Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1998

NORTHERN EASTERN REGION

STATE :ASSAM

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

68,344

79,50

70,09

1,07,766

167,74

169,25

11

1,65

22

1.

Direct Finance

67,718

70,51

61,64

1,06,120

131,68

133,82

9

1,47

7

2.

Indirect Finance

626

8,99

8,45

1,646

36,05

35,44

2

18

15

II.

INDUSTRY

71,587

267,17

225,85

52,763

438,68

419,17

26

96,69

64,66

1.

Mining & Quarrying

30

3,74

3,65

275

14,81

13,62

-

-

-

2.

Food Manufacturing & Processing

1,688

43,44

25,88

2,254

107,42

95,20

19

96,07

64,09

(a)

Rice Mills, Flour & Dal Mills

202

7,01

5,41

502

14,39

12,41

-

-

-

(b)

Sugar

3

3

3

7

2,18

2,56

-

-

-

(c)

Edible Oils & Vanaspati

80

3,59

3,70

98

3,72

3,84

-

-

-

(d)

Tea Processing

32

22,55

8,01

174

75,70

64,31

19

96,07

64,09

(e)

Processing of Fruits & Vegetables

13

7

7

20

15

15

-

-

-

(f)

Others

1,358

10,20

8,67

1,453

11,27

11,92

-

-

-

3.

Beverage & Tobacco

8

32

32

52

1,04

94

-

-

-

4.

Textiles

747

14,81

12,37

2,572

30,78

30,81

1

50

52

(a)

Cotton Textiles

140

1,62

1,55

323

7,73

8,09

1

50

52

(b)

Jute Textiles

11

6

6

64

1,44

1,26

-

-

-

(c)

Handloom Textiles & Khadi

106

67

67

967

7,67

8,31

-

-

-

(d)

Other Textiles

490

12,45

10,10

1,218

13,94

13,16

-

-

-

5.

Paper, Paper Products & Printing

242

5,63

4,76

469

9,91

10,68

3

3

3

6.

Leather & Leather Products

32

20

22

90

76

84

-

-

-

7.

Rubber & Rubber Products

37

1,23

1,20

40

1,11

1,28

-

-

-

8.

Chemicals & Chemical Products

351

11,00

10,31

330

24,11

17,02

2

8

2

(a)

Heavy Industrial Chemicals

27

55

59

14

1,54

48

-

-

-

(b)

Fertilisers

51

1,14

99

11

4,00

2,14

-

-

-

(c)

Drugs & Pharmaceuticals

7

6

6

80

5,17

5,48

2

8

2

(d)

Non-Edible Oils

18

22

23

11

42

22

-

-

-

(e)

Other Chemicals & Chemical Products

248

9,04

8,44

214

12,99

8,70

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

55

15,94

15,97

58

2,24

2,25

-

-

-

10.

Manufacture of Cement & Cement Products

169

10,06

10,24

442

5,31

5,33

-

-

-

11.

Basic Metals & Metal Products

449

14,86

14,80

826

26,31

25,00

-

-

-

(a)

Iron & Steel

73

8,39

8,19

64

18,21

16,88

-

-

-

(b)

Non-Ferrous Metals

11

52

47

10

15

13

-

-

-

(c)

Other Metal Products

365

5,95

6,14

752

7,95

7,99

-

-

-

12.

Engineering

172

3,12

2,96

495

34,75

26,52

-

-

-

(a)

Heavy Engineering

29

59

57

52

14,46

5,80

-

-

-

(b)

Light Engineering

41

62

50

151

2,70

2,49

-

-

-

(c)

Electrical Machinery & Goods

64

1,49

1,48

127

9,58

9,23

-

-

-

(d)

Electronic Machinery & Goods

38

42

42

165

8,01

8,99

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

115

2,33

1,98

254

12,84

13,09

-

-

-

14.

Other Industries

67,452

139,76

120,39

43,788

151,04

159,03

1

-

-

15.

