region 73 58 12,132 15 14,329 73 58 15,599 15 16,950 9.2 68.5 10.8 75.1
1 Haryana 19 17 3,302 2 1,485 19 17 5,289 2 867 6.3 65.5 6.3 65.2
2 Himachal Pradesh 2 1 423 1 4,516 2 1 712 1 4,033 22.9 69.0 25.2 74.2
3 Jammu & Kashmir 3 0 - 3 3,195 3 0 - 3 4,276 29.9 43.6 37.2 39.2
4 Punjab 20 11 1,598 9 5,134 20 12 2,185 8 7,563 9.9 73.0 10.3 76.7
5 Rajasthan 29 29 6,809 0 - 29 28 7,412 1 211 5.2 67.8 8.9 83.5
  Eastern region 57 45 21,607 12 3,679 58 51 24,682 7 5,711 9.3 71.0 9.3 67.3
6 Bihar 22 13 573 9 2,312 23 16 1,415 7 5,711 22.1 39.2 17.7 29.7
7 Jharkhand 1 1 4 0 - 1 1 219 0 - 78.0 14.6 63.4 17.2
8 Odisha 17 16 13,805 1 78 17 17 14,791 0 - 6.6 71.2 7.3 67.1
9 West Bengal 17 15 7,225 2 1,289 17 17 8,258 0 - 10.2 78.8 9.8 76.9
  Central region 104 81 29,880 23 21,608 104 73 25,754 31 29,547 19.3 62.3 21.2 55.4
10 Chattisgarh 6 6 7,286 0 - 6 6 6,465 0 - 11.9 72.1 14.5 70.2
11 Madhya Pradesh 38 28 10,671 10 14,613 38 25 6,699 13 19,686 23.6 59.0 26.7 47.7
12 Uttar Pradesh 50 37 7,201 13 6,995 50 32 8,289 18 9,861 15.8 61.8 13.9 62.6
13 Uttarakhand 10 10 4,723 0 - 10 10 4,301 0 - 8.7 79.6 12.1 75.0
  Western region 49 41 55,224 8 53,164 49 45 75,883 4 47,935 16.0 64.6 16.2 61.9
14 Gujarat 18 18 18,401 0 - 18 18 18,093 0 - 5.4 89.8 5.4 90.5
15 Maharashtra 31 23 36,823 8 53,164 31 27 57,790 4 47,935 19.4 53.9 20.1 49.7
  Southern region 80 78 51,012 2 5,807 67 64 46,738 3 3,922 7.6 88.4 6.9 87.7
16 Andhra Pradesh 13 13 4,743 0 - 13 12 4,773 1 1,411 4.9 90.9 5.8 90.8
17 Karnataka 21 20 12,724 1 3,634 21 20 14,152 1 1,788 6.3 90.2 6.1 88.1
18 Kerala 14 13 8,720 1 2,173 1 1 315 0 - 10.4 87.3 15.5 77.8
19 Tamil Nadu 23 23 21,149 0 - 23 23 24,641 0 - 7.0 86.2 7.1 85.6
20 Telangana 9 9 3,676 0 - 9 8 2,857 1 723 5.3 87.6 7.5 87.0
  All India 363 303 169,856 60 98,588 351 291 188,656 60 104,066 11.8 72.0 12.6 70.2
Notes: 1. Components may not add up to the total /s due to rounding off.
2. Recovery for a financial year is taken as on 30th June.
3. During the year 2019-20, 13 of 14 DCCBs in Kerala (except Mallapuram DCCB) amalgamated with Kerala StCB and Supaul DCCB was formed in Bihar.
Source: NABARD.

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