Electricity, Gas & Water

10

10

11

232

2,71

2,67

-

-

-

(a)

Electricity Generation & Transmission

3

4

3

206

2,35

2,31

-

-

-

(b)

Non-Conventional Energy

1

1

2

9

7

7

-

-

-

(c)

Gas, Steam & Water Supply

6

6

7

17

29

28

-

-

-

16.

Construction

30

65

69

586

13,52

14,91

-

-

-

III.

TRANSPORT OPERATORS

12,439

41,71

34,36

12,110

73,00

71,55

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

20,491

36,78

33,41

23,413

53,78

51,24

-

-

-

V.

PERSONAL LOANS

50,845

98,59

91,47

61,843

212,34

200,73

183

2,91

2,36

1.

Loans for Purchase of Consumer Durables

4,881

6,56

5,92

6,790

10,64

8,27

6

1

1

2.

Loans for Housing

3,297

35,06

31,61

7,804

56,85

52,45

-

-

-

3.

Rest of the Personal Loans

42,667

56,97

53,94

47,249

144,85

140,00

177

2,90

2,35

VI.

TRADE

57,425

135,64

127,98

1,20,857

323,79

315,58

29

2,47

2,14

1.

Wholesale Trade

2,641

40,42

37,94

3,225

50,77

48,35

1

1,13

1,13

2.

Retail Trade

54,784

95,23

90,04

1,17,632

273,03

267,23

28

1,34

1,01

VII.

FINANCE

9

4,87

3,23

561

16,79

14,00

-

-

-

VIII.

ALL OTHERS

39,441

42,12

47,38

49,892

134,45

132,57

48

9

10

TOTAL BANK CREDIT

3,20,581

706,38

633,78

4,29,205

1420,57

1374,10

297

103,80

69,48

OF WHICH:

1. Artisans & Village Industries

34,956

30,81

31,29

17,730

25,47

27,03

-

-

-

2. Other Small Scale Industries

30,744

98,02

97,47

25,783

126,32

132,70

-

-

-

NORTHERN EASTERN REGION

STATE :ASSAM

(Amount in Rupees Lakh)

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

91,922

62,15

67,41

118

10

11

2,68,161

311,14

307,08

1.

Direct Finance

91,616

57,34

63,11

118

10

11

2,65,581

261,11

258,74

2.

Indirect Finance

306

4,80

4,30

-

-

-

2,580

50,02

48,34

II.

INDUSTRY

19,486

18,25

19,84

129

5,18

5,22

1,43,991

825,98

734,74

1.

Mining & Quarrying

3

1

1

-

-

-

308

18,56

17,28

2.

Food Manufacturing & Processing

183

2,07

1,97

13

60

61

4,157

249,60

187,75

(a)

Rice Mills, Flour & Dal Mills

61

1,23

1,10

4

4

3

769

22,67

18,96

(b)

Sugar

-

-

-

-

-

-

10

2,21

2,59

(c)

Edible Oils & Vanaspati

7

15

14

-

-

-

185

7,46

7,68

(d)

Tea Processing

-

-

-

3

51

53

228

194,84

136,94

(e)

Processing of Fruits & Vegetables

15

48

50

-

-

-

48

69

71

(f)

Others

100

22

24

6

4

4

2,917

21,72

20,88

3.

Beverage & Tobacco

3

3

1

-

-

-

63

1,38

1,28

4.

Textiles

53

47

54

2

4

2

3,375

46,60

44,26

(a)

Cotton Textiles

18

18

22

-

-

-

482

10,04

10,38

(b)

Jute Textiles

-

-

-

-

-

-

75

1,51

1,32

(c)

Handloom Textiles & Khadi

18

19

21

-

-

-

1,091

8,52

9,19

(d)

Other Textiles

17

10

11

2

4

2

1,727

26,54

23,38

5.

Paper, Paper Products & Printing

15

38

36

9

6

6

738

16,01

15,89

6.

Leather & Leather Products

3

1

2

2

1

1

127

98

1,08

7.

Rubber & Rubber Products

1

1

-

-

-

-

78

2,35

2,48

8.

Chemicals & Chemical Products

13

17

18

4

4

5

700

35,41

27,57

(a)

Heavy Industrial Chemicals

-

-

-

1

-

-

42

2,09

1,08

(b)

Fertilisers

-

-

-

-

-

-

62

5,13

3,13

(c)

Drugs & Pharmaceuticals

6

10

12

1

3

3

96

5,45

5,70

(d)

Non-Edible Oils

-

-

-

-

-

-

29

64

45

(e)

Other Chemicals & Chemical Products

7

7

5

2

1

1

471

22,11

17,20

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

2

26

49

115

18,44

18,71

10.

Manufacture of Cement & Cement Products

3

1

2

-

-

-

614

15,38

15,59

11.

Basic Metals & Metal Products

19

16

18

13

1,22

1,04

1,307

42,56

41,01

(a)

Iron & Steel

-

-

-

6

1,20

1,02

143

27,80

26,09

(b)

Non-Ferrous Metals

-

-

-

-

-

-

21

67

60

(c)

Other Metal Products

19

16

18

7

3

2

1,143

14,08

14,33

12.

Engineering

13

6

6

3

10

5

683

38,03

29,58

(a)

Heavy Engineering

3

1

1

-

-

-

84

15,05

6,38

(b)

Light Engineering

1

-

-

-

-

-

193

3,32

2,99

(c)

Electrical Machinery & Goods

2

1

1

-

-

-

193

11,08

10,72

(d)

Electronic Machinery & Goods

7

4

3

3

10

5

213

8,57

9,49

13.

Vehicles, Vehicle Parts & Transport Equipments

8

8

3

5

1,48

1,74

382

16,73

16,84

14.

Other Industries

19,123

14,49

15,96

69

85

72

1,30,433

306,14

296,10

15.

Electricity, Gas & Water

-

-

-

-

-

-

242

2,81

2,78

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

209

2,39

2,34

(b)

Non-Conventional Energy

-

-

-

-

-

-

10

7

9

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

23

35

35

16.

Construction

46

30

51

7

52

44

669

14,99

16,55

III.

TRANSPORT OPERATORS

9,014

27,52

24,30

128

4,96

3,81

33,691

147,18

134,02

IV.

PROFESSIONAL AND OTHER SERVICES

12,123

9,53

9,61

134

1,77

1,70

56,161

101,86

95,97

V.

PERSONAL LOANS

23,184

36,83

34,28

1,156

4,16

3,69

1,37,211

354,84

332,53

1.

Loans for Purchase of Consumer Durables

3,257

5,59

4,81

118

22

13

15,052

23,02

19,15

2.

Loans for Housing

1,069

12,57

11,26

50

66

59

12,220

105,14

95,91

3.

Rest of the Personal Loans

18,858

18,67

18,21

988

3,28

2,97

1,09,939

226,67

217,47

VI.

TRADE

50,996

45,02

47,87

349

4,40

3,83

2,29,656

511,33

497,40

1.

Wholesale Trade

135

2,93

2,92

37

1,61

1,47

6,039

96,85

91,81

2.

Retail Trade

50,861

42,08

44,95

312

2,80

2,36

2,23,617

414,48

405,59

VII.

FINANCE

2

1

1

4

7

4

576

21,74

17,29

VIII.

ALL OTHERS

5,524

5,62

5,59

856

2,92

2,59

95,761

185,20

188,23

TOTAL BANK CREDIT

2,12,251

204,92

208,90

2,874

23,58

20,99

9,65,208

2459,26

2307,26

OF WHICH:

1. Artisans & Village Industries

11,307

8,69

9,54

23

9

9

64,016

65,06

67,95

2. Other Small Scale Industries

7,581

7,64

8,22

58

1,14

99

64,166

233,11

239,38